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All Journal Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan Proceeding International Conference on Information Technology and Business As-Salam: Jurnal Studi Hukum Islam & Pendidikan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal AL-AHKAM Azzahra : Jurnal Pendidikan Anak Usia Dini Shihatuna : Jurnal Pengabdian Kesehatan Masyarakat EKSYA: Jurnal Ekonomi Syariah Jurnal Peduli : Jurnal Pengabdian Kepada Masyarakat Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE EKSYDA: Jurnal Studi Ekonomi Syariah Jurnal Inovasi Ekonomi Syariah dan Akuntansi Jurnal Bisnis, Ekonomi Syariah dan Pajak Journal of Rural Community Development (JRCD) Ambacang: Jurnal Inovasi Pengabdian Masyarakat
Siti Kholijah
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Nutritional Value and Consumer Acceptance of Baked Brownies fortified Snakefish (Channa striata) Protein Concentrate Siti Kholijah; Mirna Ilza; Mery Sukmiwati
Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan Vol 3, No 2 (2016): Wisuda Oktober Tahun 2016
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Perikanan dan Ilmu Kelautan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was aimed to determine the effect of fortifying snakefish (Channa striata) protein concentrate in baked brownies on nutritional value and consumer acceptance with different concentrations. The research was conducted in two stages: 1) ​​the production of snakefish protein concentrate, 2) the production of baked brownies with addition of snakefish protein concentrate. The method used in this research was an experimental method, using a completely randomized design (CRD) non factorial. Based on consumer acceptance the results showed that the baked brownies fortified 25% of snakefish protein concentrate (B3 treatment) was the best treatment. Based on proximate analysis that the lowest water content (14.14%) also in the baked brownies fortified 25% of snakefish protein concentrate, while the highest water content (23.54%) was without addition of snakefish protein concentrate (B0 treatment); the highest protein content (22.46%) was in B3 treatment and the lowet protein content (7.22%) in B0 treatment; the highest fat content (17.11%) was in baked brownies fortified 20% of snakefish protein concentrate (B2 treatment), while the lowest (15.67%) was in B0 treatment.    Keywords: Consumer acceptance, baked brownies, protein concentrate, Channa striata.
Efektivitas Program Pelatihan Kerja di Kantor Latihan Ker- ja (KLK) Kabupaten Mandailing Natal Perspektif Ekonomi Islam Siti Kholijah
Jurnal AL-AHKAM Vol 10, No 2 (2019)
Publisher : UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/alahkam.v10i2.1864

Abstract

The increase in unemployment in Mandailing Natal Regency is caused by a mismatch between the qualifications of the workforce requested by the com- pany, the type of position and placement location that is less attractive to job seekers, and less competency of workers according to available positions. The Work Training Office (KLK) of Mandailing Natal Regency as one of the agen- cies that provide public services in the field of employment is expected to pro- vide easy information services, provision of facilities, and implement programs that support their careers in the future. The low quality of labor in Mandailing Natal District is a barrier to economic development. This is due to the low level of education and the level of knowledge of the workforce, making it difficult to find work that demands the quality of reliable human resources. Especially in the era of globalization, workers who do not have quality will have difficulty competing with those who already have quality. In this competition, it is certain that workers who do not have quality will be excluded. To improve the quality of the workforce, the City Government of Mandailing Natal District through the Mandailing Natal District Work Training Office (KLK) organized a job training program. The work training program at the Mandailing Natal District Training Office (KLK) involves the community as the main target that must be maximally empowered. This Papaer examines the effectiveness of work train- ing programs that have been implemented in improving human resources and especially in reducing unemployment in Mandailing Natal District.
Motorcycle Financing Transactions at PT Bank Sumut Syariah Panyabungan Sub-Branch: Islamic Law Perspective Siti Kholijah
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5622

