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All Journal Perisai : Islamic Banking and Finance Journal Perdikan: Journal of Community Engagement Quantitative Economics and Management Studies Shafin: Sharia Finance and Accounting Journal Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
Uly Mabruroh Halida
Institut Agama Islam Negeri Madura
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Mathematics Social Sciences

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Sharia Marketing Management Strategy in the Online Buying and Selling Mechanism Cici’ Wilantini; Uly Mabruroh Halida
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1579

Abstract

The growth of users of online buying and selling transactions continues to increase every year. In online buying and selling transactions, there are many frauds or discrepancies between the contract agreed at the beginning and the goods/services received. The role of sharia marketing management is needed here so that unwanted things do not happen. This research is a library research (Library Research). The references used in this research are books, journals and publications indexed on Google that are still relevant to the research topic. The results of this study indicate that Islamic marketing management is indispensable in the online buying and selling mechanism. Sharia marketing management is the first step to build consumer loyalty by considering product suitability, financial benefits, and spiritual values ​​that are believed to be. The three basic concepts in Islamic marketing management are; strategies for sharing thoughts, tactics for market share, and values ​​for hearts. Then there are five characteristics of Islamic marketing management including; love consumers, honest and transparent as a brand, segmentation a la prophet, keep promises, and maintain the balance of nature. The impact that will be felt on online buying and selling that implements sharia marketing management, namely; consumers will conduct transactions regularly, make purchases with a more diverse range of products, consumers recommend to other potential customers, and the attitude of commitment from consumers to continue to make transactions at the same place.
The Role of Digitalization in Expanding MSME Market Access Uly Mabruroh Halida; Cici' Wilantini
Quantitative Economics and Management Studies Vol. 3 No. 1 (2022)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (494.395 KB) | DOI: 10.35877/454RI.qems861

Abstract

The pandemic period has succeeded in shifting many habits, one of which is the direct market which has turned into an online market. Digital transformation is important to implement today in order to keep up with market trends. The convenience and practicality that are the advantages of the digital system are able to expand market access for MSMEs. One of the MSMEs that is trying to implement digitalization to expand market access is Apotek Anugerah Bluto Medika. The purpose of this study is to analyze the role of digitization in expanding market access for Apotek Anugerah Bluto Medika and analyze its marketing prospects through the involvement of digitalization. This research is a descriptive qualitative research. Data obtained from interviews, observations, and documentation. The results of this study show that digitalization has an important role for Apotek Anugerah Bluto Medika, especially in the field of marketing, namely to attract old customers and new customers to find out more about Apotek Anugerah Bluto Medika through the digitalization transformation process that is being developed. The prospects obtained by pharmacies from this digitization process are in the form of convenience in providing information, consulting and social services, community aspirations services in the form of criticism and suggestions, product services and so on to the wider community regarding health. Although it cannot be denied that there are still some obstacles faced in the digital transformation process.
Pengaruh Pembiayaan Mudharabah dan Akuntansi Pembiayaan Musyarakah Terhadap Profitabilitas Bank Syariah Indonesia Alfina Agustin; Uly Mabruroh Halida
Shafin: Sharia Finance and Accounting Journal Vol. 2 No. 2 (2022)
Publisher : IAIN Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/sfj.v2i2.6397

Abstract

The financing are to get or providing funds for business improvement. Profitability is the rate of knowing the companies ability to generate profits during a certain period. The purpose of this study is to determine whether there is an effect of Mudharabah Financing and Musyarakah Financing Accounting on Profitability, either simultaneously or partially. This study uses a quantitative approach with the type of secondary data. The sample used is the quarterly financial statements of all bank that are merged into Indonesian Islamic Banks registered with the OJK for the 2016-2020 period as many as 60 financial reports. The results of this study indicate that simultaneously Mudharabah Financing and Musyarakah Financing Accounting has significant effect on Profitability at Indonesian Islamic Bank, because the value of fcount > ftable is 15,632 > 3,16. Based on partial testing, Mudharabah Financing and Musyarakah Financing Accounting have significant effect on Profitabilities at Indonesian Islamic Bank due to the tcount value of each variable > ttable, namely tcount of 5,402 (Mudharabah), dan 4,794 (Musyarakah) with a value of ttable = 2,002.
Pelatihan akuntansi keuangan desa berbasis SISKEUDES sebagai upaya peningkatan akuntabilitas pengelolaan keuangan di Desa Bicorong Pakong Pamekasan Ira Hasti Priyadi; Uly Mabruroh Halida; Firman Ardiansyah; Nur Faiqoh
PERDIKAN (Journal of Community Engagement) Vol. 5 No. 1 (2023): (In progress)
Publisher : IAIN Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/pjce.v5i1.8063

