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Istri Bergaji: Analisis Peran Wanita Bekerja Dalam Meningkatkan Ekonomi Keluarga Fika Andriana, Agustinar & Dessy Asnita
Al-Qadha : Jurnal Hukum Islam dan Perundang-Undangan Vol 8 No 1 (2021): Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan
Publisher : Hukum Keluarga Islam IAIN LANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/qadha.v8i1.2800

The Cases in this paper include what are the causes of wives having to work outside as housewives? And what is the position of wives in running as housewives and their position as workers in order to improve the family economy? The purpose of writing this paper is to find out the causes of wives working outside other than as housewives and also as working mothers. This writing uses a qualitative descriptive method. The Information collection method used in this paper is observation, interviews, and data analysis using two data, namely primary and secondary data. The result of this paper indicates that some of the causes of wives having to work outside, among others, are the desire to increase family income, the desire to help husband because the wife’s income tends to below, and apply the knowledge gained during education in the world of work. The role of the wife in this paper looks very influential in improving the family economy. Because a working wife can fill meaningful sectors in the family. These include education, health, economic and social zones. In addition, with the work of the wife, the position of the wife automatically becomes double, namely as a housewife and a working mother.

Membangun Ketahanan Keluarga Di Masa Pandemi: Studi Fenomenologi Terhadap Bisnis Dropship Di Kota Langsa Dessy Asnita; Agustinar
Al-Qadha : Jurnal Hukum Islam dan Perundang-Undangan Vol 9 No 1 (2022): Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan
Publisher : Hukum Keluarga Islam IAIN LANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/qadha.v9i1.3670

Dropshipping has an important role in family resilience, because one of the factors that support and hinder family resilience is economic problems. Dropshipping business is a solution and alternative that is quite attractive because it is easy to do with only a gadget and internet quota and does not spend a large amount of capital, is flexible (not bound by time). This dropship system business can help the family economy. During this pandemic, people must be more productive and innovative. This study aims to find out how to build family resilience through a dropshipping business during the covid-19 pandemic. This research was conducted with a qualitative approach with descriptive analysis and using a data collection system with observations, interviews and documentation. The methodology used is an enomenological study. Based on the results of the study, it can be concluded that the way to build a dropshipping system for family resilience is to make products as attractive as possible and utilize digital media in the era of the Covid-19 pandemic.

Investasi Syariah Pada Aset Riil UMKM Halal: Kedai Kopi, Ruang Digital, dan Reproduksi Identitas Perempuan Muda Pasca Shariatisme di Aceh Agustinar; Mutia Sumarni; Dessy Asnita
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/qthkpy62

Sharia investment in real assets constitutes a crucial pillar in strengthening the Islamic economy, particularly in relation to the sustainability of halal MSMEs. However, in much of the existing literature, Islamic investment is often narrowly understood as a purely financial activity, while the social and cultural dimensions that shape the value of real assets tend to be overlooked. Against this backdrop, this article examines coffee shops in Aceh as a form of halal MSME real asset that has developed within social and digital spaces following the implementation of Islamic law (Sharia).This study employs a qualitative case study approach. Data were collected through field observations, in-depth interviews with business owners, employees, and customers, as well as an analysis of coffee shops’ social media activities. The data were analyzed thematically to understand how Sharia investment value is constructed through everyday practices, social interactions, and digital representations. The findings reveal that coffee shops in Aceh function not merely as business entities but as spaces for the production of Sharia investment value grounded in social legitimacy, adherence to halal norms, and the strategic use of digital platforms. The reproduction of the syar’i-modern young female identity emerges as part of this process, operating as symbolic capital that fosters a sense of safety, social acceptance, and public trust. Nevertheless, the study also identifies tensions between symbolic imagery and managerial practices that may affect the sustainability of investment value.This research underscores that Sharia investment based on real assets should be understood as a dynamic and socially embedded socio-economic process, rather than merely a matter of financial returns.

Dynamics of Marginalized Rohingya Refugees’ Lives in Aceh from an Islamic Family Law Perspective Dessy Asnita; Ladisa Oktari Matahari; Agustinar Agustinar
USRATY : Journal of Islamic Family Law Vol. 3 No. 2 (2025): USRATY : Journal of Islamic Family Law
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/usraty.v3i2.9946

This study explores the dynamics of marginalized Rohingya refugees’ lives in Aceh from the perspective of Islamic family law. Using a qualitative approach with a case study design, the research integrates field observations, in-depth interviews, and normative legal analysis to understand the intersection between social marginalization and family law issues. The findings indicate that Rohingya refugees face multidimensional marginalization encompassing social exclusion, economic instability, and legal uncertainty in family matters such as marriage registration, guardianship, inheritance, and the protection of women and children. The Acehnese community’s attitudes toward the refugees have transformed from initial humanitarian sympathy to social resistance, shaped by misinformation, cultural differences, and limited coordination between governmental and humanitarian institutions. These challenges have exacerbated the vulnerability of refugee families, particularly in gaining access to legal identity and family protection under Indonesian law. From an Islamic family law perspective, the study emphasizes that the principles of ukhuwah Islamiyah, justice (al-‘adl), and public welfare (maslahah ‘ammah) should guide the protection of refugee families as part of the broader Islamic humanitarian responsibility. The study concludes that strengthening the synergy between Sharia principles and Indonesian positive law is essential to create an inclusive legal framework that ensures dignity, justice, and protection for marginalized communities. Academically, this research contributes to contemporary discussions on Islamic family law by offering a normative and socio-legal framework for addressing refugee family issues within Muslim-majority societies.

