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The Role Of Fintech In Sharia Rural Bank West Sumatra Nasfi Nasfi; Yunimar Yunimar; Adi Prawira
International Journal of Social and Management Studies Vol. 3 No. 2 (2022): April 2022
Publisher : IJOSMAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (313.809 KB) | DOI: 10.5555/ijosmas.v3i2.110

Abstract

The writing of this article is sourced from the Research Library Research, the purpose of this study is to see how much influence fintech has on the operational development of Islamic Rural Banks in an area, with the research area of ​​West Sumatra, with descriptive qualitative research methods with secondary data sources. At this time the development of technology is so rapid, which has spread to the financial sector, both banking and non-banking, with a new era called financial technology (Fintech). Fintech is a financial service provider that brings together givers and recipients in order to enter into loan agreements in rupiah currency directly through an electronic system. Fintech will be a medium that strengthens the economy in Indonesia if it is managed properly. Sharia Rural Banks must develop or adjust operations following the development of technology (fintech), which is increasingly reaching areas that are impossible to account for in banking calculation products. This research is expected to contribute knowledge about fintech that affects every operational activity in banking, and can also be an evaluation related to how important fintech is in financial institutions including sharial rural banks.
PELAKSANAAN KERJA SAMA BISNIS PADA USAHA DAGANG (UD) YUSUF BANGUNAN BATUSANGKAR Yunimar Yunimar
Tamwil Vol 1, No 2 (2015)
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (177.216 KB) | DOI: 10.31958/jtm.v1i2.329

Abstract

This study was purposed at describing the implementation of business cooperation UD. Yusuf; describing the conflicts were arisen from business cooperation at UD. Yusuf and describing the fiqh muamalah perspective for the resolution of UD. Yusuf. This study was called non-doctrinal research. Interview and documentation were used as instruments in this study. The qualitative data analysis was done this study by applying data reduction; data display; and conclusion drawing/verification. The findings concluded that the business cooperation UD. Yusuf was not based syariah, it was based on trust. The conflict on business cooperation UD. Yusuf should be overcome in Shulh, Tahkim, Wilayat Al Hisbah, or Al Qadha. Based on the fiqh muamalah perspective, it should be solved based on Al-Baqarah 282.Keywords: The Implementation of Business Cooperation, Conflicts, Fiqh muamalah
Transformasi Koperasi Simpan Pinjam (KSP) Menjadi Koperasi Simpan Pinjam Prinsip Syariah Yunimar; Adi Prawira; Nasfi; Zakaria Aziz; Ahmad Lutri
Jurnal Pengabdian Masyarakat Akademisi Vol. 1 No. 2 (2022)
Publisher : Jurnal Pengabdian Masyarakat Akademisi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.385 KB) | DOI: 10.54099/jpma.v1i2.115

Abstract

Abstract The purpose of this activity is to assist each Cooperative that has been appointed by the Padang Panjang Koperindag Service in solving administrative problems, stabilizing the AD/ART of Sharia Cooperatives to Compiling Financial Reports for Sharia Cooperatives. The method used is the root cause method, using awareness, capacity building and empowerment strategies. As a result of this cooperative assistance, all cooperatives that have been assisted are all ready and willing to seriously convert their cooperatives into sharia cooperatives. So there are about 6 (six) cooperatives that are sharia legal and apply sharia principles from a total of 42 (forty two) cooperatives that are assisted and there are 36 (thirty six) cooperatives that are legally not Sharia cooperatives.