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All Journal Al-Mizan (e-Journal) EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah AL-Jauhari Jurnal Studi Islam dan Interdisipliner Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Al-Iqtishod : Jurnal Ekonomi Syariah Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Cakrawala: Jurnal Studi Islam IIJSE
Asyari Hasan
Universitas Islam Negeri (UIN) Syarif Hidayatullah Jakarta
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Penerapan Koperasi Menurut KH Abdul Wahab Chasbullah Asyari Hasan; Nadhil Novarel Mathari
Jurnal Ilmiah AL-Jauhari: Jurnal Studi Islam dan Interdisipliner Vol. 7 No. 1 (2022): Jurnal Ilmiah AL-Jauhari
Publisher : Pascasarjana IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to reveal the role of KH. Abdul Wahab Chasbullah as a figure who played a role in realizing Nadlatul Tujjar and also the Al-inan Syirkah Cooperative. The problems investigated in these writings are in several ways, namely the background of KH's life. Abdul Wahab Chasbullah, the efforts of KH. Abdul Wahab Chasbullah in the Nadlatul whatan, Nadlatul Afkar and Nadlatul Tujjar organizations and the influence of KH. Abdul Wahab Chasbullah towards society in economic, political and social terms. To examine these problems, this study uses a literature review method to reveal historical facts about the role of KH. Abdul Wahab Chasbullah in Nadhlatul Tujjar. To analyze these facts, the researcher used an observational approach, interviewed historians and also looked at existing books and journal articles. This study found that KH. Abdul Wahab Chasbullah was born in Tambakrejo Village, Jombang in March 1888 and died on December 29, 1971. Based on his lineage, Kiai Wahab Hasbullah, namely Kiai Said, is a kiai who is still a descendant of Sunan Pandan Arang Semarang. Born and raised in a pesantren environment, Mbah Wahab did grow up with strong pesantren values and character. Even at the age of 13, he has started his odyssey from one pesantren to another. Even after being satisfied with studying in Indonesia, he settled in Mecca to study knowledge from various well-known kiai. Nahdhatut Tujjar was founded by KH. Wahab Chasbullah in 1918 to fix the economy of Muslims on greed and monopolized by the Colonialism. The spirit of the Nahdhatul Tujjar movement is that Muslims do not always depend on their economy under the pressure of colonialism, besides that Muslims are also taught to be independent in the economy.
The Relevance of Akhlaqi Sufism to Economic Behavior: Thoughts of Shaykh Abdul Qodir Al-Jailani Muhammad Arief Hidayat; Asyari Hasan
Cakrawala: Jurnal Studi Islam Vol 16 No 1 (2021)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (337.877 KB) | DOI: 10.31603/cakrawala.4299

Abstract

Sufism and economics are not the same thing. Sufism, according to popular belief, only teaches moral beliefs toward God and has nothing to do with the world, whereas economic behavior, on the other hand, is a worldly activity that has nothing to do with God. This is a huge oversight that humans are currently making, particularly in economic activities. As a result, the relevance of Sheikh Abdul Qodir Al-Sufism Jailani's thought to economic behavior is discussed in this study. This study will take a qualitative approach with a literature review. Sufism is very relevant to be applied and becomes a motive in economic activities, according to the findings of this study. The three concepts of Al-Jaelani, takhalli tahalli tajalli, will be the driving force of Islamic business ethics, directing good economic activities and bringing closer the concept of work as worship, for good in this world and hereafter.
IMPLEMENTASI HIBAH KANTOR DIREKTORAT JENDRAL PERBENDAHARAAN (DJPB) MELALUI PEMANFAATAN BARANG MILIK NEGARA (BMN) BEKAS PAKAI Siti Sarah Nasution; Asyari Hasan
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 1 │ 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v9i1.10311

