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All Journal EKSPANSI Jurnal Maps (Manajemen Perbankan Syariah) Jurnal Dimamu
Widya Sari
Universitas Ma'soem
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

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Metode RGEC untuk Menganalisis Kesehatan Bank di Bank BRI Syariah Sari, Widya; Sadilah, Dea Nur
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.98

Abstract

The background of this research is the fluctuation in financial ratios which is influenced by the amount of non-performing financing, the amount of third party funds released for financing, the ability of bank management to control the efficiency of the company, and the adequacy of capital owned by the bank. So that with the aim of knowing the level of bank soundness at BRI Syariah Bank for the period 2016 - 2020, an analysis is carried out according to the Financial Services Authority Regulation No. 8/POJK.03/2014 concerning the assessment of the soundness level of Islamic commercial banks and sharia business units, namely by using the RGEC method. In this study, the method used is a qualitative research with a descriptive approach. Secondary data is obtained from the BRI Syariah Bank Annual Report and the GCG Implementation Report published on the company's official website. Data collection was carried out by the author using documentation and literature studies. In this study, the steps taken in data analysis are data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the health level of BRI Syariah Bank according to the Risk Profile factor is Healthy and Very Healthy. The Good Corporate Governance factor received the title of Healthy. Earning factor obtained the predicate of Unhealthy and Unhealthy. And Capital Factor received the title Very Healthy.
PENGARUH ASPEK-ASPEK KINERJA LINGKUNGAN PERUSAHAAN TERHADAP HARGA SAHAM SYARIAH YANG TERDAFTAR DALAM JAKARTA ISLAMIC INDEX Widya Sari
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 10 No 2 (2018)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v10i2.1215

Abstract

This research tried to relate the stock price changes with the orientation of the company in achieving maximum profit associated with corporate social responsibility. Beginning with the increasing demands and awareness of corporate social responsibility and the development of social accounting in Indonesia, there are several aspects that must be informed by the company to explain the impact of the company's activities on the economy, environment and social. These things are associated with market reactions and investor responses or potential investors in the capital market, then the research was conducted with the objective:   “To Measure the Magnitude of The Effects of Environmental Performance Aspects on the Shariah Stock Price of the companies listed on the Jakarta Islamic Index”. The population in this research are the stock price of the companies listed on the Jakarta Islamic Index (JII) in Indonesia Stock Exchange (IDX). To analyze the data is used multiple regression analysis of panel data. The variables in this research consisted of independent variables, namely the environmental performance’s aspects as variable X, and dependent variable (Y) ie Shariah Stock Price.  Based on the results of this research prove the existence of a strong relationship between independent variables simultaneously with the dependent variable, which means aspects of the Environmental Performance of the Company have a strong influence on the price of Islamic stocks in the Jakarta Islamic Index, if correlated together. Keywords: Environmental Performance, Stocks, Shariah.
PENGARUH PEMBIAYAAN DENGAN PRINSIP JUAL BELI DAN PEMBIAYAAN DENGAN PRINSIP BAGI HASIL TERHADAP PERFORMA BISNIS PT BANK BRI SYARIAH Widya Sari
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 12 No 1 (2020): Jurnal Ekspansi Mei 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v12i1.1930

Abstract

Terdapat banyak hal yang mempengaruhi performa bisnis suatu perusahaan. Penelitian ini mencoba mengaitkan pengaruh pembiayaan dengan prinsip jual beli dan pembiayaan dengan prinsip bagi hasil terhadap performa bisnis di PT Bank BRI Syariah (BRIS) , yang dicerminkan oleh return on asset. Berdasarkan hasil penelitian ini, membuktikan bahwa keuntungan pembiayaan murabahah dan keuntungan pembiayaan musyarakah , secara parsial memiliki pengaruh signifikan terhadap return on asset di BRIS. Sedangkan keuntungan pembiayaan mudharabah, secara parsial tidak memiliki pengaruh signifikan terhadap return on asset di BRIS. Didapatkan juga hasil bahwa pengaruh variabel independent yaitu keuntungan pembiayaan dengan prinsip jual beli dan keuntungan pembiayaan dengan prinsip bagi hasil, secara simultan, terhadap variabel dependent yaitu return on asset di BRIS terdapat pengaruh signifikan, yaitu sebesar 52,8%. Sedangkan dari hasil uji-F, dapat dibuktikan bahwa pengaruh pembiayaan dengan prinsip jual beli dan pembiayaan dengan prinsip bagi hasil, memiliki pengaruh kuat terhadap performa bisnis di BRIS, jika berkorelasi bersama.
Pengaruh Audit Internal dan Kompetensi Account Officer terhadap Efektivitas Manajemen Risiko Pembiayaan di BRI Syariah Cabang Suniaraja Gina Sahara; Widya Sari; Badriyatul Huda
Jurnal Dimamu Vol. 1 No. 1 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1233.888 KB) | DOI: 10.32627/dimamu.v1i1.411

