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Determinant of Net Interest Margin Banking In Indonesia, During The Period 2009 - 20018 Siti Mariam; Fika Aryani; Dhinda Siti Mustikasari; Abdul Haeba Ramli
Ilomata International Journal of Management Vol 2 No 4 (2021): October 2021
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.675 KB) | DOI: 10.52728/ijjm.v2i4.385

Abstract

The purpose of this study is to examine the effect of Loan Growth, Unemployment, BOPO, CAR, Inflation, and Exchange Rate in relationship with Net Interest Margin. The research object used is banking data BUKU I to BUKU IV 2009-2018 published by Financial Service Authority, known as OJK. The analysis technique used is panel data regression analysis with Eviews 9.0 analysis tool. The results showed that the variables which consist of Loan Growth, and Unemployment had a significant positive effect on Net Interest Margin. Other independent variables, which consist of BOPO and Exchange Rate had a significant negative effect on Net Interest Margin. While CAR and Inflation do not show a significant impact on Net Interest Margin.
Determinant of Net Interest Margin Banking In Indonesia, During The Period 2009 - 20018 Siti Mariam; Fika Aryani; Dhinda Siti Mustikasari; Abdul Haeba Ramli
Ilomata International Journal of Management Vol 2 No 4 (2021): October 2021
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52728/ijjm.v2i4.385

Abstract

The purpose of this study is to examine the effect of Loan Growth, Unemployment, BOPO, CAR, Inflation, and Exchange Rate in relationship with Net Interest Margin. The research object used is banking data BUKU I to BUKU IV 2009-2018 published by Financial Service Authority, known as OJK. The analysis technique used is panel data regression analysis with Eviews 9.0 analysis tool. The results showed that the variables which consist of Loan Growth, and Unemployment had a significant positive effect on Net Interest Margin. Other independent variables, which consist of BOPO and Exchange Rate had a significant negative effect on Net Interest Margin. While CAR and Inflation do not show a significant impact on Net Interest Margin.
Pengaruh Promosi Di Media Sosial Dan Kualitas Pelayanan Terhadap Minat Beli Konsumen Untuk Bergabung Sebagai Member Di Osbond Gym Cempaka Putih Jakarta Pusat Ardian Rezaldi; Siti Mariam
JAMBIS : Jurnal Administrasi Bisnis Vol 1, No 4: Agustus 2021
Publisher : JAMBIS : Jurnal Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/jambis.v1i4.1692

Abstract

This study aims to examine and analyze "The Influence of Promotion in Social Media, service quality, and brand image on consumer buying interest to join as a member at Osbond GYM Cempaka Putih, Central Jakarta". The preliminary research data is data from the Osbond Gym. The research data comes from questionnaires distributed to respondents. The sampling method used was purpose sampling. This method uses criteria that have been selected by the researcher in selecting samples. The number of samples that have been selected is 30 people as the research sample because they have met the requirements or criteria. The data analysis techniques used were instrument test, classical assumption test, and hypothesis testing. The results of this study indicate that the promotion variable on social media partially does not have a significant effect on consumer buying interest. Meanwhile, service quality and brand image variables partially have a significant effect on consumer buying interest. Simultaneously, the three independent variables, namely promotion on social media, service quality, and brand image have a significant effect on consumer purchase interest.