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Eksistensi Ritel Tradisional Di Tengah Keberadaan Ritel Modern Di Kota Padangsidimpuan Ian Ian Alfian; Erpiana Siregar
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 10 No 01 (2022): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v10i01.4455

This study aims to determine the existence of traditional retail in the midst of the existence of modern retail in the city of Padangsidimpuan and to determine the role of the government in increasing the existence of traditional retail in the midst of the existence of modern retail in the city of Padangsidimpuan. This type of research is descriptive qualitative research by interviewing traditional retailers and local governments. The results show that traditional retailers have different perceptions after modern retailers have stood around their businesses. Seven out of ten respondents have a negative perception while the other three people have a perception that there is no perceived impact. The government's role in this case is Cooperatives, Micro, Small and Medium Enterprises (MSME), and the Trade Office has given attention and has not ignored traditional retail traders. Traders receive capital assistance and offer to shift their business if their business cannot survive and are then given skills training.

Eksistensi Ritel Tradisional Di Tengah Keberadaan Ritel Modern Di Kota Padangsidimpuan Ian Ian Alfian; Erpiana Siregar
Adzkiya : Jurnal Hukum dan Ekonomi Syariah Vol 10 No 01 (2022): Adzkiya: Jurnal Hukum dan Ekonomi Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Meto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/adzkiya.v10i01.4455

This study aims to determine the existence of traditional retail in the midst of the existence of modern retail in the city of Padangsidimpuan and to determine the role of the government in increasing the existence of traditional retail in the midst of the existence of modern retail in the city of Padangsidimpuan. This type of research is descriptive qualitative research by interviewing traditional retailers and local governments. The results show that traditional retailers have different perceptions after modern retailers have stood around their businesses. Seven out of ten respondents have a negative perception while the other three people have a perception that there is no perceived impact. The government's role in this case is Cooperatives, Micro, Small and Medium Enterprises (MSME), and the Trade Office has given attention and has not ignored traditional retail traders. Traders receive capital assistance and offer to shift their business if their business cannot survive and are then given skills training.

Pengaruh Pelayanan dan Nisbah Bagi Hasil terhadap Minat Menabung Nasabah pada Bank Sumut Syariah Panyabungan Beni Sandra; Siti Kholijah; Erpiana Siregar
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Oktober : Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i4.1655

The aim is to determine the significant influence of Service and Profit Sharing Ratio on Customer Saving Interest at Bank SUMUT KCPSy Panyabungan. This research uses a quantitative description method. Sampling was taken using a simple random sampling technique, by distributing questionnaires directly to 98 respondents. With the help of SPSS version 25. The research results are based on SPSS calculations that service influences customers' interest in saving. This is proven by the calculated t value being greater than the t table, namely: (2,329 > 1.895) with a significant value of 0.022 < 0.05, and the profit sharing ratio influences customers' interest in saving. This is proven by the calculated t value being greater than the t table, namely: (2.258 > 1.895) with a significance value of 0.026 < 0.05, then it can be concluded that the Profit Sharing Ratio (X2) variable has a positive and significant effect on the customer's interest in saving variable. (Y). This is proven by the calculated F value of 5.654 > 3.092, a significant value of 0.005 < 0.05.

Pengaruh Simpanan dan Pembiayaan terhadap Peningkatan Pendapatan Anggota Koperasi Konsumen Mitra Manindo Syariah Kayu Jati Doriana Siregar; Erpiana Siregar; Siti Kholijah
Jurnal Bisnis, Ekonomi Syariah, dan Pajak Vol. 1 No. 3 (2024): September : Jurnal Bisnis, Ekonomi Syariah, dan Pajak (JBEP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jbep.v1i3.515

This research aims to analyze the effect of savings and financing on increasing the income of Mitra Manindo Syariah Kayu Jati Consumer Cooperative members' income. The sample for this research was members of the Mitra Manindo Syariah Kayu Jati Consumer Cooperative, totaling 155 respondents. The dependent variable (Y) in this research is income, the independent variables savings (X1) and financing (X2). The data used is primary data obtained from respondents through the questionnaire provided. The tool used in this research is SPSS version 21. The research results are based on SPSS calculations that savings do not have a significant effect on income. This is proven by the calculated tvalue being smaller than the ttable, namely: (1.827 < 1.976) with a significant value of 0.070 > 0.025. Meanwhile, financing has an effect on income as evidenced by the calculated t being greater than the ttable, namely: (1.996 > 1.976) with a significant value of 0.048 > 0.025. Then the research results show that savings and financing have a positive and significant effect on the income of cooperative members. This is proven by the calculated F value of 8.326 which is greater than the F table value of 3.06 with a significant value of 0.000<0.005.