Abstract

Based on observations, the background of this research is the increase in NPF at the BRI Syariah Bank Suniaraja Branch in the last five years. This study aims to determine how the influence of Internal Audit on the Effectiveness of Financing Risk Management at BRI Syariah Bank, to find out how the influence of Account Officer Competence on the Effectiveness of Financing Risk Management at BRI Syariah Bank, and to find out how the influence of Internal Audit and Account Officer Competence on the Effectiveness of Financing Risk Management. Simultaneously. The object of research in this report is to measure the internal audit and account officer at Bank BRI Syariah. The type of research is quantitative associative with primary data type and uses data collection techniques in the form of observation, literature study interviews and questionnaires. While the sampling technique is to use a saturated sample. The population is all account officers and internal audit employees, totaling 36 employees. The results showed that there was no direct influence between internal audit on the effectiveness of financing risk management with t test results tcount < ttabel (1,160 < 1,693), there was an influence between internal audit on account officer competence and t test results tcount < ttabel (3,076 > 1,693 There is an effect of account officer competence on the effectiveness of financing risk management with the results of the t test where tcount > ttabel (2,649 > 1,693 ), and simultaneously there is an influence between internal audit and account officer competence on the effectiveness of financing risk management with the results of the F test where Fcount > Ftabel (3.405 > 3.28).
Pengaruh CAR, FDR, NPF, DPK dan BOPO terhadap ROA di BTN Syariah Periode 2017-2021 Alipia Nurjanah; Widya Sari; Lenny Yanthiani; Nano Suyatna
Jurnal Dimamu Vol. 2 No. 3 (2023)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i3.798

Abstract

Based on the observation that the background of this research is the fluctuation of CAR, FDR, NPF, TPF and BOPO, causing the ROA to fluctuate at the bank. This study aims to determine how the effect of CAR, FDR, NPF, DPK and BOPO on ROA either partially or simultaneously at the Islamic State Savings Bank. The object of research in this report uses the Associative Quantitative method with the type of data using secondary data in the form of a quarterly report of the Islamic State Savings Bank for the 2017-2021 Period. The population is all quarterly financial reports of the Islamic State Savings Bank. The sample studied is the Islamic State Savings Bank which is determined through the Purposive Sampling technique. The results of this study indicate that there is no significant and negative effect between CAR on ROA at BTN Syariah by 0.54% with the results of the t test where the value of tcount < ttable (0.313 < 1.753), has no significant effect between FDR on ROA at BTN Syariah and negative direction of 1.12% with a value of tcount < ttable (0.451 < 1.753), there is a significant effect between NPF on ROA at BTN Syariah by 37.4% with the result of the value of tcount < ttable (3.279 > 1.753), there is a significant effect There is a significant difference between DPK to ROA at BTN Syariah by 34.2% with a value of tcount < ttable (4.561 > 1.753), and there is no significant effect between BOPO and ROA at BTN Syariah by 40% with the result of tcount < ttable (0.148 < 1.753). And simultaneously there is no influence between CAR, FDR, NPF, DPK dan BOPO on ROA at BTN Syariah of 24.8% with the result of fcount < ftable (0.92 < 2.96).
Co-Authors Alipia Nurjanah Badriyatul Huda Gina Sahara Lenny Yanthiani Sadilah, Dea Nur Suyatna, Nano