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Analisis Pengaruh Kinerja Perbankan Terhadap Perubahan Penyaluran Kredit UMKM di Indonesia Diana Agustin; Frengky Sele; Kafie Achmad Aviev
Jurnal Ekonomi Manajemen Perbankan Vol 3, No 1 (2021): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v3i1.553

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kinerja keuangan perbankan  terhadap perubahan penyaluran kredit UMKM. Data yang digunakan merupakan data sekunder dari Bank Indonesia melalui Laporan Bulanan Bank Umum tahun 2017-2018.  Analisis regresi data panel dilakukan untuk mengetahui pengaruh dan model dari variabel kinerja bank dan variabel perubahan penyaluran kredit UMKM. Hasil penelitian ini menunjukkan bahwa model yang terpilih adalah FEM dengan estimasi SUR dan secara parsial terdapat pengaruh yang signifikan antara kinerja perbankan dengan perubahan penyaluran kredit UMKM. Penambahan 1% profitabilitas perbankan dapat mengakibatkan perubahan penyaluran kredit sebesar 21%. Namun, tidak diperoleh cukup bukti untuk dapat menunjukkan adanya pengaruh yang cukup berarti antara perubahan penyaluran kredit dengan kemampuan bank dalam permodalan yang ada untuk menutup kemungkinan kerugian dalam perkreditan atau perdagangan surat-surat berharga dan kapasitas dana yang siap untuk dipinjamkan.
AKTIVITAS ANTIOKSIDAN LIP BALM EKSTRAK ETANOL BUNGA KECOMBRANG (Etlingera elatior (Jack) R.M.S.m) Yahdian Rasyadi; Diana Agustin; Gina Aulia
Jurnal Insan Farmasi Indonesia Vol 5 No 1 (2022): Jurnal Insan Farmasi Indonesia
Publisher : Sekolah Tinggi Ilmu Kesehatan ISFI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36387/jifi.v5i1.896

Abstract

Kecombrang flower (Etlingera elatior (Jack) R.M.Sm.) has antioxidant compounds that can be used as active ingredients in lip balm cosmetics for lip care. Lipbalm preparations containing 0% (F0), 0.5% (F1), 1% (F2), and 1.5% (F3) ethanol extracts of kecombrang flowers were prepared. The purpose of this study was to examine the antioxidant activity of lipbalm ethanol extract of kecombrang flowers F0, F1, F2, F3. The antioxidant activity of all formulas was carried out using the DPPH method. The results of the antioxidant activity test showed that the IC50 values ??for F0, F1, F2, and F3 were 252.38 g/mL, 235.93 g/mL, 230.79 g/mL, and 219.60 g/mL, respectively. it can be concluded that all lipbalm formulas of kecombrang flower ethanol extract (Etlingera elatior) 0% (F0), 0.5% (F1), 1% (F2), 1.5% (F3) have weak antioxidant activity.
FORMULASI SABUN PEMBERSIH KEWANITAAN (Feminime Hygiene) DARI MINYAK ATSIRI RIMPANG LENGKUAS PUTIH (Alpinia galanga L) DAN UJI AKTIFITAS ANTISEPTIK TERHADAP Candida albicans Wida Ningsih; Diana Agustin; Putri Sefrianti
Jurnal Ilmu Farmasi dan Farmasi Klinik Jurnal Ilmu Farmasi & farmasi Klinik Vol 16 No 1 Juni 2019
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (323.643 KB) | DOI: 10.31942/jiffk.v16i01.2929

Abstract

ABSTRACTCandida albicans is a normal flora in the female genitalia which can cause vaginal discharge. White galangal rhizome contains essential oils of eugenol which have activities that inhibit the growth of Candida albicans. This study formulated the white galangal rhizome essential oil in the form of feminime hygiene to make it easier and more comfortable to use and to determine the antiseptic feminime hygiene activity of the white galangal rhizome oil of Candida albicans. The essential oil of white galangal rhizome is formulated in three variations of concentration namely 10%, 15% and 20%. Feminime hygiene of essential white galangal rhizome oil was evaluated such as organoleptic, homogeneity, specific gravity, foam power test, viscosity, pH and stability. Antiseptic activity testing was tested with SDA (Sabouraud Dextrose Agar) media and using agar diffusion method. The results of the feminime hygiene evaluation formulated showed results similar to the results of comparative evaluations (BN). The parameters of antiseptic activity are indicated by the formation of inhibitory zone diameters where F0 (negative control), F1 (10%), F2 (15%), and F3 (20%) respectively have an average diameter value of 11 mm, 14.65 mm 17.58 mm and 25.41 mm. The classification category of the response to microbial growth according to CLSI, F0 and F1 includes the weak group, the F2 is the moderate group and the F3 is the strong group. Based on the results of one-way ANOVA statistical analysis there were significant differences in liquid soap preparations F0, F1, F2 with F3 at (P <0.05). White galangal rhizome essential oil can be formulated into feminine hygiene and has antiseptic activity against the fungus Candida albicans.Keywords: white galangal, antiseptic, candida albicans
AKTIVITAS ANTIOKSIDAN LIP BALM EKSTRAK ETANOL BUNGA KECOMBRANG (Etlingera elatior (Jack) R.M.S.m) Yahdian Rasyadi; Diana Agustin; Gina Aulia
Jurnal Insan Farmasi Indonesia Vol 5 No 1 (2022): Jurnal Insan Farmasi Indonesia
Publisher : Sekolah Tinggi Ilmu Kesehatan ISFI Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36387/jifi.v5i1.896

Abstract

Kecombrang flower (Etlingera elatior (Jack) R.M.Sm.) has antioxidant compounds that can be used as active ingredients in lip balm cosmetics for lip care. Lipbalm preparations containing 0% (F0), 0.5% (F1), 1% (F2), and 1.5% (F3) ethanol extracts of kecombrang flowers were prepared. The purpose of this study was to examine the antioxidant activity of lipbalm ethanol extract of kecombrang flowers F0, F1, F2, F3. The antioxidant activity of all formulas was carried out using the DPPH method. The results of the antioxidant activity test showed that the IC50 values ??for F0, F1, F2, and F3 were 252.38 g/mL, 235.93 g/mL, 230.79 g/mL, and 219.60 g/mL, respectively. it can be concluded that all lipbalm formulas of kecombrang flower ethanol extract (Etlingera elatior) 0% (F0), 0.5% (F1), 1% (F2), 1.5% (F3) have weak antioxidant activity.