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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Enterprise and Development (JED) juremi: jurnal riset ekonomi Jurnal Ekonomi Syariah Indonesia Al-Muzdahir: Jurnal Ekonomi Syariah Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI)
Asnaini Asnaini
UIN Fatmawati Sukarno Bengkulu, Indonesia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Environmental Science Social Sciences Other

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ANALISIS TRANSAKSI JUAL BELI ONLINE DI MARKETPLACE SHOPEE MENURUT KONSEP BISNIS ISLAM PADA MASA PANDEMI COVID 19 Arhadian Roliansyah; Amelia Putri Utami; Asnaini Asnaini; Nonie Afrianty
Juremi: Jurnal Riset Ekonomi Vol. 1 No. 5: Maret 2022
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v1i5.1675

Abstract

This study aims to determine the comparison of online buying and selling transactions before and during the covid 19 pandemic, the positive and negative impacts of online buying and selling transactions on the shopee marketplace according to Islamic business ethics. This research method is library research using a qualitative approach. The results of this study indicate that there is an increase in transactions at Shopee, seen in the second quarter of 2020 reaching 260 million transactions. This number is up 130% compared to the second quarter of 2019. The positive impact of online buying and selling transactions is that it provides security and convenience in the transaction process, saves on promotional costs and increases transaction speed. The negative impact of online buying and selling transactions is that goods do not match the specifications of the goods that have been displayed on the sales display on the shopee marketplace. However, online buying and selling transactions on the shopee marketplace according to the Islamic business concept are allowed as long as the buying and selling transactions have implemented the principles of Islamic business ethics of unity, balance, free will, responsibility, truth; virtue and honesty so as not to cause harm in transactions.
INOVASI SEFL-SERVICE TECHNOLOGY DALAM PELAYANAN UMRAH PASCA PANDEMI COVID-19 (Study Pada PT. PATUNA Mekar Jaya Kantor Cabang Bengkulu) Ahmad Nabila Karim; Asnaini Asnaini; Evan Setiawan
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 6, No 02 (2022): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.217 KB) | DOI: 10.30868/ad.v6i02.2400

Abstract

Perkembangan teknologi yang kian pesat di era ini dan adanya bencana berupa virus corona yang menyerang hampir di seluruh penjuru dunia. Secara tidak langsung memaksa kita untuk mengurangi interaksi dan juga memaksa untuk beralih era yang serba digital. Penelitian ini memiliki tujuan untuk mengetahui penerapan dan perkembangan self-service technology dalam hal inovasi pelayanan umrah pasca pendemi covid-19. Penelitian ini menggunakan pendekatan kualitatif berupa wawancara terhadap PT. PATUNA Mekar Jaya yang ada di Kota Bengkulu. Hasil penelitian ini dapat disimpulkan bahwa penerapan self-service technology dalam pelayanan umrah yang telah diterapkan oleh PT. PATUNA Mekar Jaya berupa website yang lebih dioptimakan semenjak adanya pandemi, di dalam wesite tersebut para jamaah dapat memperoleh informansi terkait haji dan umrah, juga dapat melakukan transaksi peket umrah yang ditawarkan di dalam website tersebut. Media sosial platform seperti instagram sebagai media untuk melakukan promosi dalam hal paket-paket serta pengalaman dari berbagai jamaah melakukan perjalanan umrah mengunakan jasa PT. PATUNA Mekar Jaya. Perkembangan self-service technology dalam pelayanan umrah di PT. PATUNA Mekar Jaya berupa teknologi berbasis aplikasi. Gohalalgo menyediakan berbagai fitur untuk kebutuhan umat seperti aplikasi ibadah, marketplace umroh haji, wisata halal.
PENINGKATAN KESEJAHTERAAN MUSTAHIQ MELALUI DISTRIBUSI ZAKAT PRODUKTIF PADA BAZNAS PROVINSI BENGKULU Hesti Harjulianti; Asnaini Asnaini; Yunida Een Friyanti; Nonie Afrianty
SOSEBI Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 3 No 2 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v3i2.8562