Abstract

The main principle of islamic life is monotheism of Allah, namely an awareness that human life is a mandate from Allah. The word muamalat is the only word that literally means "doing each other" or reciprocity. Muamalah is etymologically the same and meaningful with almufa'alah, namely doing each other. The research objective is to analyze motorcycle financing transactions at PT Bank Sumut Syariah Panyabungan Sub-Branch as islamic law perspective. This research includes field research. The method used in this research is qualitative method. Sources of data in this study are primary and secondary data. The writing method uses the inductive method. The results showed that motorcycle financing transactions at PT Bank Sumut Syariah Panyabungan Sub-Branch based on a murabahah contract, the profit is immediately known. The benefits of murabaha are immediately known at the beginning when the murabaha transaction is agreed upon. Customers are given convenience in paying off motorcycle financing, so that customers feel lucky. Motorcycle financing transactions at PT Bank Sumut Syariah Panyabungan Sub-Branch is in accordance with islamic law, because this murabahah contract is a sale and purchase agreement of sharia goods, meaning that it is in accordance with islamic law. The profits obtained are not based on usury, but a profit-sharing system between the customer and the bank.
Evaluasi Standar Peletakan Alat Pemadam Api Ringan (APAR) di Kantor BPBD Provinsi Sumatera Utara Fauziah Nasution; Ayunda Syahfira; Siti Kholijah; Arfan Syahputra Pulungan
Shihatuna : Jurnal Pengabdian Kesehatan Masyarakat Vol 1, No 2 (2021): DESEMBER
Publisher : FKM UIN Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (125.662 KB) | DOI: 10.30829/shihatuna.v0i0.9283

Abstract

APAR (Alat Pemadam Api Ringan) adalah alat yang digunakan untuk memadamkan api atau mengendalikan kebakaran. Ketersediaan APAR sangat diperlukan untuk mencegah kebakaran karena tidak semua tempat dapat menjangkau air dengan mudah dan memiliki air dalam jumlah yang cukup untuk memadamkan api. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian kualitatif dengan pendekatan deskriptif. Dalam penelitian yang telah dilakukan didapatkan hasil bahwa tingkat kesesuaian prosedur kebakaran sebesar 80%, dimana terdapat Standar Prosedur Operasional (SPO) yang belum terpenuhi yaitu seperti pemberitahuan awal saat terjadi kebakaran.  Selain itu, peletakan APAR yang dibuat di kantor BPBD Provinsi Sumatera Utara belum sesuai standar yang berlaku. Berdasarkan observasi, pengamatan di kantor BPBD Provinsi Sumatera Utara saat melakukam evaluasi terdapat penempatan APAR tidak sesuai dengan prosedur atau standar yang berlaku, karena peletakan APAR pada gedung I dan II tidak sesuai standar. Untuk itu di perlukan evaluasi pemasangan APAR di Kantor BPBD PROV SU Untuk memudahkan penanganan jika terjadi kebakaran di area kantor.
Implementing Analytical Hierarcy Process (AHP) Method for Higher Education Competitiveness Development through RAISE++ Yulmaini -; Siti Kholijah; Anuar Sanusi; M. Ariza Eka Yusendra
Prosiding International conference on Information Technology and Business (ICITB) 2020: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 6
Publisher : Proceeding International Conference on Information Technology and Business

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Abstract

Higher education must have a strategy to be able to compete with other universities. The good method had to be needed to find out the alternative strategies used to improve the competitiveness among higher education. Analytical Hierarchy Process (AHP) method was the decision-making method to obtain alternative strategies that were suitable to the needs of the higher education according to the new paradigm of higher education management. The criteria used in this study were based on RAISE++. There were relevance, academic atmosphere, internal management, sustainability, efficiency and productivity, leadership, access and equity. The relevance had five sub-criteria; the academic atmosphere had four sub-criteria; the internal management had five sub-criteria; the sustainability had four sub criteria; the efficiency and productivity had six sub-criteria; the leadership had five sub-criteria; and, the access and equity had five sub-criteria. The alternative strategy for developing the competitiveness of higher education was through the questionnaires and contained 18 strategies alternative. These alternatives were classified through AHP method. The result of this study was that there were certain alternatives that must be considered for the higher education competitiveness e.g., the management quality, leadership, human resource quality, quality control and evaluation, and good Human Resources investment. These alternatives were regarded as a recommendation for higher education to determine strategies in developing higher education competitiveness.Keywords: Analytic Hierarchy Process, Higher Education Competitiveness, RAISE++
Effect of Inflation, Exchange Rate, and Interest Rate on the Composite Stock Price Index Siti Kholijah; Amimah Qodari; Yolanda Sari; Pandu Adi Cakranegara; Agnes Soukotta
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.6237

