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All Journal Islamic Ecomonics Journal JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA
Sapta Oktiadi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Efektifitas Distribusi Dana Zakat Produktif dan Kekuatan Serta Kelemahannya Pada BAZNAS Magelang Mufti Afif; Sapta Oktiadi
Islamic Economics Journal Vol 4, No 2 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (610.655 KB) | DOI: 10.21111/iej.v4i2.2962

Abstract

Zakat is one of the pillars of Islam that is obligatory for Muslims and distributed to other Muslims who need it. Zakat has short and long term goals. Short-term goals are channeled to consumptive needs, namely basic household, educational and health needs. While the long-term goal, the distribution of zakat is carried out in forms of capital that can be used for economic improvement and improvement. BAZNAS Magelang has a vision and mission in distributing zakat funds to the productive zakat program. The vision and mission of BAZNAS Magelang in its distribution is to be able to change the mustahik class into muzakki. This study aims to determine the optimality of productive zakat by BAZNAS Magelang, as well as it’s strengths and weaknesses. The type of this research is descriptive qualitative, and data produced (observation), interviews (interviews) and documentation (documentaries). And to test the validity of the data in the field, researchers used triangulation techniques. The results of field studies show that the average productive zakat by BAZNAS Magelang on average has not been able to spend a large portion of their wealth to commit tithe. BAZNAS Magelang is distributed only by providing assistance to meet daily needs. BAZNAS Magelang has not exercised control, guidance, and guidance for mustahik who have received productive zakat assistance, but BAZNAS Magelang has not been able to issue assistance in the distribution of it's productive zakat assets."
Edukasi Keuangan Syariah Dan Pinjaman Online Bagi Para Pemuda Karangtaruna Kelurahan Pasirkratonkramat Kota Pekalongan Laely Hidayah; Andy Akhmad Widiyantoro; Much Mabrur Hadi; Sapta Oktiadi; Hamzah Shodik; Iffa Binta Herisanda; Yunus Zaka Wildana; Edy Chumaidi
JANAKA : JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA Vol 3, No 2 (2022): JURNAL PENGABDIAN MASYARAKAT KEWIRAUSAHAAN INDONESIA
Publisher : STIE Atma Bhakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36600/janaka.v3i2.302

Abstract

ABSTRACT Advances in technology demand that today's life is faster and more practical. Various types of applications are created as technology whose functions are able to replace various human activities. In recent years, the field of finance technology or Fintech has experienced significant developments. Online loan services connect lenders with borrowers online. This method provides convenience and speed in the credit application process that can attract public attention. However, people must be more careful in choosing online loan services because there are still many online loans that are illegal. Illegal online loans have characteristics, including not having a legal entity, not being registered with the Financial Services Authority (OJK), having high interest rates, and unpaid loan installments.This Community Service activity aims to provide financial literacy education on online loans to the Tunas Bangsa Youth Youth group. The large number of online loan offers means that knowledge of the characteristics and requirements of these online loans needs to be well understood.This community service activity concluded that education about online loans was very useful and increased knowledge for Tunas Bangsa Youth Youth. Keywords: Financial Teknology, Online Loan Services, Education ABSTRAKSI Kemajuan teknologi menuntut kehidupan masa kini semakin cepat dan praktis Bermacam jenis aplikasi diciptakan sebagai teknologi yang fungsinya mampu menggantikan berbagai aktivitas manusia. Beberapa tahun belakangan ini bidang finance technology atau Fintech mengalami perkebangan signifikan. Layanan pinjaman online menghubungkan pemberi pinjaman dengan peminjam secara online. Metode ini memberikan kemudahan dan kecepatan dalam proses pengajuan kredit yang dapat menarik perhatian masyarakat. Namun, masyarakat harus lebih berhati-hati dalam memilih jasa pinjaman online karena masih banyak pinjaman online yang bersifat illegal. Pinjaman online ilegal memiliki ciri-ciri antara lain tidak berbadan hukum, tidak terdaftar di Otoritas Jasa Keuangan (OJK), memiliki bunga yang tinggi, dan cicilan pinjaman yang tak terbayar. Kegiatan Pengabdian Kepada Masyarakat (PKM) ini bertujuan untuk memberikan edukasi literasi keuangan atas pinjaman online kepada kelompok Pemuda Karang Taruna Tunas Bangsa. Banyaknya tawaran pinjaman online mengakibatkan pengetahuan atas karakteristik dan persyaratan pinjaman online tersebut perlu dipahami dengan baik. Kegiatan PKM ini menyimpulkan bahwa edukasi mengenai pinjaman online sangat bermanfaat dan menambah pngetahuan bagi Pemuda Karang Taruna Tunas Bangsa.Kata Kunci :  Financial Teknology, Pinjaman Online, Edukasi. 
Efektifitas Distribusi Dana Zakat Produktif dan Kekuatan Serta Kelemahannya Pada BAZNAS Magelang Mufti Afif; Sapta Oktiadi
Islamic Economics Journal Vol. 4 No. 2 (2018)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (610.655 KB) | DOI: 10.21111/iej.v4i2.2962

Abstract

Zakat is one of the pillars of Islam that is obligatory for Muslims and distributed to other Muslims who need it. Zakat has short and long term goals. Short-term goals are channeled to consumptive needs, namely basic household, educational and health needs. While the long-term goal, the distribution of zakat is carried out in forms of capital that can be used for economic improvement and improvement. BAZNAS Magelang has a vision and mission in distributing zakat funds to the productive zakat program. The vision and mission of BAZNAS Magelang in its distribution is to be able to change the mustahik class into muzakki. This study aims to determine the optimality of productive zakat by BAZNAS Magelang, as well as it’s strengths and weaknesses. The type of this research is descriptive qualitative, and data produced (observation), interviews (interviews) and documentation (documentaries). And to test the validity of the data in the field, researchers used triangulation techniques. The results of field studies show that the average productive zakat by BAZNAS Magelang on average has not been able to spend a large portion of their wealth to commit tithe. BAZNAS Magelang is distributed only by providing assistance to meet daily needs. BAZNAS Magelang has not exercised control, guidance, and guidance for mustahik who have received productive zakat assistance, but BAZNAS Magelang has not been able to issue assistance in the distribution of it's productive zakat assets."
Co-Authors Andy Akhmad Widiyantoro Edy Chumaidi Hamzah Shodik Iffa Binta Herisanda Laely Hidayah Much Mabrur Hadi Mufti Afif Yunus Zaka Wildana