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THE EFFECT OF ATTITUDE, SUBJECTIVE NORMS AND CONTROL OF BEHAVIOR TOWARDS INTENTION IN SHARE INVESTMENT Erna Retna Rahadjeng; Yulist Rima Fiandari
Manajemen Bisnis Vol. 10 No. 2 (2020): October
Publisher : Universitas muhammadiyah malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jmb.v10i2.13616

Abstract

The development of the stock market has been dominated by individual. The decision-making process in investment actions is influenced by various individual characteristics and systematic factors are important elements that have an important influence on investors' financial decision making. Stock purchases can be influenced by attitudes, subjective norms and biases from past experiences. Stock investment is starting to be of interest to scholars. This study aims to determine and analyze the effect of attitudes, subjective norms and behavioral control on investment intentions in the capital market. The population that will be used as the research object is scholars in Malang, who have already been familiar with finance courses. The sampling method used was purposive sampling, namely determining the sample according to the research objectives. Data analysis is used to determine the effect of independent variables on the dependent variable, which is analyzed using path analysis with PLS. The result show that attitudes, subjective norms and behavioral control have an influence on the intention to invest in shares investment.
The Effect of Financial Technology on the Financial Satisfaction of MSMEs in Malang Erna Retna Rahadjeng; Yulist Rima Fiandari
Manajemen Bisnis Vol. 12 No. 01 (2022): April
Publisher : Universitas muhammadiyah malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/mb.v12i01.19218

Abstract

This study aims to determine the effect of financial technology on financial satisfaction of Small Businesses (SMEs) in Malang City. By using primary data and random sampling, as well as using a questionnaire distributed to entrepreneurs and measured with a Likert scale. The collection of data on MSME respondents in the city of Malang is based on the distribution of questionnaires. The research objectives are as follows: To know the influence of Fintech on financial satisfaction?”. The analytical method used to determine the effect is to use simple regression statistics, with regression analysis tools used SPPS tools. The results obtained from the regression analysis show that there is a significant influence between Fintech variables on Financial Satisfaction. This is indicated by the value of the coefficient of determination (Adj.R-square) generated by the Fintech regression model (effect of feature convenience, social influence, performance expectations, system security and payment system drivers) on financial satisfaction of 0.565. Simultaneous testing of the hypothesis of the influence of Fintech variables (Ease of Features, Social Influence, Performance Expectations, System Security and Payment System Drivers) on Financial Satisfaction resulted in an F-test statistic of 26,716 with a probability of 0.000. This means that there is a simultaneous significant influence (together) with Fintech (Feasibility of Features, Social Influence, Performance Expectations, System Security and Payment System Drivers) on Financial Satisfaction.
PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN DAN PERANCANGAN PEMASARAN PRODUK ISTANA SANDAL KARET Erna Retna Rahadjeng; Luqman Dzul Hilmi; Kardina Yudha Parwati
Studi Kasus Inovasi Ekonomi Vol. 4 No. 2 (2020)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v4i2.11654

