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Abrista Devi

Universitas Ibn Khaldun Bogor

Author-ID : 1193220

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Elaborating Cash Waqf Development In Indonesia Using Analytic Network Rusydiana, Aam Slamet; Devi, Abrista
International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 2 NO. 1 JUNE 2018
Publisher : Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan

This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using Analytic Network Process (ANP) method. Here is also offered some solutions for the problems identified. ANP is a mathematic theory that allows one to deal systematically with dependence and feedback and that can capture and combine tangible and intangible factors by using ration scale. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) more computerized cash waqf management, 2) the development of waqf education institutions, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step.

Mengembangkan Koperasi Syariah di Indonesia: Pendekatan Interpretative Structural Modelling (ISM) Rusydiana, Aam Slamet; Devi, Abrista
Economica: Jurnal Ekonomi Islam Vol 9, No 1 (2018)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2018.9.1.2181

Despite growing rapidly, but Islamic cooperatives are still experiencing many obstacles in its development, both from the internal, external and regulatory side. This study attempts to identify the factors of needs, activities, and objectives in the development of sharia cooperatives in Indonesia, using the Interpretative Structural Modelling (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key key in sharia cooperative development strategy in Indonesia to improve SMEs is the need for strong support on the legal aspects of sharia cooperatives, (2) Elements of activities that are key to Shariah cooperative development are to conduct training and certification programs for shariah cooperative management and members, and (3) Elements of actors/institutions that are key in sharia cooperative development strategy in Indonesia to improve UMKM is sharia financial institution.Walaupun tumbuh dengan pesat, namun koperasi syariah masih mengalami banyak kendala dalam pengembangannya, baik dari sisi internal, eksternal maupun regulasi. Penelitian ini mencoba untuk mengidentifikasi faktor-faktor kebutuhan, aktifitas dan tujuan dalam pengembangan koperasi syariah di Indonesia, dengan pendekatan metode Interpretative Structural Modelling (ISM). Hasil penelitian memberikan beberapa kesimpulan, antara lain: (1) Elemen kebutuhan yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah perlu adanya dukungan yang kuat pada aspek hukum koperasi syariah, (2) Elemen aktifitas yang menjadi kunci utama dalam pengembangan koperasi syariah adalah mengadakan training dan program sertifikasi bagi manajemen koperasi syariah dan anggota, dan (3) Elemen pelaku/lembaga yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah lembaga keuangan syariah.

FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN UMKM DI MASA PANDEMI COVID-19 (STUDI KASUS PEDAGANG KAKI LIMA DI DESA BANTAR JAYA BOGOR) Khaeruddin, Gina Nurushohifa; Nawawi, Kholil; Devi, Abrista
Jurnal Akrab Juara Vol 5 No 4 (2020)
Publisher : Yayasan Akrab Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar

Pada tataran ekonomi global, pandemi COVID-19 memberikan dampak yang sangat signifikan pada perekonomian domestik negara-bangsa dan keberadaan UMKM. Laporan Organisation for Economic Co-operation and Development (OECD) menyebutkan bahwa pandemi ini berimplikasi terhadap ancaman krisis ekonomi besar yang ditandai dengan terhentinya aktivitas produksi di banyak negara, jatuhnya tingkat konsumsi masyarakat, hilangnya kepercayaan konsumen, jatuhnya bursa saham yang pada akhirnya mengarah kepada ketidakpastian. Jika hal ini berlanjut, OECD memprediksi akan terjadi penurunan tingkat output antara seperlima hingga seperempat di banyak negara, dengan pengeluaran konsumen berpotensi turun sekitar sepertiga. Prediksi ini tentu mengancam juga perekonomian nasional Indonesia. Penelitian ini bertujuan untuk mengetahui faktor-faktor apa saja yang mempengaruhi pendapatan UMKM di masa Pandemi Covid-19. Populasi pada penelitian ini adalah 50 pedagang kaki lima di Desa Bantar Jaya Bogor. penelitian ini menggunakan angket untuk pengumpulan data. Sedangkan analisis faktor yang digunakan adalah Confirmatory Factor Analysis (CFA) dengan bantuan aplikasi SPSS 26. Hasil analisis faktor menyatakan dalam penelitian ini ditemukan 10 faktor yang mempengaruhi pendapatan UMKM di masa pandemic Covid-19. Faktor tersebut adalah (a) Faktor Social Distancing (b) Faktor PSBB (c) Faktor Bahan Baku (d) Faktor Penjualan (e) Faktor Teknologi (f) Faktor Bantuan Dana (g) Faktor Influencer (h) Faktor Perbankan (i) Faktor Konsumsi (j) Faktor Kebijakan Struktural.

