Garuda - Garba Rujukan Digital

p-Index From 2021 - 2026

5.127

P-Index

This Author published in this journals

All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis E-Dimas: Jurnal Pengabdian kepada Masyarakat JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS Jurnal Teknik International Journal of Applied Business Research Amwaluna Jurnal Ekonomi dan Keuangan Syariah EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Share: Jurnal Ekonomi dan Keuangan Islam Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Indonesian Journal of Economics and Management Journal of Applied Islamic Economics and Finance Prosiding Seminar Nasional Pengabdian Masyarakat

Iwan Setiawan

Associate Professor, Department Of Accounting, Politeknik Negeri Bandung, Indonesia.

Author-ID : 3221032

Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mechanical Engineering Medicine & Pharmacology Social Sciences Other

Published : 46 Documents Claim Missing Document

Claim Missing Document

Articles

1 2 3 4 5

Pembiayaan UMKM Bank Syariah dan Stabilitas Moneter di Indonesia pasca Pandemic Covid-19 Iwan Setiawan; Fifi Afiyanti; Dadang Hermawan; Teti Sofia Yanti
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022)
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v10i2.2567

ABSTRAK Usaha Mikro, Kecil dan Menengah (UMKM) merupakan sektor andalan bagi peningkatan kegiatan ekonomi dan kesejahteraan masyarakat bawah. Bank syariah terlibat langsung dalam pengembangan UMKM melalui pembiayaan, diharapkan memberikan kontribusi bagi pelaku usaha dan masyarakat yang terlibat langsung dengan kegiatan UMKM. Pembiayaan UMKM merupakan program nasional yang berpotensi memberikan kontribusi bagi perekonomian secara makro. UMKM merupakan sektor potensial terkait dengan aktivitas ekonomi riil yang banyak melibatkan banyak pelaku dan peningkatan jumlah produksi yang dihasilkan. Kontribusi aktivitas usaha dan pembiayaan UMKM bisa menjaga keseimbangan permintaan pasar. Kelangsungan usaha dapat terjaga, kewajiban pelaku UMKM pada perbankan syariah dapat dipenuhi, aktivitas perekonomian dan stabilitas moneter (inflasi) dapat terkendali. Jumlah dan kualitas pembiayaan UMKM belum optimal, penelitian ini akan mengkaji peran pembiayaan UMKM terhadap kinerja bank syariah dan stabilitas moneter. Hasil penelitian ini mengungkapkan bahwa pembiayaan UMKM memberikan peran besar terhadap peningkatan kinerja keuangan bank syariah dan peningkatan laju inflasi di Indonesia. Peningkatan kinerja keuangan bank syariah dan stabilitas moneter sangat penting untuk terciptanya iklim usaha yang kondusif bagi pelaku UMKM. ABSTRACT Micro, Small and Medium Enterprises (MSMEs) are the mainstay sector for increasing economic activity and the welfare of the lower class. Its role is important for business actors, the community and all supporting sectors. MSME financing is a national program that has the potential to contribute to the macro economy. MSME is a potential sector related to real economic activity that involves many actors and increases the amount of production produced. The contribution of business activities and MSME financing can maintain a balance in market demand. Business continuity can be maintained, the obligations of MSME actors in Islamic banking can be fulfilled, economic activity and monetary stability (inflation) can be controlled. The amount and quality of MSME financing is not optimal, this study will examine the role of MSME financing on the performance of Islamic banks and monetary stability. The results of this study reveal that MSME financing plays a major role in improving the financial performance of Islamic banks and increasing the inflation rate in Indonesia. Improving the financial performance of Islamic banks and monetary stability is very important to create a conducive business climate for MSME actors.

The Impact of Financing Risk on Islamic Banking Performance in Indonesia Iwan Setiawan
Share: Jurnal Ekonomi dan Keuangan Islam Vol 10, No 2 (2021)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

