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All Journal Jurnal Riset Akuntansi dan Keuangan Share : Journal of Service Learning Petra International journal of Business Studies (IJBS) Jurnal Abdi Insani Jurnal Ilmiah Akuntansi dan Keuangan (JIAKu) Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) International Journal of Financial and Investment Studies
Pertiwi, Dewi
Universitas Kristen Petra
Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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PENGARUH FINANCIAL LITERACY, MATERIALISM, COMPULSIVE BUYING TERHADAP PROPENSITY TO INDEBTEDNESS Hendry Kurniawan Wahono; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 1 (2020): APRIL 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.1.1-14

Abstract

Penelitian ini bertujuan untuk meneliti pengaruh financial literacy, materialism, compulsive buying terhadap perilaku propensity to indebtedness. Populasi dalam penelitian ini adalah masyarakat yang berdomisili dan bertempat tinggal di Surabaya. Sampel yang digunakan berjumlah 185 masyarakat yang berdomisili dan bertempat tinggal di Surabaya. Data dikumpulkan dengan menggunakan kuesioner. Metode analisis data dilakukan dengan menggunakan partial least square. Hasil analisis ini menunjukkan financial literacy, materialism, dan compulsive buying memiliki pengaruh signifikan terhadap propensity to indebtedness.
THE INFLUENCE OF EMOTIONAL FACTORS, MATERIALISM, RISK PERCEPTION, AND FINANCIAL LITERACY ON THE TENDENCY OF DEBT OF MILLENNIAL GENERATION IN SURABAYA Richard Widjaja; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 1 No 2 (2020): OCTOBER 2020
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.1.2.85-93

Abstract

This study aims to determine the effect of emotion, materialism, risk perception, and financial literacy on the propensity toward indebtedness of the millennial generation in Surabaya. The researcher uses a online questionnaire distributed via Google Form to 110 millennials in Surabaya. The collected data is processed using Partial Least Square (PLS). This study indicates that emotion, materialism, and perceptions have a significant effect on indebtedness propensity.
EFFECT OF FINANCIAL LITERACY, RISK ATTITUDE AND SAVING MOTIVES TO DISPOSITION BIAS ON MUTUAL FUNDS INVESTORS Jennifer Saputra; Dewi Astuti; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 1 (2021): APRIL 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.1.27-33

Abstract

Investment is significant to prepare human needs in the future. To make investment decisions, investors will try to make their decisions as rationally as possible. However, one cannot deny that some irrational factors or biases also influence investment decision-making. This study examines financial literacy, risk attitude, and saving motives on disposition bias of mutual fund investors. The sample used is mutual fund investors, and the respondents themselves make decisions to sell or buy mutual funds. The total of respondents is 116 respondents. The regression method used in this study is binary logistic regression using SPSS software. This study found that financial literacy and risk attitude has a significant effect on disposition bias. Meanwhile, the variable saving motives have no considerable impact on disposition bias.
EFFECT OF FINANCIAL LITERACY AND FINANCIAL BEHAVIOR OF FINANCIAL SATISFACTION AT PROFESSIONAL BASKETBALL ATHLETES INDONESIA Margerita Wenny Jessica; Njo Anastasia; Dewi Pertiwi
International Journal of Financial and Investment Studies (IJFIS) Vol 2 No 2 (2021): OCTOBER 2021
Publisher : Finance and Investment Program, School of Business and Management - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/ijfis.2.2.92-99

Abstract

This study aims to determine the effect of financial literacy and financial Behavior on Indonesian professional basketball athletes. The population in this study is Indonesian professional basketball athletes who are the members of the Indonesian Basketball League (IBL) 2021. The sample in this study is Indonesian professional basketball athletes who have credit cards and investments. Sources of data in this study through the distribution of questionnaires. The data analysis method uses analysis Partial Least Square (PLS). This analysis shows that financial literacy and financial behavior have a significant effect on financial satisfaction.
EMERGENCY FUND PEKERJA FREELANCE: PENGARUH LITERASI KEUANGAN DAN FINANCIAL BEHAVIOR Rebecca Eugene; Dewi Pertiwi
Jurnal Ilmiah Akuntansi dan Keuangan (JIAKu) Vol 2 No 3 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/jiaku.v2i3.6041

