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All Journal Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Jurnal Hukum Lex Generalis ISNU Nine-Star Multidisciplinary Journal (INS9MJ)
Annisa Sativa
Universitas Islam Negeri Sumatera Utara
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The Tabot Tradition: Exploring the Spread of Islam and Cultural Interaction in Bengkulu Annisa Sativa; M. Iqbal Irham; Sugeng Wanto
Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) Vol 17, No 1 (2023)
Publisher : Sociology Department Of Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jsu.v17i1.30343

Abstract

The Tabot tradition is an important part of the Bengkulu cultural and religious heritage, which shows a close interaction between traditional customs and Islamic beliefs. The study aims to describe the Tabot tradition in Bengkulu and its relationship with the process of Islam’s entry into the country using a literature study approach. This study showed The process of Islamization in Bengkulu involved the economic activities of Muslim traders, intermarriage, Sufi teachings, and the development of the arts. Islam reached Bengkulu in the 15th or 16th century, primarily through contacts with Minangkabau and Palembang. The introduction of Islam to Bengkulu resulted in the formation of small kingdoms and the establishment of Islamic burial sites and manuscripts. The Tabot tradition, an annual ceremony commemorating the death of Imam Husayn, was brought to Bengkulu by Indian Bengalis and later blended with local traditions. This tradition demonstrates the close interaction between traditional customs and the Islamic faith in Bengkulu.
Analysis of the Implementation of the Tabarru' Contract in Sharia Insurance Based on DSN-MUI Fatwa No. 53 of 2006 Annisa Sativa; Akbar Chaniago; Zahra Chairawani Husni; Aisyah Sabrina Tanjung
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 1 (2025): Vol.2 No.1 2025 ISNU Nine Star Mei
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i1.767

Abstract

This study aims to analyze the implementation of the tabarru' contract in Islamic insurance in Indonesia by referring to the DSN-MUI Fatwa No. 53 of 2006. The tabarru' contract is a gift agreement that aims to provide mutual assistance between insurance participants, in accordance with sharia principles such as justice, solidarity, and transparency. This study uses a library method by analyzing literature related to fatwas, laws, and academic references. The results of the study indicate a gap between the theory and practice of the tabarru' contract, especially in the management of underwriting surpluses that allow for the return of funds to participants. However, the implementation of this contract has increased public trust in Islamic insurance through the separation of tabarru' funds from company operational funds, transparency of management, and collective responsibility among participants. This study emphasizes the importance of public education to improve understanding of the tabarru' contract as a sharia financial solution that supports shared prosperity. With better implementation, the tabarru' contract is expected to not only function to protect risks, but also reflect the values of worship and social service in Islam.
Analisis Hukum terhadap Penerapan Prinsip Transparansi dalam Pemasaran Produk Asuransi: (Studi Kasus pada PT. Generali Medan) Tengku Damara Alya; Annisa Sativa
Jurnal Hukum Lex Generalis Vol 6 No 4 (2025): Tema Hukum Perdata dan Kenotariatan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i4.1604

Abstract

The lack of transparency in insurance product marketing often leads to consumer dissatisfaction and an increase in legal disputes. According to data from the Financial Services Authority (OJK) in 2022, there were 1,291 complaints related to insurance products, with most grievances arising from discrepancies in marketing information. This study aims to analyze the implementation of transparency principles in insurance product marketing at PT Generali Medan, identify challenges faced, and evaluate the company's responsibility in cases of misinformation provided to customers. Using an empirical juridical method, the study found that although PT Generali Medan has implemented transparency through clear information delivery, disclosure of risks and benefits, and compliance with Financial Services Authority Regulation No. 8 of 2024, several challenges remain, including the complexity of insurance information, limited understanding among prospective customers, and inconsistencies between information provided by agents and policy provisions. To address these issues, the company has adopted strategies such as simplifying product communication, digitalizing information, providing agent training, and strengthening consumer protection mechanisms. This study recommends strengthening OJK regulations on insurance product marketing, enhancing financial literacy among potential customers, and optimizing digital technology to ensure insurance product information is more accessible and comprehensible. With improved transparency, it is expected that disputes will decrease, and public trust in the insurance industry will increase.
ANALYSIS OF PTUN MEDAN NUMBER 165/G/2023/PTUN. MDN ON BLACKLISTING SANCTIONS IN THE PERSPECTIVE OF SIYASAH QADHAIYYAH: ANALISIS PTUN MEDAN NOMOR 165/G/2023/PTUN.MDN TENTANG SANKSI DAFTAR HITAM DALAM PERSPEKTIF SIYASAH QADHAIYYAH Siti Afsah; Annisa Sativa
SOSIOEDUKASI Vol 14 No 4 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i4.6434

Abstract

This study is motivated by a legal controversy surrounding the imposition of a blacklisting sanction against PT. Bumi Aceh Citra Persada through the Administrative Court (PTUN) Medan Decision No. 165/G/2023/PTUN.MDN. The main problem addressed in this research is the judicial reasoning underlying the ruling and the extent to which the decision reflects the principle of substantive justice from the perspective of siyasah qadhaiyyah (Islamic judicial politics). The purpose of this study is to analyze the judges’ legal considerations and evaluate their conformity with Islamic legal principles, particularly within the framework of siyasah qadhaiyyah. This research employs a library-based qualitative method with a normative juridical approach, utilizing primary sources such as the PTUN decision, and secondary sources including books, journals, articles, and relevant legal regulations. Data were collected through literature review and analyzed using a qualitative content analysis method. The findings indicate that the judges’ considerations were primarily based on Government Regulation No. 12 of 2021 concerning Government Procurement of Goods and Services, which outlines the mechanism for blacklisting sanctions against service providers who violate provisions. However, from the perspective of siyasah qadhaiyyah, issues of proportionality and substantive justice remain, as the sanction does not fully consider the aspects of public welfare (maslahah) and the protection of the parties’ rights. Therefore, this study concludes that harmonization between positive law and Islamic principles of justice is essential in the application of administrative sanctions.
Co-Authors Aisyah Sabrina Tanjung Akbar Chaniago M Iqbal Irham Siti Afsah Sugeng Wanto Tengku Damara Alya Zahra Chairawani Husni