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Implementasi Sekolah Sedekah Sampah Untuk Mewujudkan Pengelolaan Sampah Berbasis Filantropi di SMP Muhammadiyah Kota Batu Hasanah, Idaul; Husamah, Husamah; Harventy, Gina; Satiti, Novita Ratna
International Journal of Community Service Learning Vol 2, No 4 (2018): November 2018
Publisher : Universitas Pendidikan Ganesha

Sampah menjadi masalah di perkotaan, terlebih tujuan wisata seperti Kota Batu, Jawa Timur. Sebagai upaya penguatan kesadaran sejak dini bagaimana mengatasi permasalahan sampah dan penguatan karakter cinta lingkungan berbasis agama Islam, maka dilakukan pengabdian di SMP Muhammadiyah 2 dan SMP Muhammadiyah 8 Kota Batu. Artikel ini bertujuan mendeskripsikan implementasi program “Sekolah Sedekah Sampah” di SMP Muhammadiyah Kota Batu. Subjek pengabdian ini adalah masing-masing 3 orang guru dan 50 siswa SMP Muhammadiyah 2 dan SMP Muhammadiyah 8 Kota Batu. Pengabdian dilakukan selama delapan bulan dalam bentuk pelatihan, pendampingan, dan praktik langsung (implementasi). Evaluasi keberhasilan pengabdian didasarkan pada proses dan output, yaitu antusiasme peserta, dihasilkannya produk, peningkatan kompetensi peserta dalam pengelolaan sampah, dan produk berupa lingkungan sekolah yang lebih hijau. Hasil evaluasi menunjukkan bahwa rerata kehadiran peserta mencapai 95%, dihasilkannya logo dan konsep 3S, ada peningkatan kompetensi peserta dalam pengelolaan sampah (pemberlakuan konsep 3S), dan produk berupa lingkungan sekolah yang lebih hijau. Dapat disimpulkan bahwa pengabdian masyarakat telah diimplementasikan dengan sangat baik.

MODEL PEMBERIAN PERINGKAT KINERJA PERUSAHAAN: STUDI PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA Satiti, Novita Ratna
Jurnal Inovasi Ekonomi Vol 4, No 01 (2019)
Publisher : Univesitas Muhammadiyah Malang

The purpose of this study is to provide an alternative rating company based on analysis on Profitability, RBC and Premium Expenses which are the main keys to the financial performance of Insurance Companies. This research uses the Fuzzy Tools Box approach from Matlab to see different assessment patterns. Data is collected using the documentation method of Financial Statements of Insurance Companies listed on the IDX in the last five years. The research subjects were as many as 10 insurance companies that met the criteria in Indonesia. The results showed that the first dominant insurance rating in taking insurance decisions was Lippo General Insurance, second Indonesian Reinsurance Insurance, third Multi Artha Guna insurance, fourth Ramayana insurance, fifth Harta Amana Pratama insurance, six Mitra Maparya insurance, seventh Jaya insurance Tania, the eight insurers of Bina Dana Arta, the ninth Dayin Mitra insurance, and the last rank of Bintang insurance which refers to the standard level of financial health of insurance companies. This study implies that the proposed ranking is a simpler and easier ranking alternative, but still has different benefits for decision makers.

OPTIMALISASI PORTOFOLIO INVESTASI DANA PENSIUN UNIVERSITAS MUHAMMADIYAH MALANG Ratna Satiti, Novita
Manajemen Bisnis Vol 3, No 1 (2013): April
Publisher : Department of Management

Novita Ratna SatitiProgram Studi Manajemen FEB UMME-mail: novitasuprihadi@gmail.comABSTRACTThe research aimed to optimalize investment scenario for Pension Fund of UMM. Pension Fund ofUMM optimized investment activity yet, due to the nature was still very conservative. The first phaseresearch was to evaluate the performance of investments by analyzing the value of ROI, look at thepattern of risk of each investment instrument (Standard Deviation), and calculate the average risk forfinancial assets which was invested with the VaR. The second was to develop a simulation of investmentscenario, which previously had projected prior average annual returns for various types of investments.After developing, the evaluation of simulation scenarios by analyzing the ROI and calculatedthe average risk (VaR). The results based on optimalizing investment scenarios III, by leveraging newinvestment opportunities to maximize the full potential of investments that might be made . On the thirdscenario, the ROI achieved at the value of 9.7% VaR of 0.3% in the level confidence of 99%. It means,there would be 1% chance of loss that more than 0.3%. At these scenarios, there was a change increasesthe yield of 5.4%, and was followed by increased average risk of -0.25%. On the third scenarioformation, it was expected that pension fund get scientific considerations in determining the investmentportfolio for the coming period.Keywords: Pension Funds, Investment Optimization, Scenario Portfolio Investment, Return on Investment(ROI), Value at Risk (VaR)

