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MODEL CERIA (COMMUNITY EMPOWERMENT AND HEALTH INSURANCE AWARENESS) DI KEMUNING, KARANGANYAR Murti, Nugroho Wisnu; Widyaningsih, Vitri
Proceeding Seminar LPPM UMP 2015: Buku II Bidang Ilmu Pendidikan dan Sosial Humaniora, Proceeding Seminar Nasional LPPM 2015, 2
Publisher : Proceeding Seminar LPPM UMP

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Abstract

Pemberdayaan masyarakat bertujuan untuk meningkatkan kemampuan masyarakat untuk mengatur kehidupan mereka sehingga menjadi lebih baik. Sebagian besar kegiatan yang dilakukan adalah meningkatkan kemandirian dalam bidang ekonomi, pendidikan, dan kesehatan. Model CERIA yang kami implementasikan menggabungkan pemberdayaan ekonomi dengan kesehatan, dengan meningkatkan kesadaran akan pentingnya memiliki asuransi kesehatan. Program yang dilakukan terintegrasi dengan program Kuliah Kerja Nyata (KKN) yang dilakukan oleh mahasiswa STIE Surakarta. Model yang kami terapkan adalah peningkatan kemandirian masyarakat dalam bidang ekonomi dilanjutkan dengan peningkatan kemampuan finansial dengan menanamkan . kesadaran asuransi, dalam hal ini asuransi Kesehatan. Pemberdayaan masyarakat yang dilakukan melalui peningkatan kemandirian ekonomi dengan memaksimalkan potensi daerah, melalui perbaikan jalur wisata, peningkatan promosi produk serta kemasan produk teh, dan pembuatan makanan tradisional lumpia pisang. Peningkatan kesadaran asuransi dilakukan melalui kegiatan terintegrasi, dengan memberikan leaflet pentingnya asuransi. Dari hasil observasi dan wawancara, kesadaran masyarakat akan asuransi masih rendah, dimana masyarakat masih menilai asuransi kesehaan sebagai  investasi yang tak berguna apabila masyarakat tidak sakit atau tidak menggunakan asuransi. Peningkatan kemandirian ekonomi melalui peningkatan pendapatan, sangat penting disertai dengan peningkatan kemampuan masyarakat untuk mengelola keuangan, terutama untuk mengatasi kesulitan yang mungkin akan dihadapi di masa datang. Perlu dilakukan evaluasi dan perbaikan program untuk dapat diimplementasikan dalam skala yang lebih luas. Kata Kunci : Pemberdayaan masyarakat, kesadaran asuransi kesehatan, model CERIA
INVESTOR PERLU MENGINDENTIFIKASI INDEKS SAHAM USA UNTUK MEMPREDIKSI FLUKTUASI IHSG: LINCOM ANALYSIS Widianto, Tri; Khristiana, Yenni; Murti, Nugroho Wisnu
Jurnal Analisis Bisnis Ekonomi Vol 16 No 2 (2018): Volume 16, Nomor 2, Oktober 2018
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (533.83 KB) | DOI: 10.31603/bisnisekonomi.v16i2.2609

Abstract

First objective of this study is to identify the influence of the fluctuations in the entire United States stock index on the Indonesian Composite stock Index. The results of thisstudy be used to predict Indonesian Composite indexes in a certain period of timebase of USA indexes fluctuation. The second objective is to find out whether there was a significant difference between the influence of the United States stock indexes on the Indonesian composite index. We used time series secondary data of daily stock price index over in five years (January 1, 2013 to December 31, 2017). The sample selection method used non-probability sampling with purposive sampling technique. We used robust simple regressionto achieve the first goal is, while the second goal used the linear combination. The results analysis showed that all of types of United States stock indices are partially significant and positive to Indonesian Composite index fluctuations (P-Value <0.05). Several types of USA stock indices have a significantly different coefficient in influencing Indonesia's Composite index between the Dow Jones Composite and the NYSE Composite and Dow Jones Composite with OTCM ADR (P-Value <0.05). Thus, the results of this study provide advice to investors, especially the Swinger and Scalper types, that considering the fluctuations in the USA index as a stock investment decision in Indonesia, it does not only consider one type of index, which is currently the headline of the stock index in the USA for example (Dowjones 30). However, consider other indices both composite and specific composite.
FINTECH BASED PEER TO PEER LENDING: AN OPPORTUNITY OR A THREAT? Setyaningsih, Titik; Murti, Nugroho Wisnu; Nugrahaningsih, Putri
Riset Akuntansi dan Keuangan Indonesia Vol 4, No 3 (2019): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v4i3.8577