Abstract

The purpose of this research is to find out how the implementation of the role of BMN DJPB grants to the community economy. It is hoped that the grant from BMN DJPB can improve the standard of living of the Muslim community. The research methodology used in this research is qualitative descriptive using methods of study literature and policies / regulations related to research problems. While the analysis method used is SWOT analysis. The results showed the transfer of state-owned goods through the grant mechanism is still very little done. Out of a total of 34,283 units of state-owned goods that were abolished, the transfer by grant mechanism was only 1,454 units or 4% of goods were given from all goods. The implication of this study is that it produces maximum benefits for the people and for the economy to create prosperity. Thus, state-owned goods obtained using state budget funds must also produce maximum benefits for the people.
Implementation of Mudharabah Contract On Sharia Bank Financing Products In Indonesia Ahmad Kamil Ihsani; Asyari Hasan
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 17, No 1 : Al Qalam (Januari 2023)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v17i1.1786

Abstract

This study investigates how Indonesian Islamic Banks implement mudharabah contracts on financing product. This study uses descriptive research, namely research that defines facts, data, and information gathered from published studies such as books and journals to research findings relevant to the research topic. According to this study, the development of Islamic banks in Indonesia has seen positive growth. One of the products offered by Islamic banks is financing products. This financing is accomplished through the use of various contracts, one of which is the mudharabah contract, which employs a profit-sharing system. This profit-sharing system will be devoted to customers who apply for financing from Islamic Banks that are used to run businesses owned by customers. In the process, the bank will carry out several stages and procedures such as verification to determine the provision of such financing to customers. If it has been verified, the Bank will provide funds or capital to the client to be managed. The customer’s results or profits will be divided between both the customer and the bank under the terms of mudharabah contract. In the process of implementation, this mudharabah contract is based on Islamic law such as the Qur'an and al-Hadith as well as legislation such as MUI fatwas, PSAK as well as OJK, and Bank Indonesia policies.
Dampak Pengurangan Nol Mata Uang terhadap Ekonomi Masyarakat Perspektif Maqāṣid al-Sharī‘ah Asyari Hasan
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 54, No 2 (2020)
Publisher : Faculty of Sharia and Law - Sunan Kalijaga State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v54i2.926

Abstract

Abstract: This paper discusses the phenomenon of reducing zero from national currencies carried out in several countries to simplify their value. The current floating exchange rate has proven to be unable to guarantee a currency has a stable value. This study shows that the reduction of zero from national currencies only occurs in the fiat money system, where its production and distribution is full of state political interests. In practice, there are many countries that have succeeded in reducing zero from their national currencies, but many have failed. The successful countries in reducing zero from national currencies make their society prosperous; on the other hand, the failed countries can create an economic instability which harms the societies. However, the impact of the policy, whether successful or unsuccessful, in the perspective of maqasid as-shariah is not justifiable because it decreases the value of currency. With this policy, society will lose their property without anything real from their work.Abstrak: Tulisan ini mengkaji fenomena pengurangan nol mata uang yang dilakukan di beberapa negara untuk menyederhanakan nilainya. Float exchange rate saat ini terbukti tidak bisa menjamin suatu mata uang memiliki nilai yang stabil. Tulisan ini menunjukkan bahwa pengurangan nol mata uang hanya terjadi dalam sistem fiat money, di mana produksi dan distribusinya sarat dengan kepentingan politik negara. Dalam praktiknya, ada banyak negara yang sukses melakukan pengurangan nol mata uang namun banyak juga yang gagal. Negara yang sukses melakukan pengurangan nol mata uang menjadikan rakyatnya sejahtera; sebaliknya, negara yang gagal melakukannya berdampak pada instabilitas ekonomi yang merugikan rakyat. Namun demikian, dampak kebijakan tersebut, baik sukses maupun gagal, jika dilihat dari perspektif maqāṣid al-sharī’ah sesungguhnya tidaklah bisa dibenarkan karena menjadikan suatu mata uang semakin menurun nilainya. Dengan kebijakan tersebut, masyarakat juga akan kehilangan harta mereka tanpa sesuatu hal yang riil dari pekerjaan mereka.
The Concept of Money in an Islamic Perspective Asyari Hasan; Syifa Mashita; Sheryl Audinata; Alika Firdiya Haya; Raihan Amrulloh
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 2 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i2.438

