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Peningkatan Ekonomi Masyarakat Melalui Koperasi Serba Usaha Ribath Darul Maslahah di Masjid Besar Arribath Kecamatan Jogoroto Kabupaten Jombang Ali Samsuri; Amrul Muttaqin
Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2021): September
Publisher : LP2M Institut Agama Islam Nazhatut Thullab Sampang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (363.177 KB)

Abstract

Dari beberapa permasalahan berdasarkan pemetaan permasalahan yang dilakukan pada awal kegiatan pengabdian ini yang menjadi penyebab terhambatnya perkembangan Koperasi Ribath Darul Maslahah Masjid Agung Arribath Kabupaten Jogoroto antara lain lainnya, adalah: 1) Persepsi Masyarakat; 2) Sumber Daya Manusia; 3) Manajemen Manajemen; dan 4) Permodalan. Namun setelah dilakukan sosialisasi dan pelatihan, beberapa permasalahan tersebut dapat teratasi walaupun belum sepenuhnya teratasi. Terbukti dari sisi anggota koperasi, dengan adanya pelatihan koperasi anggota dapat memahami keberadaan secara mendalam karena koperasi berkaitan dengan keuangan utamanya sehingga anggota memahami perhitungan debet kredit dan keuntungan berdasarkan RAT setiap tahunnya. Kondisi keberadaan koperasi saat ini dapat meningkatkan pendapatan masyarakat sekitar, dengan persentase yang sangat kecil akibat adanya pandemi covid-19 yang berdampak sangat besar pada sektor ekonomi dan pendapatan masyarakat. Jika pendapatan masyarakat meningkat, maka simpanan pokok dan simpanan sukarela dapat ditingkatkan. Sehingga kemampuan koperasi untuk mengembangkan usahanya semakin luas. Akhirnya dapat lebih meningkatkan pendapatan anggota dan masyarakat sekitar.
Penerapan Fatwa DSN–MUI Nomor: 08/DSN–MUI/IV/2000 Dalam Praktik Akad Pembiayaan Musyarakah Di Perbankan Syariah (Studi Kasus Di PT. BPRS Tanmiya Artha Kediri) Suprihantosa Sugiarto; Ali Samsuri; Retno Elok Catur Sari
Al-Muraqabah: Journal of Management and Sharia Business Vol. 2 No. 2 (2022): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1225.242 KB) | DOI: 10.30762/almuraqabah.v2i2.274

Abstract

This study aims to determine: 1) The practice of Musyarakah financing contracts at PT. BPRS Tanmiya Artha Kediri includes musharaka with syndication and 2) The practice of musyarakah financing contracts in the perspective of DSN-MUI Fatwa Number: 08/DSN-MUI/IV/2000 at PT. BPRS Tanmiya Artha Kediri, both general muyarakah and syndicated musyarakah. This research is a qualitative research with the type of case study. The results obtained are 1) The form of the Musyarakah financing contract is working capital on housing projects, electrical installations, agriculture, and car dealerships. Syndicated financing is carried out by inter-Islamic banks only, the average number is 2 to 5 banks that participate in financing in one syndication. The calculation of profit sharing is carried out using a revenue sharing system. The growth of musyarakah financing contracts rose very high at the end of 2019 due to syndicated financing between other Islamic banks. The first Musyarakah financing contract in 2019 was the result of a syndication with PT. A for housing project development, 2) Syndication of PT. A by using the musyarakah financing contract, he has complied with the rules contained in the DSN-MUI Fatwa, namely qabul consent, guarantees, capital, profits, dispute resolution, and a clear division of labor and is stated in writing in the agreement.
PENGARUH MOTIVASI KERJA DAN BUDAYA ORGANISASI TERHADAP ORGANIZATIONAL CITIZENSHIP BEHAVIOR (Studi pada karyawan Bank Jatim Syariah Kantor Cabang Kediri Dan Kantor Cabang Pembantu Blitar): Effect Of Work Motivation And Organizational Culture On Organizational Citizenship Behavior (Study On Employees Of Bank Jatim Syariah Branch Office Kediri And Sub-Branch Office Blitar) Muhammad Ridwan Bakhtiar; Ali Samsuri; Dijan Novia Saka
Fenomena Vol 20 No 2 (2021): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v20i2.58

