Ahmad Wahyu Hidayat
Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

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CREDIT IN THE ISLAMIC ECONOMIC PERSPECTIVE Ahmad Wahyu Hidayat; Andi Zamakhsyari Baharuddin; Muhammad Iqbal Fasa
Al-Amwal : Journal of Islamic Economic Law Vol 3, No 2 (2018): Al-Amwal : Journal of Islamic Economic Law
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1154.506 KB) | DOI: 10.24256/alw.v3i2.491

Abstract

In social life, Muslims often encounter forms muamalah. One of the forms muamalah is buying and selling. Sale and purchase allowed by Islam is the buying and selling that does not contain elements of usury, maysir, and gharar. Each transaction is considered valid if it meets the requirements and get along well defined purchase and in accordance to Islamic law. Credit according to Islamic terms is the right to receive payment or obligation to make payment at the time requested, or in the future, because the delivery of the goods now. While the credit sharia financing is known for providing money or bills based on agreements between the company and other parties, which require the other party to restore the funding after a certain period of time in exchange for results.This paper describes about definition, functions, objectives, elements and other types of credit, determine mortgage interest and the goodness and badness of credit, credit in Islamic economic perspective. Islam regards the practice of buying and selling as a legitimate practice and have a great maqasid for sustaining human life, maintain the property, life, lineage, intellect and serenity spiritual and physical. There are also practices in the name of selling but the fact is forbidden usury. The development of the understanding of this practice is consuming a variety of studies, so there is that to allow and forbid. Nothing justifies and forbid the sale and purchase with accounts payable, which is currently known by the term credit.
THE PHILOSOPHY OF IQRA` ON ISLAMIC EDUCATION Ahmad Wahyu Hidayat
Hunafa: Jurnal Studia Islamika Vol 15 No 1 (2018): QURANIC STUDIES
Publisher : State Institute of Islamic Studies (IAIN) Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (502.76 KB) | DOI: 10.24239/jsi.v15i1.507.27-48

Abstract

Islam is a religion that gives great attention to science. Attention is evidenced by the revelation of the first al-Alaq 1-5 are five initial sentences that can build Islamic civilization in the world. In a dynamic society, learn to play a role that determines the existence and development of the society, because education is the effort to preserve, and transfer as well as transforming the values of its kind in all its aspects and to future generations. Based on this background, the researchers will explain the meaning of iqra`, Any verses about iqra`, and how philosophy iqra`. Based on the analysis, researchers concluded that iqra` said in al-‘Alaq verses 1-5: (1) repeated twice in this verse. iqra` first can be interpreted or translated more broadly to understand, analyze, examine, delivering, studying, researching, knowing, and so on which is based the name of God the almighty creator, while iqra` which both describes the benefits, give understanding, can seep into the soul as an attempt to explore and examine the science that has been obtained; (2) ‘allama, human teaching with stationery so teach men to things that are not yet known; and (3) qalam, a tool that can produce a work that can be indoctrinated by a man who could only be done using qalam.