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Angga Hapsila
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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PENGARUH SIMPANAN TABUNGAN DAN KREDIT YANG DISALURKAN TERHADAP LABA PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk UNIT KERUMUTAN Angga Hapsila; Ivalaina Astarina
JURNAL MANAJEMEN DAN BISNIS Vol 8 No 1 (2019): Jurnal Manajemen dan Bisnis (Terbit Juni 2019)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v8i1.56

Abstract

Penelitian ini dilaksanakan pada PT. Bank Rakyat Indonesia (Persero) Tbk Unit Kerumutan dan dilaksanakan selama tiga bulan. Rumusan masalah dalam penelitian ini adalah apakah ada pengaruh secara simultan dan parsial antara simpanan tabungan dan kredit yang disalurkan terhadap laba pada PT. Bank Rakyat Indonesia (Persero) Tbk Unit Kerumutan. Penelitian dilakukan dengan metode kuantitatif, yaitu penelitian yang menggambarkan tentang apakah ada pengaruh simpanan tabungan dan kredit yang disalurkan terhadap laba pada PT. Bank Rakyat Indonesia (Persero) Tbk Unit Kerumutan. Dengan menganalisis data menggunakan regresi berganda, koefisien korelasi, dan uji Hipotesis yang nantinya dibantu dengan menggunakan SPSS versi 21. Dari hasil penelitian dapat diketahui bahwa secara simultan terdapat pengaruh antara simpanan tabungan dan kredit yang disalurkan terhadap laba, secara parsial tidak terdapat pengaruh antara simpanan tabungan terhadap laba dan kredit yang disalurkan secara parsial terdapa pengaruh terhadap laba.
PENGARUH SIMPANAN, PEMBIAYAAN DAN MODAL TERHADAP LABA PADA BTM WAHANA MENTARI KABUPATEN INDRAGIRI HULU Angga Hapsila
JURNAL MANAJEMEN DAN BISNIS Vol 7 No 4 (2018): Jurnal Manajemen dan Bisnis (Terbit 30 Desember 2018)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v7i4.173

Abstract

The research was conducted by the writer on BTM Mentari in sub districts rengat - indragiri upstream. District. The research phase lasting three months. This research study is to find savings, influence financing and capital to profit in the district btm mentari Indragiri upstream. This research used secondary data , writer process data by using multiple linear regression the it using spss ( statistic package for social scince ) 24 version to get output to summarizing the research. The research that is simultaneously a conclusion can be drawn is the significant savings, between financing and capital to profit. This can be seen that the f count greater than the f table ( 29,873 > 2,36 ) When viewed from the table a model summary so r which means a correlation coefficient obtained value of 0,984 which means the amount of savings mobilized , the financing of the and capital had strong ties against spider does not permit the .Was in the middle of the value of the coefficients detrminasi as much as 0,968 paper work showing that the amount of savings mobilized , the financing of the and capital affect of the spider that has been accepted by the BTM the spacecraft mentari as much as 96,80 % the remaining of 3,20 % influenced by the fact that of other variables that do not writer you wherever you may be.
THE EFFECT OF CHARACTER, CAPACITY, CAPITAL, COLLATERAL AND CONDITION OF ECONOMY ON GIVING CREDIT Angga Hapsila; Ivalaina Astarina
JURNAL MANAJEMEN DAN BISNIS Vol 9 No 1 (2020): JURNAL MANAJEMEN DAN BISNIS (TERBIT JUNI 2020)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v9i1.188

Abstract

This research was conducted by the authors at PT Bank Rakyat Indonesia (Persero) Tbk Kerumutan Unit and Tri Mulia Jaya Unit. The research took place for 4 ( four ) months. Conducting this research is to determine the effect of Character, Capacity, Capital, Collateral, and Condition of Economy simultaneously on the Provision of Credit at PT. Bank Rakyat Indonesia (Persero) Tbk Kerumutan Unit and Tri Mulia Jaya Unit. This study uses primary data, the authors conducted data processing using multiple linear regression which processed it using SPSS (statistical package for social science) version 21 to get the output to conclude the results of this study. From the results of the study, it can be concluded that simultaneously there is a significant influence between Character, Capacity, Capital, Collateral, and Condition of Economy on the Provision of Credit. When viewed from the summary model table, then r, which means the correlation coefficient, shows that Character, Capacity, Capital, Collateral, and Condition of Economy have a moderate relationship to the Provision of Credit.
Co-Authors Astarina, Ivalaina