Participation Banks in Turkey: Issues and Proposes Strategies Based on SWOT Analysis Zulfahmi, Zulfahmi; Devi, Abrista; Asker, Eyup; Hassan, Rusni
International Journal of Islamic Economics and Finance (IJIEF) Vol 4 (2021): IJIEF Vol 4 (SI), Special Issue: Islamic Banking
Publisher : Universitas Muhammadiyah Yogyakarta

Turkey has a long history in Islamic civilisation. However, there is still lack of research to examine participatory banks in Turkey. This is despite the fact that the legacy of strong Islamic law, the majority Muslim population, and the strategic location of the country have failed to serve as catalyst to boost market share of participation banks in the country. This study is aimed at developing priority ranking of SWOT factors and strategies on the participatory bank development in Turkey. Data are collected from experts and practitioners of Participation (Islamic) bank in Turkey. Analytic Network Process (ANP) is used as the methods of analysis. The finding shows that the aspects of participatory banks in Turkey are derived from strengths, opportunities, weakness and threats factors. Sharia board is the main strength of this study, while inadequate competitive product is the main weakness. In the future, government support stands as the first priority from opportunity aspect. Islamic bank in Turkey also needs to aware on the absence of separate law as the main priority of threats aspect. Another finding shows that separated law and regulation is the main strategies of the study. Concomitantly, the study suggests separate law and regulation as the main strategy to enhance banks participation in Turkey. This study could serve as reference point for the regulator in formulating appropriate policy strategies to increase market share of participatory banks in Turkey.

ANALISIS TINJAUAN DAN POSISI DAYA SAING PERIKANAN KABUPATEN NATUNA MELALUI PENDEKATAN LQ (LOCATION QUOTIENT), SSA (SHIFT SHARE ANALYSIS) DAN RCA (REVEALED COMPARATIVE ADVANTAGE) Ignatius A. Wirawan Nugrohadi; Abrista Devi; Aam Slamet Rusydiana
JURNAL ADMINISTRASI & MANAJEMEN Vol 5, No 1 (2015): Jurnal Administrasi dan Manajemen
Publisher : Universitas Respati Indonesia

Peningkatan daya saing daerah perbatasan dan tertinggal seperti kabupaten Natuna di kepulauan kawasan Laut China Selatan membutuhkan usaha yang mengoptimalkan pendayagunaan potensi setempat, dan mewujudkan industri berkeunggulan kompetitif di daerah, basis produksi dan distribusi dengan bertumpu pada potensi komoditas terbaik dan karakteristik setempat daerah khususnya sektor industri perikanan. Posisi daya saing sektor industri perikanan Natuna berdasarkan hasil analisis shift share dan LQ dapat menjadi penggerak ekonomi regional Kabupeten Natuna dimana data menunjukkan bahwa sektor usaha perikanan yang berada pada “Kombinasi hasil analisis LQ dan SSA terhadap Sembilan sektor usaha di Kabupaten Natuna” merupakan sektor usaha yang memiliki keunggulan komparatif dan juga keunggulan kompetitif untuk dikembangkan sebagai sektor usaha unggulan di kabupaten Natuna (Hasil olahan PDRB Natuna 2008-2010). Hasil perhitungan RCA menunjukkan angkaRCA>1 yang memberikan kesimpulan bahwasannya nilai ekspor perikanan Indonesia memiliki keunggulan komparatif di pasar ekspor dunia. Hasil ini seharusnya juga memposisikan perikanan Natuna memiliki keunggulan komparatif mengingat Natuna juga turut memberikan kontribusi dalam keunggulan komparatif ekspor perikanan Nusantara.Kata kunci : Sektor industry iperikanan Natuna, dayasaing, SSA, LQ dan RCA

DEVELOPING HALAL TRAVEL AND HALAL TOURISM TO PROMOTE ECONOMIC GROWTH: A CONFIRMATORY ANALYSIS Abrista Devi; Irman Firmansyah
Journal of Islamic Monetary Economics and Finance Vol 5 No 1 (2019)
Publisher : Bank Indonesia

