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All Journal EKSPANSI Jurnal Maps (Manajemen Perbankan Syariah) Jurnal Dimamu
Widya Sari
Universitas Ma'soem
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

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Journal : Jurnal Dimamu

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Pengaruh Audit Internal dan Kompetensi Account Officer terhadap Efektivitas Manajemen Risiko Pembiayaan di BRI Syariah Cabang Suniaraja Gina Sahara; Widya Sari; Badriyatul Huda
Jurnal Dimamu Vol. 1 No. 1 (2021)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1233.888 KB) | DOI: 10.32627/dimamu.v1i1.411

Abstract

Based on observations, the background of this research is the increase in NPF at the BRI Syariah Bank Suniaraja Branch in the last five years. This study aims to determine how the influence of Internal Audit on the Effectiveness of Financing Risk Management at BRI Syariah Bank, to find out how the influence of Account Officer Competence on the Effectiveness of Financing Risk Management at BRI Syariah Bank, and to find out how the influence of Internal Audit and Account Officer Competence on the Effectiveness of Financing Risk Management. Simultaneously. The object of research in this report is to measure the internal audit and account officer at Bank BRI Syariah. The type of research is quantitative associative with primary data type and uses data collection techniques in the form of observation, literature study interviews and questionnaires. While the sampling technique is to use a saturated sample. The population is all account officers and internal audit employees, totaling 36 employees. The results showed that there was no direct influence between internal audit on the effectiveness of financing risk management with t test results tcount < ttabel (1,160 < 1,693), there was an influence between internal audit on account officer competence and t test results tcount < ttabel (3,076 > 1,693 There is an effect of account officer competence on the effectiveness of financing risk management with the results of the t test where tcount > ttabel (2,649 > 1,693 ), and simultaneously there is an influence between internal audit and account officer competence on the effectiveness of financing risk management with the results of the F test where Fcount > Ftabel (3.405 > 3.28).
Pengaruh CAR, FDR, NPF, DPK dan BOPO terhadap ROA di BTN Syariah Periode 2017-2021 Alipia Nurjanah; Widya Sari; Lenny Yanthiani; Nano Suyatna
Jurnal Dimamu Vol. 2 No. 3 (2023)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/dimamu.v2i3.798

Abstract

Based on the observation that the background of this research is the fluctuation of CAR, FDR, NPF, TPF and BOPO, causing the ROA to fluctuate at the bank. This study aims to determine how the effect of CAR, FDR, NPF, DPK and BOPO on ROA either partially or simultaneously at the Islamic State Savings Bank. The object of research in this report uses the Associative Quantitative method with the type of data using secondary data in the form of a quarterly report of the Islamic State Savings Bank for the 2017-2021 Period. The population is all quarterly financial reports of the Islamic State Savings Bank. The sample studied is the Islamic State Savings Bank which is determined through the Purposive Sampling technique. The results of this study indicate that there is no significant and negative effect between CAR on ROA at BTN Syariah by 0.54% with the results of the t test where the value of tcount < ttable (0.313 < 1.753), has no significant effect between FDR on ROA at BTN Syariah and negative direction of 1.12% with a value of tcount < ttable (0.451 < 1.753), there is a significant effect between NPF on ROA at BTN Syariah by 37.4% with the result of the value of tcount < ttable (3.279 > 1.753), there is a significant effect There is a significant difference between DPK to ROA at BTN Syariah by 34.2% with a value of tcount < ttable (4.561 > 1.753), and there is no significant effect between BOPO and ROA at BTN Syariah by 40% with the result of tcount < ttable (0.148 < 1.753). And simultaneously there is no influence between CAR, FDR, NPF, DPK dan BOPO on ROA at BTN Syariah of 24.8% with the result of fcount < ftable (0.92 < 2.96).
Co-Authors Alipia Nurjanah Badriyatul Huda Gina Sahara Lenny Yanthiani Sadilah, Dea Nur Suyatna, Nano