Pembiayaan Film Merah Putih One For All dalam Fiqh Muamalah: Amanah, Maslahah, Ihsan Dessy Asnita; Asih Pertiwi; Dimas Muhammad Hanief Arkaan
Journal of Islamic Law and Wisdom Vol. 2 No. 1 (2026): June 2026
Publisher : Program Studi Magister Hukum Islam - UIN Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar

The animated film Merah Putih: One For All has generated public debate over the scale of its financing, the quality of its output, and the transparency of governance in a nationalism-themed creative project. This article analyzes the controversy through the principles of amanah, maslahah, and ihsan in fiqh muamalah, with maqashid al-shariah, particularly hifz al-mal, serving as the evaluative framework. The novelty of this study lies in positioning fiqh muamalah as an ethical framework for assessing the accountability of creative project financing whose funding status remains contested, rather than merely evaluating film quality or public response. This study employs a descriptive qualitative approach. The data analyzed include online news reports, public statements, production-related documents, and social media posts on #MerahPutihOneForAll from August to October 2025. The data were examined using thematic analysis through data reduction, theme categorization, interpretation based on fiqh muamalah principles, and source triangulation. The findings show that the controversy reflects a mismatch between nationalist rhetoric, financing transparency, and output quality. From the principle of amanah, the main problem lies in the limited availability of verifiable information. From the principle of maslahah, the educational and social benefits do not appear proportionate to the negative public response. From the principle of ihsan, the technical quality and production governance are considered below the expected standards of a viable creative work. This article emphasizes the importance of transparency, benefit-based evaluation, and quality standards in financing creative projects with national values. Proyek film animasi Merah Putih: One For All menuai kritik publik karena dianggap tidak sebanding antara dana besar yang digelontorkan dengan kualitas output yang dihasilkan. Mengatasnamakan nilai nasionalisme, proyek ini justru memunculkan perdebatan terkait transparansi, efektivitas, dan akuntabilitas pengelolaan dana publik. Fenomena ini tidak hanya menimbulkan potensi pemborosan anggaran, tetapi juga krisis kepercayaan masyarakat terhadap legitimasi penggunaan dana publik di sektor industri kreatif. Dalam perspektif fiqh muamalah, pengelolaan dana publik harus memenuhi prinsip amanah, maslahah, dan ihsan, sehingga setiap pengeluaran wajib berdampak positif dan terukur bagi kemaslahatan umat. Tulisan ini menelusuri bagaimana pengelolaan dana publik pada proyek Merah Putih: One For All ditinjau dari prinsip fiqh muamalah dan implikasi ketidaksesuaian antara retorika nasionalisme dan kualitas output terhadap kepercayaan publik. Tujuan tulisan ini adalah menganalisis pengelolaan dana publik sesuai prinsip fiqh muamalah serta mengidentifikasi dampaknya terhadap krisis kepercayaan publik. Tulisan ini menggunakan pendekatan kualitatif deskriptif dengan analisis dokumen, berita, dan opini publik yang berkembang di media sosial, serta menggunakan teori maqashid syariah (perlindungan harta/mal) dan prinsip akuntabilitas dalam tata kelola dana publik. Hasil temuan menunjukkan bahwa proyek tersebut berpotensi melanggar prinsip amanah dan maslahah karena alokasi dana yang tidak diimbangi kualitas karya, sehingga menimbulkan ketidakpuasan publik dan melemahkan kepercayaan terhadap industri kreatif nasional yang dibiayai negara. Temuan ini menegaskan pentingnya transparansi, akuntabilitas, dan evaluasi berbasis manfaat nyata dalam setiap penggunaan dana publik yang mengatasnamakan nilai kebangsaan

The Maslahah Hajiyah Perspective of Sharia Economic Law on Women Working Night Shifts Annisa Salsabila; Dessy Asnita; Ryzka Dwi Kurnia; Asih Pertiwi; Agustinar Agustinar
Syarah: Jurnal Hukum Islam dan Ekonomi Vol. 14 No. 2 (2025): SYARAH : Jurnal Hukum Islam dan Ekonomi
Publisher : Fakultas Syariah Universitas Islam Negeri Sultanah Nahrasiyah Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/syarah.v14i2.6681

