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Bahasa Arab: تحليل تغير قيمة النقود في منظور الشريعة الإسلامية / Analysis of the Change in The Value of Money in The Perspective of Islamic Law Moch. Zainuddin
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

The problem of changes in the value of money, and the continuous fluctuation in its purchasing value, is one of the major problems that we face today. People wonder about the Sharia ruling on changes in the value during the term of the term, in the loan or deferred sale and other obligations related to the liability, and is the obligor required to fulfill the same What is his commitment or worth?. This research is a desk and applied study of the impact of changing the purchasing value of money in Islamic jurisprudence and economics, an applied study in contemporary financial transactions issues. The results of the research are that money is an idiomatic issue, and it does not have a specific form or substance required for it, and everything that people use as money or a standard can be cash, and what people call money is applied to the provisions of money such as the prohibition of usury and the obligation of zakat on it. Paper money is a special type of money, to which the provisions of money apply, but it is unique to its own provisions, including the need to take into account the change in its value. تعد مشكلة تغير قيمة النقود، والتذبذب المستمر في قيمتها الشرائية من المشكلات الكبيرة التي نواجهها اليوم، ويتساءل الناس عن حكم الشريعة في تغير القيمة هذه في فترة الأجل، في القرض أو البيع الآجل وغيرهما من الالتزامات المتعلقة في الذمة، وهل يطلب إلى الملتزم أن يفي بمثل ما التزمه أم بقيمته؟ يعتبر هذا البحث من الدراسة المكتبية والتطبيقية لأثر تغير القيمة الشرائية للنقود في الفقه والاقتصاد الإسلامي، دراسة تطبيقية في قضايا المعاملات المالية المعاصرة. ونتائج البحث هي أن النقود مسألة اصطلاحية فلا يشترط لها شكل معين أو مادة معينةـ، وكل ما يصطلح الناس عليه نقودا أو معيارا يمكن أن يكون نقدا، وما اصطلح عليه الناس نقودا تطبق عليه أحكام النقود كمنع الربا ووجوب الزكاة فيه.والنقود الورقية نوع خاص من النقود، تنطبق عليها أحكام النقود، إلا أنها تنفرد بأحكام خاصة بها، ومنها وجوب مراعاة التغير في قيمتها.

Efisiensi Pengelolaan Dana Ziswaf Pada Lembaga Sosial Pesantren Tebuireng (LSPT) Jombang dengan Menggunakan Data Envelopment Analysis Moch. Zainuddin
Al-Muraqabah: Journal of Management and Sharia Business Vol. 1 No. 2 (2021): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Islamic economics exists to realize the benefit of humans both in the world and in the hereafter. This is stated in the Maqasid al-Syariah as a guide for humans to navigate life. Ziswaf comes with various benefits including protecting human assets and also fulfilling the condition of the economic need around so that they are able to fulfill basic needs in life. In coordinating ziswaf, ziswaf institutions are needed to utilize them effectively and efficiently, both in terms of collection and distribution. Efficiency measurement is one of the performance indicators of an institution to find out how far the fund management is carried out by the institution, and whether it is optimal and according to the target to be achieved. Performance measurement can provide direction and strengthen the goals of a ziswaf institution going forward. Data Envelopment Analysis (DEA) aims to measure an institution with many inputs and outputs. The use of DEA method is done by comparing the processed results through input and output variables. This study uses Data Envelopment Analysis (DEA) in its measurement. The approach in this research is the intermediation approach. While the assumption is using (Variable VRS) which is oriented towards input and output. The results show that the Tebuireng Islamic Boarding School (LSPT) Jombang in 2015 experienced 100% efficient performance, in 2016 experienced 100% efficient performance, in 2017 experienced inefficiency performance of %, in 2018 experienced inefficiency performance of %, in 2019 experienced 100% efficient performance.