Abstract

This study aims to comprehensively understand the concept of money within the framework of Islamic principles. To achieve this goal, the authors of the articles employ methods that revolve around conducting a thorough examination of the available literature. The data have been obtained from a combination of primary and secondary sources. The study results show that money refers to any openly disclosed and used medium used by leading financial institutions to exchange, measure and store value. In addition, it is important to note that religious teachings do not explicitly mandate the use of gold and silver as a form of currency. However, the academic literature shows that this monetary form exhibits increased stability and a higher level of resistance to inflation when compared to other forms. In accordance with Islamic economic theory, money has three basic functions: first, as a medium of exchange; second, as a mechanism for determining interest rates or valuation; and third, as a means of obtaining loans, provided that they are backed by gold and silver.  
Keseimbangan Ekonomi Islam dengan Pendekatan Penawaran Agregat dan Permintaan Agregat Rihadatul Aisyi Siroj; Asyari Hasan; Ummu Salamah; M. Syeikhan Ramadhan; Yuanaidra Alfathia Rosa
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 14 No. 3 (2023): Co-Value : Jurnal Ekonomi, Koperasi, & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/covalue.v14i3.3538

Abstract

Artikel ini bertujuan untuk membahas keseimbangan ekonomi melalui pendekatan Aggregate Supply (Penawaran Agregat) dan Aggregate Demand (Permintaan Agregat), serta menggambarkan pengertian dasar dari kedua konsep tersebut. Kami menjelaskan kurva permintaan agregat yang mencerminkan hubungan antara tingkat harga dan jumlah barang yang diminta, serta kurva penawaran agregat yang menggambarkan hubungan antara tingkat harga dan jumlah barang yang ditawarkan. Selain itu, kami menganalisis keseimbangan antara kedua kurva tersebut, yang terjadi ketika jumlah barang yang diminta sama dengan jumlah barang yang ditawarkan. Kami juga menggambarkan peran tenaga kerja, upah, dan penetapan harga dalam perspektif ekonomi Islam, menggarisbawahi pentingnya prinsip-prinsip keadilan dalam ketenagakerjaan, sistem upah, dan mekanisme penetapan harga. Dengan menggabungkan pendekatan ekonomi makro dan perspektif ekonomi Islam, jurnal ini bertujuan untuk memberikan wawasan yang komprehensif dalam pemahaman keseimbangan ekonomi yang berkelanjutan dan adil.
Analisis Keputusan Menteri Agama Republik Indonesia tentang Pembatalan Keberangkatan Jamaah Haji : (Studi Pendekatan Qawa’id Ushuliyah dan Fiqhiyah dalam Lingkup Fikih Muamalah) Asyari Hasan; Nofrianto; Muhammad Raja Perkasa Alam Harahap
Al-Mizan (e-Journal) Vol. 17 No. 2 (2021): Al-Mizan (e-Journal)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Institut Agama Islam Negeri Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/am.v17i2.2349