The purpose of this paper is to identify the factors of various backgrounds in the literature having to do with halal purchase intention of Muslim travellers on halal travel and tourism sector. It also aims to investigate which antecedents, among all, that have the dominant determinants toward the development of halal travel and tourism purchaseintention. A total of 255 respondents originating from several major cities of West Java were involved in random sampling technique to measure their personal perception on the determinant factors of halal purchase intention. Data were collected through structured questionnaire with a five-point Likert scale. The questionnaire has been divided into two main parts, the first part identifies the respondent identity, while the second part provide 6 main sub-part statements on halal awareness, personal societal perception, religious belief, halal marketing, halal travel & tourism, and infrastructure. Confirmatory Factor Analysis (CFA) will be used to acquire the most critical to the least critical indicators in explaining purchase intention on halal travel and tourism industry sector. The paper concludes that most customers rely on halal marketing, making it the dominant determinant factor. Meanwhile, the second dominant determinant is halal travel and tourism. Then, the third determinant is halal awareness. Religious beliefs and personal societal perceptions are the last two priorities. This paper offers a detailed insight into various behaviors of customer’s purchase intention on halal travel and tourism sector as well as delivers a new model of purchase intention through detailed latent-variables. Finally, the relevant stakeholders, in particular government, should enhance the halal marketing on travel and tourism through various programs and activities, such as massive promotion, socialization, and literacy.

DETERMINANTS OF ISLAMIC FINANCIAL EXCLUSION IN INDONESIA Mohammad Mahbubi Ali; Abrista Devi; Hamzah Bustomi
Journal of Islamic Monetary Economics and Finance Vol 6 No 2 (2020)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v6i2.1093

The study aims to uncover the determinants of Islamic financial exclusion in Indonesia by gathering the response from financially-excluded respondents. A total of 110 respondents were surveyed, representing five provinces, namely West Java, South Sulawesi, Aceh, East Kalimantan, and North Maluku. The criteria of financially-excluded respondents are those who do not have any Islamic financial products, neither saving, financing, nor capital market account. The study employs Confirmatory Factor Analysis (CFA) to identify indicators explaining Islamic financial exclusion determinants in Indonesia. The paper found that location is the key barrier to obtain financing from and participate in saving in Islamic banks/Islamic microfinance, while lack of financial knowledge is identified as the critical barrier to deal with Islamic capital market products. Overall, most of the respondents perceive human capital, as well as product and services as the two most significant determinant of Islamic financial exclusion in Indonesia, followed by infrastructure, policies and regulation, financial literacy, social influence, and religious commitment, respectively. The originality of the paper lies in detailed insight into the perception of financially-excluded on the factors leading to Islamic financial exclusion.

DEVELOPING AN ISLAMIC FINANCIAL INCLUSION INDEX FOR ISLAMIC BANKS IN INDONESIA: A CROSS-PROVINCE ANALYSIS M. Mahbubi Ali; Muhammad Rizky Prima Sakti; Abrista Devi
Journal of Islamic Monetary Economics and Finance Vol 5 No 4 (2019)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v5i4.1098

This study measures an Islamic financial inclusion index in Indonesia based on three dimensions, namely the accessibility, availability and usage of Islamic banking services. Additionally, it measures the relationship between the Islamic financial inclusion index and the human development index (HDI). The study found that the level of Islamic financial inclusion in Indonesia is relatively low at the national level. DKI Jakarta is the most financially inclusive province in Indonesia, followed by East Java and Nanggroe Aceh Darussalam. In contrast, East Nusa Tenggara has the lowest average Islamic financial inclusion index. The findings also revealed a positive correlation between the Islamic financial inclusion index and HDI. Those provinces with the highest Islamic financial inclusion index were also likely to have a higher HDI. The findings of the present study suggest that both policymakers and the Islamic financial industry should play a greater role in improving financial access to low-income segments, especially in the eastern part of Indonesia such as East Nusa Tenggara and Papua provinces.

Islamic Group Lending and Financial Inclusion Aam Slamet Rusydiana; Abrista Devi
Signifikan: Jurnal Ilmu Ekonomi Vol 5, No 1 (2016)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Based on measurements of several indicators including the level of community participation, community empowerment, repayment rate was good, cross reporting good, and the application of penalties in accordance with the applicable rules, the results show that with the program GLM people feel the difference in economic condition and social than before and after the program. This is a major discovery is valuable. The development strategy for the program GLM is divided into seven levels with the elements most important include: The need for equality of access to funds for all types of financial institutions, both banking and lending model-based group, the need to improve the quality of human resources as a pioneer of service models based lending group this, as well as the importance of financial inclusion in the entire financial systemDOI: 10.15408/sjie.v5i1.3128