Abstract

Abstrak: Tujuan penelitian ini adalah untuk mengetahui pengaruh distribusi zakat produktif terhadap kesejahteraan mustahiq zakat produktif BAZNAS Provinsi Bengkulu dan untuk mengetahui seberapa besar pengaruh distribusi zakat produktif terhadap kesejahtraan mustahiq zakat produktif BAZNAS Provinsi Bengkulu. Jenis penelitian ini adalah penelitian lapangan dengan menggunakan pendekatan kuantitatif asosiatif. Teknik pengumpulan data menggunakan wawancara dan kuesioner. Teknik sampling menggunakan sampling jenuh dengan jumlah sampel sebanyak 99 orang yang merupakan mustahiq zakat produktif BAZNAS Provinsi Bengkulu. Teknik analisis data dengan pengujia kualitas data, uji asumsi dasar dan uji hipotesis. Berdasarkan hasil yang diperoleh dari pengolahan dan analisis data dengan menggunakan regresi linier sederhana dengan alat bantu software SPSS, maka dapat disimpulkan bahwa : Ada pengaruh distribusi zakat produktif terhadap kesejahteraan mustahiq zakat produktif BAZNAS Provinsi Bengkulu dengan nilai signifikansi variabel adalah 0,001 < 0,05 dan thitung > ttabel (7,734>1,6667). Besar pengaruh distribusi zakat produktif terhadap kesejahtraan mustahiq zakat produktif BAZNAS Provinsi Bengkulu yaitu 79% dalam mempengaruhi variabel dependen. Hal ini berarti terjadi hubungan yang sangat erat, sedangkan sisanya dipengaruhi oleh variabel-variabel lain yang tidak diteliti Kata Kunci : Zakat Produktif; Kesejahteraan; Mustahiq Abstract: The purpose of this study was to determine the influence of the distribution of productive zakat on the welfare of productive zakat mustahiq of BAZNAS Bengkulu Province and to find out how much influence the distribution of productive zakat has on the welfare of productive zakat mustahiq of BAZNAS Bengkulu Province. This type of research is field research using an associative quantitative approach. Data collection techniques using interviews and questionnaires. Data analysis techniques by testing data quality, testing basic assumptions and testing hypotheses. Based on the results obtained from data processing and analysis using simple linear regression with SPSS software tools, it can be concluded that: There is an effect of the distribution of productive zakat on the welfare of mustahiq productive zakat BAZNAS Bengkulu Province with a variable significance value of 0.001 <0.05 and tcount > ttable (7.734>1.6667). The influence of the distribution of productive zakat on the welfare of productive zakat mustahiq BAZNAS Bengkulu Province is 79% in influencing the dependent variable. This means that there is a very close relationship, while the rest is influenced by other variables not examined. Keyword: Productive Zakat; Welfare; Mustahiq
The Influence Of Religiosity On Islamic Consumption Behavior Patterns At Mahasantri Ma’had Al-Jami’ah UINFAS Bengkulu Neneng Aspriyanti; Asnaini Asnaini; Herlina Yustati
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 3 (2024): Juli
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i3.6088

Abstract

The aim of this research is to determine whether or not there is an influence of religiosity on Islamic consumption behavior patterns at Mahasantri Ma’had Al-Jami’ah UINFAS Bengkulu. This type of research is quantitative research with a regressional approach. The data collection techniques for this research are questionnaires and documentation. The data validity technique is testing the validity and reliability of the data. The data analysis techniques are normality test, homogeneity test, regression linearity test, data hypothesis test (t test), simple regression test, and coefficient of determination test (R2). The results of this research are that there is a significant influence between religiosity on Islamic consumption behavior patterns at Mahasantri Ma’had Al-Jami’ah UINFAS Bengkulu. This is known from the results of the hypothesis test which was carried out using a simple regression test. The calculation result was that the value b = 0,348 which means that every time variable X (religiosity) increases by one, the average of variable Y (Islamic consumption behavior) increases by 0,348. Likewise, the t count value obtained is 3,845 and the t table value is 1,668 so the t count > t table or 3,845 > 1,668 so it can be concluded that Ha is accepted and H0 is rejected, which means that there is an influence of religiosity on Islamic consumption behavior patterns at Mahasantri Ma’had Al-Jami’ah UINFAS Bengkulu. Meanwhile, the calculation result of R Square (R2) is 0,625 which shows that there is an influence of religiosity on Islamic consumption behavior of 62,5%, while 37,5% is where Islamic consumption behavior is influenced by other variables not examined in this research.
Waqf for welfare: A bibliometric analysis of research trends in Scopus-indexed journals Nonie Afrianty; Asnaini Asnaini; Muthi Adilah Bahril
Journal of Enterprise and Development (JED) Vol. 6 No. 1 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i1.9480

Abstract

Purpose — This study aims to analyze the map and direction of research development in the field of waqf for welfare improvement in Scopus-indexed publications.Method — This research employs a quantitative approach. The population for this study consists of articles indexed by Scopus from 2014 to 2023, with a sample size of 77 articles focused on waqf for welfare improvements. The analysis technique applied in this study involves bibliometric analysis, utilizing the VOSviewer application.Result — The results indicate a rise in the average number of publications per year. The peak productivity in waqf for welfare themes occurred in 2019, with 15 studies identified. In the realm of research on waqf, cash waqf, and Malaysia emerge as the most prevalent themes for welfare improvement. Three clusters were identified: cash waqf for maximizing prosperity in society and economics, the opportunities and threats of cash waqf, and the beneficiaries of waqf, impacting not only individuals but also the state.Novelty  — This study represents the first bibliometric review focusing on the specific theme of waqf for welfare development, aiming to fill gaps in existing research.
Peningkatan Literasi Perbankan Syariah Pada Masyarakat Desa Pasar Ketahun Kecamatan Ketahun Kabupaten Bengkulu Utara Tirta Investama; Asnaini Asnaini; Aan Shar
KENDURI : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 4 No. 1 (2024): April
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/kenduri.v4i1.1244