Abstract

This paper analyzes the decision of the Minister of Religion of the Republic of Indonesia regarding the cancellation of the departure of the Hajj congregations with the qawa'id ushuliyah and qawa’id fiqhiyah approaches. This type of research is library research. The results that the qawa'id ushuliyah of the Minister of Religion's decision to cancel the departure of Indonesian Hajj congregations is QS Al-Maidah/5 verse 32 and the hadith of the Prophet Muhammad saw. which reads; If you get information about an epidemic in an area, don't enter that area. However, if the plague is where you live, then don't leave where you live. Meanwhile, the qawa'id fiqhiyah of the Minister of Religion's decision to cancel the departure of Indonesian congregations as follows: First, darul mafasidi muqaddamun ‘ala jalbil maṣalihi (to destroy damage is more important than doing good), Second, lã darãra walã dirãra (not allowed to harm, something dangerous and dangerous), Third, taṣarruful imam manutun bimaslahatil ra'iyyah (leadership policies must be based on the safety of the people), and Fourthly, al-ḍarãru yuzãlu (adversity must be eliminated). This study aims to find out the legal basis for the Minister of Religion in deciding to cancel the departure of the Hajj congregations in the last two years and to give views to the Indonesian people, especially the congregations whose departure has been postponed so that they are wise in responding to the Minister of Religion's decision.
Financial Performance of Islamic Commercial Banks Before and During the Covid-19 Pandemic in Indonesia Wahyu Wastuti; Asyari Hasan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economic: July, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.2135

Abstract

The covid-19 pandemic has dropped the economy of the world. Islamic banks as part of the economy are also affected by this pandemic. The study aims to provide an overview of the performance of Islamic Commercial Banks (BUS) in Indonesia before and during the Covid-19 pandemic. The measurement of financial performance will use several financial ratios, namely ROA, CAR, NPF, FDR, BOPO, and NOM. The research sample is all BUS in Indonesia. The years 2018 and 2019 will be used as the period before the Covid-19 pandemic, while 2020 and 2021 will be used as the period during the Covid-19 pandemic. It uses a quantitative method with measurement tools: independent sample t-test and multiple linear regression. The results of the independent sample t-test are the CAR, FDR, and BOPO variables have differences in the period before the pandemic and during the pandemic. While the ROA, NPF, and NOM variables have no difference in the period before and during the pandemic. From the partial multiple linear regression test (t-test), financial ratios in the form of BOPO and NOM influence ROA. While the variables CAR, FDR, and NPF do not affect ROA. On the other hand, simultaneously the variables CAR, NPF, FDR, BOPO, and NOM affect ROA. The research results from this article can be used as a source of information by stakeholders in making policies for a better BUS future.
The Time Value of Money and the Economic Value of Time (A Comparative Study) Mohammad Fathi Rabbani; Asyari Hasan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.2732

Abstract

“A dollar today is worth more than a dollar tomorrow because a dollar today can be invested to get a return”. This sentence has made the function of money which was originally a medium of any transactions turned into commodities for getting any returns. By TVM, productivity and efficiency in investment and business can be measured. However, TVM on the Islamic viewpoint is closely related to interest. The objection of this study is to analyze critically the concept of the time value of money and its relation to interest, as well as the solution that has been offered. This paper is qualitative research with a literature approach based on primary data. The deductive method is used for collecting any data related to the topic of research, while the inductive method is used to describe the findings from primary data. The results of this study indicate that there are several rationalities for implementing TVM in the financial system including time preference, interest, risk bearing, uncertainty, and inflation that arise in society. The implication is, that any rationality that arises from the implementation of TVM must be followed by economic activities that occur in society. In this case, the economic value of time plays a role in separating natural certainty contracts and natural uncertainty contracts. This separation ultimately has implications for the elimination of gharar and interest in contracts.
Co-Authors Adelia Putri Syahwa Ahmad Kamil Ihsani Alika Firdiya Haya Djoko Supriyadi M. Syeikhan Ramadhan Maya Septi Cahyani Mohammad Fathi Rabbani Muhammad Arief Hidayat Muhammad Raja Perkasa Alam Harahap Nadhil Novarel Mathari Nofrianto Nofrianto Raihan Amrulloh Rihadatul Aisyi Siroj Salwa Dhaifina Fitria Sheryl Audinata Siti Sarah Nasution Srinalia Meutia Wardah Sunarsih Syifa Mashita Ummu Salamah Wahyu Wastuti Yuanaidra Alfathia Rosa