Abstract

One dimension of financial inclusion is people's access to loan funds. Fintech facilitates providers of funds (lenders) with those who need funds (borrowers) through the digital market. Fin Tech Peer-to-peer(P2P) lending has two blades for the borrower's perspective, one side as a solution, on the other hand had a risc. This quantitative research used data with research instruments by questionnaires. Data were analyzed from 62 respondents who lived in around Surakarta in Central Java. This study found that potential customers prefer to use this service rather than not using it, when they perceive that P2P lending is a good opportunity to provide financial needs. More important information needs to be conveyed that the decision to delay using these services has a greater tendency to keep using them in the future. These results provide practical implications that doubts about using Fin Tech-based P2P lending financing services are still high even though prospective customers had good perception about the service as an opportunity from the perspective of the prospective customer. Interesting results also showed that the choice remains consistent even though prospective respondents consider the risk of P2P lending.Keyword: Fin Tech Peer to Peer lending, lender, borrower, apportunity, risk
FLUKTUASI INDEKS SAHAM GLOBAL YANG PERLU DIPERHATIKAN UNTUK TRADING SAHAM SEKTOR FINANCE DI INDONESIA Murti, Nugroho Wisnu; Widyastuti, Indriyana; Rahayu, Saptani
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Publisher : Sekolah Tinggi Ilmu Ekonomi AUB Surakarta

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Abstract

ABSTRAKPenelitian ini dikembangkan tidak hanya memberikan pertimbangan pada investasi saham pada dengan mempertimbangkan fluktuasi indeks saham internasional.Akan tetapi juga melakukan analisis pada Informasi ini penting untuk mempertimbangkan investasi saham yang lebih fokus pada sektor tertentu karena beberapa penelitian terdahulu yang lebih banyak memberikan pertimbangkan alternative investasi dengan melakukan analisis pada indeks harga saham gabungan. Data yang digunakan adalah data time series fluktuasi harga saham mingguan indeks harga saham internasional antara lain Dow Jones 30, Hangseng, Nikkei, dan Strait Times dari tahun 2008 sampai dengan 2018 yang diestimasi untuk memprediksi pergerakan indeks harga saham finance indonesia. Penelitian ini menemukan bahwa beberapa indeks internasional yang diobservasi memiliki hubungan yang kuat dengan fluktuasi indeks saham finance Indonesia. Akan tetapi arah hubungan tersebut berbeda-beda. Akan tetapi informasi yang lebih harus diketahui adalah hampir semua indeks tersebut memilikibeda yang signifikan antara indeks internasional ketika diestimasi dalam model yang memiliki efek terhadap reaksi pada pasar modal di Indonesia. Temuan tersebut memberikan implikasi praktis bahwa ketika investor memperhatikan indeks internasional untuk memprediksi arah reaksi pasar modal Indonesia, indeks ? indeks tersebut perlu diperhatikan semuanya secara spesifik. Penelitian ini mengidentifikasi dalam enam perbedaan antara dua indeks internasional terhadap pergerakan indeks finance Indonesia. Kata kunci: Sektor Finance, Trading, Investasi, Saham Global, Indeks
Kegiatan Asistensi Pelaporan SPT Tahunan Dan Pemadanan NPWP Dengan NIK Pada Wajib Pajak Di Surakarta Rahayu, Saptani; Widyastuti, Indriyana; Murti, Nugroho Wisnu
WASANA NYATA Vol 7, No 1 (2023)
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/wasananyata.v7i1.1462

