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All Journal Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Hukum Lex Generalis Journal Equity of Law and Governance QANUN: Journal of Islamic Laws and Studies ISNU Nine-Star Multidisciplinary Journal (INS9MJ)
Annisa Sativa
Universitas Islam Negeri Sumatera Utara
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The Tabot Tradition: Exploring the Spread of Islam and Cultural Interaction in Bengkulu Annisa Sativa; M. Iqbal Irham; Sugeng Wanto
Jurnal Sosiologi USK (Media Pemikiran & Aplikasi) Vol 17, No 1 (2023)
Publisher : Sociology Department Of Syiah Kuala University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jsu.v17i1.30343

Abstract

The Tabot tradition is an important part of the Bengkulu cultural and religious heritage, which shows a close interaction between traditional customs and Islamic beliefs. The study aims to describe the Tabot tradition in Bengkulu and its relationship with the process of Islam’s entry into the country using a literature study approach. This study showed The process of Islamization in Bengkulu involved the economic activities of Muslim traders, intermarriage, Sufi teachings, and the development of the arts. Islam reached Bengkulu in the 15th or 16th century, primarily through contacts with Minangkabau and Palembang. The introduction of Islam to Bengkulu resulted in the formation of small kingdoms and the establishment of Islamic burial sites and manuscripts. The Tabot tradition, an annual ceremony commemorating the death of Imam Husayn, was brought to Bengkulu by Indian Bengalis and later blended with local traditions. This tradition demonstrates the close interaction between traditional customs and the Islamic faith in Bengkulu.
Analysis of the Implementation of the Tabarru' Contract in Sharia Insurance Based on DSN-MUI Fatwa No. 53 of 2006 Annisa Sativa; Akbar Chaniago; Zahra Chairawani Husni; Aisyah Sabrina Tanjung
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 1 (2025): Vol.2 No.1 2025 ISNU Nine Star Mei
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i1.767

Abstract

This study aims to analyze the implementation of the tabarru' contract in Islamic insurance in Indonesia by referring to the DSN-MUI Fatwa No. 53 of 2006. The tabarru' contract is a gift agreement that aims to provide mutual assistance between insurance participants, in accordance with sharia principles such as justice, solidarity, and transparency. This study uses a library method by analyzing literature related to fatwas, laws, and academic references. The results of the study indicate a gap between the theory and practice of the tabarru' contract, especially in the management of underwriting surpluses that allow for the return of funds to participants. However, the implementation of this contract has increased public trust in Islamic insurance through the separation of tabarru' funds from company operational funds, transparency of management, and collective responsibility among participants. This study emphasizes the importance of public education to improve understanding of the tabarru' contract as a sharia financial solution that supports shared prosperity. With better implementation, the tabarru' contract is expected to not only function to protect risks, but also reflect the values of worship and social service in Islam.
Analisis Hukum terhadap Penerapan Prinsip Transparansi dalam Pemasaran Produk Asuransi: (Studi Kasus pada PT. Generali Medan) Tengku Damara Alya; Annisa Sativa
Jurnal Hukum Lex Generalis Vol 6 No 4 (2025): Tema Hukum Perdata dan Kenotariatan
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i4.1604

Abstract

The lack of transparency in insurance product marketing often leads to consumer dissatisfaction and an increase in legal disputes. According to data from the Financial Services Authority (OJK) in 2022, there were 1,291 complaints related to insurance products, with most grievances arising from discrepancies in marketing information. This study aims to analyze the implementation of transparency principles in insurance product marketing at PT Generali Medan, identify challenges faced, and evaluate the company's responsibility in cases of misinformation provided to customers. Using an empirical juridical method, the study found that although PT Generali Medan has implemented transparency through clear information delivery, disclosure of risks and benefits, and compliance with Financial Services Authority Regulation No. 8 of 2024, several challenges remain, including the complexity of insurance information, limited understanding among prospective customers, and inconsistencies between information provided by agents and policy provisions. To address these issues, the company has adopted strategies such as simplifying product communication, digitalizing information, providing agent training, and strengthening consumer protection mechanisms. This study recommends strengthening OJK regulations on insurance product marketing, enhancing financial literacy among potential customers, and optimizing digital technology to ensure insurance product information is more accessible and comprehensible. With improved transparency, it is expected that disputes will decrease, and public trust in the insurance industry will increase.
ANALYSIS OF PTUN MEDAN NUMBER 165/G/2023/PTUN. MDN ON BLACKLISTING SANCTIONS IN THE PERSPECTIVE OF SIYASAH QADHAIYYAH: ANALISIS PTUN MEDAN NOMOR 165/G/2023/PTUN.MDN TENTANG SANKSI DAFTAR HITAM DALAM PERSPEKTIF SIYASAH QADHAIYYAH Siti Afsah; Annisa Sativa
SOSIOEDUKASI Vol 14 No 4 (2025): SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/sosioedukasi.v14i4.6434

