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Analisis Tingkat Kesehatan Bank dan Dampaknya terhadap Peningkatan Jumlah Nasabah Suyatna, Nano; Mu’minin, Ayi Mi’razul
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.99

Abstract

The background of this research is the fluctuation in the value of the ratio of CAR, KAP, ROA, IGA and LDR will affect the performance of a bank, so it is necessary to look at the level of health which will have an impact on increasing the number of customers. The purpose of this study was to determine the health level of BPRS Al Ma'soem using the CAMEL (Capital, Asset, Management, Earning, Liquidity) method and its impact on increasing the number of customers. The type of research uses secondary data with the object of research, namely the financial statements of BPRS Al Ma'soem. The population is all the financial statements of BPRS Al Ma'soem, while the sample is the financial statements of BPRS Al Ma'soem for the 2016-2020 period with the type of sample using purposive sampling. Data collection techniques include literature study and documentation. While the method used is descriptive qualitative using the Milles and Huberman model including: data collection, data reduction, data presentation and conclusions and using the CAMEL method. The results show that the health level of BPRS Al Ma'soem using CAMEL analysis in terms of capital, assets, earnings and liquidity in 2016 with very good predicates, 2017 and 2018 with good predicates, 2019 with very good predicates, and 2020 with good predicate. However, from a management perspective, from 2016-2020, it received a pretty good predicate.
Muzâraah, SDGs, and the Welfare of Indonesian Farmers Ali Aminulloh; Siti Zayyini Hurun In; Nano Suyatna; Udin Komarudin
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.48 KB) | DOI: 10.29040/jiei.v7i3.2583

Abstract

The purpose of this article is to discuss a cooperative model of unproductive land use using a sharia-based cooperation system. This is done to improve the well-being of Indonesian farmers. This study employs the descriptive analysis method to examine a variety of relevant works of literature, journals, textbooks, and documents. Data analysis based on Miles and Huberman's theory. This research found that the use of unproductive lands is a divine command because God wants this earth to provide prosperity for humans. Agricultural products, which are the main products of land use, are the source of economic life for the majority of Indonesians. The agricultural sector also provides a large share of GDP and can survive in various conditions. However, agriculture has not been able to lift the dignity of farmers from poverty. As an agricultural country, Indonesia still has 12 million unproductive lands that can be optimized for use through sharia-based collaboration. With the help of capital, experts, and government support, it is possible to achieve the goals of the Sustainable Development Goals (SDGs), namely, no poverty and hunger by 2030, and a prosperous society.
Pengaruh PSAK 108, Produk Unit Linked terhadap Asumsi Going Concern Perusahaan Asuransi Syariah di Indonesia Nano Suyatna
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.689 KB) | DOI: 10.29040/jiei.v7i2.2436

Abstract

It is recommended that tomorrow's risk is anticipated in Islam, the applicant can use Sharia Life Insurance. The problem is the emergence of insurance companies that fail to pay, so that customer expectations are lost. This study aims to provide input in choosing the right insurance company and add insight for those interested in insurance. The research method used is descriptive quantitative research methods. The results showed that: a. the positive influence between the application of PSAK 108 and the survival of sharia insurance companies partially, b. the positive influence between unit-linked products and the viability of sharia insurance companies partially, c. the positive influence between the application of PSAK 108 and unit-linked products with the survival of the Islamic insurance company together. The viability of sharia insurance companies will survive, if the consistent implementation of article 108 and sharia unit-linked products that are safe from the influence of the JCI in investing, and use good governance. The fact is from the data that there are companies that have large liquid assets that still survive, but there are also insurance companies with low capital that remain strong (high risk high return) in maintaining the going concen assumption.
The Effect of Stimulus Policies and Risk-Based Capital Levels on Solvency at PT. Indonesian Takaful using Sharia Principles during the Majeur Force Period (Covid-19 Pandemic) in Indonesia Nano Suyatna
International Journal of Business, Economics, and Social Development Vol 2, No 1 (2021)
Publisher : Research Collaboration Community (RCC)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v2i1.114

