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All Journal TEMA (Jurnal Tera Ilmu Akuntansi) Jurnal Studi Ilmu-ilmu Al-Qur'an dan Hadis Studi Kasus Inovasi Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pengabdian Masyarakat Indonesia Journal of International Conference Proceedings Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Islamic Economics and finance in Focus (IEFF)
Anggraini, Ika Khusnia
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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PENDAMPINGAN BRANDING DAN SERTIFIKASI HALAL BAGI PELAKU UMKM MUSLIM DI DESA SUKORAHARJO KEPANJEN MALANG Anggraini, Ika Khusnia; Widiyanti, Dwi Retno; Shofiatin, Nanik; Rahmatillah, Siti Nanda
Studi Kasus Inovasi Ekonomi Vol. 8 No. 01 (2024)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v8i01.30361

Abstract

Desa Sukoraharjo yang memiliki kondisi yang masih asri dengan persawahan dan perkebunan yang membentang luas namun masih belum cukup menjadikan desa ini unggul dari aspek kesejahteraan dan optimalisasi potensi desa. Selain masyarakat yang bermata pencaharian sebagai petani, banyak diantaranya menggeluti dunia usaha skala mikro atau rumah tangga (UMKM). Namun para pelaku UMKM di Desa ini masih kurang literasi dalam hal optimalisasi pengelolaan produk-produk nya terutama dalam strategi branding dan beberapa hal prosedural seperti sertifikasi halal. Maka pengabdian kali ini mengusung tema tentang branding produk dan sertifikasi halal dengan tujuan dapat memberikan wawasan kepada para pelaku UMKM di Desa Sukoraharjo sehingga mampu meningkatkan pengelolaan produk-produknya pada aspek branding serta jaminan halal dikarenakan mayoritas masyarakat Desa Sukoraharjo adalah muslim. Dengan peningkatan literasi tersebut diharapkan mampu meningkatkan penjualan produk-produk UMKM masyarakat Desa Sukoraharjo dan taraf hidup masyarakatnya. Oleh karena itu, perlu Langkah konkrit yang diawali dengan upaya pendampingan dalam mengidentifikasi kalangan UMKM yang faktanya masih banyak yg belum sejahtera karena kurang optimalnya di bidang branding produk dan wawasan tentang sertifikasi halal. Pendampingan dilakukan secara intensif diawali oleh survey awal guna mengidentifikasi sejauh mana pengetahuan masyarakat terkait literasi branding produk dan sertifikasi halal, selanjutnya dilakukan sosialisasi dan pemberian materi tentang strategi-strategi branding produk serta prosedur sertifikasi halal dan manfaatnya bagi pengembangan produk UMKM yang dilanjutkan dengan evaluasi serta tindak lanjut. Hal ini diperlukan karena tidak semua masyarakat desa telah teredukasi dalam menggunakan aplikasi berbasis digital terutama bagi kalangan usia menengah keatas. Tuntutan era modern yang serba digital mendorong untuk dilakukan transformasi digital termasuk dalam bidang pemasaran seperti branding dan sertifikasi halal bagi para pelaku UMKM agar menunjang dalam pertumbuhan ekonomi masyarakat kecil di Desa Sukoraharjo.
Identification of Community-Based Agricultural Zakat Implementation: Muttaqin, Aminnullah Achmad; Anggraini, Ika Khusnia; Ekawaty, Marlina; Azizi, Naurah Nadzifah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5070

Abstract

Indonesia is an agricultural country where most of the population works as farmers, the agricultural sector is one of the main sectors of the country's economy. In line with that, statistical data proves that the agricultural sector is still the most important sector in supporting national economic development, especially during the recent pandemic that hit the world where the agricultural sector is at a stable pace compared to other sectors. Temboro Village has a unique culture in terms of the local community that distinguishes it from other villages, namely the concept of Madinah village with a distinctive culture based on certain Islamic ideologies. The research intends to identify the process of agricultural zakat implementation in the village of Temboro and is expected to contribute to the development of agricultural zakat implementation in other areas in Indonesia. The qualitative research method is used with an interpretive approach in a case study where the researcher is involved in sharing experiences with participants in Temboro Village. The results of the study prove that the management of agricultural zakat in Temboro Village is still categorized as traditional. There is no official (amil) zakat institution (LAZ) in Temboro Village. The system of collecting and distributing agricultural zakat is more emphasized on agricultural zakat and infaq which makes the mosque and boarding school the center. The problem in collecting agricultural zakat is not only that individual agricultural land ownership is relatively small but also not all farmers in Temboro village pay their agricultural zakat, so the percentage of agricultural zakat is not optimal and is distributed directly to the village community.
Tarjumān Al-Mustafīd: Answering the Need for Accessible Qur'anic Interpretation for The Masses Wahyudi, Chafid; Anggraini, Ika Khusnia
Jurnal Studi Ilmu-ilmu Al-Qur'an dan Hadis Vol. 24 No. 1 (2023): Januari
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/qh.v24i1.3892

