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All Journal Movere Journal International Journal of Economy, Education and Entrepreneurship (IJE3) Jurnal Manajemen Perbankan Keuangan Nitro
Maryam Nurdin
Institut Bisnis Dan Keuangan Nitro
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Analisis Nilai Informasi Laporan Keuangan Maryam Nurdin; Ika Milka
Jurnal Manajemen Perbankan Keuangan Nitro Vol. 4 No. 1 (2021): Januari 2021
Publisher : LP2M IBK Nitro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (912.23 KB) | DOI: 10.56858/jmpkn.v4i1.35

Abstract

Penelitian ini dilakukan untuk pengetahui persepsi manajemen terhadap informasi laporan keungan. Adapun metode analisis yang digunakan menggunakan analisis kualitatif dengan tahapan Pengumpulan Data, Residu danPenarikan Kesimpulan. Berdasarkan hasil penelitian yang dilakukan, maka faktor-faktor yang mempengaruhi nilai informasi laporan keuangan pada Dinas Bina Marga dari 4 faktor hasil penelitian hanya terdapat 3 faktor, yaitu:.(1)Relevan karena telah memenuhi manfaat umpan balik, manfaat prediktif, tepat waktu dan lengkap. (2)Dapat dibandingan karena laporan keuangan disusun setiap periode. (3)Dapat dipahami karena laporan keuangan bisa dipahami oleh semua unit terkait.
Analisis Pengaruh Digital Customer Exprience dan Digital Service Quality Terhadap Loyalitas Nsabah Melalui Perceived Value Pada Aplikasi Digital BNI WONDR Salni; Muhammad Nasir Hamzah; Maryam Nurdin
Movere Journal Vol. 8 No. 2 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v8i2.765

Abstract

This study aims to analyze the influence of Digital Customer Experience and Digital Service Quality on Customer Loyalty through Perceived Value in the BNI Wondr digital application. The research employs a quantitative approach using a survey method by distributing questionnaires to customers who use the BNI Wondr application. The collected data were analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS software to examine the relationships among variables and the mediating role of Perceived Value in the research model. The results indicate that Digital Customer Experience and Digital Service Quality have a positive and significant effect on both Perceived Value and Customer Loyalty. Furthermore, Perceived Value is proven to have a positive and significant effect on Customer Loyalty and serves as a mediating variable in the relationship between Digital Customer Experience and Digital Service Quality and Customer Loyalty. These findings emphasize that well-designed digital experiences and high-quality digital services enhance customers’ perceived value, which ultimately strengthens their loyalty to the BNI Wondr digital service.
Pengaruh Intensitas Penagihan Lapangan Dan Ketepatan Distribusi Terhadap Efektivitas Penagihan Piutang Melalui Sistem Monitoring Piutang Pada PT. Fuboru Indonesia Cabang Denpasar Ni Putu Intan Maha Putri; Muspa Muspa; Maryam Nurdin
Movere Journal Vol. 8 No. 2 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v8i2.766

Abstract

This study aims to analyze the effect of field collection intensity and distribution accuracy on accounts receivable collection effectiveness, with the receivables monitoring system as a mediating variable at PT Fuboru Indonesia, Denpasar Branch. This research adopts a quantitative approach using a survey method, in which data were collected through the distribution of questionnaires to active customers of PT Fuboru Indonesia, Denpasar Branch. The data analysis technique employed was Partial Least Squares–Structural Equation Modeling (PLS-SEM) using SmartPLS 4 software to examine both direct and indirect relationships among the research variables. The results indicate that (1) field collection intensity has a positive and significant effect on accounts receivable collection effectiveness at PT Fuboru Indonesia, Denpasar Branch; (2) distribution accuracy has a positive and significant effect on accounts receivable collection effectiveness; (3) field collection intensity has a positive and significant effect on accounts receivable collection effectiveness through the receivables monitoring system; (4) distribution accuracy has a positive and significant effect on accounts receivable collection effectiveness through the receivables monitoring system; (5) field collection intensity and distribution accuracy simultaneously have a positive and significant effect on accounts receivable collection effectiveness; (6) field collection intensity is the more dominant factor influencing accounts receivable collection effectiveness through the receivables monitoring system compared to distribution accuracy; and (7) the receivables monitoring system is also proven to have a significant effect and acts as a mediating variable that strengthens the influence of field collection intensity and distribution accuracy on accounts receivable collection effectiveness.
THE IMPACT OF WORK-LIFE BALANCE AND WORKLOAD ON TURNOVER INTENTION BY MEDIATING WORK STRESS AT THE CLASS I IMMIGRATION OFFICE OF TPI JAMBI Andrianto Piro Ndoda; Megawaty Megawaty; Maryam Nurdin
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 6 No. 2 (2026): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v6i2.490