The financing risk is a significant issue in the Islamic banking industry that affects its performance. This research aims to examine the factors that influence financing risk on the financial performance of Islamic banking in Indonesia. This study utilized time-series data quarterly from 2009-2020 collected from three types of Islamic banking in Indonesia: Islamic Commercial Bank (ICB), Islamic Business Unit (IBU), and Islamic Rural Bank (IRB). It was analyzed using multiple regression estimation techniques with the Ordinary Least Square (OLS) method. This study revealed that the Islamic banks’ financing risk is significantly influenced by bank capital, financing, economic growth, inflation, and central bank’ rate (BI rates), both negatively and positively. In detail, the increase of bank capital, financing, and economic growth will reduce the financing risks, whilst inflation and BI rate increase the financing risks. The findings also disclosed that Islamic banks' financial performance is influenced by bank capital, operating costs, financing risks, inflation, and BI rates. Thus, the decrease in bank capital, operational costs, and financing risks will subsequently decrease the financial performance, while the increase of inflation and BI rates will increase the financial performance of Islamic banks. Economic growth is the most influential factor in reducing financing risk, while financing risk is the most significant factor in improving banks’ financial performance. The government's efforts to boost economic growth are crucial to reducing financing risks and improving the financial performance of Islamic banks.==========================================================================================================ABSTRAK – Dampak Risiko Pembiayaan terhadap Kinerja Bank Syariah di Indonesia. Risiko pembiayaan merupakan persoalan utama bagi industri perbankan termasuk perbankan syariah. Tujuan dari penelitian ini adalah untuk menganalisis faktor-faktor yang mempengaruhi risiko pembiayaan dan pengaruhnya terhadap kinerja keuangan perbankan syariah di Indonesia. Objek penelitian meliputi Bank Umum Syariah, Unit Usaha Syariah dan Bank Perkreditan Rakyat syariah. Model analisis menggunakan teknik estimasi regresi berganda dengan menggunakan metode Ordinary Least Square (OLS). Penelitian ini menggunakan data time-series periode kuartalan dari 2009-2020. Hasil penelitian ini menunjukkan bahwa risiko pembiayaan bank syariah dipengaruhi oleh modal bank, pembiayaan, pertumbuhan ekonomi, inflasi dan BI Rate. Hasil ini mengindikasikan bahwa peningkatan modal bank, pembiayaan, dan pertumbuhan ekonomi akan mengakibatkan penurunan risiko pembiayaan, sementara peningkatan inflasi dan BI Rate akan meningkatkan risiko pembiayaan. Selain itu, hasil kajian juga mendapati bahwa kinerja keuangan bank syariah dipengaruhi oleh modal bank, biaya operasional bank, risiko pembiayaan, inflasi dan BI Rate. Secara detil, penurunan modal bank, biaya operasional dan risiko pembiayaan akan meningkatkan kinerja keuangan bank syariah, sementara peningkatan inflasi dan BI Rate akan meningkatkan kinerja keuangan. Faktor yang berpengaruh paling terhadap penurunan risiko pembiayaan adalah pertumbuhan ekonomi. Penurunan risiko pembiayaan merupakan faktor yang berpengaruh paling besar terhadap peningkatan kinerja keuangan perbankan syariah. Upaya pemerintah untuk mendorong pertumbuhan ekonomi merupakan langkah yang sangat strategis mengurangi risiko pembiayaan dan meningkatkan kinerja keuangan perbankan syariah di Indonesia.

PEMBIAYAAN UMKM, KINERJA BANK SYARIAH DAN PERTUMBUHAN EKONOMI DI INDONESIA Iwan Setiawan
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 6 No 2 (2021): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Sharia banks have an important role to do with the development of MSMEs and the economy in Indonesia. The share of sharia bank financing in MSMEs decreased beyond the minimum limit set. This study aims to look at the role of MSME financing on the performance of Sharia banks and economic growth in Indonesia. The study used monthly data for the period 2016-2019 with the two stage least square (TSLS) analysis method. The results of this study revealed that financing in MSMEs contributes greatly to the improvement of the performance (ROA) of Sharia banks. The financing of MSMEs of Sharia banks does not contribute directly to economic growth. The contribution of MSME financing to economic growth occurs through the role of profit (ROA) of Sharia banks. There is a two-way relationship and mutual influence between sharia bank profits and economic growth. The role of economic growth towards bank profits is greater than the role of sharia banks in economic growth. It is important to pay attention to the portion and quality of financing in MSMEs that can improve the performance of Sharia banks and at the same time boost economic growth in Indonesia.

Apakah Harga Saham dapat Dipengaruhi Return on Equity dan Return on Investment? Studi pada Perbankan yang Terdaftar di Bursa Efek Indonesia Maulana Dzakkiansyah; Ruhadi Ruhadi; Iwan Setiawan
Indonesian Journal of Economics and Management Vol 2 No 3 (2022): Indonesian Journal of Economics and Management (July 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ijem.v2i3.3761

Form this study has a purpose to analyze the Effect of Return on Equity and Return on Investment on Stock Prices (Study on Banking Sub-Sector Companies Listed on the Indonesia Stock Exchange 2016-2020 Period). Return on Investment (ROI) and Return on Equity (ROE) are both included in the Profitability Ratio. The profitability ratio was chosen because it is able to show how much profit investors get from their investment activities. So it can measure how well the company's financial performance in its operations. This study aims to determine the effect of ROI and ROE on stock prices in the banking sub-sector which is listed on the Indonesia Stock Exchange (IDX) in the 2016-2020 period. The research method used is quantitative. Data analysis using Eviews version 10. The results of this study are expected to provide benefits for investors, academics, companies, and the community and it is hoped that this research can be used as reference material for further researchers.