Abstract

Sumber daya manusia yang berkualitas merupakan aset yang paling berharga dalam mempertahankan kelangsungan hidup suatu perusahaan. Maka dari itu dibutuhkan SDM yang bersedia ikut andil melebihi in-role pekerjaan mereka, dengan kata lain SDM tersebut menampilkan perilaku extra-role atau disebut organizational citizenship behavior. Terdapat beberapa faktor yang mendorong terjadinya OCB diantaranya motivasi kerja dan Budaya Organisasi. Permasalahan pada penelitian ini adalah apakah motivasi kerja dan budaya organisasi berpengaruh terhadap organizational citizenship behavior karyawan di Bank Jatim Syariah Kantor Cabang Kediri dan Kantor Cabang Pembantu Blitar. Populasi dan sampel penelitian berjumlah 47 orang. Metode yang dipakai adalah Kuantitatif Deskriptif, Analisis Regresi Berganda, Koefisien Determinasi. Hasil penelitian ini, hasil kategorisasi variabe, seluruh variabel penelitian diperoleh kategori sedang. Hasil dari persamaan regresi Y = 0,160 + 0,436X1 + 0,501X2. Hasil dari uji koefisien korelasi X1 terhadap Y sebesar 0,748. Hasil dari uji parsial X1 terhadap Y menunjukkan Thitung>Ttabel (7,566 > 2,013) dengan Sig. 0,00 < 0,05, maka terdapat pengaruh positif dan signifikan antara X1 terhadap Y. Hasil dari uji parsial X2 dengan Y menunjukkan Thitung>Ttabel (6,104 > 2,013) dengan Sig. 0,00 < 0,05. Dengan hasil uji koefisien korelasi X2 terhadap Y sebesar 0,673. maka terdapat pengaruh positif dan signifikan antara X2 terhadap Y. Hasil dari uji simultan menunjukkan nilai Fhitung>Ftabel (69,653 > 3,21) dengan Sig. 0,00 < 0,05. Serta, hasil koefisien determinasi menunjukkan nilai 0,760, maka disimpulkan terdapat pengaruh positif dan signifikan antara variabel bebas terhadap variabel terikat. The quality of human resources is the most valuable asset in maintaining a company's survival. Therefore, HR is needed and willing to take part beyond their in-role work; in other words, these HR display extra-role behavior or are called organizational citizenship behavior. Several factors encourage OCB, including work motivation and organizational culture. The problem in this study is whether work motivation and organizational culture affect employees' organizational citizenship behavior in Bank Jatim Syariah Kediri Branch Office and Blitar Sub-Branch Office. The population and research sample amounted to 47 people. The method used is descriptive quantitative, multiple regression analysis, and coefficient determination. From the variable categorization, all of the research variables were obtained in the moderate category. Results of regression equation Y = 0.160 + 0.436X1 + 0.501X2. The result of the correlation coefficient test of Work Motivation to Organizational Citizenship Behavior is 0.748. The result of the partial test, work motivation against organizational citizenship behavior, shows that tcount> ttable (7.566> 2.013) with Sig. 0.00 <0.05, then there is a positive and significant influence of work motivation on organizational citizenship behavior. The results of the partial test, organizational culture with organizational citizenship behavior, show tcount> ttable (6.104> 2.013) with Sig. 0.00 <0.05. As a result, the correlation coefficient test of organizational culture to organizational citizenship behavior is 0.673. then there is a positive and significant influence of organizational culture on organizational citizenship behavior. The simultaneous test results show the value of Fcount> Ftable (69.653> 3.21) with Sig. 0.00 <0.05. And The result of coefficient determination shows a value of 0.760, then concluded that there is a positive and significant influence of the dependent variable on the independent variable.
Value for Money (VfM) as a Tool for Evaluating Zakat Fund Management Effectiveness Novia Anggraeni Larasati; Ali Samsuri; Moch. Zainuddin; Arif Zunaidi
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 2 No. 2 (2022)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v2i2.1059

Abstract

This research aims to measure the efficiency and effectiveness of zakat fund management by BAZNAS Sidoarjo Regency using the value-for-money method for two years, namely 2021 and 2022. The research method used is qualitative with a descriptive approach. The measurement results show that the efficiency level in managing zakat funds in 2021 was 56%, which decreased to 46% in 2022. Despite the decline, during these two years, the efficiency level can be categorized as efficient. Meanwhile, the level of effectiveness in managing zakat funds reached 100% results in each program implemented, indicating a balanced level of effectiveness. In conclusion, BAZNAS Sidoarjo Regency has succeeded in maintaining an efficient level of efficiency in managing zakat funds, while the level of effectiveness remains balanced. This research contributes to understanding and improving the optimal management of zakat funds.