Articles
Analisis Pengaruh Inflasi, Suku Bunga BI, dan Gross Domestic Product (GDP) terhadap Rasio Non Performing Loan (NPL) pada Bank Umum di Indonesia Periode Tahun 2013-2016
muljaningsih, Sri;
Wulandari, Riska Dwi
OECONOMICUS Journal of Economics Vol. 3 No. 2 (2019): [Juni] edisi 6
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya
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DOI: 10.15642/oje.2019.3.2.153-176
Perbankan merupakan lembaga keuangan yang menghimpun dana dan menyalurkan kembali dana ke masyarakat dalam bentuk kredit. Bank sebagaimana lembaga keuangan lain memiliki motif untuk mendapatkan keuntungan yang dimana selalu dihadapkan dengan adanya resiko, yang dikenal dengan istilah rasio NPL dalam dunia perbankan. Dalam penelitian ini menggunakan teknik Analisis Regresi Linier Berganda dengan menggunakan alat bantu computer software program SPSS (Statistic Program For Social Sciene) versi 21 yang menunjukkan pengaruh secara signifkan antara variabel bebas dan terikat. Hasil dari penelitian ini menunjukkan secara parsial infasi tidak berpengaruh signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia dan pada suku bunga BI berpengaruhnegatif signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia serta pada Gross Domestic Product berpengaruh positif signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia. Sedangkan secara simultan infasi, suku bunga BI, dan Gross domestic Product berpengaruh signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia.Â
Analisis faktor-faktor yang mempengaruhi impor gula di Indonesia
Sutanto, Rizal Ardian;
Muljaningsih, Sri
KINERJA Vol 19, No 1 (2022)
Publisher : Faculty of Economics and Business Mulawarman University
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DOI: 10.29264/jkin.v19i1.10880
Gula pasir merupakan salah satu dari sembilan bahan dasar pokok yang wajib dikonsumsi dan menjadi bahan yang sulit tergantikan bagi masyarakat Indonesia. Penelitian ini dilakukan dengan tujuan mengetahui pengaruh dari produksi gula nasional (X1), konsumsi gula nasional (X2), kurs (X3), dan jumlah penduduk (X4) terhadap impor gula (Y) di Indonesia periode 2009 hingga 2020. Data sekunder digunakan oleh peneliti diperoleh melalui Badan Pusat Statistik (BPS) Indonesia, Bank Indonesia, dan Kementerian Pertanian Republik Indonesia. Metode yang digunakan adalah analisis regresi linier berganda dengan uji asumsi klasik bersifat Best Linier Unbiased Estimate (BLUE). Hasil penelitian ini diperoleh secara simultan seluruh variabel bebas berpengaruh terhadap impor gula, dan secara parsial produksi gula nasional tidak berpengaruh signifikan terhadap impor gula, konsumsi gula nasional tidak berpengaruh signifikan terhadap impor gula, kurs tidak berpengaruh signifikan terhadap impor gula, sedangkan jumlah penduduk berpengaruh positif dan signifikan terhadap impor gula.
Analisis Faktor Kinerja Pemilik UMKM Makanan dan Minuman dengan Mediasi Keunggulan Bersaing di Surabaya
Muljaningsih, Sri
JDEP (Jurnal Dinamika Ekonomi Pembangunan) Vol. 4 No. 2 (2021): JDEP (Jurnal Dinamika Ekonomi Pembangunan)
Publisher : UPN "Veteran" Jawa Timur
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DOI: 10.33005/jdep.v4i2.300
This study aims to determine the effect of Entrepreneurial Orientation, Strategic Assets, andSupply Chain Management on the Performance of MSME Owners through CompetitiveAdvantage in all SMEs registered at the Surabaya City Trade Office with sampling techniquesusing the census method and Partial Least Square (PLS) data analysis techniques. The research results show that: 1) Entrepreneurship orientation does not contribute to the performance of MSME owners; 2) Strategic assets can contribute to the performance of MSME owners; 3) Supply Chain management does not contribute to the performance of MSME owners; 4) Entrepreneurship orientation contributes to the performance of MSME owners through competitive advantage; 5) strategic assets contribute to the performance of MSME owners through competitive advantage; and 6) Supply Chain management contributes to the performance of MSME owners through competitive advantage.