Abstract

Public literacy related to Islamic banking is still very low compared to conventional banks. The purpose of this study is to provide knowledge about Islamic banks, change the perception of the people of Pasar Ketahun Village who think that Islamic banks are the same as conventional banks and provide motivation to use Islamic banks in everyday life. Community service was carried out in Pasar Ketahun Village, Ketahun District, North Bengkulu Regency. In this community service activity, researchers used direct practical research methods, with survey, interview, and documentation methods. From the results of the research in the form of socialization to the people of Pasar Ketahun Village, it provided knowledge and increased understanding and insight into the community regarding Islamic banks and there was an interest in using Islamic banks in everyday life.
Filosofi Keuangan Sosial Islam Produktif sebagai Instrumen Keadilan Distributif dalam Maqasid Syariah Wardah Mujadidah Hananiyah; Asnaini; Desi Isnaini
Al-Muzdahir : Jurnal Ekonomi Syariah Vol. 8 No. 2 (2026): Juli : Al-Muzdahir : Jurnal Ekonomi Syariah
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ekis.v8i2.3027

Abstract

Islamic social finance is an essential component of the Islamic economic system that functions as an instrument for wealth redistribution, strengthening social solidarity, and promoting social welfare development. However, the management of Islamic social finance has largely remained charitable and consumptive in nature, limiting its effectiveness in creating sustainable economic empowerment. This study aims to analyze the transformation of productive Islamic social finance as an instrument of distributive justice from the perspective of maqasid sharia. This research employs a qualitative approach using a library research method through the analysis of relevant literature, including books, scientific journals, and previous studies related to Islamic social finance. The findings indicate that the transformation of Islamic social finance from a consumptive approach to a productive approach reflects the actualization of maqasid sharia in the economic field, particularly in preserving wealth (hifz al-mal), protecting human life (hifz al-nafs), and promoting public welfare (maslahah ‘ammah). Instruments such as zakat, infaq, sadaqah, waqf, hibah, and qurban function not only as philanthropic mechanisms but also as economic redistribution systems capable of encouraging community empowerment, strengthening micro and small enterprises, improving economic capacity, and supporting sustainable welfare development. This study also emphasizes that the integration among Islamic social finance instruments has significant potential to support a more just, inclusive, and sustainable economic development. Nevertheless, the implementation of productive Islamic social finance in Indonesia still faces several challenges, including weak institutional governance, low public literacy, and the lack of optimal integration among institutions and Islamic social finance instruments
ANALISIS TRANSPARANSI DAN AKUNTABILITAS PADA PELAPORAN KEUANGAN YAYASAN DALAM PERSPEKTIF AKUNTANSI SYARIAH: STUDI PADA YAYASAN LITERASI KITA INDONESIA Tjik Siti Afifa Azzahra; Asnaini Asnaini; Rizky Hariyadi
Jurnal Ekonomi Syariah Indonesia (JESI) Vol. 5 No. 1 (2026): Maret
Publisher : STEI Al-Amar Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57171/jesi.v5i1.442

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan transparansi dan akuntabilitas pelaporan keuangan Yayasan Literasi Kita Indonesia dalam perspektif akuntansi syariah serta mengidentifikasi faktor pendukung dan penghambatnya. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Analisis data dilakukan menggunakan model Miles dan Huberman. Hasil penelitian menunjukkan bahwa yayasan telah menerapkan prinsip transparansi dan akuntabilitas melalui penyusunan laporan keuangan, mekanisme persetujuan anggaran, dan pertanggungjawaban kepada pengurus. Namun, penyajian laporan keuangan belum sepenuhnya sesuai dengan ISAK 35 karena belum menyusun laporan perubahan aset neto dan catatan atas laporan keuangan. Ditinjau dari perspektif akuntansi syariah, pengelolaan keuangan telah mencerminkan nilai amanah, kejujuran (ṣidq), tanggung jawab (mas'uliyyah), dan keadilan ('adl).
Co-Authors Aan Shar Ahmad Muzakky Ahmad Nabila Karim Akhmad Aidil Fitra Amelia Putri Utami Arhadian Roliansyah Desi Isnaini Erwin Rochmansyah Esti Alfiah Evan Setiawan Fatimah Fatimah Helen Monalisa Herlina Yustati Hesti Harjulianti Idi Warsah Katra Pramadeka Muthi Adilah Bahril Neneng Aspriyanti Nonie Afrianty Nonie Afrianty Nonie Afrianty Riri Novitasari Rizky Hariyadi Robeet Thadi Tirta Investama Tita Zurnila Sari Tjik Siti Afifa Azzahra Wardah Mujadidah Hananiyah Yunida Een Friyanti