ANALISIS PENGHIMPUNAN LEMBAGA AMIL ZAKAT NASIONAL DAN LEMBAGA AMIL ZAKAT DAERAH Ahmad Syakur; Moch. Zainuddin
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 4 No. 1 (2020): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v4i1.1

Various studies show that the development and performance of the collection of Amil Zakat Institutions at the national level in an area is faster than local LAZ, even local LAZ or many regions have decreased collection. This is due to several factors, especially branding and human resources factors. LAZ in National level has a much broader branding and it is known to the public through several media and human resorces factors. National amil zakat on average has better human resources than local LAZ. However, in Jombang district of East Java there is an interesting phenomenon, namely the performance of local LAZ collection in Jombang is not inferior to the gathering of national LAZ representatives (LAZNAS). This research uses a qualitative approach. This qualitative method is used to analyze the collection and development factors of the Zakat Management Organization in three institutions, two representatives of national LAZ namely NU Care LAZISNU and LAZ Yatim Mandiri, and one LAZ in district level, namely LAZ Ummul Quro (LAZUQ). The results of this study are: 1) The collection of the Amil Zakat Institution in Jombang in 2018 based on the report is as follows. The NU Care LAZISNU Association was the largest, followed by LAZ Ummul Quro and followed by LAZ Yatim Mandiri; 2). The collection of Amil Zakat Institutions in Jombang district is strongly influenced by the level of community trust, the extent of the network, partners and amil's motivation. NU Care LAZISNU Jombang is the most trusted by the community because it is based on NU organizations, it has the widest structure and network. LAZ Ummul Quro, although it is only Local LAZ, it has a district scale, but because it has been established for a long time and it has managed to maintain its existence, so in terms of network and partnership it is also relatively broader than Yatim Mandiri. While LAZ Yatim Mandiri is from one side more popular than LAZ Ummul Quro, but from the side of the collection is below it. LAZ Yatim Mandiri's popularity is supported by national media, while in local issues, Yatim Mandiri is still inferior to LAZISNU and LAZ Ummul Quro due to network and partner factors.

PERAN BUDAYA ORGANISASI DALAM MENINGKATKAN KINERJA KARYAWAN (Studi Kasus Pada LAZNAS Nurul Hayat Kediri) Moch. Zainuddin; Addinin Nasikhah
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 4 No. 2 (2020): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v4i2.8

The culture of organization is a system of values and belief which is shared by The member of organization. It makes differences among the organization to other organizations. The culture of organization is also a distinguishing identity between one organization and another. In addition, Culture of organization also has an important role in employee performance. From this understanding, researchers are interested in discussing the organizational culture in LAZNAS Nurul Hayat Kediri and how the role of organizational culture in employee performance at LAZNAS Nurul Hayat Kediri. Since 2014 LAZNAS Nurul Hayat Kediri has experienced an increase in company performance, which includes increasing muzakki, and other awards. This certainly cannot be separated from the organizational culture applied to LAZNAS Nurul Hayat Kediri which adheres to a strong organizational culture. The research, entitled the role of organizational culture in improving the performance of the case study employees at LAZNAS Nurul Hayat Kediri uses a qualitative approach with the aim of obtaining a clear and objective picture. This study uses several methods in the data collection process including: observation, interviews, documentation. While the type of research used is field research, which is research that focuses on the results of data collection from predetermined informants. The results of this study indicate that the organizational culture applied to LAZNAS Nurul Hayat Kediri is more concerned with how to achieve the goals of the institution and also to realize the motto of the institution. The organizational culture applied in LAZNAS Nurul Hayat is a strong organizational culture, it will have an impact on the sincerity of employees in doing their duties and developing the institution. By implementing this strong organizational culture, employee performance will increase. This increase can be seen from the increase in the number of muzakki from 2016 to 2019, as well as other awards received by LAZNAS Nurul Hayat. With the increase in muzakki and also several awards, it shows that organizational culture has an important role in improving employee performance at LAZNAS Nurul Hayat Kediri.

PERTUMBUHAN EKONOMI PERSPEKTIF EKONOMI ISLAM Moch. Zainuddin
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 2 (2017): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v1i2.116

The economy growth country is characterized by an increase in the greater income of a country. This means that the economy is not stagnant. That’s because the number of goods & services produced more and more. The logical implication of the increase of state revenues and the ease of public access to obtain goods and services needed is the welfare and quality of life of the community is increasing as well. However, the people should face the facts that what happened just the opposite. On economic growth and prosperity there is a causal relationship. The reality that occurs, the causal relationship is only enjoyed by certain groups only, and only the matter materialistic. The concept of Islamic economy based on the real sector is considered more relevant to appreciate the causal relationship (economic growth & welfare). The meaning of welfare in Islam is a material & spiritual prosperity called Falah.

