Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal JOURNAL OF APPLIED ACCOUNTING AND TAXATION Enrichment : Journal of Management
Fany Alfarisi
Universitas Andalas
Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Mental Budgeting dan Motivasi Terhadap Pengelolaan Keuangan Individu Eka Rosalina; Rida Rahim; Tafdil Husni; Fany Alfarisi
Journal of Applied Accounting and Taxation Vol 6 No 2 (2021): Journal of Applied Accounting and Taxation (JAAT)
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaat.v6i2.3008

Abstract

Budgeting cannot be separated from personality and by itself arises from the human individual—people who will make and run the budget. With the budget, financial management will be better. This research was conducted to find out the influence of mental budgeting and motivation on the financial management of individuals. This research was conducted through a questionnaire survey distributed to polytechnic students in 2021 who had taken budget and financial management courses. The sample from this study was 108 samples using Slovin and random sampling techniques. It was then continued with hypothesis testing using multiple linear regressions. The results of this study state that mental budgeting has a positive effect on individuals' financial management, and motivations positively affect personal financial management.
The Influence of Credit Risk, Liquidity Risk, and Capital Adequacy on Financial Performance in the Banking Sector Listed on the Indonesia Stock Exchange 2016-2020 Period: Before and During Covid-19 Lora Fitria Sari; Fany Alfarisi; Fajri Adrianto
Enrichment : Journal of Management Vol. 12 No. 4 (2022): October: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (589.565 KB) | DOI: 10.35335/enrichment.v12i4.755

Abstract

Financial performance in a bank can be measured by return on assets. Return on assets can be used to measure the effectiveness of a company in achieving profits by utilizing its assets. This study aims to determine the effect of NPL, LDR, CAR, Bank Size, and BOPO on financial performance. This study also aims to determine the effect of the Covid-19 pandemic before and during the COVID-19 pandemic. This research was conducted on banking companies listed on the Indonesia Stock Exchange (IDX) for the period 2016 – 2020. The sample was determined using the purposive sampling method and the number of samples selected was 37 banks. The data collection used is secondary data. The data analysis technique used is Penel data regression analysis. The results of the analysis of this study indicate that the first hypothesis is found that credit risk has a negative and significant effect on financial performance. The second hypothesis finds that liquidity risk has a negative and insignificant effect on financial performance. And the third hypothesis is that it is found that capital has a negative and significant effect on financial performance. The results of the fourth test of the four control variables have a positive and significant effect on financial performance, the fifth hypothesis has a negative and significant effect on financial performance. Subsequent research results from 37 banks showed that CAR had differences in financial performance before and during the COVID-19 period, while NPL, LDR, Bank Size.
Co-Authors Eka Rosalina Fajri Adrianto Lora Fitria Sari Rida Rahim Tafdil Husni