PENERAPAN ANALISIS DU PONT PADA INDUSTRI PROPERTY DAN REAL ESTATE Novita Ratna Satiti
Neo-Bis Vol 10, No 2 (2016): DESEMBER
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/nbs.v10i2.2434

Penelitian ini bertujuan untuk mengetahui bagaimana analisis Du Pont System menilai kinerja keuangan industry property dan real estate, apakah analisis tersebut dapat mengetahui perusahaan mana yang memiliki kinerja keuangan yang paling baik. Variabel penelitian yang digunakan dalam penelitian ini yaitu menentuan ROI yang diperoleh dari penggabungan rasio aktivitas dan rasio profitabilitas. Alat analisis yang digunakan dalam penelitian ini adalah Time Series dan Cross Section.Berdasarkan hasil penelitian dan pembahasan bahwa analisis Du Pont System bisa digunakan sebagai alat evaluasi kinerja, akan tetapi penggunaannya kurang dapat memenuhi beberapa kriteria. Analisis du pont dapat menunjukkan empat perusahaan Property Real Estate yang tercatat di Bursa Efek Indonesia memiliki kinerja yang paling sehat yaitu Cowell Development Tbk, Ciputra Development dan Lippo Karawaci Tbk yang ditunjukkan dengen nilai ROI perusahaan lebih besar dari ROI rata-rata industri. Saran yang diajukan adalah analisis du pont paling baik diterapkan pada perusahaan yang memiliki perputaran, margin dan leverage yang tinggi. dengan meningkatnya dan memperbaiki kondisi keuangannya dalam menggunakan asset yang dimiliki perusahaan untuk menghasilkan penjualan.

FINANCIAL LITERACY: AN ESSENTIAL IN SMALL MEDIUM ENTREPRISES (SMEs) PERFORMANCE Novita Ratna Satiti
Manajemen Bisnis Vol. 10 No. 2 (2020): October
Publisher : Universitas muhammadiyah malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jmb.v10i2.14825

This study aims to examining the effect of financial literacy on the performance of Small and Medium Enterprises (SMEs) in Malang. This explanatory study was conducted in Sukun District, Malang City. The population was SMEs that located in Sukun District, Malang City which were selected using proportionate stratified random sampling with the total number of 220 samples. The study used descriptive quantitative design with primary data as the data source. The data was analyzed using Smart Partial Least Square (PLS) 3.3 Version with hypothesis tested using Bootstrap. The results of this study indicate that: 1) the financial literacy of the SMEs in Sukun District, Malang City was at a good literacy level which is Sufficient Literate; 2) the Small and Medium Enterprises in Sukun District has a good level of business performance; and Analysis of Smart PLS shows that financial literacy has a positive and significant effect on the performance of Small and Medium Enterprises in Sukun District, Malang. Therefore, financial literacy of the business owner has an important role in business performance. financial literacy can help business actors to gain adequate financial knowledge and capabilities in preparing their business financial strategies and improving their business performance

PEMBERDAYAAN TANAMAN HIDROPONIK PADA PERUMAHAN EMERALD GARDEN BUMIAYU - KEDUNGKANDANG Novita Ratna Satiti; Viajeng Purnama Putri
Studi Kasus Inovasi Ekonomi Vol. 6 No. 01 (2022)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v6i01.20369

Tujuan kegiatan pengabdian mewujudkan kemandirian ekonomi warga dengan memanfaatkan lahan kosong, lahan yang dapat dikembangkan agar lingkungan lebih hijau akan dikelola dengan baik oleh warga, terbentuknya kemandirian warga, serta peningkatan ketahanan pangan warga. Hasil dari pengabdian ini adalah terbentuknya media dan tanaman hidroponik di lahan-lahan kosong perumahan Emerald Garden Bumiayu Kedung Kandang Malang. Program pengabdian masyarakat di lingkungan masyarakat Bumiayu bertujuan untuk memberdayakan ibu rumah tangga dengan memberikan pelatihan bercocok tanam atau berkebun dengan sistem hidroponik. Hal ini dilator belakangi karena banyaknya lahan kosong yang kurang produktif pada masyarakat Bumiayu. Konsep penanaman Hidroponik ini merupakan budidaya tanaman dengan memanfaatkan air yang telah diberikan nutrisi sebagai sumber makanan tanaman. Konsep penamaman Hidroponik ini memanfaatkan pekarangaan yang kecil serta bahan-bahan bekas. Beberapa tahapan yang akan digunakan untuk melakukan kegiatan pengabdian ini antara lain dengan bimbingan teknis, sosialisasi dan workshop yang didalamnya terdapat kegiatan praktek langsung oleh warga tentang bercocok tanam tanaman hidroponik.

