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Analisis Pengaruh Inflasi, Suku Bunga BI, dan Gross Domestic Product (GDP) terhadap Rasio Non Performing Loan (NPL) pada Bank Umum di Indonesia Periode Tahun 2013-2016 Sri muljaningsih; Riska Dwi Wulandari
OECONOMICUS Journal of Economics Vol. 3 No. 2 (2019): [Juni] edisi 6
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2019.3.2.153-176

Abstract

Perbankan merupakan lembaga keuangan yang menghimpun dana dan menyalurkan kembali dana ke masyarakat dalam bentuk kredit. Bank sebagaimana lembaga keuangan lain memiliki motif untuk mendapatkan keuntungan yang dimana selalu dihadapkan dengan adanya resiko, yang dikenal dengan istilah rasio NPL dalam dunia perbankan. Dalam penelitian ini menggunakan teknik Analisis Regresi Linier Berganda dengan menggunakan alat bantu computer software program SPSS (Statistic Program For Social Sciene) versi 21 yang menunjukkan pengaruh secara signifkan antara variabel bebas dan terikat. Hasil dari penelitian ini menunjukkan secara parsial infasi tidak berpengaruh signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia dan pada suku bunga BI berpengaruhnegatif signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia serta pada Gross Domestic Product berpengaruh positif signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia. Sedangkan secara simultan infasi, suku bunga BI, dan Gross domestic Product berpengaruh signifkan terhadap rasio Non Performing Loan pada bank umum di Indonesia. 
Pendampingan Pendaftaran NIB dan Pelatihan Media Sosial guna Meningkatkan Ekonomi UMKM di Kelurahan Bulak Yanuar Tyas Suganda; Sri Muljaningsih; Mohammad Wahed
MANGENTE: JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 2, No 1 (2022): PENDIDIKAN KARAKTER DAN PEMBERDAYAAN MASYARAKAT
Publisher : IAIN AMBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/mangente.v2i1.3070

Abstract

The KKNT activities for Defending the State UPN Veteran East Java are a challenge for students who are still experiencing restrictions on movement due to the Covid-19 pandemic in 2022. One of the areas targeted by the MBKM KKNT in 2022 is Bulak with an entrepreneurial and creative economy scheme. From the results of surveys and field observations, it was found that partner problems such as the way of selling products that were felt to be still monotonous, product designs that were less valued  and the scope of marketing was still not wide, as well as several UMKM that did not have business legality, namely NIB. Therefore, the KKN student team from UPN formulated a work program that is expected to solve existing problems. The target audience in this case is that UMKM owners can increase their potential through various UMKM development strategies. The results of the socialization activities & training of various materials in general went according to plan. The potential resulting from this service activity is that UMKM in Bulak can compete, especially diversifying the local market and even exporting with digitalized and structured marketing methods with the use of social media and emphasizing product value branding.