Pandangan Santri terhadap Wakaf Tunai sebagai Instrumen Ekonomi dan Keuangan Syariah Perspektif Sosiologi Ahmad Syakur; Moch. Zainuddin
Istithmar: Jurnal Studi Ekonomi Syariah Vol. 6 No. 2 (2022): Istithmar : Jurnal Studi Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/istithmar.v6i2.302

Dalam wakaf tunai, ulama’berbeda pandangan atas kebolehannya dan masih banyak multitafsir tentang maksud dari wakaf tunai tersebut, terutama terkait dengan kajian wakaf dalam kitab-kitab klasik. Penelitian adalah penelitian kualitatif dengan studi kasus di dua obyek, Ma’had Aly Hasyim Asy’ari Tebuireng Jombang dan Ma’had Aly Lirboyo kota Kediri. Kedua pesantren mewakili dua sistem dan budaya pesantren yang berbeda. Pesantren Tebuireng cenderung akomodatif dengan sistem pembelajaran modern, sedang pesantren Lirboyo tetap mempertahankan tradisionalitasnya. Hasil penelitian ini adalah Mayoritas mahasantri Ma’had Aly Hasyim Asy’ari Tebuireng mengikuti pandangan ulama’ yang membolehkan wakaf tunai namun sebagian kecil yang tidak membolehkannya berdasar pandangan madzhab Syafii. Sedang Mahasantri Ma’had Aly Lirboyo kota Kediri cenderung tidak membolehkan wakaf tunai dengan berpegangan secara teguh madzhab Syafii. Namun mereka tetap mentoleransi pandangan yang membolehkannya. Pandangan dan perilaku mahasantri terhadap wakaf tunai sejalan dengan teori keterlekatan sosial, baik keterlekatan relasional maupun keterlekatan struktural.

Value for Money (VfM) as a Tool for Evaluating Zakat Fund Management Effectiveness Novia Anggraeni Larasati; Ali Samsuri; Moch. Zainuddin; Arif Zunaidi
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 2 No. 2 (2022)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v2i2.1059

This research aims to measure the efficiency and effectiveness of zakat fund management by BAZNAS Sidoarjo Regency using the value-for-money method for two years, namely 2021 and 2022. The research method used is qualitative with a descriptive approach. The measurement results show that the efficiency level in managing zakat funds in 2021 was 56%, which decreased to 46% in 2022. Despite the decline, during these two years, the efficiency level can be categorized as efficient. Meanwhile, the level of effectiveness in managing zakat funds reached 100% results in each program implemented, indicating a balanced level of effectiveness. In conclusion, BAZNAS Sidoarjo Regency has succeeded in maintaining an efficient level of efficiency in managing zakat funds, while the level of effectiveness remains balanced. This research contributes to understanding and improving the optimal management of zakat funds.

Sosialisasi Program Sertifikasi Halal untuk Meningkatkan Kepercayaan Konsumen pada Produk UMKM di Desa Jerukwangi M. Khoirul Anam; Refy Alvianti; Moch. Zainuddin; Ahmad Syakur; Jamaludin A. Khalik; Choiril Anam; Ning Purnama Sariati
Welfare : Jurnal Pengabdian Masyarakat Vol. 1 No. 4 (2023): Welfare : Desember 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v1i4.699

This community service aims to increase consumer confidence in MSME products in Jerukwangi Village through socializing the halal certification program. The service method applied is service learning, where service participants play an active role in providing understanding to MSME players about the importance of halal certification. The main objective involves participants in interactive and participatory learning, enabling them to understand firsthand the positive impact of the halal certification program on increasing consumer confidence. The results of the service include a better understanding from MSME players regarding the process of obtaining halal certification, improving product quality, and increasing consumer confidence. Thus, it is hoped that this service can make a positive contribution to the development of MSMEs in Jerukwangi Village through increasing compliance with halal principles and increasing product competitiveness.

Enhancing Awareness of the Role of the Sharia Supervisory Board Amid the Digitalization Revolution in Sharia Financial Products Azrul Azlan Iskandar Mirza; Binti Mutafarida; Dijan Novia Saka; Choiril Anam; Moch. Zainuddin; Arif Zunaidi; Ning Purnama Sariati
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Welfare : March 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i1.1226

This community service aims to increase understanding of the role of the Sharia Supervisory Board (DPS) in facing the digitalization revolution of sharia financial products. The method used is service learning, where active interaction between students and the community is involved in understanding the DPS concept. Through needs mapping, program planning, and implementation involving competent resources, this activity integrates learning and service to achieve these goals. The evaluation results show an increase in participants' understanding, both regarding DPS concepts and digital literacy, as a positive impact of this activity. Therefore, this service makes a positive contribution to sharia financial literacy in the digital era and empowers the community to face changes in the sharia financial industry.

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