Abstract

UMKM dapat menjadi salah satu sektor perekonomian yang menjadi andalan di Indonesia. UMKM mampu menyediakan lapangan kerja bagi masyarakat, meningkatkan kreatifitas dan produktivitas daerah, menggerakkan perekonomian dan kesejahteraan masyarakat, serta resisten dalam menghadapi krisis ekonomi global. Potensi UMKM dalam memajukan perekonomian Indonesia masih memiliki beberapa keterbatasan seperti kurangnya pengetahuan dan kemampuan sumberdaya manusia, pengelolaan usaha yang sifatnya masih sangat konvensional, terbatasnya penggunaan teknologi, minimnya akses pebankan, serta kurangnya kemampuan UMKM dalam menanggapi perubahan selera konsumen. Salah satu UMKM yang memiliki potensi besar namun kurang optimal kinerjanya dikarenakan memiliki beberapa keterbatasan yang telah disebutkan pada paragraf sebelumnya adalah UD. Lestari Jaya atau lebih dikenal dengan nama usaha Istana Sandal Karet (ISK). ISK merupakan usaha yang memproduksi beraneka ragam sandal yang terbuat dari bahan baku karet bekas. Sistem pemasaran utama produk ISK masih memanfaatkan saluran konvensional yaitu melalui tengkulak atau reseller serta belum ada upaya untuk menggunakan pemasaran digital seperti penggunaan sosial media dan e-commerce. Hal tersebut mengingat terbatasnya pengetahuan dan keterampilan pemilik usaha pada bidang pemasaran digital, sehingga lingkup pemasaran dan profitabilitas usaha belum optimal. Pada aspek keuangan mitra masih melakukan pencatatan transaksi keuangan yang belum terstruktu dan masih bercampur antara kegiatan keuangan usaha dengan rumah tangga. Hal ini membuat mitra kesulitan dalam menganalisis kondisi keuangan usaha. Kegiatan pengabdian ini bertujuan untuk melakukan pendampingan pencatatan transaksi keuangan usaha yang terstruktur dan melakukan sosialisasi serta pendampingan pemasaran produk ISK melalui media digital. Hasil dari kegiatan pengabdian ini adalah buku pencatatan keuangan usaha, akun Instagram bisnis, dana akun e-commerce BukaLapak ISK.
Effect of Financial Attitudes, Financial Knowledge, Locus of Control, and Financial Self-Efficacy to Financial Management Behavior in Millennial Generation Ervina Lukesi; Erna Retna Rahadjeng; Novita Ratna Satiti
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 1 No. 01 (2021): MARCH
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (112.282 KB) | DOI: 10.22219/jamanika.v1i1.16027

Abstract

This research aims to review the influence of financial attitude, financial knowledge, mission control, and financial self-efficacy in the millennial generations in Mojolangu. Included in this study as many as 100 respondents purposive sampling method. Sampling technical data to the analysis in this study using multiple linear regression. Based on test results obtained, financial knowledge of financial attitude, locus of control, and financial self-efficacy in partially significant and positive behavior on financial management. The Independent variable most dominant in contributing to the behavior of financial management is the attitude of financial variables.
Effect of Profitability and Operating Leverage on Capital Structure in Property, Real Estate, and Building Construction Companies Muhammad Kurniawan; Erna Retna Rahadjeng; Sandra Irawati
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 1 No. 04 (2021): DECEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.75 KB) | DOI: 10.22219/jamanika.v1i4.19447

Abstract

The purpose of this research is to determine the effect of profitability and operating leverage on the capital structure. This type of research is associative research with the object of research in property, real estate, and building construction companies listed on the Indonesia Stock Exchange for the period 2017-2019. This study uses a purposive sampling method, namely all companies listed on the Indonesia Stock Exchange for the 2017-2019 period of 126 obtained a sample of 96 companies. The data analysis technique uses Multiple Linear Regression Analysis with the help of SPSS26 software. The results showed that profitability and operating leverage simultaneously influence the capital structure and profitability has a parallel effect on the capital structure while operating leverage has no partial effect on the capital structure.
Analysis of Company Financial Performance Using EVA & MVA at PT. Adaro Energy Tbk. Period 2016-2020 Vicky Fitria Rahayu Setyowati; Mursidi Mursidi; Erna Retna Rahadjeng
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 2 No. 02 (2022): JUNE
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v2i02.21961

Abstract

This study aims to analyze and evaluate the company's financial performance using Economic Value Added (EVA) and Market Value Added (MVA) at PT. Adaro Energy Tbk. 2016-2020 period. This research uses quantitative research. Using secondary data in the form of financial reports and annual reports at PT. Adaro Energy Tbk for the 2016-2020 period published by the Indonesia Stock Exchange. Data collection techniques using the method of documentation. The results showed the results of the analysis of the financial performance of PT. Adaro Energy Tbk using EVA is said to be good because the EVA value is > 0. By using the EVA method through its translation in the form of NOPAT, Investor Capital, WACC, and Capital Charges, the final value of EVA is positive in the 2016-2020 period. The results of the analysis of the financial performance of PT. Adaro Energy Tbk using MVA is said to be good because the MVA value is > 0. Using the MVA method a positive value is obtained in the 2016-2020 period.