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Tingkat pemahaman wajib pajak dalam pelaporan perpajakan yang masih kurang, mendorong DJP untuk terus melakukan sosialisasi tentang perpajakan. Peran perguruan tinggi dalam membantu pemerintah untuk mensosialisasikan perpajakan sangat diperlukan, sehingga Unversitas Dharma AUB Surakarta dan Tax center bekerjasama dengan DJP  membentuk relawan pajak untuk membantu mensosialisasi perpajakan di lingkungan masyarakat kota Surakarta. Kegiatan sosialisasi tersebut berupa asistensi pelaporan SPT Tahunan dan Pemadanan NPWP dengan NIK dari setiap wajib pajak sesuai dengan peraturan pemerintah terbaru. Pentingnya pemahaman pelaporan SPT Tahunan diharapkan dapat meningkatkan kesadaran bagi wajib pajak untuk selalu melaporkan kewajiban perpajakannya.
Kegiatan Asistensi Pelaporan SPT Tahunan Dan Pemadanan NPWP Dengan NIK Pada Wajib Pajak Di Surakarta Rahayu, Saptani; Widyastuti, Indriyana; Murti, Nugroho Wisnu
WASANA NYATA Vol 7, No 1 (2023)
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/wasananyata.v7i1.1462

Abstract

Tingkat pemahaman wajib pajak dalam pelaporan perpajakan yang masih kurang, mendorong DJP untuk terus melakukan sosialisasi tentang perpajakan. Peran perguruan tinggi dalam membantu pemerintah untuk mensosialisasikan perpajakan sangat diperlukan, sehingga Unversitas Dharma AUB Surakarta dan Tax center bekerjasama dengan DJP  membentuk relawan pajak untuk membantu mensosialisasi perpajakan di lingkungan masyarakat kota Surakarta. Kegiatan sosialisasi tersebut berupa asistensi pelaporan SPT Tahunan dan Pemadanan NPWP dengan NIK dari setiap wajib pajak sesuai dengan peraturan pemerintah terbaru. Pentingnya pemahaman pelaporan SPT Tahunan diharapkan dapat meningkatkan kesadaran bagi wajib pajak untuk selalu melaporkan kewajiban perpajakannya.
ANALISIS PROFIL KONSUMEN UNTUK PEMBUATAN APLIKASI INDEKOS DENGAN PENDEKATAN DESAIN PROPOSISI NILAI Murti, Nugroho Wisnu; Sisilia, Kristina
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 9 No 2 (2019): Performance : Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v9i2.788

Abstract

They are seeing the development of internet users in Indonesia which is growing rapidly. This is the basis for the emergence of applications that can facilitate the community in doing their work. One of them is doing work in terms of finding a homestay, especially in the student segment. The phenomenon found, the information offered is incomplete and the absence of services to help move goods. This study aims to determine the consumer profile which includes perceptions and expectations for the homestay application customer segment, namely students, so that it can be a reference for creating value propositions that are relevant for homestay applications. The study uses a qualitative approach that is descriptive. Data collection techniques used include interviews, observation, and documentation. In this study, the design of a consumer profile consists of three parts, namely customer jobs, customer science, and customer gains in the Value Proposition Design taken from Alexander Osterwalder and Yves Pigneur. In this study, generated perceptions and expectations of consumers of boarding room applications, among others, requires complete information, a lot of boarding references, there are features of ratting, booking, and chat forums, as well as there are goods transport services.
RELEVANSI INFORMASI KINERJA KEUANGAN TERHADAP RESPON INVESTOR PADA PERUSAHAAN SEKTOR BARANG KONSUMEN NON-PRIMER DI INDONESIA Silaban, Christo Gusnandar; Murti, Nugroho Wisnu
E-Prosiding Seminar Nasional Manajemen dan Akuntansi STIE Semarang (SNMAS) Vol 4 No 1 (2024): Entrepeneurship and Creative Economy In The Digital Era
Publisher : STIE Semarang

