Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal MIX : Jurnal Ilmiah Manajemen Social & Economic Bulletin
Mukhammad Kholid Mawardi
Brawijaya University
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
A Multidimensional Model of Planned Behavior Theory and Its Prediction on Entrepreneurial Intention Mukhammad Kholid Mawardi; Sujarwoto Sujarwoto; Rindi Ardika Melsalasa Sahputri
MIX: JURNAL ILMIAH MANAJEMEN Vol 12, No 2 (2022): MIX: Jurnal Ilmiah Manajemen
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jurnal_mix.2022.v12i2.011

Abstract

It is widely believed that entrepreneurial intention is a central concept within entrepreneurial education. Students who have entrepreneurial intentions tend to be self-employed and were not likely to be job seekers. Therefore, in the domain of entrepreneurial research, entrepreneurial intention is a critical issue in studying entrepreneurship.Objectives: The study examines the multidimensional model of theory of planned behavior and its prediction on entrepreneurial intention among university students. The premise of this theory is that individual attitude and behavior are complex processes in which multiple factors determine effectiveness. This study investigates whether this theory will be best described with a multidimensional construct or a single construct and how the relationship path of each dimension.Methodology: The study used a cross-sectional design. Data was distributed to 583 university students in the vocational program at Brawijaya University Indonesia. Data was analyzed using multi-group structural equation modeling in two steps: measurement model test and structural model test. The measurement model was used to test and validated the instrument at the latent variable level while Confirmatory Factor Analysis (CFA) was used to test the model.Finding: The study found entrepreneurial intention was established by a continuum construct: choice intention, commitment to entrepreneurship, and nascent entrepreneurship. Attitude toward entrepreneurship consists of two dimensions, affective and instrumental attitude. Perceived behavioral control comprises of self-efficacy and perceived controllability. Every dimension of entrepreneurial intention has a different relationship with the dimensions of attitude and perceived behavioral control with self-efficacy and affective attitude as the stronger predictor of entrepreneurial intention than instrumental attitude and perceived controllability. The association of choice intention on commitment and the effect of commitment on nascent entrepreneurship is larger among males rather than females.Conclusion: The study answered the necessity to conduct and test an empirical model of the multidimensional construct of planned behavior theory and entrepreneurship intention. By treating the model as multiple models, we proposed a new perspective of the best model that describes entrepreneurial behavior. Using structural equation modeling, this study reveals the different relationship paths of each dimension.
Sharia Digitalization as a Driver of Financial Inclusion in Remote Areas Mukhammad Kholid Mawardi; Widya Ningsih
Social and Economic Bulletin Vol. 2 No. 2 (2025): SEBI Journal May 2025
Publisher : Baca Dulu Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/sebi.v2i2.232

Abstract

The vacuum in Islamic finance education and poor transportation in outlying rural area will be a real challenge for example to equalize the economic on ethical basis backed by Islam Digitisation or internet is now pushing the Islamic finance further and further, with entrepreneurs defining its service to focus on the need which has been articulated as formless but open so that they can skim more through (depth) or across (width) depending entirely from them. This, in turn, provides one way to get around difficulties of geography and topography through fintech development in the form of mobile banking services, Sharia-compliant QRIS-based payment systems—and so on and so forth right down to Islamic law. However, if they can cope with these technical tasks at the plethora of gadgets we already give them then great, there's some benefits for them where currently were none. This study specifically aim to explore the effectiveness of Sharia financial inclusion in rural area by examining the role digitalization, digital literacy and infrastructure. Each of Impact and the model (of warmth): relation in a qualitative descriptive analysis study shows how these three effects impact each other to reinforce Shariah Digital Ecosystem lead to above table The first it` is that digitization accelerates access time for people to get Islamic financial services. A useful implication of this research is that financial institutions (FIs), regulators and governments should develop a digital architecture which have maqāṣid al-syarī'ah at the core for the masses to benefit The novelty to this study lies in combining technology, literacy and infrastructure as means towards achieving sustainable digital transformations among community based Islamic financiers population initiatives.
Co-Authors Rindi Ardika Melsalasa Sahputri Sujarwoto Sujarwoto, Sujarwoto Widya Ningsih