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All Journal Kasaba: Jurnal Ekonomi Islam JURMA : Jurnal Program Mahasiswa Kreatif
Nida Hafia
Unknown Affiliation
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Public Health Social Sciences

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MINUMAN SEHAT SIAP MINUM ROSALLYDRINK Rasi Magi Akhsya; Nida Hafia; Tristayana Kusuma Madani
PKM-P Vol 2 No 1 (2018): Juni 2018
Publisher : LPPM UIKA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.062 KB)

Abstract

Banyak orang-orang yang malas membuat makanan sendiri dan ingin langsung memakan makanan siap saji tanpa ribet tapi tidak mempertimbangkan kesehatan dari makanan tersebut. Selain itu, di lingkungan kampus-kampus umumnya banyak sekali yang menyukai bakso, bahkan disetiap kantin di kampus-kampus pasti selalu ada yang berjualan bakso dan selalu ramai dikerumuti oleh mahasiswa. Dalam pendirian usaha ini, sumber bahan baku utama adalah talas dan ikan tenggiri. Kami menyiasati produk kami dengan inovasi dan kreatifitas yang berbeda dari yang lain. Yaitu kami memunculnya brand bakso dadu tajam bogor yang sehat, karena semua dari bahan baku sampai isi dari bakso adalah alami dari alam yaitu sayur-sayuran yang dijamin sehat dan halal tanpa ada bahan pengawet, pemanis buatan atau bahan kimia lainnya. Dengan ini, kami yakin produk yang kami miliki mampu bersaing dan laku dipasaran.
PERAN FINANCIAL TECHNOLOGY PADA PEMBIAYAAN PEER TO PEER SYARIAH TERHADAP PERTUMBUHAN USAHA KECIL: PENDEKATAN ANALYTIC NETWORK PROCESS Nida Hafia; Ahmad Mulyadi Kosim; Abrista Devi
Kasaba Vol 12, No 2 (2019)
Publisher : Univ Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/kasaba.v12i2.3019

Abstract

Financial technology (Fintech) is proof the development of digital technology that provides innovation in the form of a financial service provider, it certainly will affect economic growth in Indonesia. Fintech in Indonesia has not been fully utilized by the public especially Fintech Sharia Peer to Peer Lending. widespread activity based on digital creates challenges and opportunities to develop businesses / businesses for MSMEs, challenges faced by one of them MSME mindset that is not yet in tune with technological developments. MSME businesses can access Islamic financial services products and apply for financing directly without having to go to Islamic finance offices. With this like then can increase financial inclusion and encourage MSME business growth. Using a method Analytic Network Process (ANP) of this research try to decipher the factors which affects the growth of the MSME business MSMEs in the form of Benefit, Opportunity, Cost, Risk criteria and formulate Strategy as acceleration optimize the role of fintech sharia peer to peer lending in encouraging the growth of the MSME business. The results of the analysis of data processing shows the cluster opportunity criteria be the main factor which can given fintech sharia peer to peer lending to encourage the growth of the MSME and the followed by the Benefit, Cost and Risk criteria. Financial education and socialization to MSMEs became the highest agreement of the experts as an effort to optimize the role fintech sharia peer to peer lending in encouraging the growth of the MSME.
Co-Authors Abrista Devi Ahmad Mulyadi Kosim Rasi Magi Akhsya Tristayana Kusuma Madani