Abstract

This study aims to analyze the influence of work-life balance and workload on turnover intention, with work stress as a mediating variable among employees of the Class I Immigration Office at the Jambi TPI. The study used a quantitative approach with a causal associative research design. The study population was 150 employees, and the entire population was sampled using a saturated sampling technique. Data collection was conducted through questionnaires using a five-point Likert scale. Data analysis used the Structural Equation Modeling-Partial Least Squares (SEM-PLS) with the help of the SmartPLS 4 application. The results of the study indicate that work-life balance has a negative and significant effect on work stress, while workload has a positive and significant effect on work stress. In addition, work-life balance has a negative and significant effect on turnover intention, while workload and work stress have a positive and significant effect on turnover intention. The mediation effect test shows that work stress mediates the effect of work-life balance on turnover intention, as well as the effect of workload on turnover intention. These findings indicate that improving work-life balance can reduce work stress and reduce the tendency of employees to leave the organization. Conversely, a high workload increases work stress, which ultimately increases turnover intention. The results of this study are expected to serve as a basis for the Class I TPI Jambi Immigration Office in formulating human resource management policies by improving work-life balance, regulating proportional workloads, and controlling work stress to increase employee loyalty and the sustainability of the quality of public services.
THE EFFECT OF TAX AUDITS AND TAX AWARENESS CAMPAIGNS ON THE ENHANCEMENT OF REGIONAL TAX REVENUE IN MAKASSAR CITY WITH PBJT TAXPAYER COMPLIANCE AS AN INTERVENING VARIABLE Muhammad Zulfiqar; Muspa Muspa; Maryam Nurdin
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 6 No. 2 (2026): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v6i2.492

Abstract

This study aims to analyze the effect of tax audits and tax awareness campaigns on the increase in regional tax revenue, with compliance by taxpayers of the Specific Goods and Services Tax (PBJT) as an intervening variable at the Makassar City Regional Revenue Agency. The research approach utilized a quantitative method with Structural Equation Modeling–Partial Least Squares (SEM-PLS) analysis using the SmartPLS 4 application. The research sample comprised 137 PBJT taxpayers registered with the Makassar City Regional Revenue Agency. The results indicate that tax audits do not have a significant effect on PBJT taxpayers' compliance. Conversely, tax awareness campaigns have a positive and significant effect on PBJT taxpayers' compliance. Neither tax audits nor tax awareness campaigns demonstrate a significant direct effect on the increase in local tax revenue. However, PBJT taxpayers' compliance was found to have a positive and significant effect on the increase in local tax revenue. Mediation analysis revealed that PBJT taxpayers' compliance does not mediate the effect of tax audits on local tax revenue. Still, it does mediate the effect of tax awareness campaigns on the increase in local tax revenue. These findings suggest that strategies to optimize local tax revenue should focus on improving taxpayer compliance through tax education, effective service delivery, and the strengthening of the local tax administration system.
Co-Authors Andrianto Piro Ndoda Ika Milka Megawaty Megawaty Muhammad Nasir Hamzah Muhammad Zulfiqar Muspa Muspa Ni Putu Intan Maha Putri Salni