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TINJAUAN HUKUM ISLAM TERHADAP PEMBAYARAN HUTANG PIUTANG DENGAN PENAMBAHAN DARI HASIL PANEN PADI tinar, agustinar
Al - Muamalat Vol 3 No II (2018): EDISI JULI - DESEMBER 2018
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/mu'amalat.v3iII.719

Penelitian ini bertujuan untuk menganalisis Tinjauan Hukum Islam terhadap Pembayaran Hutang Piutang dengan Penambahan dari Hasil Panen Padi. Jenis penelitian ini adalah penelitian lapangan, metode pengumpulan datanya dengan cara wawancara. Sumber data dalam penelitian ini ada dua yaitu primer dan sekunder. Metode analisisnya adalah deskriptif analisis dengan menggunakan pendekatan kualitatif. Hasil dari penelitian ini bahwa dalam pelaksanaan hutang piutang ini tidak memenuhi rukun dan syarat al-qard, maka praktek hutang piutang ini tidak sah menurut hukum Islam. Sedangkan faktor-faktor yang melatarbelakangi adanya praktek tersebut dikarenakan adanya kebutuhan yang mendesak serta kemudahan dalam menutupi kebutuhan hidup masyarakat setempat. Ditambah dengan minimnya pengetahuan tentang hukum transaksi tersebut dalam Islam. Setiap tambahan atas jumlah pinjaman dari pihak yang berutang itu dikatakan riba, tambahan hasil panen padi dalam transaksi utang piutang tersebut merupakan tambahan yang tidak boleh diambil meskipun rata-rata pinjaman tersebut untuk modal usaha serta dengan tambahan tersebut akan menimbulkan keterpurukan dalam kehidupan ekonominya. Hal ini sangatlah tidak dianjurkan, karena salah satu pihak sudah pasti merasa dirugikandan dapat menyebabkan keterpurukan dan kesusahan dalam kehidupan ekonominya, maka jelas tambahan tersebut dilarang untuk diambil. This study aims to analyze the Overview of Islamic Law on Payments for Debt Receivables with Additions from Rice Harvesting Results. This type of research is field research, the method of data collection is by interview. The data sources in this study are two, namely primary and secondary. The analysis method is descriptive analysis using a qualitative approach. The results of this study that in the implementation of these accounts payable do not fulfill the pillars and al-qard conditions, the practice of accounts payable is not valid according to Islamic law. While the factors underlying the practice are due to the urgent need and ease of covering the living needs of the local community. Coupled with the lack of knowledge about the law of the transaction in Islam. Every additional amount of the loan from the debtor is said to be riba, additional rice yields in the debt debt transaction are additional things that should not be taken even though the average loan for business capital and the addition will cause deterioration in its economic life. This is not recommended, because one of the parties certainly feels hurt and can cause deterioration and distress in his economic life, so obviously these additions are prohibited from being taken.

One like one comment pada media sosial ditinjau dari etika pemasaran Islam Dessy Asnita; Agustinar
Jurnal Investasi Islam Vol 6 No 2 (2021): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v6i2.3581

Pemasaran melalui internet media sosial banyak diminati karena jangkauan lebih luas dibandingkan dengan pemasaran secara manual atau konvensional. Media sosial banyak digunakan untuk memasang iklan dan memasarkan produk. One like one comment (OLOC) merupakan salah satu cara yang digunakan para pebisnis online untuk meningkatkan penjualan di media sosial. One like one comment ini sering digunakan di instagram, Facebook dan line. Tujuan oloc untuk meningkatkan kepercayaan (trust) orang lain (calon customer), insight disetiap postingan dan meningkatkan kunjungan profil di akun instagram tersebut. Para pedagang online banyak menggunakan jasa oloc ini pada akun istagram mereka agar online shop mereka banyak dikenal orang dan lebih dipercaya. Sehingga terkadang cara ini juga disalahgunakan untuk malakukan penipuan online. Jumlah followers asli berbanding terbalik dengan pembeli. Penelitian ini bertujuan untuk mengetahui bagaimana sistem OLOC media Sosial ditinjau dari Etika Pemasaran Islam?. Dalam penelitian ini penulis menggunakan Metode penelitian ORM (Online Research Method) dengan mengumpulkan berbagai data dari internet. Berdasarkan hasil penelitian, dapat disimpulkan bahwa Sistem OLOC pada Media Sosial tidak sesuai dengan Etika Pemasaran Islam karena melanggar prinsip-prinsip dari etika pemasaran Islam seperti Prinsip kejujuran, keadilan, transparansi dan profesionalitas. Dalam pemasaran Islam seorang pebisnis online harus selalu menerapkan etika yang baik dalam mempromosikan produknya, sedangkan sistem OLOC ini menghalalkan segala cara dalam pemasaran seperti merekaya pasar, mengelabui serta mengada-ngada pada setiap komentar. Hal ini jelas sangat dilarang dalam Islam karena dapat merugikan konsumen jika produknya tidak sesuai dengan yang ada pada komentar-komentar.