Abstract

This study aims to determine the influence of Literasi keuangan and Financial Behavior on the ownership of Emergency Fund Surabaya people who have Freelance work in the Digital Era. The method used is a quantitative method with the use of questionnaires as a means of data retrieval respondents. The sample used is 100 people of Surabaya who have freelance Jobs in the Digital age and are between 20-40 years old. Data analysis techniques used are logistic regression using IBM SPSS applications and the results of the analysis show that financial literacy has a significant effect on emergency fund ownership of Surabaya people who have freelance jobs in the digital era. Individuals who have a higher financial understanding and knowledge will be able to think about and recognize the need for emergency fund ownership. Financial Behavior has a significant effect on emergency fund ownership of Surabaya people who have freelance jobs in the digital era. Individuals who have good financial behavior can increase the opportunity to save for emergency fund ownership.
PENGEMBANGAN POTENSI UMKM KELURAHAN JAGIR, WONOKROMO DENGAN PENDEKATAN PEMASARAN DIGITAL Ratih Indriyani; Sesilya Kempa; Dewi Pertiwi
Jurnal Kreativitas dan Inovasi (Jurnal Kreanova) Vol 3 No 3 (2023)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/kreanova.v3i3.6064

Abstract

Penggunaan teknologi digital telah mempengaruhi semua aspek kegiatan usaha, termasuk dalam hal pemasaran, pemasaran berbasis digital digunakan untuk memperoleh konsumen, membangun preferensi mereka, memelihara konsumen, serta pada akhirnya mampu meningkatkan penjualan dan profit bisnis. Digital marketing merupakan cara komunikasi pemasaran yang mampu menimbulkan awareness dan engagement masyarakat terhadap produk UMKM. Digital marketing mampu memberikan kemudahan pada pembeli untuk mendapatkan informasi mengenai produk dan melakukan interaksi melalui internet. Di sisi lain digital marketing memungkinkan penjual untuk memantau dan menyediakan kebutuhan serta keinginan calon pembeli tanpa batasan waktu dan area geografis. Aktivitas pengabdian masyarakat kali ini bertujuan untuk mengintegrasi mendalami potensi UMKM di Kelurahan Jagir. Dari pemetaan potensi ini, aktivitas yang dilakukan adalah optimalisasi pemasaran digital. Dari kegiatan ini diperoleh gambaran bahwa pemilik usaha memahami pentingnya digital marketing namun masih memerlukan pengetahuan dan skill yang lebih baik lagi. Adanya suatu keunikan dari pengabdian ini berupa kesiapan dari peserta pelaku UMKM untuk mengenal dan mengaplikasikan media yang dipergunakan untuk memasarkan produk yang tidak secara manual tetapi menggunakan elektronik untuk mempercepat proses sampai ke tangan konsumen.
PENINGKATAN KUALITAS LAYANAN SEKOLAH SUNGAI MANGROVE GUNUNG ANYAR SURABAYA Dani Puspitasari; Dewi Pertiwi; Mega Ekklesia Putrihadi
Jurnal Abdi Insani Vol 10 No 4 (2023): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v10i4.1241

Abstract

This community service aims to improve the quality of informal school services in the Gunung Anyar mangrove area, Surabaya. The activities that have been carried out consist of four stages: providing materials to support teaching and learning activities, training for teaching staff, dental health training for children, and administrative training for river school volunteers. A series of events were held in September – October 2023. The Gunung Anyar Margrove River School is an informal activity held every Sunday for children in the area around Magrove. This activity was initially initiated by a resident who cares about the environment and the teachers are volunteers. These teachers have no background as teachers and have received both formal and informal training. This community service targets providing equipment for volunteers. The training results showed increased knowledge regarding introducing child psychology and creative teaching in informal schools.
Investigating the Impact: Financial Literacy, Socio-Economic Status, and Awareness on Investment Decisions with Moderation Factors Dewi Pertiwi; Adhityawati Kusumawardhani; James Tan Kristiyanto Pratama; Teripena Ika Sampurna Paul
Petra International Journal of Business Studies Vol. 7 No. 1 (2024): JUNE 2024
Publisher : Master of Management, School of Business and Management, Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/petraijbs.7.1.19-27