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Abstract

The issue of accounting information's losing significance internationally, particularly in determining the utility of accounting information generated from financial statements, is one that requires attention in Indonesia. This focus originates from the practical reality that domestic investors continue to prioritize financial performance, with financial reports serving as their primary source of information. The purpose of this research is to assess the relevance of financial performance information based on earnings per share and accounting-based measures (i.e., current ratio, net profit margin, and return on equity) to investor responses. The observation focused on stock trading operations in Indonesia's secondary market for consumer cyclicals sector. The observation concentrated on stock trading activity in Indonesia's secondary market for non-primary sector companies. The sector is more vulnerable to technological innovation than other sectors. The investigation was conducted on companies with longitudinal data, especially 50 companies from 2019 to 2023. The analysis tool can be utilized to do panel data regression on a balanced sample of data. The research showed that investors respond immediately to current ratio information (p-value < 0.05). However, the research found that profit-based performance information (i.e., net profit margin and return on equity) has no significant influence on investor response (p-value > 0.05). These results show that investors in sectors considered to be more responsive to innovation are more interested in information about firm assets that can predict future performance than profit information, which is more historical. This is supported by the fact that market-based performance information (i.e., earnings per share) receives immediate and considerable attention from investors. This study is intended to serve as a reference for future value relevance studies in more particular areas. Upcoming research should also consider economic situations, which can be incorporated into the analysis model to assess the coherence of the research conclusions.
Potential Confusion Between Value Investing and Fundamental Analysis Explored Through Piotroski F-Score Murti, Nugroho Wisnu; Sugiri, Slamet
Riset Akuntansi dan Keuangan Indonesia Vol. 9 No. 3 (2024): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v9i3.6937

Abstract

This article addresses the potential confusion between fundamental analysis (FA) and value investing (VI) in stock analysis, particularly highlighting the over-reliance on financial ratios that can obscure their distinctions. It examines the role of the f-score, developed by Piotroski (2000) as a VI indicator, which is frequently misinterpreted within the context of FA. By analyzing its utilization in academic literature, the study examines to clarify how the f-score should be understood as a value investing tool and contribute to a clearer framework distinguishing the two approaches, thereby enhancing future research and educational efforts. This article employs bibliometric analysis. Our study finds that while the f-score is frequently associated with FA metrics, its intended purpose as a measure of VI more relevant. Additionally, we categorize value investing indicators into Single Value Investing Indicators (SVII) and Combined Value Investing Indicators (CVII), building upon the foundational works of Graham & Dodd (1934) and Lakonishok et al (1994). The findings suggest that Piotroski's f-score is more appropriately classified as a CVII and more effective in predicting abnormal returns when used within the value investing framework rather than fundamental analysis.
Limbah Minyak Goreng Sebagai Bahan Dasar Pebuatan Lilin Aromaterapi Widyastuti, Indriyana; Rahayu, Saptani; Murti, Nugroho Wisnu; Herawati, Nunuk; Brotojoyo, Endang
WASANA NYATA Vol 9, No 1 (2025)
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/wasananyata.v9i1.1973

Abstract

Limbah minyak goreng (jelantah) merupakan salah satu limbah rumah tangga yang sering kali dibuang sembarangan, sehingga berpotensi mencemari lingkungan, khususnya tanah dan air. Pengabdian Kepada Masyarakat ini bertujuan untuk membuka wawasan ibu-ibu PKK di Dukuh Mangurejo, Desa Ngresep, Kecamatan Ngemplak, Kabupaten Boyolali. tentang bagaimana memanfaatkan minyak bekas (jelantah) yang sangat membahayakan kesehatan bila digunakan berkali-kali, yang juga akan merusak lingkungan bila dibuang sembarangan  . Metode yang digunakan adalah sosialisasi pemanfaatan limbah minyak goreng dan manfaat lilin aroma terapi serta praktek pembuatan lilin aroma terapi dari minyak goreng bekas . Hasil dari kegiatan ini ibu-ibu sangat tertarik dan menginginkan kembali pelatihan yang serupa dengan jenis lilin dan aroma berbeda.