PERLAKUAN AKUNTANSI TERHADAP PEMBIAYAAN MURABAHAH Agustinar Agustinar
Al Mashaadir : Jurnal Ilmu Syariah Vol 2, No 1 (2021)
Publisher : STIS Ummul Ayman, Meureudu, Pidie Jaya, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52029/jis.v2i1.38

This research was also conducted in order to obtain answers to the problem "How is the accounting treatment of murabahah financing?, What is the accounting treatment for murabahah financing at PT. BPRS Adeco Langsa has complied with PSAK No.59? ”. The research method used is a qualitative descriptive method, which is to collect the data obtained then interpret and analyze it so that it can provide information that can be used to solve the problems at hand. The data used are primary data and secondary data. Based on the research conducted, it was found that PT. BPRS Adeco Langsa in recording murabahah financing refers to PSAK No.59 and murabahah accounting treatment at PT. BPRS Adeco Langsa is basically in accordance with PSAK No.59. Based on the above conclusions, PT. BPRS Adeco Langsa has implemented the provisions contained in PSAK No.59. The researcher only wants to give advice to continue to improve its financing performance, especially for murabahah financing so as to improve customer welfare.

Eksistensi Jurusan Hukum Ekonomi Syariah IAIN Langsa Zainal Abidin; Agustinar .; Maulina Ulfanur; Rasfadli .
Intiqad: Jurnal Agama dan Pendidikan Islam Vol 11, No 1 (2019)
Publisher : UMSU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/intiqad.v11i1.2445

This study aims to analyze the effect of curriculum, lecturer quality, academic service quality and alumni competence on the existence of Islamic Economics Law Department IAIN Langsa. The population in this study were all alumni of the Islamic Economics Law Department (HES) of Langsa IAIN, while the sample used in this study was that some alumni had worked, so the samples taken were 60 HES IAIN Langsa alumni. The sampling technique used was nonprobability sampling with a type of purposive sampling. The research methodology uses a survey method with a quantitative approach. Data analysis using Multiple Linear Regression analysis using SPSS Version.20 Software. The results of this study indicate that the curriculum (X1) has a positive effect on the existence of the HES Department (Y) with t-values (2,267)> t-table (1.67), then (H1 is accepted). The quality of the Lecturer (X2) has a positive effect on Existence (Y) with a t-value (4.271)> t-table (1.67), then (H2 is accepted). Academic service quality (X3) has a positive effect on the existence of the HES Department (Y) with a t- value (2.886)> t-table (1.67), then (H3 is accepted). Alumni Competence (X4) has a positive effect on Existence (Y) with a t- value (3,920)> t-table (1.67), then (H4 is accepted). Of the several variables that have been tested by lecturer quality which have a dominant influence on the existence of the Islamic Economics Law Department with the resulting t- value of 4.271 which is the highest t-value.

Membangun Ketahanan Keluarga Di Masa Pandemi: Studi Fenomenologi Terhadap Bisnis Dropship Di Kota Langsa Dessy Asnita; Agustinar
Al-Qadha : Jurnal Hukum Islam dan Perundang-Undangan Vol 9 No 1 (2022): Al-Qadha: Jurnal Hukum Islam dan Perundang-Undangan
Publisher : Hukum Keluarga Islam IAIN LANGSA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/qadha.v9i1.3670

Dropshipping has an important role in family resilience, because one of the factors that support and hinder family resilience is economic problems. Dropshipping business is a solution and alternative that is quite attractive because it is easy to do with only a gadget and internet quota and does not spend a large amount of capital, is flexible (not bound by time). This dropship system business can help the family economy. During this pandemic, people must be more productive and innovative. This study aims to find out how to build family resilience through a dropshipping business during the covid-19 pandemic. This research was conducted with a qualitative approach with descriptive analysis and using a data collection system with observations, interviews and documentation. The methodology used is an enomenological study. Based on the results of the study, it can be concluded that the way to build a dropshipping system for family resilience is to make products as attractive as possible and utilize digital media in the era of the Covid-19 pandemic.