Abstract

This study is motivated by a legal controversy surrounding the imposition of a blacklisting sanction against PT. Bumi Aceh Citra Persada through the Administrative Court (PTUN) Medan Decision No. 165/G/2023/PTUN.MDN. The main problem addressed in this research is the judicial reasoning underlying the ruling and the extent to which the decision reflects the principle of substantive justice from the perspective of siyasah qadhaiyyah (Islamic judicial politics). The purpose of this study is to analyze the judges’ legal considerations and evaluate their conformity with Islamic legal principles, particularly within the framework of siyasah qadhaiyyah. This research employs a library-based qualitative method with a normative juridical approach, utilizing primary sources such as the PTUN decision, and secondary sources including books, journals, articles, and relevant legal regulations. Data were collected through literature review and analyzed using a qualitative content analysis method. The findings indicate that the judges’ considerations were primarily based on Government Regulation No. 12 of 2021 concerning Government Procurement of Goods and Services, which outlines the mechanism for blacklisting sanctions against service providers who violate provisions. However, from the perspective of siyasah qadhaiyyah, issues of proportionality and substantive justice remain, as the sanction does not fully consider the aspects of public welfare (maslahah) and the protection of the parties’ rights. Therefore, this study concludes that harmonization between positive law and Islamic principles of justice is essential in the application of administrative sanctions.
Settlement of Default of Muzara’ah Contract of Rice Farmers in Sigama Village, Padang Bolak District, Padang Lawas Utara Regency Dsn-Mui Perspective No. 85/Dsn-Mui/Xii/2012” Anwar Nuh Siregar; Annisa Sativa
Journal Equity of Law and Governance Vol. 5 No. 1
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.5.1.10257.65-72

Abstract

One of the towns in the Padang Bolak District of the North Padang Lawas Regency, Sigama Village, has extensive agricultural land which is used for rice fields, making farming the main source of income for the local community. But not everyone in the hamlet has agricultural land due to middle to lower class economic factors. Then, the muzara'ah system is one way for people in the area to prioritize mutual cooperation. Muzara'ah is a form of collective agreement between land owners and cultivators for the management of agricultural land, with the parties sharing the results according to their agreement. But the reality in the field is not in accordance with the agreement made between the land owner and the cultivator, where the agreement usually occurs in villages with a profit-sharing system of 70% for the land owner and 30% for the cultivator, with seeds. and fertilizer produced by land owners. In this research, descriptive approach techniques were combined with qualitative methods. Land owners and cultivators are the subjects of this research. Primary and secondary data are used in the data collection process. Meanwhile, secondary data was obtained from previous research, while primary data was obtained through interviews, documentation and observations. Then, the cultivator made a mistake which resulted in the contract being canceled. Then, after long negotiations, none of the parties can reach an agreement, then the dispute is resolved through an institution based on sharia if one party does not reach an agreement. through deliberation.
Dispute over the Calculation of the Number of Votes in the Election of the Head of Huraba Village 1, Siabu District, Mandailing Natal Regency, Fiqh Siyasah Perspective (Analysis Study of Decision Number: 68/G/2023/Ptun.Mdn) Agus Wibowo; Annisa Sativa
Journal Equity of Law and Governance Vol. 5 No. 2
Publisher : Warmadewa Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/elg.5.2.10496.124-133

Abstract

This study aims to analyze the PTUN Decision Number: 68/G/2023/PTUN.MDN regarding the vote counting dispute in the Huraba 1 village head election from the perspective of Fiqh Siyasah. The main objectives of this research are to, Identify and evaluate inconsistencies in the vote counting process that formed the basis of the dispute. Analyze the court decision in the context of justice and legal certainty principles (Al-Adl and Al-Yaqin) according to Fiqh Siyasah. Assess whether the court's decision aligns with the principles of Fiqh Siyasah and provide recommendations for improving the election process. Through this approach, the study aims to offer a deeper understanding of legal applications in election disputes and the relevance of Fiqh Siyasah principles in ensuring justice and legal certainty. The research results show that the Medan PTUN rejected the lawsuit from the plaintiff because it was deemed to violate the principles of good government. From the perspective of Fiqh Siyasah (Qadha'iyyah), this decision is in line with the principles of justice (al-'adl), legal certainty (al-yaqin), and benefit (maslahah) in Islamic government administration. This research concludes the importance of applying the principles of Fiqh Siyasah in administrative decision making to ensure justice and public benefit.
SOSIALISASI HUKUM EKONOMI SYARIAH DENGAN MENUMBUHKAN KESADARAN MASYARAKAT TENTANG TRANSAKSI YANG BERBASIS SYARIAH Annisa Sativa; Abdul Rinaldi
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025): Volume 6 No 3 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i3.44725

