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All Journal Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Maslahah: Jurnal Manajemen dan Ekonomi Syariah Santri : Jurnal Ekonomi dan Keuangan Islam Ecopreneur : Jurnal Ekonomi dan Bisnis Islam PESHUM
Abu Lubaba
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences

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Processing Plastik Waste into Creative Handicrafts to Reduce Plastik Waste in West Palimanan Village Abu Lubaba; Farah Fadhilah; Wandi Hidayat
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 3 No. 1 (2024): Action Research Based on Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v3i1.57

Abstract

Plastics waste is a major problem in environmental pollution, both land and sea pollution. Plastik waste has properties that cannot be decomposed and will decompose completely over a period of 80 to 300 years. This plastic waste has quite promising business potential so that we can process it into creative handicrafts. This creation of plastik waste has a selling value that generates profits. By using plastic waste, we can overcome the problem of environmental pollution and environmental sustainability. Apart from that, it increases the creativity of the local community and has very minimal capital. This research is about handling plastic waste which can provide added value to make handicrafts. The object of the research was carried out in West Palimanan Village with an observational approach to problems and intervention to the problems raised. In detail, the processing of plastik waste is powdered drink packaging. The intervention method was carried out by providing guidance to Mrs. Karsini in the Rahayu Block, West Palimanan Village, who works as a plastik waste craftsman. The approach was carried out over a period of 4 weeks on 30 November – 31 December 2020. The result of this activity was the formation of creative products in the form of bags, wallets, mats which had selling value and could be consumed by the public.
IMPLEMENTASI AKAD RAHN DALAM PERSPEKTIF EKONOMI ISLAM Abu Lubaba
Ecopreneur : Journal of Sharia Economics Study Program Vol 1 No 2 (2020): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Indonesia memiliki banyak lembaga keuangan syariah di antaranya Bank, BMT, BPR dan Pegadaian, secara resmi pegadaian syariah memiliki izin untuk menjalankan kegiatan lembaga keuangan berupa pembiayaan dana yang disalurkan kepada masyarakat dengan menggunakan akad rahn (gadai). Dalam menjalankan roda perekonomian pegadaian syariah banyak diminati sebagai kebutuhan masyarakat untuk melakukan transaksi. Penelitian ini bertujuan mengetahui akad rohn dalam perspektif ekonomi Islam yang diterapkan oleh pegadaian syariah cabang Tukmudal kecamatan Sumber kabupaten Cirebon, dalam penelitian ini, peneliti ingin mengetahui sejauh mana pegadaian syariah dalam menjalankan akadnya. Jenis penelitian ini adalah dengan menggunakan penelitian lapangan Jenis penelitian ini menggunakan penelitian lapangan (field research) yaitu penelitian yang langsng berhubungan dengan objek yang diteliti. Sumber data yang diambil adalah data primer dan sekunder, sumber data primer diperoleh melalui observasi, wawancara, dokumentasi, sedangkan data sekunder diambil dari sumber-sumber jurnal, buku, internet dan lainnya. Metode analisa data menggunakan distkritif analisis Lembaga Keuangan Syariah di Indonesia menerapkan berbagai macam produk dan akad dalam menjalankan kegiatan usahanya, salah satu produknya adalah akad rahn yang ada di Pegadaian Syariah Tukmudal Sumber Cirebon. Berdasarkan rukun akad rahn secara praktik mulai dari marhun, marhun bih, shighah, dan ‘aqidaini sudah sesuai dengan dengan teori syariah, tetapi masih ada beberapa hal yang harus diperjelas untuk mendapatkan praktik yang benar secara teori syariah. Yaitu tentang pemanfaatan barang gadai yang belum dijelaskan secara rinci tentang pemanfaatan dari pihak rahin maupun dari pihak murtahin.
Strategi Penetapan Harga Kebutuhan Pokok Toko Arafah Cirebon Dalam Konsep Ibnu Taimiyah Abu Lubaba; fitri amelia
Ecopreneur : Journal of Sharia Economics Study Program Vol 4 No 01 (2023): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