Abstract

Constitution number 6 of 2014 mandates that the village government has to be independent in managing the government system. In its journey, the Village Law made significant changes to village development. However, it cannot be denied that many village heads and village officials have received the spotlight due to their failure to carry out the mandate of the Village Law. The reason is that they do not understand the rules and the low quality of human resources who manage village finances. The purpose of organizing this activity is to educate and provide adequate knowledge to village officials in managing village finances. The approach or method used is Participatory Action Research (PAR), which starts from a site survey, analyzing problems, developing solutions, conducting training, and finally evaluating. From the implementation of the activities, it was found that the participants gained an understanding of village financial management and provided solutions to the problems they faced. The Village Financial System (SISKEUDES) can facilitate village officials in reporting village finances so that the reported finances can be transparent and accountable. (Undang-undang Nomor 6 Tahun 2014 mengamanahkan agar pemerintah desa bisa mandiri dalam mengelola sistem pemerintahannya. Dalam perjalanannya, UU Desa memberi perubahan cukup signifikan terhadap pembangunan desa. Namun juga tidak dapat dipungkiri, banyak kepala desa beserta aparat desa yang mendapat sorotan disebabkan gagal mengemban amanah UU Desa ini. Penyebabnya karena belum memahami aturan serta rendahnya kualitas sumber daya manusia yang mengelola keuangan desa. Tujuan penyelenggaraan kegiatan ini untuk mengedukasi dan memberikan pengetahuan yang memadai kepada aparat desa Bicorong dalam mengelola keuangan desa. Adapun pendekatan atau metode yang digunakan adalah Participatory Action Research (PAR), yang dimulai dari survei lokasi, menganalisis permasalahan, menyusun solusi, mengadakan pelatihan, dan yang terakhir evaluasi. Dari pelaksanaan kegiatan diperoleh hasil bahwa peserta memperoleh pemahaman tentang pengelolaan keuangan desa serta memberikan solusi atas permasalahan yang dihadapi. Sistem Keuangan Desa (SISKEUDES) dapat mempermudah aparatur desa dalam pelaporan keungan desa sehingga keuangan yang dilaporkan dapat transparan dan akuntabel.)
PENGARUH DIMENSI AKSES DAN PENGGUNAAN KEUANGAN INKLUSIF TERHADAP PROFITABILITAS UNIT USAHA SYARIAH DI INDONESIA PERIODE 2017-2019 Siti Mutmainnah; Uly Mabruroh Halida
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 8 No. 2 (2021)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v8i2.5196

Abstract

During the global financial crisis that occurred in 1998, the crisis in 2008, and the crisis in Europe in 2011, the European banking industry plummeted. However, several countries in Asia are experiencing growth. Asia's economic growth has not been supported by public access to financial institutions. Indonesian people's access to financial institutions is also still low due to the gap for the middle class who are not familiar with banking access (unbanked). To expand access to financial services, a financial inclusion program was launched. This study aims to determine the effect of the dimensions of access and use on financial inclusion on the profitability of Islamic Business Units in Indonesia for the 2017-2019 period, either partially or simultaneously. The research method uses quantitative research. This type of research uses associative. Data analysis used multiple linear regression analysis. The type of data in this study is secondary data. The object of this research is the Sharia Business Unit in Indonesia. The population in this study is the achievement of Islamic banking statistics published by OJK and population data published by BPS. Sampling in this study is to use a saturated sample. The results of this study indicate that the dimension of access to financial inclusion has no effect on profitability, it can be seen from the value of tcount -1.130 < ttable 2.03224. While the dimension of access to financial inclusion has a negative effect on profitability, it can be seen from the value of tcount -4.612 > ttable 2.03224,. Simultaneously, the dimensions of access and use of financial inclusion have an effect on profitability, it can be seen from the Fcount value of 32.486> Ftable 3.28.
Co-Authors Alfina Agustin Cici' Wilantini Cici’ Wilantini Firman Ardiansyah Ira Hasti Priyadi Nur Faiqoh Siti Mutmainnah