Analyze the Implementation of Remuneration an Islamic Perspective at Supermarket Sakinah Surabaya
Istiasih, Shitny Dwi;
Manzilati, Asfi;
Muljaningsih, Sri
Journal of International Conference Proceedings Vol 6, No 3 (2023): 2023 ICPM Penang Proceeding
Publisher : AIBPM Publisher
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DOI: 10.32535/jicp.v6i3.2491
This study aims to analyze the implementation of remuneration from an Islamic perspective at Sakinah Supermarket Surabaya. The type of research that is appropriate is qualitative research. The approach used in this research is the case study method. Data collection was carried out through the stages of observation, interviews, and documentation. After data collection, data interpretation and validation were carried out. The results of this study indicate that the system and principles of wages at Sakinah Supermarket are by several Islamic principles. Remuneration is not only given in the form of money but also emphasized on support services and heart-to-heart relationships between employees. In addition, employees make work a part of worship. This can be seen from the routine activities in the form of halaqah and ease of worship. Islamic principles that have been implemented, such as fair, transparent, and equal. This study found that the wages received are a form of reciprocity for work and behavior at work. So that workers can carry out all the provisions of the company properly and precisely. Meanwhile, employers can provide opportunities for workers to be able to negotiate regarding the wages they will receive to create decent and fair wages for workers.
An Analysis of Hijra Decisions in the Banking Sector in Padang City
Ghazela, Jehan Putri;
Manzilati, Asfi;
Muljaningsih, Sri
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher
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DOI: 10.32535/jicp.v6i1.2303
The dual-banking system adopted by Indonesia shows the phenomenon of hijra in society which can be seen from the decrease in the number of loans and third-party funds in conventional banks. On the other hand, there has been an increase in financing and third-party funds in Islamic banks. The market share of Islamic banking in West Sumatra is 6.8% larger than the nation is only 5%, therefore this research was conducted in Padang City, West Sumatra Province. This study aims to analysis of hijrah decisions from conventional banks based on the Theory of Planned Behavior by Ajzen. The analytical method used in this study is Schultz's descriptive qualitative approach to phenomenology through the blade of "because of motives" and "order to motives". Data collection uses interview methods from key informants and supporting informants. Based on the results there are 4 themes have been found as follow: 1.) Spiritual belief; Bank interest is riba in Islam. 2.) Momentum; Relearning Qur'an. 3.) Temptation; Before and after the hijra. 4.) W
Analysis Effect of Productive Zakat on The Welfare Mustahiq Through Development of Micro (A Case Study at Badan Amil Zakat (BAZNAS), Yatim Mandiri, and LAZIS-NU Tulungagung in East Java)
Nurkartikasari, Rizky;
Muljaningsih, Sri;
Ekawaty, Marlina
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher
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DOI: 10.32535/jicp.v6i1.2301
The purpose of this study is to determine the influence of productive zakat on mustahik welfare through the development of micro businesses in the National Amil Zakat Agency (BAZNAS), Yatim Mandiri, and LAZIS-NU Tulungagung Regency East Java, and also to determine the influence of micro business development on mustahiq welfare.This study uses quantitative methods with an explanatory or confirmatory approach, namely to get an explanation of the relationship between variables, and using PLS (Partial Least Square) approach analysis. The objects in this study are productive zakat, the development of micro-enterprises, and mustahiq welfare. The results of the study showed that productive zakat had an effect on the development of micro enterprises, while productive zakat did not affect the welfare of mustahiq, and finally the development of micro enterprises did not affect welfare.