TINJAUAN HUKUM ISLAM TERHADAP PEMBAYARAN HUTANG PIUTANG DENGAN PENAMBAHAN DARI HASIL PANEN PADI agustinar tinar
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 3 No II (2018): EDISI JULI - DESEMBER 2018
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/mu'amalat.v3iII.719

Penelitian ini bertujuan untuk menganalisis Tinjauan Hukum Islam terhadap Pembayaran Hutang Piutang dengan Penambahan dari Hasil Panen Padi. Jenis penelitian ini adalah penelitian lapangan, metode pengumpulan datanya dengan cara wawancara. Sumber data dalam penelitian ini ada dua yaitu primer dan sekunder. Metode analisisnya adalah deskriptif analisis dengan menggunakan pendekatan kualitatif. Hasil dari penelitian ini bahwa dalam pelaksanaan hutang piutang ini tidak memenuhi rukun dan syarat al-qard, maka praktek hutang piutang ini tidak sah menurut hukum Islam. Sedangkan faktor-faktor yang melatarbelakangi adanya praktek tersebut dikarenakan adanya kebutuhan yang mendesak serta kemudahan dalam menutupi kebutuhan hidup masyarakat setempat. Ditambah dengan minimnya pengetahuan tentang hukum transaksi tersebut dalam Islam. Setiap tambahan atas jumlah pinjaman dari pihak yang berutang itu dikatakan riba, tambahan hasil panen padi dalam transaksi utang piutang tersebut merupakan tambahan yang tidak boleh diambil meskipun rata-rata pinjaman tersebut untuk modal usaha serta dengan tambahan tersebut akan menimbulkan keterpurukan dalam kehidupan ekonominya. Hal ini sangatlah tidak dianjurkan, karena salah satu pihak sudah pasti merasa dirugikandan dapat menyebabkan keterpurukan dan kesusahan dalam kehidupan ekonominya, maka jelas tambahan tersebut dilarang untuk diambil. This study aims to analyze the Overview of Islamic Law on Payments for Debt Receivables with Additions from Rice Harvesting Results. This type of research is field research, the method of data collection is by interview. The data sources in this study are two, namely primary and secondary. The analysis method is descriptive analysis using a qualitative approach. The results of this study that in the implementation of these accounts payable do not fulfill the pillars and al-qard conditions, the practice of accounts payable is not valid according to Islamic law. While the factors underlying the practice are due to the urgent need and ease of covering the living needs of the local community. Coupled with the lack of knowledge about the law of the transaction in Islam. Every additional amount of the loan from the debtor is said to be riba, additional rice yields in the debt debt transaction are additional things that should not be taken even though the average loan for business capital and the addition will cause deterioration in its economic life. This is not recommended, because one of the parties certainly feels hurt and can cause deterioration and distress in his economic life, so obviously these additions are prohibited from being taken.

ANALISIS PENGARUH DPK, NPF, SWBI DAN SURAT BERHARGA PASAR UANG SYARIAH TERHADAP PENYALURAN PEMBIAYAAN PERBANKAN SYARIAH DI INDONESIA (Periode 2010-2014) Agustinar Agustinar
Journal Analytica Islamica Analytica Islamica | Vol. 5 | No. 2 | 2016
Publisher : Program Pascasarjana UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (826.124 KB)

This research aims to test empirically, (1) How the influence of Depositor Funds, NPF, Wadiah Islamic Certificate of Bank Indonesia and Islamic Financial Markets Securities towards financing distribution at Islamic Banking in Indonesia, (2) What is the most powerful factor influencing toward financing distribution at Islamic Banking in Indonesia? This research took time series data during 2010-2014. To analyze the data was used OLS (Ordinary Least Square) method with multiple linear regression estimation model based on results of data processing by using Eviews program. The research’s results showed that R2 amount is 0.9979 with means that independent variables can explain the dependent variable about 99.79% and 0.21% described by other variables outside of the model. While F-count more than F-table (F-count 51.53 > F-table 2.54), it indicates that all of the independent variables that were used in this analysis, Depositor Funds (DPK), Non Performing Financing (NPF), Wadiah Islamic Certificate of Bank Indonesia (SWBI) and Securities of Islamic Money Markets were simultaneous significantly influential towards financing distribution at Islamic banking in Indonesia. Depositor Funds variable had positive and significant influence towards Islamic banking’s financing distribution and it was most powerful factor influencing towards financing distribution at Islamic banking in Indonesia.

Distribution of Zakat as a Solution Of Proverty Alleviation in Langsa City Agustinar agustinar; Laila Mufida Laila Mufida; Siti Mu’allimah Siti Mu’allimah
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.4056

The focus of this research was the implementation of distribution of zakat as a solution of poverty alleviation in Langsa City. The problem in this research was, first, how was the concept of distribution in the Islamic Economic System? Second, how was the implementation of distribution of zakat in the Islamic Economic System in alleviating poverty? The purpose of this research was to describe the concept of distribution in the Islamic Economic System, and to analyze the implementation of distribution of zakat in the Islamic Economic System in alleviating poverty. The type of this research was a qualitative research by using descriptive analysis. It was a field research. The objects of this research were the poor people in Langsa City and the Baitul Mal Langsa. Based on the results and the analysis of discussion, it can be concluded that zakat had been distributed evenly. Therefore, zakat in Langsa City should be distributed with a larger budget and a wider scope, so that the benefits desired by Islam can be achieved and Langsa becomes one of the cities of baldatun thayyibatun wa rabbun ghafur in this beloved country of Indonesia.