Abstract

The Covid -19 pandemic is a massive disaster, impacting various sectors of the economy including the Islamic principle insurance sector. The government through the Financial Services Authority (OJK) in dealing with these problems has issued a stimulus policy so that the Islamic principle insurance sector is still able to maintain the level of solvency and risk based capital is maintained. The purpose of this study is to determine the influence of the Stimulus Policy and the level of Risk Based Capital on the level of solvency of sharia-based insurance companies during the Covid-19 Pandemic. The method used is descriptive method with a simple statistical approach. The results show: 1. There is a positive influence of the Stimulus Policy on the Solvency Level of the Islamic principle insurance company sector, 2. There is a positive influence on the Level of Risk Based Capital on the Solvency Level of the Islamic Principle Insurance Company sector, 3. There is an influence of the Stimulus Policy and Level of Risk Based Capital on Simultaneous level of solvency in Islamic principle insurance companies. From the research results, it can be concluded that the Stimulus Policy and Risk Based Capital Level that has been set by the regulator is right on target.
EVALUASI ATAS PENGENDALIAN SISTEM INFORMASI AKUNTANSI PENJUALAN PADA PT PENGELOLA PUSAT PERDAGANGAN CARINGIN UNTUK MENGUKUR EFEKTIVITAS DAN EFISIENSI PENGELOLAAN PENDAPATAN LISTRIK Nano Suyatna
Jurnal Accounting Information System (AIMS) Vol. 1 No. 2 (2018)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (364.612 KB) | DOI: 10.32627/aims.v1i2.21

Abstract

In an effort to improve electricity services to customers, there needs to be a balance between the supply of electricity and revenue. Payment methods made by the Perusahaan Listrik Negara (PLN) use Postpaid and Prepaid methods. Because services with postpaid methods better meet customer satisfaction, this method is chosen. Sales Accounting Information System is an information technology-based accounting application to support financial transactions in a company to run faster, more precisely and accurately at a reasonable cost. In its operation, it takes competent human resources to not be a source of problems (human error) and adequate infrastructure. To overcome the obstacles that will arise, whether triggered by the application or by the human resources themselves, it is necessary to control both aspects. Based on this research it shows that the application  of  Sales Accounting Information Systems and existing human resources is sufficiently supportive  and  reliable  in  supporting the creation of good control as it is proven that the level of acceptance of sales targets is realized effectively and efficiently.    
THE EFFECT OF INFORMATION TECHNOLOGY AND INTERNAL CONTROL SYSTEM ON QUALITY OF FINANCIAL STATEMENTS PT BANK MUAMALAT INDONESIA TBK nano suyatna; Nurrohman Nurrohman
Jurnal Accounting Information System (AIMS) Vol. 3 No. 2 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/aims.v3i2.102

Abstract

This article aims to analyze: 1) the effect of information technology on the quality of PT. Bank Muamalat Indonesia Tbk. 2) the effect of the internal control system on the quality of the financial statements of PT. Bank Muamalat Indonesia Tbk. 3) the influence of information technology and internal control systems on the quality of the financial statements of PT Bank Muamalat Indonesia Tbk. The study was conducted with a survey in the form of a questionnaire to the leaders and employees of PT. Bank Muamalat Indonesia Tbk. and self assessment through PT. Bank Muamalat Indonesia Tbk.The statistical method used is multiple linear regression analysis with data processing using the Statistical Package for Social Science (SPSS) version 22 for Windows. Previously conducted a classical test to determine the normality of data.The results of the study showed: 1) The effect of Information Technology on the quality of the financial statements of PT. Bank Muamalat Indonesia Tbk, with a value of standardized coefficient (β) of 0.096, its effect on the quality of financial statements is very low. 2) The influence of the Internal Control System on the quality of the financial statements of PT. Bank Muamalat Indonesia Tbk, with a standardized coefficient (β) of 0.669, influencing the quality of strong financial statements. 3) The effect of the simultaneous correlation coefficient on Information Technology and Internal Control Systems on the quality of the financial statements of PT. Bank Muamalat Indonesia Tbk of (R) = 73.6% is significant and the relationship that occurs is positive with a coefficient of determination (R Square) of 54.2% and the remaining 45.8% is influenced by other.Meanwhile, if seen from the calculated probability value shows that simultaneously there is the influence of Information Technology, Internal Control Systems on the quality of financial statements of PT. Bank Muamalat Indonesia Tbk.
Ensemble machine learning algorithm optimization of bankruptcy prediction of bank Bambang Siswoyo; Zuraida Abal Abas; Ahmad Naim Che Pee; Rita Komalasari; Nano Suyatna
IAES International Journal of Artificial Intelligence (IJ-AI) Vol 11, No 2: June 2022
Publisher : Institute of Advanced Engineering and Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/ijai.v11.i2.pp679-686