Abstract

This article examines the interpretation model of Tarjumān al-Mustafīd as a means to address the need for Qur'anic interpretation for the general public. Using a qualitative method with content analysis and a systematic literature review, the study explores the approach used by Abd al-Raūf al-Fanṣūrī in his interpretation of the Qur'an. The results of the study indicate that al-Fanṣūrī's interpretation model includes three key elements: avoiding interpretations based solely on word meanings, providing context through asbāb al-nuzūl, narration isrāīlīyāt, historical accounts, and faidah letter explanations, and reconciling meanings to avoid controversial interpretations in both law and belief. The study concludes that Tarjumān al-Mustafīd is not a translation of classical interpretations, but rather a reproduction of al-Fanṣūrī's interpretation, referencing classical Arabic sources, and should not be referred to as a translation of Arabic interpretation into Malay. Overall, the interpretation model of Tarjumān al-Mustafīd provides a solution for addressing the need for Qur'anic interpretation for the general public and is a valuable contribution to the field of Qur'anic interpretation.
IMPLEMENTASI ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN MUSTAHIK Muhamartha, Dimas Putramanda; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 2 No. 3 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2023.02.03.07

Abstract

Almsgiving or zakat has enormous potential in Indonesia. In 2019, the collected zakat funds in Indonesia amounted to approximately IDR 5.7 trillion. A number of these funds were distributed in 5 fields such as economy, education, healthcare, da'wah, and social humanity. From the results of zakat funds collection in Indonesia in 2019, 13.53% was distributed to the economic sector. It causes distribution in the economic sector to rank 4th. Besides, the goal of productive zakat is difficult to achieve because most of the zakat funds in Indonesia are distributed to the social humanitarian sector which is short-term assistance and is charitable. Therefore, this study aimed to see how the implementation and influence of productive zakat in efforts to empower micro-recipients of zakat mustahik. This study used the Lapak Berkah Program of LAZ Inisiatif Zakat Indonesia East Java as a research object. The results showed that the implementation of productive zakat through the Lapak Berkah Program influences efforts to empower mustahik. It can be seen from the existence of business development, the implementation of Islamic business ethics, and the ability to pay ZIS from mustahik through the Lapak Berkah Program.
ANALISIS STRATEGI PENGHIMPUNAN DANA INFAQ MELALUI PROGRAM SAFARI BERKISAH DI YAYASAN DANA SOSIAL AL FALAH MALANG Puspita Sari, Anggie; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.01

Abstract

Many infaq management institutions such as Baznas and LAZ have been established. These institutions certainly need a strategy in collecting for the sustainability of the institution and realizing its distribution program. This study aims to determine the implementation of the Safari Berkisah program as a method of collecting infaq at YDSF Malang, and the impact of the Safari Berkisah program on YDSF Malang and stakeholders. The gap between this research and the research that has been done lies in the object of research where in previous studies no one has made Safari Berkisah as the object of research. The method used in this research is a qualitative method with a case study approach. From this research it is known that the implementation of the Safari Berkisah program at YDSF Malang is in accordance with the stages of fundraising strategy and the program has a positive impact on YDSF Malang and stakeholders. The results of this study are expected to be input for the Al Falah Social Fund Foundation Malang regarding the Safari Berkisah method as one of its collection methods, and can be taken into consideration for zakat, infaq, and alms management institutions in carrying out collection activities, especially through Safari Berkisah activities.
The Effects of Understanding on Islamic Consumption, Price, and Motive on the Decision to Purchase Mobile Games’ Online Virtual Item Fadhil, Muhammad Faisal; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.02