The phenomenon of women working night shifts in Langsa City is increasing, in line with economic needs and the flexibility of time offered. This job is often considered a solution for women to contribute to the family economy without abandoning their family responsibilities. However, night work also brings various challenges such as health problems, stress, and impacts on social interactions and time with family. This study aims to analyze the factors that encourage women to work night shifts in Langsa City and assess these practices from the perspective of maslahah hajiyah in Islamic law. This research uses a qualitative descriptive method with an empirical juridical approach. Data was obtained through observation, interviews, and documentation. Interviews were conducted with women working night shifts in sectors such as restaurants, shops, and health facilities. The results of the study show that economic factors, family responsibilities, and time flexibility are the main motivations for women to work at night. From the perspective of maslahah, night work for women can be considered maslahah hajiyah, which is a secondary need to improve the economic welfare of the family, as long as the work is halal and does not cause greater harm. These findings contribute to the discourse on women's empowerment and the application of Sharia principles in the context of night work for women.

Unauthorized Sale of Motorcycles with Outstanding Installments: A DSN-MUI Fatwa and Maslahah Mursalah Analysis Dimas Muhammad Hanief Arkaan; Ahmad Imam Hambali; Dessy Asnita; Warda Said; Muhammad Dakhlan Gazali
Al-Hiwalah: Journal of Sharia Economic Law Vol. 5 No. 2 (2026): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v5i2.7908

The sale and purchase of motorcycles with bad credit is a transaction that does not include the Motor Vehicle Owner's Book (BPKB), commonly known as buying and selling motorcycles with only STNK standards. A small group of Muslims in Surakarta practice this to combat usury and follow the teachings of amar ma'ruf nahi munkar. The goal is to protect small communities (debtors), which are often treated unfairly by debt collectors who violate legal procedures. In response to this behavior, members of the Muslim community formed an anti-usury movement with the aim of abolishing the usury system. This system includes the application of interest on loans and penalties for late payment. The target of this practice is the lender or leasing company, which occurs when the debtor intentionally stops paying credit installments on the motorcycle purchased through leasing and then sells it to another party without the knowledge of the leasing company. The aim of this study is to investigate the purchase and sale of bad credit motorcycles in Surakarta city with reference to the Fatwa DSN and relevant positive laws. The research conducted is descriptive and qualitative and utilizes a sociological approach. The data were collected through observation, interviews, and documentation. The results indicate that the sale and purchase of motorcycles with bad credit in Surakarta violates several rules, as reviewed by the National Sharia Council Fatwa. The buying and selling of motorcycles with bad credit involves the transaction of goods owned by others, which scholars refer to as a fudhulli transaction. However, in Surakarta, the sale and purchase of motorcycles include an element that can harm the contract, namely, the borrower's negative intention to default on payment. This goes against the principles of mashlahah walmursalah.

Analysis of Sharia Compliance in Refinancing Procedures for Non-Performing Clients: A Case Study of the Sharia Supervisory Board's Opinion at BPRS Amanah Ummah Dimas Muhammad Hanief Arkaan; Indri; Fahmi Alhadi; Muhammad Dakhlan Gazali; Dessy Asnita; Usamah
Sinergi International Journal of Islamic Studies Vol. 4 No. 3 (2026): August 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijis.v4i3.972

The expansion of Indonesia’s Islamic banking financing, which reached IDR 643.55 trillion in 2024, alongside a non-performing financing ratio of 2.12%, highlights the need for Sharia compliance in refinancing distressed clients. Prior research has examined product-level compliance, while limited attention has been given to Sharia Supervisory Board (DPS) opinions as ex-ante controls in refinancing decisions at Sharia Rural Banks (BPRS). This study analyzes the refinancing procedure for a non-performing client at BPRS Amanah Ummah and assesses the conformity of DPS Opinion No. 01/DPS/BPRS AU/VI/2025 with DSN-MUI Fatwas. Using a qualitative case-study design, the study examined four documentary sources: the DPS opinion, refinancing contract and addendum, standard operating procedure, and business-condition documents. Data were analyzed through extraction, mapping, compliance assessment, classification, and synthesis. Findings show that the DPS opinion operates as an ex-ante compliance control that informs contract adjustment, obligation rescheduling, and post-refinancing monitoring. The Musyarakah Mutanaqishah–Ijarah refinancing arrangement was consistent, within the reviewed documents, with the assessed provisions of DSN-MUI Fatwas No. 89 on Sharia refinancing, No. 73 on Musyarakah Mutanaqishah, No. 48 on rescheduling, No. 09 and No. 112 on Ijarah, and No. 43 and No. 129 on ta’widh. No documentary evidence of riba, gharar, or zulm was identified. However, asset valuation, Ijarah pricing, disclosure quality, and enforcement fairness were outside the assessment scope. It proposes a document-based DPS supervision model comprising formal opinion issuance, a contract-addendum supervision loop, and post-refinancing monitoring. This model guides BPRS and DPS in mitigating Sharia non-compliance risk.

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