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Journal : Income: Innovation Of Economics And Management

Switching Behaviour of Non Muslim Costumers to Indonesian Islamic Bank at The Jombang Branch Bekti Widiyaningsih; Laila fatikhatul ula; Mustamim Mustamim
INCOME: Innovation of Economics and Management Vol 1 No 1 (2021): June
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

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Abstract

This study aims to determine the behavior of switching non-Muslim customers of Indonesian Islamic Bank Jombang bracnh office. The method used in this study is descriptive qualitative using primary data. Primary data is data obtained directly from research subjects and directly related to the problems studied, while secondary data collected from books, journals, and documents/reports that have been available. Results of the study obtained are to find out what are the reasons for customers to switch behavior from conventional banks to islamic banks in Jombang branch offices, non-Muslim customers who switch in terms of profit-sharing and deposits. This research shows that Non-Muslim customers from BCA Bank switch to BSI Bank with the nominal amount above 100th million within 1st year with an agreement (revenue sharing). To find out the factors that cause the switching behavior of non-Muslim customers in Islamic banks jombang (BSI), factors that cause customers to switch in terms of Rade (Interest Rate), sales promotion and price of financing, and know the agreement and its influence on non-Muslim customers in deciding switching behavior, non-Muslim customers do not care about the contract because all they know is credit with interest then Rate.
The Effectiveness of the Implementation of the Online Tax Service System on Taxpayer Compliance in the Pandemic Period Mustamim Mustamim; Naily El Muna; Luthfi Mufidatur Rohmah
INCOME: Innovation of Economics and Management Vol 1 No 1 (2021): June
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

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Abstract

Tax is a mandatory contribution paid by each tax to the state and will be used for the benefit of the government and society. The purpose of the tax is to finance the nation, slow down the rate of inflation and develop economic conditions. This study aims to determine the effectiveness of implementing an online tax service system on taxpayer compliance during the pandemic. The method used in this study is a qualitative descriptive method. The results of this study are as follows: 1). The application of the online tax service system in terms of ease of use cannot be said to be effective; 2). The application of the online tax service system in terms of security and accuracy can be said to be effective, and 3). The application of the online tax service system in terms of time efficiency can be said to be effective.
Economic Empowerment of Pesantren through BUMP Program (Pesantren Owned Enterprises) Bekti Widyaningsih; Nur Sa'adah; Mustamim Mustamim
INCOME: Innovation of Economics and Management Vol 1 No 2 (2021): October
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

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Abstract

This paper discusses the economic empowerment of pesantren through bump program at Pondok Pesantren Fathul Ulum Jombang. This paper is motivated by the role of boarding schools that are expected to be dynamicators and catalysts for the empowerment of human resources, drivers of development in all fields, especially in the economic field. BUMP is a business entity that is structurally under the auspices of Pesantren Fathul Ulum and has a position equivalent to other institutions of Pesantren Fathul Ulum. BUMP is managed by students who have been educated in accordance with their respective fields and assisted by the community as fast as. The authors of this study aimed to find out how the application and relevance of bump program is applied as a boarding school empowerment located in Pondok Pesantren Fathul Ulum Jombang. The method of writing used in this writing is to use descriptive qualitative by using field research. The types of data used in this study are primary data and secondary data taken from related sources. The discussion shows that the economic empowerment of pesantren through bump program implemented in Pondok Pesantren Fathul Ulum Jombang has been running well but it will be more relevant if the organizational structure can be improved so that it will run more effectively.