Abstract

With the rapid digitalization, Indonesia has seen an increase in internet users and the growth of sectors like online gaming. This phenomenon has led to new consumption patterns, such as purchasing virtual items through in-game top-ups, which can have negative effects. Based on several studies and the urgency from an Islamic economic perspective, this research aims to analyze the influence of Islamic consumption understanding, price, and rational and emotional motives on the decision to purchase mobile games’ online virtual item. The method used is descriptive quantitative with binary logistic regression analysis. The results show that Islamic consumption understanding has a significantly negative influence on purchase decisions, while emotional motives have a significantly positive influence. However, price and rational motives do not show a significant impact. This study highlights the importance of the younger generation, especially Generation Z, in considering Islamic consumption principles when making purchase decisions, rather than relying solely on emotions.   Abstrak Dengan pesatnya digitalisasi, Indonesia mengalami peningkatan pengguna internet dan pertumbuhan sektor-sektor seperti game online. Fenomena ini memunculkan pola konsumsi baru, seperti pembelian item virtual melalui top-up dalam game, yang dapat berdampak negatif. Berdasarkan beberapa kajian dan urgensinya dalam perspektif ekonomi Islam, penelitian ini bertujuan untuk menganalisis pengaruh pemahaman konsumsi Islami, harga, serta motif rasional dan emosional terhadap keputusan pembelian barang virtual pada mobile game. Metode yang digunakan adalah deskriptif kuantitatif dengan analisis regresi logistik biner. Hasil penelitian menunjukkan bahwa pemahaman konsumsi Islam mempunyai pengaruh negatif signifikan terhadap keputusan pembelian, sedangkan motif emosional mempunyai pengaruh positif signifikan. Namun harga dan motif rasional tidak menunjukkan pengaruh yang signifikan. Studi ini menyoroti pentingnya generasi muda, khususnya Generasi Z, dalam mempertimbangkan prinsip konsumsi Islami ketika mengambil keputusan pembelian, dibandingkan hanya mengandalkan emosi.
Analysis of Socioeconomic and Ecological Factors Affecting Willingness to Pay in the Glintung Go Green Environmental Conservation Initiative Muljaningsih, Sri; Ekawaty, Marlina; Anggraini, Ika Khusnia; Galuh, Ajeng Kartika
Journal of International Conference Proceedings Vol 7, No 5 (2024): 2024 ICPM Bali Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i5.3826

Abstract

This study examines the impact of socioeconomic and ecological factors on the Willingness to Pay (WTP) for environmental conservation within the Glintung Go Green initiative. The research analyzes key variables, including income , education , employment status , age ), gender , length of residency , flood frequency , and flood impact , to understand their influence on WTP. Using Smart-PLS, the results show that income, education, and employment status positively affect social and ecological factors, which in turn significantly influence WTP (coefficient = 0.533). However, age and length of residency display a negative relationship, suggesting that younger and more recent residents may be more willing to contribute to conservation efforts. This study highlights the importance of socioeconomic improvements to enhance community readiness for supporting environmental initiatives. The findings provide valuable insights for policymakers aiming to promote sustainable practices in urban communities, particularly by leveraging socioeconomic and ecological factors that motivate financial contributions to conservation projects like Glintung Go Green.Keywords: "Glintung Go Green"; "Willingness to Pay"; "Socioeconomic factors"; "Ecological factors"; "Environmental conservation".
Analisis Faktor-Faktor Yang Mempengaruhi Generasi Z Dalam Konsumsi E-Wallet Saat Pandemi Covid-19 (Studi Pada Mahasiswa Aktif Program Sarjana di Kota Malang) Ninggar, Aurellia Dara; Anggraini, Ika Khusnia
Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Vol 1, No 2: Agustus 2022
Publisher : STIE PENA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/emba.v1i2.498

Abstract

This study was conducted to determine the effect of convenience, promotion and lifestyle variables on generation Z e-wallet consumption (active undergraduate students) during the COVID-19 pandemic in Malang City. The analytical model used in this study is multiple linear regression analysis based on Ordinary Least Squares (OLS) using the SPSS Statistics 26 application which uses primary data obtained from the distribution of online questionnaires and then processed first from ordinal data using the Method of Successive Interval (MSI) into interval data with a quantitative research approach. Produced an analysis that the convenience, promotion and lifestyle variables had a positive and significant influence on the consumption of e-wallet generation Z (active undergraduate students) during the covid-19 pandemic in Malang City.Keywords: E-Wallet Consumption, Generation Z, Covid-19 Pandemic.
The Influence of Inflation, Bi Rate, and Exchange Rate on Islamic Bank Financing for MSME in the Special Capital Region of Jakarta for the 2016-2023 Period Siata, Andi Haikal Rabbani; Anggraini, Ika Khusnia
Islamic Economics and finance in Focus Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.2.05