Development Strategy of Microtakaful Institutions: Case Study Working Group Indonesia Aam Slamet Rusydiana; Abrista Devi
ETIKONOMI Vol 16, No 2 (2017)
Publisher : Faculty of Economic and Business

Indonesia is becoming one of potential countries in microtakaful institutions development. One of the expert in microtakaful is Takmin Working Group. TWG is a group of initiators who have commitment to develop micro takaful in Indonesia. Its members consist ofexperts in Islamic insurance, micro finance and accounting. The research objectives of this study are to identify and analyze the problems faced by TWG in developing of microtakaful institutions and identify the solutions to solve those kinds of problems, by using AnalticHierarchy Process (AHP) method. The finding of this study shows the most priority solutions that can be undertake by Takmin Working Group to solve these both internal and external problem is information system development, and then followed by innovative product development. Communication & visitation to Islamic micro finance institutions and socialization about micro takaful product to society are being less priority on this matter.DOI: 10.15408/etk.v16i2.5267

Co-Authors Aam Rusydiana Aam S. Rusydiana Aam S. Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Adinda Maharani Ahmad Mulyadi Kosim Ahmad Riswantio Amalia Nabila Amelia . Amirullah, Mulia Amri, Yusuf Annisa Yasrien Algaisya Arif Rachman Hakim Rangkuti Arif Sapta Yuniarto Asih, Rachma Dwi Tresna Asker, Eyup Ayu Maulidina Bukhori Hanief Al Fajry Destiya Wati Dila Auliya Dila Luthfiatussa’dyah Dwi Jayanti Mandasari Elmaknun, Fatimah Muâ€™jizatiyah Elza Fauziah Safitri Erni Ermawati Eyup Asker Fadinda Nurhaliza Faishal Hidayat, Muhammad Fajriah Salim Farhan Maulana Fatikhah Fatikhah Fatin Fadhilah Hasib Fatin Hasib Fida Khotimah Hafidz Maulana Muttaqin Hafiz Maulana Muttaqin Hamid, Baharom Abdul Hamzah Hamzah Hanifa, Surya Hanifatulazimah Hasna Maliha, Hasna Hendri Tanjung Hikmatul Aliyah Ibdalsyah Ibdalsyah Ignatius A. Wirawan Nugrohadi Ikhtiono, Gunawan Ikhwan Hamdani Ilham Wahyudi Ilma Yuliyastri Indriya Indupurnahayu Irma Nur Sapitri Irman Firmansyah Irman Firmansyah Irman Firmansyah Isfandayani Khaeruddin, Gina Nurushohifa Khairunisa, Rizanti Khairunisa, Rizanti Khofifah Indah Nurhasanah Lina Rani M. Kholil Nawawi M. Mahbubi Ali Marsela, Indri Maulida, Syahdatul Mimma Maripatul Uula Mohammad Mahbubi Ali Muchlis Muchlis Muhammad Adnan Muhammad Fahri, Muhammad Muhammad R.H, Syanaiskara Muhammad Rizky Prima Sakti Muhyani, Muhyani Mulia Amirullah mustafidah, shofiatul Mutoharoh, Arum Nashr Akbar Nashr Akbar, Nashr Nawawi, Kholil Nawawi, M Kholil Nida Hafia Nisa Gettar Sukma Sari Nuha Lutfiah Riyadi3 Nur Frita Nur Halisa Ulmi Nurman Hakim Nurman Hakim Nurul Izza, Nadia Oking Setia Priatna Oking Setia Priatna Prasetyo, Hamzah Abdul Karim Prastowo, Bramastyo Bontas Rachma Dwi Tresna Asih Rani, Lina Nugraha Reni Sinta Dewi Retno Triwoelandari Reza Fauzi Ikhsan Reza Maulana Risma Nur Maulidya Rizanti Khairunisa Rosyadin, Isma Roy Waluyo Rusdi Kasman Rusni Hassan Rusni Hassan, Rusni Rusydiana, Aam S Santoso, Arief Shindy Nofianti, Ghefira Siti Salbiah Siti Salmah Siti Syifa Awalyah Sofian Muhlisin Solihah Sari Rahayu Sri Julianti Putri Sri Nurul Milla Sulaeman Yasir Suyud Arief Suyud, Suyud Syarifah Gustiawati Mukri Tika Kartika Tika Kartika Uula, Mimma Maripatul Yono, Yono Zulfahmi Zulfahmi Zulfahmi Zulfahmi

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