Abstract

Sosialisasi hukum ekonomi syariah merupakan langkah strategis untuk meningkatkan pemahaman masyarakat mengenai transaksi berbasis syariah yang bebas dari riba, gharar, dan maysir. Penelitian ini bertujuan untuk menganalisis efektivitas sosialisasi hukum ekonomi syariah serta faktor-faktor yang memengaruhi penerimaan masyarakat terhadap sistem ini. Metode penelitian menggunakan pendekatan kualitatif dengan wawancara, observasi, dan studi literatur. Hasil penelitian menunjukkan bahwa sosialisasi melalui media konvensional dan digital efektif meningkatkan pemahaman masyarakat. Namun, tantangan seperti rendahnya literasi keuangan syariah, anggapan kompleksitas transaksi syariah, serta kurangnya dukungan regulasi masih menjadi kendala. Oleh karena itu, diperlukan strategi sosialisasi yang lebih intensif dan kolaborasi antara pemerintah, akademisi, lembaga keuangan syariah, dan media massa untuk mendorong penerapan ekonomi syariah secara luas.
WEWENANG BADAN PENGAWAS PEMILU KOTA MEDAN TERHADAP PENCEGAHAN DAN PENANGANAN PELANGGARAN PEMILIHAN KEPALA DAERAH KOTA MEDAN TAHUN 2024 DALAM PERSPEKTIF FIQH SIYASAH Alfi Syahrin; Annisa Sativa
QANUN: Journal of Islamic Laws and Studies Vol. 4 No. 4 (2026): QANUN: Journal of Islamic Laws and Studies, Juni 2026
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/qanun.v4i4.1408

Abstract

Pemilihan Kepala Daerah Kota Medan Tahun 2024 sebagai perwujudan kedaulatan rakyat memiliki potensi terjadinya pelanggaran administratif, etik, maupun pidana pada setiap tahapan, sehingga memerlukan pengawasan yang kuat dan berintegritas oleh Badan Pengawas Pemilu (Bawaslu) Kota Medan. Permasalahan dalam penelitian ini ke wewenang Bawaslu Kota Medan dalam melakukan pencegahan dan penanganan pelanggaran Pilkada 2024 serta tinjauan Fiqh Siyasah dalam kewenangan tersebut. Penelitian ini bertujuan untuk menganalisis secara normatif kewenangan Bawaslu berdasarkan peraturan perundang-undangan yang berlaku serta menelaah kesesuaiannya dengan prinsip-prinsip fiqh siyasah seperti al-‘adl (keadilan), amanah, hisbah, dan maslahah ‘ammah. Metode yang digunakan adalah penelitian yuridis normatif dengan pendekatan peraturan perundang-undangan, pendekatan konseptual, dan analisis kelembagaan, dengan menggunakan bahan hukum primer dan sekunder yang relevan. Hasil penelitian menunjukkan bahwa secara normatif kewenangan Bawaslu Kota Medan telah memadai dan mencakup fungsi pencegahan, pengawasan, serta penindakan terhadap pelanggaran pemilihan, yang diimplementasikan melalui pengawasan setiap tahapan, koordinasi dengan Komisi Pemilihan Umum (KPU) dan aparat penegak hukum, serta penanganan laporan masyarakat. Dalam perspektif fiqh siyasah, peran tersebut sejalan dengan konsep hisbah sebagai mekanisme pengawasan publik demi menegakkan keadilan dan menjaga kemaslahatan umum. Namun demikian, diperlukan penguatan kapasitas kelembagaan dan konsistensi regulasi agar pelaksanaan pengawasan pemilihan semakin efektif, profesional, dan berintegritas.
Co-Authors Abdul Rinaldi Agus Wibowo Aisyah Sabrina Tanjung Akbar Chaniago Alfi Syahrin Anwar Nuh Siregar M Iqbal Irham Siti Afsah Sugeng Wanto Tengku Damara Alya Zahra Chairawani Husni