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Abstract

Penetapan harga atau harga jual adalah sejumlah biaya yang dikerluarkan perusahaan untuk memproduksi suatu barang atau jasa ditambah dengan presentase laba yang diinginkan perusahaan. Harga yang tepat ialah harga yang sesuai dengan kualitas produk/barang dan harga tersebut dapat memberikan kepuasan kepada konsumen. Metode yang dipakai dalam penelitian ini adalah metode kualitatif, dengan desain penelitian studi kasus agar lebih mempermudah dalam pengambilan kesimpulan pada hasil penelitian. Penelitian ini menggunakan teknik wawancara dengan sumber data berasal dari hasil wawancara narasumber kepala Toko dan bagian keuangan. Penetapan harga Kebutuhan Pokok di Toko Arafah Cirebon, telah sesuai dengan konsep ekonomi Islam. Hal ini dikarenakan konsep penetapan harga telah dijalankan dengan baik, dimana dalam konsep Ekonomi Islam tidak ada pembatasan untuk meraih keuntungan , selagi tidak memberatkan pembeli dan dengan keadaan suka sama suka diantara keduanya. Kata Kunci : Penetapan Harga, Ekonomi Islam Abstract Pricing or selling price is a number of costs incurred by the company to produce a product or service plus the percentage of profit that the company wants. The right price is a price that is in accordance with the quality of the product/goods and that price can provide satisfaction to consumers. The method used in this research is a qualitative method, with a case study research design to make it easier to draw conclusions on the research results. This study uses interview techniques with data sources derived from interviews with the head of the store and the finance department. The pricing of basic necessities at the Arafah Store, Cirebon, is in accordance with the concept of Islamic economics. This is because the concept of pricing has been carried out well, where in the Islamic concept there are no restrictions on making profits, as long as it does not burden the buyer and is consensual between the two. Keywords : Pricing or selling, Islamic Economy
Kontribusi Zakat terhadap Pengurangan Kesenjangan Sosial Ekonomi Masyarakat Muslim Epih Hapiyatul Apiah; Nurul Millah; Muhammad Rofiun Rutab; Sarif Hidayat; Abu Lubaba
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 4 No. 3 (2026): Juni: SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v4i3.2328

Abstract

Zakat is one of the instruments of Islamic economics that serves both social and economic functions in promoting equitable social welfare. The persistently high level of socio-economic inequality in many Muslim countries has positioned zakat as an alternative solution for wealth redistribution and poverty alleviation. This study aims to analyze the contribution of zakat to reducing socio-economic inequality among Muslim communities based on various published studies. The research method employed is a literature review by examining relevant scientific articles from national and international journals published between 2020 and 2025. The findings indicate that zakat significantly contributes to reducing socio-economic inequality through income redistribution mechanisms, economic empowerment of mustahik (zakat beneficiaries), poverty reduction, and improvements in community welfare. Furthermore, productive zakat programs have been proven to be more effective in fostering economic independence compared to consumptive zakat. However, the effectiveness of zakat still faces several challenges, including low public awareness, suboptimal fund collection, and less-than-optimal governance of zakat institutions. Therefore, strengthening a professional, transparent, and technology-based zakat management system is necessary to enhance its contribution to achieving socio-economic justice within Muslim communities.
Evaluasi Kepatuhan Syariah pada Akad Musyarakah dalam Pembiayaan Usaha Mikro Halimah Halimah; Defina Alfiyanti; Serly Amelika Putri; Muhamad faozi alrizki; Falah Alkautsar; Dian Agustin; Viandilan Viandilan; Feby Aristrianti; Afif al khaedar; Mohammad Ridwan; Abu Lubaba
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 4 No. 3 (2026): Juli: Maslahah : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v4i3.3077

Abstract

This study aims to evaluate the level of sharia compliance in musyarakah contracts within micro-enterprise financing. Musyarakah is a partnership-based financing contract that emphasizes cooperation, profit-sharing based on an agreed ratio (nisbah), and proportional risk sharing in accordance with each party’s capital contribution. In practice, the implementation of musyarakah contracts in micro-enterprise financing must be assessed against the Fatwa of the National Sharia Council–Indonesian Ulema Council (DSN-MUI), principles of fiqh muamalah, and Islamic banking regulatory frameworks in Indonesia. The findings show that the implementation of musyarakah working capital financing in Islamic banking is generally in the good category. However, two non-compliance issues with sharia principles were identified. First, there is an imbalance in work participation, where the business is fully managed by the customer while the bank only provides supervision and guidance without active involvement, whereas active participation of partners is a fundamental principle of musyarakah. Second, there is an element of riba due to the use of a fixed profit-sharing scheme, even though profits in musyarakah should be uncertain and based on actual business performance. The study implies that Islamic banks need to improve musyarakah implementation to ensure full compliance with DSN-MUI fatwas, particularly in terms of active bank participation and non-fixed profit-sharing arrangements. Properly implemented, musyarakah financing can strengthen micro and small enterprises by promoting justice-based and risk-sharing economic cooperation.
Pengaruh Pengetahuan Investasi Terhadap Minat Mahasiswa Ekonomi Syariah UI BBC dalam Investasi Tabungan Emas Syariah Abu Lubaba; Junemi; Ali Achmad Muhajir; Annisa Najwa Safira; Alfi Rahmah; Lintang Wijaya Kusuma
Ecopreneur : Jurnal Ekonomi dan Bisnis Islam Vol. 7 No. 1 (2026): Ecopreneur : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institute of Research and Community Service at Islamic University of Bunga Bangsa Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47453/ecopreneur.v7i1.4054