Abstract

The purpose of this research is to discuss effect of inflation, exchange rate, and interest rate on the composite stock price index. The type of research used in this research is casual research. This study uses quantitative data with the type of time series data. Samples taken from 2018 to the end of 2021, in the form of monthly data, the data is secondary data that has been validated and issued directly from the official website. The method of analysis used multiple regression analysis. The results show that inflation has a positive and significant effect on the composite stock price index. Exchange rate has a positive and insignificant effect on the composite stock price index. Interest rate has a positive and significant effect on the composite stock price index.
Innovation in Sharia Finance Products and Services Siti Kholijah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4229

Abstract

The facts show that the market share for Sharia financial industry products is still relatively small when compared to conventional financial products. The development of Sharia banking products and services that are competitive and based on the needs of the Indonesian people is a causality (cause and effect) that cannot be separated from reality. This research uses the Systematic Literature Review (SLR) method to collect, evaluate, and compile research results that are relevant to innovation in Sharia financial products and services. The results of this research show several developments, including increasing institutional capacity and the availability of Sharia financial industry products that are more competitive and efficient, with one program increasing the availability and diversity of Sharia financial products, both in Sharia banking institutions, Sharia capital markets, and the Sharia non-bank financial industry.
PERSEPSI MASYARAKAT HURABA TERHADAP PINJAMAN PEMBIAYAAN OLEH BTPN SYARIAH DALAM PENINGKATAN USAHA DITINJAU DARI HUKUM ISLAM Siti Kholijah; Pitriani Gultom
EKSYA : Jurnal Ekonomi Syariah Vol 3 No 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.727

Abstract

BTPN Syariah is a financial institution whose main business is to provide credit and other services in payment traffic and money circulation, and operates according to sharia principles. In addition to these main businesses, BTPN Syariah also provides business capital financing loan programs to the public. The business capital financing loan is intended to empower the community, especially women so that their welfare increases. One of the communities empowered by the BTPN Syariah financing program is the Huraba I Village community, Kec. Siabu Kab. Christmas Mandailing. This study uses a qualitative method with a descriptive analytical approach. Methods of collecting data obtained through direct observation, interviews and documentation. The data analysis technique was carried out by means of data reduction, the last data display was concluded. The subjects in this study were the people of Huraba I Village, Kec. Siabu Kab. Mandailing Natal and or BTPN Syariah bank customers and BTPN Syariah parties. The results of the study concluded that the practice of accounts payable with both parties benefited from each other, namely Muqtarid (the borrower) getting a loan so that he could meet his needs. Meanwhile, Muqrid (who provides loans) also gets what he is entitled to, namely profits from the results of his sacrifices and the reason behind the practice of debt is because of the convenience in covering the needs of the local community and the process is easy, fast and does not have to leave collateral. According to Islamic law, financing loans provided by BTPN Syariah in business development contain elements of usury because the principle between the borrower and the BTPN Syariah bank uses the interest principle and depends on the interest system applied to conventional banks. Therefore, any addition to the loan amount from the debtor is said to be usury, but it depends more on the background and the consequences. As with the additions contained in the debt transactions that occurred in Huraba I Village, Kec. Siabu Kab. The additional Mandailing Natal in the debt transaction is an addition that can be taken because the average loan is for business capital and with this addition it does not cause a downturn in economic life.
EFEKTIVITAS LABELISASI HALAL USAHA KIPANG DITINJAU DARI EKONOMI ISLAM (STUDI KASUS USAHA KIPANG DIAN KELURAHAN PANYABUNGAN II) Siti Kholijah
EKSYA : Jurnal Ekonomi Syariah Vol 2 No 1 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v2i1.1078