Abstract

The ensemble consists of a single set of individually trained models, the predictions of which are combined when classifying new cases, in building a good classification model requires the diversity of a single model. The algorithm, logistic regression, support vector machine, random forest, and neural network are single models as alternative sources of diversity information. Previous research has shown that ensembles are more accurate than single models. Single model and modified ensemble bagging model are some of the techniques we will study in this paper. We experimented with the banking industry’s financial ratios. The results of his observations are: First, an ensemble is always more accurate than a single model. Second, we observe that modified ensemble bagging models show improved classification model performance on balanced datasets, as they can adjust behavior and make them more suitable for relatively small datasets. The accuracy rate is 97% in the bagging ensemble learning model, an increase in the accuracy level of up to 16% compared to other models that use unbalanced datasets.
A Peranan Sistem Informasi Akuntansi Dana Tabarru’ terhadap GoingConcern Asuransi Jiwa Syariah Masa Pandemi Covid-19 Nano Suyatna
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 1 (2023): Article Research Volume 6 Number 1, Januari 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i1.951

Abstract

Pandemi Covid-19 telah menjadikan dunia menghadapi kesulitan diberbagai aspek; kesehatan, ekonomi, politik, budaya. Perusahaan Asuransi Jiwa Unit Link Syariah di Indonesia terdampak negatif atas pertanggungan asuransi jiwa dan hasil investasi dana tabarru’ syariah akibat banyaknya nasabah yang terpapar Covid-19 juga perusahaan instrumen investasi syariah mengalami hal yang sama. Peran sistem informasi akuntansi Dana Tabarru’ dalam memberikan informasi keuangan yang tepat, relevan dan akurat sangat dibutuhkan, dalam mendukung keputusan bisnis. Pengambilan keputusan yang tepat diharapkan akan membawa perusahaan terhindar dari kegagalan dalam tata kelola perusahaan. Artikel ini mengulas bagaimana penerapan Sistem Informasi Akuntansi Dana Tabarru’ Syariah khususnya pada Asuransi Jiwa Syariah yang memiliki produk Unit Link berperan dalam menjaga Asumsi Going Concern. Perkembangan teknologi informasi, berperan dalam mendukung pengambilan keputusan bisnis. Kolaborasi teknologi informasi dengan akuntansi akan memberi nilai tambah dalam meningkatkan mutu laporan keuangan. Penelitian ini merupakan penelitian kualitatif dan kuantitif dengan pendekatan studi dokumenter dan Regresi Data Panel. Artikel ini telah menunjukan bahwa Sistem Informasi Akuntansi Syariah Dana Tabarru’ mampu mendukung produk Unit Link, berupa penyajian informasi keuangan yang tepat dan relevan dalam menunjukan keunggulannya yaitu selain menanggung premi asuransi jiwa juga mengembalikan investasi berikut keuntungan hasil investasi tersebut dengan tepat, walaupun menghadapi krisis akibat Pandemi Covid-19. Ditunjukan pula setelah melewati masa Pandemi Covid-19 (Quartal I), perusahaan asuransi jiwa syariah mengalami koreksi positif, berangsur-angsur pulih dan going concern tetap terjaga.
Rancang Bangun Sistem Informasi Kelola Absensi dengan Sidik Jari Berbasis Web di PT Kewalram Indonesia Sri Yulianti; Nano Suyatna; An-Nisa Aina Nurwaida
Jurnal Dimamu Vol. 1 No. 3 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Attendance is a data collection to determine the number of employee attendance at a company or agency. Attendance is evidence of attendance data that is very important to provide reports to superiors. The procedure used is still using a manual system where there is a risk of fraud when doing attendance and losing data so that currently a good system is needed. PT Kewalram Indonesia Designs and Builds a very Modern Employee Attendance Information System, namely Using WEB-Based Fingerprints is a system created to solve problems in the personnel department, especially attendance problems at PT Kewalram Indonesia. The system development method used is the RUP (Rational Unified Process) model. ) with OOAD (Object Oriented Analysis and Design) where the developer tool is UML (Unified Modeling Language). As for the system design, it is equipped with use case diagrams, sequence diagrams, activity diagrams and class diagrams. The purpose of designing this system is to simplify the attendance process, input and store attendance data and make it easier to find attendance data.
Rancang Bangun Sistem Informasi Billing Berbasis Website di Heyklin Laundry Ciparay Vega Ferdiawan; Nano Suyatna
Jurnal Dimamu Vol. 1 No. 3 (2022)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The information system currently used at Binar Ilmu Boarding School (BIBS) is still an unintegrated Heyklin Laundry is a business that runs a business in the field of laundry services. Based on a survey that has been conducted so far, Heyklin Laundry does not have its own information system and still uses a manual system, this laundry also does not have an accurate database storage system so all data is still stored in a book. To overcome this problem, an application will be designed that can help the Heyklin Laundry business so that this application can provide from Heyklin Laundry about laundry services offered to customers, facilitate the process of making income reports quickly, precisely and accurately, provide professional service to customers and minimize possible errors.