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Tengku Putri Lindung Bulan
Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal Samudra Ekonomika

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Pengaruh Melek Finansial, Sosialisasi Orang Tua, dan Teman Sebaya Terhadap Perilaku Menabung Mahasiswa Bidik Misi Fakultas Ekonomi Universitas Samudra Suri Amilia; Tengku Putri Lindung Bulan; Muhammad Rizal
Jurnal Samudra Ekonomika Vol 2 No 2 (2018)
Publisher : Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.721 KB) | DOI: 10.1234/jse.v2i2.877

Abstract

The objective of the research was to find out the financial literacy, socialisation of parents,and peers influence of the saving behaviour of bidikmisi students on Fakultas Ekonomi - Universitas Samudra. Data collection techniques were conducted by distributing questionnaires with a Likert scale with the number of respondents as many as 197 people. Data analysis method using multiple linear regression, with multiple linear regression analysis equation in research are: Y = 12, 388 + 0,244X1 + 0,436X2 + 0,074X3. The value of Adjusted R Square obtained by 0,28 or 28% indicates the ability of financial literacy variables, socialisation of parents, and peers, in explaining the saving behaviour of 32,8%, while the remaining 72% is influenced by other factors not researched. Significant value for financial literacy is 0,002 < alpha 0,05, financial literacy variable have a significant effect of the saving behaviour, and the hypothesis accepted. Significant value for a socialisation of parents 0,000 < alpha 0,05, Variables of socialisation of parents significantly influence of the saving behaviour. Thus the hypothesis accepted. Significant value for peers of 0,380 > alpha 0,05, Peer variables significantly influence of the behaviour saving. Thus the hypothesis is rejected.
Co-Authors Muhammad Rizal Suri Amilia