Kinerja Pembiayaan UMKM Terhadap Profitabilitas Bank Umum Syariah di Indonesia Marwah Nur Al-Zauqi; Iwan Setiawan
Journal of Applied Islamic Economics and Finance Vol 1 No 1 (2020): Journal of Applied Islamic Economics and Finance (October 2020)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study aims to determine how MSME financing and Capital Adequacy affect the profits of Islamic commercial banks. This study uses a quantitative approach that analyze secondary data from statistic of Islamic Bank in Indonesia period 2016-2019. The analysis used multiple linear regression analysis methods. Data processing uses eviews program. The results of this study indicate that MSME financing has a significant positive effect on Return on Asset. Capital Adequacy Ratio has a significant positive effect on Return on Asset. MSME financing and Capital Adequacy Ratio has a simultant effect to Return on Asset. The results of this study are expected to be a material consideration for Islamic commercial banks in providing MSME financing and maintaining capital adequacy.

Pengaruh Pendapatan Pegadaian, Tingkat NPL, Tingkat Inflasi dan Harga Emas Tehadap Penyaluran Pembiayaan Gadai Rahn Pada Pegadaian Syariah Mochamad Iqbal Aulia; Iwan Setiawan
Journal of Applied Islamic Economics and Finance Vol 1 No 1 (2020): Journal of Applied Islamic Economics and Finance (October 2020)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

There are internal and external influences that affect the distribution of financing in sharia pawnshops and in this study there is a phenomenon that is an increase in the distribution of rahn mortgage financing followed by a decrease in income, an increase in the level of NPL, an increase in the inflation rate, and a decline in gold prices. This study aims to analyze factors that are thought to have an influence on rahn financing, namely mortgage income, NPL level, inflation rate, and gold price. This research method is a multiple linear regression method and a classic assumption test. The results of this study are not the influence of pawnshop income on the distribution of rahn pawn financing and significantly influence the level of NPL, inflation rate, and the price of gold on the distribution of mortgage financing rahn. So that in the future can be a reference consideration in the distribution of rahn financing on sharia pawnshops based on these influential factors.

Analisis Kinerja Keuangan Bank Umum Syariah Sebelum dan Sesudah Pengalihan Dana Haji pada Bank Syariah Lisa Erliana Marwan; Iwan Setiawan; Ine Mayasari
Journal of Applied Islamic Economics and Finance Vol 1 No 2 (2021): Journal of Applied Islamic Economics and Finance (February 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Government policy through UU No 34 Thn 2014 about Hajj Fund Management said that the Hajj Fund Management should with the principle of sharia. Then in 2014, there was a transfer Hajj Fund from Conventional banks to Islamic banks. Hajj Fund that transferred to Islamic banks have a large value so it can give positive contribution to the financial performance such as DPK.The aim of this study was to find out the financial performance of 6 BPS BPIH before and after the transfer of Hajj Fund from conventional banks to Islamic banks. Taking case studies at PT. Bank Syariah Mandiri, PT. Bank BRI Syariah, PT. Bank BNI Syariah, PT. Bank Mega Syariah, PT. Bank Panin Dubai Syariah, and PT. Bank Muamalat. The Data that used in this study is Return On Assets (ROA) and Financing to Deposit Ratio (FDR) in Quarterly Financial Report of 6 BPS BPIH,4 years before the transfer of hajj fund that started 2010 until 2013, and 4 years after the transfer of hajj fund that started from 2015 until 2018. The method of data analysis in this study uses a different samples in non parametrik, which is Wilcoxon Signed Rank Test. The result of this study shows us that there was a difference in ROA and FDR of BPS BPIH before and after the transfer of hajj fund from conventional banks to Islamic banks.

