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All Journal IJBE (Integrated Journal of Business and Economics) Edible : Jedb Neraca Manajemen, Akuntansi, dan Ekonomi
MUKHTARUDIN MUKHTARUDIN
STMIK Amikom Yogyakarta
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Environmental Science Social Sciences

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PENGARUH PERBANDINGAN JAMUR TIRAM PUTIH (Pleurotus ostreatus Jacq) DAN TEPUNG TAPIOKA TERHADAP KARATERISTIK FISIKA, KIMIA PADA ORGANOLEPTIK PEMPEK JAMUR TIRAM Surono, Surono; Suyatno, Suyatno; Mukhtarudin, Mukhtarudin
Edible: Jurnal Penelitian Ilmu-ilmu Teknologi Pangan Vol 5, No 1 (2016): Edible
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/jedb.v5i1.635

Abstract

Studying the Effect Comparison White Oyster Mushroom (Pleurotus ostreatus Jacq) and Tapioca Flour Characteristics Of Physics, Chemistry At Pempek Organoleptik Oyster Mushrooms. This study aims to determine the effect of white oyster mushroom comparison (pleorotus ostreatus Jaq) and flour tapoika against kerateristik physics, chemistry on Organoleptik pempek oyster mushrooms. This study was conducted at the Laboratory Alhamdulillah Faculty of Agriculture, University of Muhammadiyah Palembang and Industrial Research and Standards Palembang in December 2014 until the month of August 2015. This study uses Kelompaok Random Design (RAK) are arranged in a non factorial with treatment factor comparisons white oyster mushrooms with flour tapoika which consists of five treatment factors and repeated emapat times. The parameters were observed in this study, for chemical analysis mliputi levels of protein and moisture content that has not pempek fried oyster mushrooms. As for organoleptic tests include color, taste and flavor with hedonic test and rank test pempek texture with oyster mushrooms. The results showed that the influence of white oyster mushroom comparison (Pleorotus ostreatus Jaq) and tapioca flour very significant effect on the moisture content and protein pempek white oyster mushroom. Protein content and high water content contained in the treatment J5 (white oyster mushrooms 1.5 parts: 0.5 parts tapioca flour) with an average value of 10.61%, and 64.97%, while the protein content and low water content contained in the J1 treatment (white oyster mushrooms 0.5 parts: 1.5 parts tapioca starch) with an average value of 5.34% and 51.33%. Organoleptic results using hedonic test on pempek white oyster mushroom (Pleorotus ostreatus Jaq) for color, flavor and aroma. For color does not affect nayata with the highest score at the J1 treatment with an average value of 3.64 (rather preferred criteria), while the taste and aroma of real effect. Highest sense J3 treatment with an average value of 3.60 (criteria rather preferred) and the highest taste J1 treatment with an average value of 3.64 (criteria rather preferred). Significant level of resilience. J3 treatment by comparison oyster mushroom and tapioca flour (white oyster mushroom 1, section: tapioca flour 1, section) produce the best level of elasticity with an average value of 2.84 (criteria somewhat chewy).
Environmental, Social and Governance (ESG) Fuadah, Luk Luk; Mukhtarudin, Mukhtarudin; Andriana, Isni; Arisman, Anton
Integrated Journal of Business and Economics (IJBE) Vol 7, No 2 (2023): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v7i2.706

Abstract

This paper presents a Literature review of environmental, social, and governance by browsing several articles that researching the Environmental, Social and Governance (ESG).  This paper reviews 25 papers published between 2021 and 2022.  The stakeholder theory is widely used in research from previous studies on ESG. The 25 papers were published at the Q1 level from Scimagojr.  Most studies conducted their studies by using quantitative methods that mostly used primary data, especially from the Stock Exchange. However, some studies used the qualitative methods. The dominant discussion in these articles is ESG disclosure and also ESG performance. Therefore, future research suggests focusing on topics regarding ESG disclosure or ESG Performance. The next suggestion related to the methods used for future research is a qualitative method, for example, by conducting case studies and direct interviews with sources. The final suggestion for future research that is beneficial to all stakeholders
ANALISIS TIME VALUE OF MONEY PADA SKEMA DEPOSITO BANK MANDIRI BERDASARKAN TINGKAT SUKU BUNGA TAHUN BERJALAN Mukhtarudin, Mukhtarudin; Siregar, Muhammad Andrian; Lubis, Hasyim Muhammad; Rachman, Muhammad Arief
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 16 No. 11 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

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Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Time Value of Money (TVM) pada skema Deposito Bank Mandiri menggunakan data suku bunga aktual tahun berjalan untuk tenor 1, 3, 6, 12, dan 24 bulan dengan dua skema pembayaran bunga, yaitu bunga dibayar bulanan/jatuh tempo dan bunga dibayar di muka. Penelitian menggunakan pendekatan kuantitatif deskriptif dengan melakukan perhitungan nilai masa depan (future value), nilai kini (present value), dan real return berdasarkan suku bunga bersih setelah pajak. Hasil penelitian menunjukkan bahwa keuntungan deposito meningkat seiring bertambahnya tenor, namun inflasi dapat mengurangi keuntungan riil yang diterima nasabah. Analisis juga menemukan bahwa skema bunga dibayar saat jatuh tempo menghasilkan nilai akhir sedikit lebih tinggi dibandingkan bunga dibayar di muka untuk tenor yang sama. Penelitian ini menegaskan bahwa TVM merupakan dasar penting bagi nasabah dalam menentukan strategi penempatan deposito yang optimal. Kata kunci: Deposito, Future Value, Present Value, Time Value of Money, Bank Mandiri. Abstract This study aims to analyze the application of the Time Value of Money (TVM) on Bank Mandiri deposit schemes using current-year interest rate data for 1, 3, 6, 12, and 24-month tenors with two interest payment options: interest paid monthly/at maturity and interest paid in advance. The research employs a descriptive quantitative approach by calculating future value, present value, and real return based on net interest rates after tax. The results indicate that deposit returns increase with longer tenors; however, inflation reduces the real return received by customers. The analysis also shows that the interest-at-maturity scheme yields slightly higher final values compared to the prepaid interest scheme for the same tenor. The study confirms that TVM is essential for customers in determining optimal deposit allocation strategies. Keywords: Bank Deposits, Future Value, Present Value, Interest Rate, Time Value of Money.
Co-Authors Andriana, Isni Arisman, Anton Fuadah, Luk Luk Lubis, Hasyim Muhammad Rachman, Muhammad Arief Siregar, Muhammad Andrian Surono Surono Suyatno Suyatno