Article Per Year (5 Year)
p-Index From 2021 - 2026
0.778
P-Index
This Author published in this journals
All Journal juremi: jurnal riset ekonomi Sharia Economic and Management Business Journal (SEMBJ) Jurnal Economic Edu
Yetti Afrida Indra
UIN Fatmawati Sukarno Bengkulu
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
STUDI KOMPARATIF PENDAPATAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) PADA USAHA OLEH-OLEH KHAS BENGKULU SEBELUM DAN DI MASA PANDEMI COVID-19 Rara Mardianti; Riska Lustiana; Miti Yarmunida; Yetti Afrida Indra
Juremi: Jurnal Riset Ekonomi Vol. 1 No. 5: Maret 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v1i5.865

Abstract

This study aims to compare the income of MSMES at souvenir shops typical of Bengkulu before and during the Covid 19 pandemic and to find out the survival strategies that can be used by Bengkulu souvenir shops during the Covid-19 pandemic. The method used in this study uses a descriptive quantitative approach. The results showed that there were significant differences in the income level of MSMES in Bengkulu souvenir shops before and during the pandemic. Based on the analysis of the marketing strategy of MSME actors in Bengkulu souvenir shops, the following survival strategies can be used: 1) Increasing Human Resources, 2) Implementing Creative Innovations, 3) E-Marketing Strategies In Promotion, 4) Product And Service Quality Improvement, 5) Production Cost Reduction.
PENGARUH LITERASI KEUANGAN SYARIAH DAN MINAT INVESTASI MAHASISWA DI BENGKULU TERHADAP KEPUTUSAN INVESTASI DI PASAR MODAL SYARIAH Pinkan Dwi Frasya; Nonie Afrianty; Yetti Afrida Indra
Jurnal Economic Edu Vol. 7 No. 01 (2026): Juli
Publisher : Universitas Muhammadiyah Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36085/jee.v7i01.11180

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan Syariah dan Minat Investasi terhadap Keputusan Investasi di Pasar Modal Syariah pada mahasiswa di Kota Bengkulu. Penelitian ini menggunakan metode kuantitatif dengan tujuan menguji hubungan dan pengaruh antar variabel penelitian. Teknik pengumpulan data dilakukan melalui penyebaran kuesioner secara online kepada responden yang merupakan mahasiswa di Kota Bengkulu. Sampel penelitian ditentukan dengan teknik purposive sampling dengan jumlah responden sebanyak 100 orang. Data dianalisis dengan bantuan aplikasi SPSS 29. Hasil penelitian menunjukkan bahwa literasi keuangan syariah dan minat investasi berpengaruh positif dan signifikan terhadap keputusan investasi mahasiswa di pasar modal syariah, baik secara parsial maupun simultan. Secara parsial, literasi keuangan syariah memiliki pengaruh positif dan signifikan terhadap keputusan investasi, yang dibuktikan dengan nilai t hitung sebesar 6,030 lebih besar dari t tabel sebesar 1,985 dan nilai signifikansi < 0,001. Demikian pula, minat investasi juga berpengaruh positif dan signifikan terhadap keputusan investasi dengan nilai t hitung sebesar 4,121 yang lebih besar dari t tabel sebesar 1,985 serta nilai signifikansi < 0,001. Secara simultan, kedua variabel tersebut terbukti berpengaruh signifikan terhadap keputusan investasi, yang ditunjukkan oleh nilai F hitung sebesar 81,018 lebih besar daripada F tabel sebesar 3,09 dengan nilai signifikansi < 0,001. Hal ini menunjukkan bahwa semakin tinggi literasi keuangan syariah dan minat investasi yang dimiliki mahasiswa, maka semakin baik pula keputusan investasi yang diambil di pasar modal syariah. Kata Kunci : Literasi keuangan syariah, Minat investasi, Keputusan investasi, Pasar modal syariah.
Analysis of Financial Services Authority (OJK) Regulation No. 12 of 2023 on Sharia Business Units in Mitigating the Impact of Inflation on Sharia Banking in Bengkulu Province Icha Puspita; Idwal B; Yetti Afrida Indra
Sharia Economic and Management Business Journal (SEMBJ) Vol. 7 No. 3 (2026): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v7i3.2522

Abstract

Background: Inflationary pressures in Bengkulu Province have affected public purchasing power, real sector stability, and Islamic banking performance through increased Non-Performing Financing (NPF) risk and fluctuations in Third-Party Funds (DPK). In this context, the Financial Services Authority (OJK) issued OJK Regulation (POJK) No. 12 of 2023 on Sharia Business Units (UUS) as a policy to strengthen institutional structure, capital, governance, and Sharia compliance. Research Gap: While previous studies have examined OJK regulations from national perspectives, limited attention has been given to analyzing the implementation and effectiveness of POJK No. 12/2023 in mitigating inflationary impacts at the regional level, particularly in provinces with unique economic structures such as Bengkulu. Novelty: This study offers a novel contribution by integrating financial stability theory, Islamic economic principles (amanah, maslahah, adl), and regional economic data to analyze how regulatory frameworks can strengthen Islamic banking resilience against inflation in a predominantly agricultural region. Method: Using a descriptive qualitative approach with secondary data analysis (library research), data were collected from official reports published by OJK, Bank Indonesia, and BPS. Content analysis and qualitative descriptive analysis were employed through data reduction, narrative presentation, and conclusion drawing. Results: The findings indicate that POJK 12/2023 strengthens UUS through phased minimum core capital requirements, spin-off obligations, organizational structure strengthening, and stricter governance and compliance audits. Implementation in Bengkulu shows positive trends: DPK increased by 16.97%, NPF decreased by 46.19%, and MSME financing grew by 9.68%. However, challenges persist including low Islamic financial literacy (30-40%), food inflation pressures (4.2%), and capital constraints at parent banks. Conclusion: POJK 12/2023 contributes positively to Islamic banking resilience in Bengkulu; however, strengthening Islamic financial literacy, developing digital services, and addressing structural constraints remain essential for optimizing regulatory effectiveness.
Co-Authors Icha Puspita Idwal B Melsa Fitriani Nonie Afrianty Pinkan Dwi Frasya Rara Mardianti Riska Lustiana Yarmunida, Miti