Abstract

Investment decisions must be made appropriately so that investors are not trapped by investment scams.  But in fact, cases of investment scams are increasingly rampant in Indonesia.  The primary objective of this paper is to highlight the lack of financial literacy as one of the elements that might be responsible for Indonesia's substantial number of investment scam victims. To investigate the association between financial literacy, SES, awareness, and investment decisions, the model put out in this research employs logistic regression analysis. The results show that financial literacy has an impact on investment decisions, while SES has no influence on investment decisions. Awareness of fraudulent investments can moderate the relationship between financial literacy and investment decisions but cannot moderate SES on investment decisions. This study exhorts investors to base their investment choices on their financial literacy rather than on outside influences. Financial literacy training programs should be developed by the government, financial institutions, and educational institutions.
The Effect of Overconfidence Bias and Herding Bias on Investment Decisions in the Millennial Generation in Surabaya Dewi Pertiwi; Agus Winata
Jurnal Riset Akuntansi dan Keuangan Vol 11, No 3 (2023): Jurnal Riset Akuntansi dan Keuangan. Desember 2023 [DOAJ dan SINTA Indexed]
Publisher : Program Studi Akuntansi FPEB UPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jrak.v11i3.53529

Abstract

Millennials who are adaptable are able to see investment opportunities that are easy to do through the world of digital technology. The millennial generation sees investment instruments as an opportunity for future income or income related to passive income which influences their investment decisions. The Covid-19 event has encouraged investors, especially young people, to invest in stock instruments. One of the reasons is that buying and selling shares can be done anywhere, without the need for high mobility. This is shown by the increase in the number of investors who are dominated by the Millennial generation, especially during the pandemic. On the other hand, stock decision making based on limited knowledge has resulted in bias. Generally, novice investors tend to make investment decisions based on emotions compared to available data and information. This research was conducted to examine the effect of Overconfidence Bias and Herding Bias on the investment decisions of the millennial generation in Surabaya. The results of this study indicate that Overconfidence Bias and Herding Bias have a significant effect on the investment decisions of the millennial generation in Surabaya.
Meningkatkan Harapan Bangsa Melalui Literasi Keuangan Pada Kegiatan Ekstrakurikuler Njo Anastasia; Nanik Linawati; Dewi Pertiwi
Share: Journal of Service Learning Vol. 11 No. 1 (2025): FEBRUARY 2025
Publisher : Institute of Research and Community Outreach - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/share.11.1.48-56

Abstract

Kegiatan ekstrakurikuler atau eskul merupakan wadah bagi siswa untuk mengembangkan potensi diri secara positif serta membangun karakter. Tujuan kegiatan pengabdian masyarakat ini melalui kegiatan ekstrakurikuler untuk meningkatkan literasi tentang keuangan secara personal pada para siswa sekolah tingkat pertama. Siswa diharapkan dapat mengembangkan literasi keuangannya dan melakukan pengelolaan keuangan secara personal untuk tujuan masa depan. Kegiatan ini dilakukan selama satu semester pada periode Agustus 2023 – Januari 2024 setelah kegiatan intrakurikuler sekolah berakhir. Metode yang digunakan pada kelas ekskul literasi keuangan adalah metode interaktif untuk penyampaian materi tentang Otoritas Jasa Keuangan (OJK), pasar modal dan lembaga keuangan lain serta materi tentang pengelolaan keuangan, produk-produk keuangan dan teknik berinvestasi. Proses penyampaian materi dimulai dengan presentasi materi secara interaktif serta didukung media lain seperti kartu permainan, permaian games dan alat peraga boneka. Pada akhir kegiatan dilakukan evaluasi untuk mengukur pencapaian hasil dari kegiatan yang sudah dilaksanakan serta pertanggung jawaban ke pihak sekolah. Hasil evaluasi dari kegiatan ekskul ini membuktikan bahwa siswa menjadi lebih hati-hati dalam membelanjakan uangnya, lebih mandiri mengelola keuangan dan mulai belajar berinvestasi secara sederhana menggunakan aplikasi yang tersedia pada smartphone. Dalam jangka panjang, edukasi keuangan yang telah dilakukan sejak dini pada siswa SMP Santo Carolus diharapkan dapat membentuk karakter yang mandiri dan bertanggung jawab, serta mampu melakukan perencanaan untuk masa depannya secara sederhana.
Co-Authors Adhityawati Kusumawardhani Agus Winata Dani Puspitasari Dewi Astuti Hendry Kurniawan Wahono James Tan Kristiyanto Pratama Jennifer Saputra Margerita Wenny Jessica Mega Ekklesia Putrihadi Nanik Linawati Njo Anastasia Ratih Indriyani Rebecca Eugene Richard Widjaja Sesilya Kempa Teripena Ika Sampurna Paul