Abstract

This investigation examines the interconnection between certain macroeconomic variables, namely the general price level change rate (Inflation), BI Rate, and exchange rate fluctuations with financing allocation from Islamic banking for micro, small, and medium-scale business entities in the DKI Jakarta region during the period from 2016 to 2023. This research is motivated by the strategic role of DKI Jakarta as the national economic center with the highest GRDP contribution reaching 16.48% of the national GDP and having 337,429 MSME units that absorb 174,965 workers. The applied methodology is a quantitative approach with Multiple linear regression analysis using existing (secondary) monthly-based data from various sources, including BPS, OJK, and Bank Indonesia. This study found that inflation and exchange rates have a positive influence, while BI Rate has a negative influence on Islamic banking financing. The conclusion of this research is that Inflation, BI Rate, and Exchange Rate significantly affect the distribution of Islamic banking financing for MSMEs in DKI Jakarta. This research provides policy recommendations to support MSMEs and guidance for Islamic banking in developing appropriate products. These findings are expected to serve as a reference for academics, policymakers, and MSME actors in responding to economic dynamics and optimizing the role of Islamic principle-based banking in DKI Jakarta.
Literasi Keuangan dan Pembiayaan Syariah Dalam Upaya Meningkatkan Ekonomi Masyarakat Desa Curungrejo Anggraini, Ika Khusnia; Widiyanti, Dwi Retno; Galuh, Ajeng Kartika; Wardani, Dinda Rahmah; Prawatya, Nurrahma
Jurnal Pengabdian Masyarakat Indonesia Vol 4 No 3 (2024): JPMI - Juni 2024
Publisher : CV Infinite Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jpmi.2013

Abstract

Perkembangan teknologi menjadi peluang bisnis dan mengubah pandangan masyarakat terhadap dunia digital. Namun, penggunaan teknologi secara bijak di Indonesia masih sulit dijangkau oleh masyarakat desa maupun masyarakat yang masih minim akan literasi keuangan. Terdapat ribuan kasus terkait masalah pinjaman online yang tidak resmi yang biasanya menyerang para pelaku usaha yang minim akan literasi keuangan. Hal tersebut sangat berkaitan dengan para pelaku Usaha Mikro, Kecil dan Menengah (UMKM) di Desa Curungrejo yang memiliki sumber daya yang melimpah. Hampir 99% dari para pengusaha di Indonesia adalah bagian dari sektor UMKM.  Indonesia dengan mayoritas penduduknya beragama Islam sebanyak 237,53 juta jiwa atau 86,9% dari populasi penduduk di Indonesia. Sehingga, sudah sepatutnya para pelaku usaha di Indonesia mengamalkan nilai-nilai Islam di kehidupan sehari-hari. Penerapan ekonomi syariah berdasarkan berbagai akad seperti akad mudharabah, murabahah, musyarakah, wadhi’ah, ijarah, dsb. Oleh karena itu pentingnya sosialisasi terkait ekonomi syariah dalam upaya memperkuat prinsip syariah pada setiap pelaku usaha didampingi dengan pengetahuan akan keuangan yang dapat mencegah terjadinya hal-hal buruk seperti terjerat kasus pinjaman online yang tidak resmi. Hasil pelaksanaan pengabdian menunjukkan antusiasme masyarakat yang menyatakan komitmen untuk beralih menggunakan system keuangan dan pembiayaan Syariah dalam membantu permodalan usaha mereka karena faktor keamanan dan kepastian hukum dan perspektif Syariah mengingat bahwa masyarakat Desa Curungrejo didominasi oleh muslim. Dalam jangka panjang, implementasi tersebut akan membantu perekonomian warga Desa Curungrejo yang memiliki output untuk meningkatan pertumbuhan ekonomi di Indonesia.
Co-Authors Ajeng Kartika Galuh Aminnullah Achmad Muttaqin Azizi, Naurah Nadzifah Chafid Wahyudi Fadhil, Muhammad Faisal Marlina Ekawaty Muhamartha, Dimas Putramanda Ninggar, Aurellia Dara Prawatya, Nurrahma Puspita Sari, Anggie Rahmatillah, Siti Nanda Shofiatin, Nanik Siata, Andi Haikal Rabbani Sri Muljaningsih Tamami, Muhammad In’amullah Wardani, Dinda Rahmah Widiyanti, Dwi Retno