Analisis Pengaruh Faktor Internal dan Faktor Eksternal Terhadap Non Performing Financing pada Bank Umum Syariah Framesa Januari Rahmah; Leni Nur Pratami; Iwan Setiawan
Journal of Applied Islamic Economics and Finance Vol 1 No 3 (2021): Journal of Applied Islamic Economics and Finance (June 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Islamic banking at the moment is one of the most important things in the economy in Indonesia. Non Performing Financing (NPF) is one of the ratio that is considered by Islamic banking. NPF is an indicator that shows the risk of payment failure in the financing provided by Islamic banking. This study aims to analyze the influence of internal factors and external factors on Non-Performing Financing. The study was conducted at Islamic Commercial Banks in Indonesia for the 2014-2018 period. The internal variables used are the Capital Adequacy Ratio (CAR) and the Financing to Deposit Ratio (FDR) and the external variables used are the inflation rate, Gross Domestic Product (GDP) and the BI Rate. The results of the research shown by the t test show that partially the CAR and BI Rate variables have a negative effect on NPF meanwhile FDR, inflation and GDP variables have no effect on NPF.

Analisis Pengaruh Faktor Fundamental terhadap Harga Saham pada Perusahaan yang Konsisten Terdaftar di Jakarta Islamic Index Fadhillah Syahba Adrisa; Ade Ali Nurdin; Iwan Setiawan
Journal of Applied Islamic Economics and Finance Vol 1 No 3 (2021): Journal of Applied Islamic Economics and Finance (June 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study aims to determine the effect of fundamental factors on the stock prices of companies that are consistently listed on the Jakarta Islamic Index (JII) during the 2014-2018 period, either partially or simultaneously. Fundamental factors consist of financial ratios, namely Current Ratio (CR), Debt to Equity Ratio (DER), Earning Per Share (EPS), and Return On Equity (ROE), as well as macroeconomic variables represented by Inflation and Bank Indonesia Interest Rates ( BI Rate). The results showed that partially the ROE variable had a significant effect on JII's stock price, while CR, DER, EPS, Inflation, and BI Rate had a negative and insignificant effect on JII's stock price. Simultaneously the variables CR, DER, EPS, ROE, Inflation, and BI Rate have a significant effect on JII's stock price.

Analisis Pengaruh Makroekonomi dan Kinerja Perusahaan Terhadap Harga Saham Syariah pada Indeks Saham Syariah Indonesia Ega Risti Safany; Iwan Setiawan; Fifi Afiyanti Tripuspitorini
Journal of Applied Islamic Economics and Finance Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study point is to know the influence of macroeconomic factors inclusive of inflation, exchange rates, interest rates and company performance consisting of ROA, DER, EPS on Sharia stock prices on the Indonesian Sharia Stock Index (ISSI) for the 2013-2019 period. The research methodology used is descriptive-quantitative method using multiple linear regression analysis techniques. This study uses secondary data derived from data from Bursa Efek Indonesia (BEI) and Badan Pusat Statistik (BPS). The object of this research is companies that are included in ISSI with a total sample of 108 companies that have met the sample selection criteria, namely the purposive sampling method. Hypothesis testing is done by using a path diagram. The results of this study indicate that macroeconomic factors including inflation, exchange rates, interest rates partially have no influence on Sharia stock prices. Company performance factors such as ROA and EPS have a positive impact on Sharia stock prices, while DER has no influence.

Co-Authors Aditya Dais Gumara Ainun Nuraisiah Amalia Nur Azizzah Andzar Izzurrahman Anisa Galih Wulandari Anisa Nurjanah Anneke Iswani Ahmad Arwan Gunawan Aryani, Sania Nisa Barnas, Benny Barnas, Benny Dadang Hermawan Dedi Nono Suharno Diharpi Herli Setyowati Djoni Djatnika Ega Risti Safany Fadhillah Syahba Adrisa Fifi Afiyanti Fifi Afiyanti Fitri Auliani Framesa Januari Rahmah Hasbi Assidiki Kristianingsih Kristianingsih Leni Nur Pratami Leni Nur Pratiwi Lisa Erliana Marwan Marwah Nur Al-Zauqi Maulana Dzakkiansyah Mayasari, Ine Mega Aulia Mulindra Mochamad Iqbal Aulia Nadhifah Salsabila Firdaus Nafisha Oktaviani Lutfi Nisa Arinda Novianty, Ira Nurdin, Ade Ali Pakpahan, Rosma Purbayati, Radia Radia Purbayati Refi Maulida Sari Renanta Ivana Nanda Rusmawan Rina Nurmalina Rina Rahmawati Ruhadi Ruhadi Ruhana, Nafisah Sahroni, Putri Rizki Sari, Ricka Wulan Setiawan Setiawan Sinta Puspita Dewi Sudjana Sudjana Syarief, Mochamad Edman Teti Sofia Yanti Teti Sofia Yanti Tiara Putie Purwitasari Tripuspitorini, Fifi Afiyanti Via Muthmainnah Luthfi Widya Saviera Putri Yeni Hartini Herawati Yeti Apriliawati, Yeti

Title

Found 46 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 46 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 46 Documents
Search