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Journal : Jurnal Dimamu

Pengaruh Dana Pihak Ketiga dan Total Aset Terhadap Return On Assets di BPRS Al Salaam Amal Salman Periode 2016-2020 Prita Puji Setiati; Mimin Mintarsih Mintarsih; Bahmid I Magi
Jurnal Dimamu Vol. 1 No. 1 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (859.142 KB) | DOI: 10.32627/dimamu.v1i1.377

Abstract

Based on the results research, the background of this research is the fluctuations Return On Assets (ROA) which is influenced by internal factors, namely of Third Party Funds and Total Assets at BPRS Al Salaam Amal Salman. This study aims to determine how the effect of Third Party Funds and Total Assets on ROA at BPRS Al Salaam Amal Salman either partially or simultaneously. The object of research in this report is Third Party Funds, Total Assets to ROA at BPRS Al Salaam Amal Salman. The type of research is quantitative associative, the type of data is secondary data and uses data collection techniques in the form of documentation and literature study. The sampling technique is non-probability sampling, with a population of all quarterly financial reports of BPRS Al Salaam Amal Salman. While the type of sample used is purposive sampling, with a sample of quarterly financial statements of BPRS Al Salaam Amal Salman for the 2016-2020 period. The results showed that there was a significant but negative effect between Third Party Funds on ROA at BPRS Al Salaam Amal Salman with the results of the t-test where the value of tcount > ttable (-2,041 > 1,734), and there was a significant effect but in the negative direction between Total Assets on ROA at BPRS Al Salaam Amal Salman with t-test results where tcount > ttable (-2,034 > 1,734), while simultaneously there is no effect between Third Party Funds and Total Assets on ROA at BPRS Al Salaam Amal Salman with F test results where Fcount < Ftable (1,973 < 2,64).
Pengaruh Kepercayaan, Komitmen dan Syariah Compliance terhadap Loyalitas Nasabah Pembiayaan Multijasa dengan Akad Ijarah di PT BPRS HIK Parahyangan Bandung Ilev Ilev Latifah; Ida Rapida; Mimin Mintarsih
Jurnal Dimamu Vol. 1 No. 2 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (880.12 KB) | DOI: 10.32627/dimamu.v1i2.475

Abstract

Based on result of observations, that the background of this research is the number of multiservice financing customers with ijarah contracts that fluctuate, where there are many factors that influence the development of the number of multiservice financing customers with ijarah contracts at PT BPRS HIK Parahyangan Bandung. This study aims to determine how the influence of trust, commitment and sharia compliance on the loyalty of multi-service financing customers with ijarah contracts either partially or simultaneously at PT BPRS HIK Parahyangan Bandung. The object of research is multi-service financing customers with ijarah contracts at PT BPRS HIK Parahyangan Bandung. The type of research is associative quantitative, primary data and data collection techniques in the form of observation, interviews, literature study and questionnaires. Sampling with saturated sampling as many as 21 people. The results showed that there was an effect of trust on customer loyalty as seen from the analysis of the coefficient of determination of 40,3%, the effect of commitment on customer loyalty of 59,1% and the influence of sharia compliance on customer loyalty of 60,9%. There is a simultaneous influence between trust, commitment and sharia compliance on the loyalty of multiservice financing customers with ijarah contracts at PT BPRS HIK Parahyangan Bandung seen from the results of the coefficient of determination analysis with an R square value of 74,5%.