Kepuasan Pelanggan, Kualitas Produk, dan Nilai yang Dirasakan: Mengukur Loyalitas Konsumen di Warung Kopi Kota Langsa Aminullah Abd. Aziz; Agustinar agustinar; M. Yahya; Nur Azizah
JIM: Jurnal Ilmiah Mahasiswa Vol 5, No 2 (2023): Oktober 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v5i2.7184

Product quality, perceived value on consumer loyalty in choosing a coffee shop in Langsa City. The research method used in this study was the sampling method carried out by the Accidental Sampling method, namely determining the sample based on the people you met. by chance or anyone who is consuming coffee in a coffee shop. In this study, the number of samples determined by the researcher was 35 respondents. The data collection method uses interview techniques and the instrument used is a questionnaire. The instrument has met the validity requirements with a reliability coefficient (Crombach's Alpha) of 0.571, 0.638, 0.433 and 0.652 respectively for Determination is used to measure how far the variable ability of customer satisfaction is product quality, perceived value and loyalty variables. Data analysis was carried out using qualitative methods and quantitative methods with the formulas namely Regression Analysis, T-test, F-test and Coefficient of Determination Test (R2) with the help of SPSS 16 software for windows. The results showed that the variable customer satisfaction t-count < t-table (0.514 < 1.697) so that it can be concluded that the variable customer satisfaction has no significant effect on customer loyalty. product quality variable t-count > t-table (6.28 > 1.697) so that it can be concluded that product quality variables have a significant effect on consumer loyalty. perceived value variable t-count <t-table (0.255 <1.697) so it can be concluded that perceived value variable has no significant effect on consumer loyalty.

HAK PENGGUNAAN FOTO UNTUK KEPERLUAN PERDAGANGAN: PERSPEKTIF HUKUM ISLAM DAN UNDANG-UNDANG HAK CIPTA Asnita, Dessy; Muthmainnah; Agustinar; Muallimah, Sitti
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 4 No. 2 (2023)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v4i2.113

In the era of online business, the use of photos owned by others has become a common practice, often overlooked as a serious matter. However, such actions can give rise to serious issues, particularly considering the significant economic value associated with creativity in business endeavors, especially with regard to photo rights. This research aims to investigate the phenomenon of using photos in commercial activities and analyze the perspectives of copyright law and Islamic law on this phenomenon. Through a qualitative approach in literature research, the research objectives, encountered issues, methods employed, and findings obtained will be detailed. The results of the study indicate an increasing trend in the use of photos for commercial purposes, driven by the perspective of some online business practitioners who perceive the claiming of others' photo rights as commonplace. Islamic law permits the use of photos in trade as long as they are one's own creation and obtained in accordance with Islamic principles. On the other hand, copyright law prohibits the use of photos in commercial activities due to infringement of copyright. Thus, this research provides a profound understanding of the impact of this phenomenon and a comparison between the perspectives of Islamic law and copyright law regarding the use of photos in online business transactions. Abstrak Dalam era bisnis online, penggunaan foto milik orang lain telah menjadi kebiasaan yang umum, meskipun seringkali diabaikan serius. Padahal, tindakan tersebut dapat menimbulkan permasalahan serius, terutama mengingat nilai ekonomi yang besar terkait dengan kreativitas dalam usaha bisnis, khususnya hak foto. Penelitian ini bertujuan untuk menyelidiki fenomena penggunaan foto dalam kegiatan perdagangan dan menganalisis perspektif undang-undang hak cipta dan hukum Islam terhadap fenomena tersebut. Melalui pendekatan kualitatif dalam penelitian pustaka, tujuan penelitian, permasalahan yang dihadapi, metode yang digunakan, dan temuan yang diperoleh akan diuraikan secara rinci. Hasil penelitian menunjukkan bahwa penggunaan foto untuk kebutuhan dagang semakin meningkat, didorong oleh pandangan sebagian pelaku bisnis online yang menganggap klaim hak foto orang lain sebagai hal biasa. Hukum Islam memperbolehkan penggunaan foto dalam perdagangan asalkan merupakan karya milik sendiri dan diperoleh sesuai dengan prinsip syariat Islam. Di sisi lain, undang-undang hak cipta melarang penggunaan foto dalam kegiatan perdagangan karena melanggar hak cipta. Dengan demikian, penelitian ini memberikan pemahaman yang mendalam tentang dampak fenomena ini serta perbandingan antara perspektif hukum Islam dan undang-undang hak cipta terkait penggunaan foto dalam bisnis perdagangan online

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