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Bahmid I Magi
Universitas Ma’soem
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Pengaruh Dana Pihak Ketiga dan Total Aset Terhadap Return On Assets di BPRS Al Salaam Amal Salman Periode 2016-2020 Prita Puji Setiati; Mimin Mintarsih Mintarsih; Bahmid I Magi
Jurnal Dimamu Vol. 1 No. 1 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (859.142 KB) | DOI: 10.32627/dimamu.v1i1.377

Abstract

Based on the results research, the background of this research is the fluctuations Return On Assets (ROA) which is influenced by internal factors, namely of Third Party Funds and Total Assets at BPRS Al Salaam Amal Salman. This study aims to determine how the effect of Third Party Funds and Total Assets on ROA at BPRS Al Salaam Amal Salman either partially or simultaneously. The object of research in this report is Third Party Funds, Total Assets to ROA at BPRS Al Salaam Amal Salman. The type of research is quantitative associative, the type of data is secondary data and uses data collection techniques in the form of documentation and literature study. The sampling technique is non-probability sampling, with a population of all quarterly financial reports of BPRS Al Salaam Amal Salman. While the type of sample used is purposive sampling, with a sample of quarterly financial statements of BPRS Al Salaam Amal Salman for the 2016-2020 period. The results showed that there was a significant but negative effect between Third Party Funds on ROA at BPRS Al Salaam Amal Salman with the results of the t-test where the value of tcount > ttable (-2,041 > 1,734), and there was a significant effect but in the negative direction between Total Assets on ROA at BPRS Al Salaam Amal Salman with t-test results where tcount > ttable (-2,034 > 1,734), while simultaneously there is no effect between Third Party Funds and Total Assets on ROA at BPRS Al Salaam Amal Salman with F test results where Fcount < Ftable (1,973 < 2,64).
Pengaruh Pendapatan Pembiayaan Ijarah dan Istishna terhadap Laba Bersih pada Bank BJB Syariah Wita Yulianti; Ade Iskandar Nasution; Bahmid I Magi
Jurnal Dimamu Vol. 1 No. 2 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1061.201 KB) | DOI: 10.32627/dimamu.v1i2.481

Abstract

Based on the results of preliminary research, that the background of this research is the fluctuation of Ijarah and Istishna financing income which causes the fluctuation of Net Profit income in BJB Syariah Bank. This study aims to determine how the influence of Ijarah financing income on Net Profit at Bank BJB Syariah, knowing how the influence of Istishna financing income on Net Profit at Bank BJB Syariah, and knowing how the influence of Ijarah and Istishna financing income on Net Profit at Bank BJB Syariah. The object of research in this report is to measure the Net Profit at Bank BJB Syariah. The type of research is associative quantitative, secondary data type and by using data collection techniques in the form of documentation and literature study. As for the sampling technique is non-probabilty sampling, with a population of all financial reports of Bank BJB Syariah with a sample of quarterly financial reports of Bank BJB Syariah for the period 2016-2020. The results of the study show that partially Ijarah financing income has no significant effect on net income at BJB Syariah Bank, with the results of the t test where the value of t count < t table (-1,105 < 1,734), Istishna financing income partially has no significant effect on net income at Bank BJB Syariah with the results of t test where the value of t count < t table (0,458 < 1,734), Ijarah and Istishna financing income simultaneously has no significant effect on net income at Bank BJB Syariah with F test results where the calculated F value < F table (2,894 < 3,59).
Pengaruh Bargaining Power dan Kegiatan Usaha Nasabah terhadap Penentuan Nisbah Bagi Hasil Pembiayaan Mudharabah Bahmid I Magi; Herni Nuraeni; Yudhy Yudhy; Eni Nuraeni
Jurnal Dimamu Vol. 2 No. 1 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i1.660

Abstract

This study aims to find out how the influence of bargaining power and customer business activities on determining the ratio of mudharabah financing profit sharing at Bank BSI KC Suniaraja Bandung both individually and simultaneously. The object of research used is mudharabah financing at Bank BSI KC Suniaraja Bandung. The type of research is associative quantitative with primary data types, while data collection techniques are in the form of observations, interviews, questionnaires and literature studies. The population is 113 mudharabah financing customers. The results showed that there was a significant influence of bargaining power on determining the profit sharing ratio of mudharabah mudharabah financing at Bank BSI KC Suniaraja Bandung where the results of the thitung test were > ttabel (8,330> 2,012), there was a significant influence of customer business activities on determining the ratio of sharing the mudharabah mudharabah financing at Bank BSI KC Suniaraja Bandung where the results of the thitung test were > ttabel (5,351>2,012), and simultaneously there is a significant influence between bargaining power and customer business activities on determining the profit sharing ratio of mudharabah financing at Bank BSI KC Suniaraja Bandung where the calculation result is > ftabel (10,873>3.18).
Co-Authors Ade Iskandar Nasution Eni Nuraeni Herni Nuraeni Mimin Mintarsih Prita Puji Setiati Wita Yulianti Yudhy Yudhy