Abstract

This study aims to examine the effect of investment knowledge on students' interest in choosing Islamic gold savings as an investment instrument. The discrepancy between the theoretical understanding of Islamic economics students and their low involvement in investment practices forms the basis for this study. Using a quantitative approach, 30 respondents were selected through purposive sampling. Data were obtained through a Likert scale questionnaire and analyzed using SPSS 27 through validity, reliability, normality, simple linear regression, and t-tests. The analysis results show that investment knowledge has a positive and significant effect on students' investment interest (calculated t 4.148 > table t 1.984; sig. < 0.001), with a contribution of 38.1% (R² = 0.381). This finding confirms that investment understanding is an important factor in shaping student interest, in line with the Theory of Planned Behavior framework.
Peran QRIS dalam Mendorong Digitalisasi UMKM Berbasis Syariah di Indonesia Aneng Maria; Agus Salim; Eva Dahlia; Hani Bela Puspita; Muhamad Aliraja; Natasya Dwi Aida Putri; Nuha Luthfiana Khamila; Rifa Maulina; Safitri Safitri; Mohammad Ridwan; Abu Lubaba
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 5: Agustus 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i5.18697

Abstract

Perkembangan teknologi digital telah mendorong transformasi sistem pembayaran di Indonesia, salah satunya melalui penggunaan Quick Response Code Indonesian Standard (QRIS). Kehadiran QRIS menjadi inovasi penting dalam mendukung digitalisasi Usaha Mikro, Kecil, dan Menengah (UMKM), termasuk UMKM berbasis syariah yang mengedepankan prinsip keadilan, transparansi, dan kemudahan transaksi. Penelitian ini bertujuan untuk menganalisis peran QRIS dalam mendorong digitalisasi UMKM berbasis syariah di Indonesia serta dampaknya terhadap peningkatan efisiensi transaksi dan daya saing usaha. Metode yang digunakan adalah studi kepustakaan (library research) dengan mengkaji berbagai literatur, jurnal ilmiah, dan regulasi terkait. Hasil kajian menunjukkan bahwa QRIS mampu memperluas akses pembayaran digital, meningkatkan efisiensi operasional, mengurangi penggunaan uang tunai, serta memperkuat inklusi keuangan syariah. Selain itu, penerapan QRIS membantu pelaku UMKM membangun pencatatan transaksi yang lebih baik sehingga memudahkan akses terhadap layanan keuangan formal. Meskipun demikian, tantangan seperti rendahnya literasi digital, keterbatasan infrastruktur, dan kurangnya pemahaman teknologi di sebagian pelaku UMKM masih menjadi kendala dalam implementasinya. Oleh karena itu, diperlukan sinergi antara pemerintah, lembaga keuangan syariah, dan pelaku usaha dalam meningkatkan edukasi dan pendampingan agar pemanfaatan QRIS dapat semakin optimal dalam mendukung ekosistem ekonomi syariah digital di Indonesia. Kata kunci: QRIS, digitalisasi, UMKM syariah, pembayaran digital, inklusi keuangan syariah.
Co-Authors Afif al khaedar Agus Salim Alfi Rahmah Ali Achmad Muhajir Aneng Maria Annisa Najwa Safira Defina Alfiyanti Dian Agustin Epih Hapiyatul Apiah Eva Dahlia Falah Alkautsar Farah Fadhilah Feby Aristrianti fitri amelia Halimah Halimah Hani Bela Puspita Junemi Lintang Wijaya Kusuma Mohammad Ridwan Muhamad Aliraja Muhamad faozi alrizki Muhammad Rofiun Rutab Natasya Dwi Aida Putri Nuha Luthfiana Khamila Nur Ela Nurul Millah Rifa Maulina Safitri Safitri Sarif Hidayat Serly Amelika Putri Viandilan Viandilan Wandi Hidayat