PESANTREN DAN PEMBERDAYAAN EKONOMI MASYARAKAT (STUDI PON-PES BAITURRAHMAN PARAU SORAT) Erpiana Siregar
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 2 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i2.2191

Tujuan penelitian ini untuk mengetahui bagaimana kegiatan pemberdayaan ekonomi berbasis pondok pesantren dalam hal ini yaitu pondok pesantren Baiturrahman desa Parau Sorat baik untuk santri, lansia, dan masyarakat sekitar. Penelitian ini mengambil data dengan mewawancarai ketua yayasan, guru, lansia, santri, dan masyarakat sekitar pesantren terkait bagaimana pemberdayaan ekonomi yang dilakukan oleh pesantren. Kemudian hasil wawancara disajikan dan diambil kesimpulan terkait tema penelitian. Hasil penelitian menunjukan bahwa pemberdayaan ekonomi di pesantren Baiturrahman dilakukan dengan memberdayakan santri, lansia, dan masyarakat sekitar pesantren. Kegiatan pemberdayaan santri dilakukan dengan pelatihan agrobisnis, peternakan, perikanan, kaligrafi, dan grup nasyid. Pemberdayaan ekonomi yang dilakukan untuk para lansia yang mondok di pesantren Baiturrahman yaitu dengan menyediakan tanah untuk digarap. Sedangkan masyarakat sekitar dengan kemitraan kebun sawit.

Peran Pegadaian Syariah dalam Mendorong Kesejahteraan Sosial Masyarakat Melalui Program Corporate Social Responsibility (CSR) Azizah Anna Sahra; Fajar Rizky Lubis; Anwar Yusuf; Ira Hairani; Siti Wulandari; Rosalena; Pahrurrozi Pane; Nur Indah Hidayah; Suci Indah Pulungan; Nurul Irawan Rangkuti; Erpiana Siregar
Ambacang: Jurnal Inovasi Pengabdian Masyarakat Vol. 1 No. 4 (2025): Edisi Mei 2025
Publisher : PT. Willy Print Art

Show Abstract | Download Original | Original Source | Check in Google Scholar

Corporate Social Responsibility (CSR) is a concept that has developed since post-World War II, focusing on the social and environmental impacts of corporate activities. From an Islamic perspective, CSR not only functions as a legal obligation, but also as a form of contribution to social welfare based on spiritual values. This study examines the implementation of CSR based on sharia principles carried out by Pegadaian Syariah, with the aim of improving the welfare of the surrounding community. The method used is a collaborative participatory approach between the service team, Pegadaian Syariah, and the community. The results of the study show that the CSR program carried out not only improves sharia financial literacy and economic empowerment, but also strengthens social relations between residents. Programs such as entrepreneurship training, business capital assistance, and sharia financial education have succeeded in improving the standard of living of the community and strengthening the role of Pegadaian Syariah in social development. This success shows the great potential of CSR based on religious values and local wisdom for sustainable development.

PESANTREN DAN PEMBERDAYAAN EKONOMI MASYARAKAT (STUDI PON-PES BAITURRAHMAN PARAU SORAT) Erpiana Siregar
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 2 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i2.2191

The purpose of this study was to determine how the empowerment activities of the potential of Islamic boarding schools in making the Baiturrahman Islamic boarding school in Parau Sorat village independent were for students, the elderly, and the surrounding community. This study collected data by interviewing the head of the foundation, teachers, the elderly, students, and the community around the Islamic boarding school regarding how economic empowerment was carried out by the Islamic boarding school. Then the results of the interviews were presented and conclusions were drawn related to the research theme. The results of the study showed that economic empowerment at the Baiturrahman Islamic boarding school was carried out by empowering students, the elderly, and the community around the Islamic boarding school. Student empowerment activities were carried out through training in agribusiness, animal husbandry, fisheries, calligraphy, and rice groups. Economic empowerment carried out for the elderly who live at the Baiturrahman Islamic boarding school is by providing land to be cultivated. While the surrounding community with oil palm plantation partnerships.

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