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All Journal International Journal of Economics, Business and Accounting Research (IJEBAR) Jurist-Diction
Dina Aprilia
Universitas Airlangga
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Pertanggungjawaban Pidana Penyelenggara Aplikasi Virtual Loan Dalam Penagihan Pinjaman Online Dengan Ancaman, Asusila dan Pornografi Dina Aprilia
Jurist-Diction Vol. 4 No. 6 (2021): Volume 4 No. 6, November 2021
Publisher : Faculty of Law, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jd.v4i6.31847

Abstract

AbstractVirtual loan companies comes with an app that facilitates meetings between creditors and debtors for the purpose of making a loan agreement. The provider of virtual loan owns a right to collect debtor's debt in accordance with operation agreement. However, in practice they commit threats, immorality and pornography using personal data. So this research aims to determine the criminal act and criminal responsibility of the companies. The way of collecting indication of criminal act is not only carried out by virtual loan legal, but also those are illegal. This thesis used juridical-normative legal research by using the statue, conceptual and case approach. The results show that criminal acts committed by the providers may be subject to Article 27 paragraph (1) or (4) of the ITE Law. Illegal providers, through their management, participated in this act as “medeplichtige” because they provides a means of accessing personal data that is used to threaten.Keywords: Threat; Immorality; Loan; Pornography.AbstrakPerusahaan pinjaman virtual hadir dengan aplikasi yang memfasilitasi pertemuan antara kreditur dengan debitur untuk melakukan perjanjian pinjam-meminjam. Penyelenggara aplikasi virtual loan berhak untuk menagihkan utang debitur berdasarkan perjanjian penyelenggaraan. Namun, dalam praktiknya mereka melakukan ancaman, asusila dan pornografi dengan memanfaatkan data pribadi debitur. Sehingga penelitian ini bertujuan untuk mengetahui tindak pidana dan pertanggungjawaban pidana penyelenggara aplikasi virtual loan dalam penagihan pinjaman online dengan ancaman, asusila dan pornografi. Penelitian ini menggunakan metode penelitian hukum yuridis-normatif dengan menggunakan pendekatan perundang-undangan, konseptual dan kasus. Hasil penelitian menunjukkan bahwa tindak pidana yang dilakukan oleh penyelenggara dapat dikenakan Pasal 27 ayat (1) atau ayat (4) UU ITE. Penyelenggara aplikasi virtual loan ilegal, melalui pengurusnya turut membantu perbuatan tersebut sebagai “medeplichtige” karena menyediakan sarana berupa akses data pribadi yang dimanfaatkan untuk mengancam. Kata Kunci: Ancaman; Asusila; Pinjaman; Pornografi.
INVESTMENT OF INSURANCE FUNDS AS AN ALTERNATIVE TO INFRASTRUCTURE FINANCING THROUGH GOVERNMENT AND PRIVATE COOPERATION IN THE MIDST OF COVID-19 PANDEMIC Nabilla Fitra Larasati; Dina Aprilia; Dinda Bhawika Wimala Pastika; Ismi Aulia Wahyudi; Desya Annisa Anandita
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 2 (2022): IJEBAR, VOL. 06 ISSUE 02, JUNE 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i2.5232

Abstract

The existence of covid-19 has an impact on the decline in the economy and investment to finance infrastructure in Indonesia. The government must maintain a favorable investment environment in the face of the covid-19 pandemic. This is essential in order to create a level playing field for investors. Insurance is one possibility to non-bank infrastructure financing; this is related to the insurance industry's ability to generate revenue during a pandemic due to increased public awareness of the significance of self-protection against high healthcare costs if exposed to the 19th plague. As a response, the government must aim to attract investors in the insurance business, who will eventually be engaged to create an alternative investment insurance fund for infrastructure development through a Public Private Partnership.
Co-Authors Desya Annisa Anandita Dinda Bhawika Wimala Pastika Ismi Aulia Wahyudi Nabilla Fitra Larasati