ANALISIS PENGARUH INFLASI, UPAH MINIMUM, DAN ANGKA HARAPAN HIDUP TERHADAP TINGKAT PENGANGGURAN TERBUKA DI KABUPATEN/KOTA PROVINSI BANTEN TAHUN 2008-2020
Novella Luckytha Putri;
Muljaningsih, Sri
Journal of Development Economic and Social Studies Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya
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DOI: 10.21776/jdess.2023.02.3.01
One of the problems that often occurs in developing countries is the high rate of open unemployment, this can be caused by several factors, including due to the fact that the wages provided are not able to attract the interest of the workforce to work in the formal sector, as well as the impact of poor health levels resulting in inadequate optimal effort given by HR in work. In addition to these two factors, too high inflation also had an impact on hampering the absorption of the labor force. Therefore, one of the policies implemented by the Banten provincial government is to gradually increase the minimum wage to increase the interest of the workforce so they can work in the formal sector. This study aims to determine the effect of inflation, minimum wages and life expectancy on the open unemployment rate in districts/cities, Banten Province in 2008-2020. The method used in this study is a quantitative approach using secondary data in the form of district/city panel power in Banten Province in 2008-2020, to be further analyzed using panel regression through the Eviews application version 9. The results in this study indicate that inflation has a negative effect but not significant to the open unemployment rate, the minimum wage has a negative and significant effect on the open unemployment rate and life expectancy has a negative and significant effect on the open unemployment rate and inflation, the minimum wage and life expectancy have a significant effect simultaneously or together - the same as the open unemployment rate in the Regency/City of Banten Province.
PENGARUH PENDIDIKAN, UPAH MINIMUM DAN KESEMPATAN KERJA TERHADAP PENGANGGURAN TERDIDIK DI JAWA BARAT
Guritno, Shinta Ulan;
Muljaningsih, Sri
Journal of Development Economic and Social Studies Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya
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DOI: 10.21776/jdess.2024.03.1.9
Unemployment is a phenomenon that occurs in all countries, including Indonesia. Educated unemployed is someone who is looking for a job or has not worked who has a high school education and above. An increase in the workforce that is not proportional to the number of jobs will increase the number of unemployed. This study aims to analyze the effect of education, minimum wages and employment opportunities on educated unemployment in West Java Province in 2018-2021. The method used is a quantitative method using panel data regression tested using the Ordinary Least Squares (OLS) method, where the test uses the Eviews 10 program tool. The results show that education has a positive and insignificant effect on educated unemployment in West Java, minimum wage has a positive and significant effect on educated unemployment in West Java, and opportunity has a positive and insignificant effect on educated unemployment in West Java.
PENGARUH TENAGA KERJA DAN UPAH EKONOMI KREATIF TERHADAP PDB
Nabila, Alifia;
Muljaningsih, Sri
Journal of Development Economic and Social Studies Vol. 3 No. 3 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya
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DOI: 10.21776/jdess.2024.03.3.05
This research aims to analyze (1) the influence of the number of workers in the creative economy sector on Indonesia's GDP; (2) the influence of labor wages in the creative economy sector on Indonesia's GDP; (3) the influence of the number of workers and wages in the creative economy sector on Indonesia's GDP. The research method used in this research is quantitative associative relationships between two or more variables. The data used is data that has been processed from the results of the National Labor Force Survey of the Central Statistics Agency in the Report of the Ministry of Tourism and Creative Economy of the Republic of Indonesia, as well as GDP data in Indonesia from 2018-2021. The data analysis method used in this research is panel data regression which consists of model selection tests, classical assumption tests, and hypothesis tests. Based on the research results, it shows that (1) creative economy workers have an effect on gross domestic product (2) wages for creative economy workers have no effect on gross domestic product (3) creative economy workers and wages have a simultaneous effect on gross domestic product.
PENGARUH MOTIVASI, PERSEPSI RISIKO, PENGETAHUAN TERHADAP INVESTASI PADA UMKM MELALUI PLATFORM SECURITIES CROWDFUNDING
Naldi, Gio Alpri;
Muljaningsih, Sri
Islamic Economics and finance in Focus Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya
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DOI: 10.21776/ieff.2022.01.1.05
This study aims to determine the effect of motivational variables, risk perception, knowledge on investment in MSMEs through the sharia securities crowdfunding platform. This study uses a quantitative approach with multiple linear regression analysis method. The sampling method is Non-Probability Sampling with Purposive Sampling Technique, and the number of samples is 30 respondents of sharia securities crowdfunding investors. The results of this study indicate that the variables of motivation, risk perception, knowledge have a simultaneous effect on investors in investing in MSMEs through the SCF Syariah platform. Meanwhile, the Risk Perception variable has a negative and insignificant effect on investors in investing in MSMEs through the SCF Syariah platform.