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All Journal Al-Ihkam: Jurnal Hukum Keluarga Jurusan Ahwal al-Syakhshiyyah Fakultas Syariah IAIN Mataram Target : Jurnal Manajemen Bisnis Nusantara Hasana Journal
Musawar Musawar
Universitas Islam Negeri Mataram
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Nursing Social Sciences

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BID'AH IN HIGHLIGHTS OF FIQH Musawar Musawar
Al-IHKAM: Jurnal Hukum Keluarga Jurusan Ahwal al-Syakhshiyyah Fakultas Syariah IAIN Mataram Vol. 11 No. 1 (2019): Juni
Publisher : Universitas Islam Negeri (UIN) Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (290.673 KB) | DOI: 10.20414/alihkam.v11i1.2113

Abstract

This paper seeks to analyze the term "Bid'ah" which at this time is always used as a basis for justifying an act, whether the act appears good, whether it is included in customary culture, and so on. Therefore, social divisions often occur which have a negative impact in the midst of community life. Even because of the importance of this discussion, some scholars' included it in theological issues (aqidah). This means that knowledge about heresy is in line with the problem of faith that must be known by someone and this results in many people blaming each other, even people who disbelieve each other when someone does an act of "heresy". Therefore, knowing which actions and when are called "heresies" becomes important so that one will be careful in doing an act, because a person who commits heresy, then he has tried to oppose Shari'a. However, an important thing to note is understanding comprehensively about the concept of bid'ah, so that people are not trapped in the concept because if a person is trapped he becomes supported in it. This will result in a tight shari'ah. Instead, people feel free and separated from the concept of heresy, then they have ignored the signs of the heresy concept itself. From this, a complete understanding of bid'ah becomes urgency. The author tries to write it with a library research approach by collecting data related to the term "bid'ah".
PERSEPSI APARATUR SIPIL NEGARA TERHADAP PENGGUNAAN JASA BANK SYARIAH (STUDI PEGAWAI KANTOR KEMENTERIAN AGAMA KABUPATEN LOMBOK TIMUR) Imamuddin Imamuddin; Musawar Musawar; Zaenudin Mansyur
Nusantara Hasana Journal Vol. 1 No. 5 (2021): Nusantara Hasana Journal, October 2021
Publisher : Nusantara Hasana Berdikari

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Abstract

This study generally aimed to determine the perception of the State Civil Apparatus on the use of Islamic banking services at the Office of the Ministry of Religion of East Lombok Regency. This research was a field researchwith qualitative approach. The source of data was the State Civil Apparatus at the Office of the Ministry of Religion, East Lombok Regency. Data collection was done using observation, interview and documentation techniques. Furthermore, data processing and analysis techniques were carried out through four stages, such as data reduction, data display, conclusion drawing and verification and validity of the data. The study unveiled thatthe State Civil Apparatus perceived the use of Islamic banking services in terms of knowledge and attitudes due to the services provided by the banks and administrative costs which were cheaper. In addition, employees knew that Islamic banks are free of usury, and there are contracts and a profit-sharing system as they are not detrimental and burdened the parties. The perception factor of the State Civil Apparatus in using Islamic banking services cannot be separated from the organizational culture where the employees work. In particular, the State Civil Apparatus used conventional bank services because of the decision of the authoritiestoequalize the accounts for receiving the salaries. The results of the study indicated that the State Civil Apparatus of the Ministry of Religion of the East Lombok Regency remained used the services of conventional banks more than the Islamic banks.
Strategi Penyaluran Pembiayaan Sektor Konstruksi di Bank NTB Syariah Siti Hudaniyah; Musawar Musawar; Zainuddin Mansyur
Target : Jurnal Manajemen Bisnis Vol 5 No 1 (2023)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/target.v5i1.2738

Abstract

In channeling financing to the construction sector at Bank NTB Syariah there are challenges and risks faced in its implementation, including because the project being financed cannot be completed on time, there are delays in payment or the project is not paid, construction activities are delayed due to the transmission rate of the Covid-19 virus . This study aims to determine the strategy of Bank NTB Syariah in channeling financing to the construction sector in dealing with existing challenges and risks. This study uses a qualitative descriptive research method which aims to explain the strategy of Bank NTB Syariah in increasing financing growth in the construction sector with challenges and risks. The sampling technique used in this study was snowball sampling, namely key informants would appoint people who knew the problem to be studied, the data collection technique used by researchers was to conduct in-depth interviews with all informants which were then documented in the form of sound recordings, personal notes, photos, and videos, the results of interviews with informants were then analyzed and explained. The results of the study explain that in implementing the distribution of financing to the construction sector at Bank NTB Syariah it is given to construction business actors/contractors who have project contracts whose funds are sourced from the government/private budget with the aim of infrastructure development projects, financing using musyarakah contracts, Bank NTB strategy Sharia in channeling construction sector financing by conducting in-depth analysis with several stages of the process, as well as mitigating risks in dealing with existing challenges and risks.
Co-Authors Imamuddin Imamuddin Siti Hudaniyah Zaenudin Mansyur Zainuddin Mansyur