MODEL PEMBERIAN PERINGKAT KINERJA PERUSAHAAN: STUDI PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA Novita Ratna Satiti
Jurnal Inovasi Ekonomi Vol. 4 No. 01 (2019)
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v4i01.8176

The purpose of this study is to provide an alternative rating company based on analysis on Profitability, RBC and Premium Expenses which are the main keys to the financial performance of Insurance Companies. This research uses the Fuzzy Tools Box approach from Matlab to see different assessment patterns. Data is collected using the documentation method of Financial Statements of Insurance Companies listed on the IDX in the last five years. The research subjects were as many as 10 insurance companies that met the criteria in Indonesia. The results showed that the first dominant insurance rating in taking insurance decisions was Lippo General Insurance, second Indonesian Reinsurance Insurance, third Multi Artha Guna insurance, fourth Ramayana insurance, fifth Harta Amana Pratama insurance, six Mitra Maparya insurance, seventh Jaya insurance Tania, the eight insurers of Bina Dana Arta, the ninth Dayin Mitra insurance, and the last rank of Bintang insurance which refers to the standard level of financial health of insurance companies. This study implies that the proposed ranking is a simpler and easier ranking alternative, but still has different benefits for decision makers.

The Influence of Celebrity Endorsers on Purchasing Intention through the Shopee Application with Brand Trust as Mediation Variable Citra Fitrah Nuraida; Sri Nastiti Andharini; Novita Ratna Satiti
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 2 No. 03 (2022): SEPTEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v2i03.22742

This study aims to determine the effect of celebrity endorsers on purchasing intention through the Shopee application with brand trust as a mediating variable. The variables in this study include celebrity endorsers, purchasing intention, and brand trust as mediating variables. The population in this study is people who have seen Shopee advertisements and become potential consumers of Shopee. The sample in this study amounted to 140 respondents determined by the purposive sampling method. The data analysis technique used is path analysis. Data was collected by distributing questionnaires. The results of the study show that celebrity endorser has a positive and significant effect on brand trust and purchasing intention. Brand trust has a positive and significant effect on purchasing intention. Brand trust can mediate the influence of celebrity endorsers on purchasing intention. It can be interpreted that if the brand trust variable increases, the influence of the celebrity endorser variable on purchasing intention also increases. The results of the study are intended for Shopee marketing actors to be more selective in choosing celebrity endorsers and this research can be used in future research.

Determining Factors of Dividend Policy In Basic and Chemical Industry Khairunisa Khairunisa; Warsono Warsono; Novita Ratna Satiti
Jurnal Manajemen Bisnis dan Kewirausahaan (JAMANIKA) Vol. 2 No. 03 (2022): SEPTEMBER
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jamanika.v2i03.22749

This study aims to determine the determinants of dividend policy in basic and chemical industrial companies listed on the Indonesia Stock Exchange for the 2016-2020 period. The number of samples in this study was 13 companies with a purposive sampling method. Data collection is carried out by means of documentation techniques, namely through the company's annual report. The results of this study indicate that liquidity has a significant and negative effect on dividend policy, profitability has a negative and significant effect on dividend policy, and profitability is the variable that has the greatest effect on dividend policy.

Corporate social responsibility benefits and company image: An embedded mixed-method inquiry Widayat Widayat; Afrizal Indra Syahputra; Novita Ratna Satiti
Jurnal Kajian Manajemen Bisnis Vol 11, No 1 (2022): Jurnal Kajian Manajemen Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmb.11678200

This study aims to examine public perceptions of the social, economic, and environmental benefits of Corporate Social Responsibility (CSR) programs on corporate image. Data were taken from a sample of visitors to CSR objects using questionnaires and interviews, at famous landmarks created by the CSR practices of tobacco companies. Accidental sampling was used to represent respondents at the research site. Partial Least Square-Structural Equation Modeling playing SmartPLS, was used for the proposed model. Data from interviews was analyzed with Nvivo. This study found that people have a positive view of the social and environmental benefits of CSR, but most have a bad opinion about the economic benefits. The finding shows that the public's perception of environmental, economic, and social benefits has a significant impact on the company's image. CSR practices can support the community's economy, soc,iety and the environment by offering a comfortable, calm, and pollution-free atmosphere. Besides that, it is a comfortable place for business relations, sports, and gathering with family

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