Abstract

This study aims to find out how the Effectiveness of the Halal Label for Kipang Dian Business Products and how the Islamic Economic Review is on the halal labeling of Kipang Dian businesses. The data collection technique carried out by the author is by interviewing the owner of the Kipang Dian Business and observations made on retail traders and consumers, as well as the addition of reading books and also other sources related to the research title. Furthermore, the results of the study were analyzed through a descriptive analysis method which described how the level of effectiveness of Halal Labeling for Kipang Dian Business Products and how the Islamic Economic Review of Kipang Dian's business halal labeling. The data used in this study are primary data and secondary data with research subjects consisting of business owners, employees, traders and consumers. The results showed that the effectiveness of the Halal Label for Kipang Dian Products was influenced by 4 factors, namely product, price, location and promotion. Based on the results of the study, the use of halal labeling on Kipang Dian is very beneficial for Kipang Dian owners themselves as well as for traders/agents because the existence of a halal label on Kipang Dian can increase consumer trust and satisfaction in Kipang Dian than other kipang which do not there is a halal label. From an Islamic economic point of view, the use of halal labeling on kipang dian businesses can provide economic benefits for business actors, consumers and the government. It also provides opportunities for entrepreneurs that are much better and more widely open and are products that comply with halal in accordance with Islamic law.
PENGARUH KEBUTUHAN, PELAYANAN DAN JAMINAN TERHADAP PEMANFAATAN JASA PERMODALAN DI KECAMATAN NAGA JUANG Siti Kholijah
EKSYA : Jurnal Ekonomi Syariah Vol 2 No 2 (2021): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v2i2.1079

Abstract

This study aims to determine the effect of the needs factor, guarantee factor and service factor on the community in utilizing the Mekaar Program Civil National Capital Service (PNM) in Sayur Matua Village, Naga Juang District. The population in this study were all residents who received funding from the Mekaar Program Civil National Capital (PNM) in Sayur Matua Village, Naga Juang District, as many as 121 customers with a sample of 55 respondents. The data collection technique for this research was a questionnaire which was tested for validity and reliability. Data analysis techniques using multiple linear regression, classical assumption test, t test, F test and the coefficient of determination. The magnitude of the influence of the need on public interest in utilizing the Mekaar Program Civil National Capital Services (PNM) is 0.236 or 23.6%, the magnitude of the collateral effect on public interest in utilizing the Mekaar Program Civilian National Capital Services (PNM) is 0.366 or 36.6%, and the magnitude of the influence of the service on public interest in utilizing the Mekaar Program's Civil National Capital Service (PNM) is 0.433 or 43.3%. While the results of the F test show that the significance value is 0.000 <0.05 and the calculated f value is 257.020 > f table 2.79, it can be concluded that the variables of needs, guarantees and services have a significant effect simultaneously on people's interest in utilizing the Civil National Capital Services (PNM ) Mekaar Program. obtained an R square value of 0.938 or 93.8%. This shows that the variables of needs, guarantees and services have an effect of 93.8% on people's interest in utilizing the Mekaar Program's Civil National Capital Services (PNM), while the remaining 6.2% is influenced by other variables or factors outside of research.
Co-Authors Agnes Soukotta Ahmad Riski Airani Eginanda Putri Amaliatul Adzmi Yulistina Amimah Qodari Anggy Saputri Anuar Sanusi Arfan Syahputra Pulungan Ayunda Syahfira Azizatur Rahmah Beni Sandra Cakranegara, Pandu Adi Delima Sari Dian Noviana Dini Safira Doriana Siregar Edi Jatmiko Ermanita Pematasari Ermanita Permatansari Ermanita Permatasari Erpiana Siregar Fatimah Fauziah Nasution Fitri Utami Fittria Ayu Sahputri Indri Afriani Isma Rohayani Juni Khairani Lbs Kartika Eka Pertiwi M. Ariza Eka Yusendra Mashallia Qisthi Meli Saputri Mery Sukmiwati Mhd Asy’ari Mia Juliani Mirna Ilza Mirnawati Mirnawati Nanda Aulia Rifki Nst Pitriani Gultom Rahmi Nurrizky Reski Hidayah Rian Hardiansyah Riska Siregar Risna Hayati Salsabila Al Khofifah Septiani Selly Susanti SITI FATIMAH Siti Zahara Wahyudi Rambe Widia Sari Rusma Wilda Rohani Yolanda Sari Yulmaini Yulmaini