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Universitas Muhammadiyah Lampung

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Dampak Pembiayaan Mikro Syariah Dalam Meningkatkan Pendapatan Usaha Kecil Pada PT. BPRS Mitra Agro Usaha Erni Zulaiha; Ulil Albab; Ruslaini
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5584

Abstract

This research aims to evaluate the impact of Islamic microfinance distributed by PT. BPRS Mitra Agro Usaha on the income growth of small businesses. As a sharia-compliant financial institution focusing on SMEs, PT. BPRS Mitra Agro Usaha provides access to sharia-based financing for small business owners to expand and develop their businesses. This research uses qualitative and descriptive methods, focusing on the analysis of impacts on income, production capacity, distribution, and innovation after receiving financing.The research results indicate that Islamic microfinance received by small business owners significantly contributes to increasing income, expanding production capacity, and enhancing competitiveness through innovation. However, this research also reveals several challenges faced by PT. BPRS Mitra Agro Usaha, such as non-performing financing (NPF) risk and suboptimal financial management among business owners. To address these challenges, PT. BPRS Mitra Agro Usaha needs to improve risk assessment systems, strengthen digital services, and provide financial education for business owners.By overcoming these challenges, PT. BPRS Mitra Agro Usaha is expected to support the growth and development of SMEs in Indonesia through more effective and sustainable Islamic microfinance. The results of this research are expected to serve as a basis for developing better sharia financing policies to support local and national economic growth.
Hubungan Aksi Boikot K-Popers Terhadap Minat Beli Brand Grup Kpop Khoirunnisa Briliani; Ulil Albab; Ruslaini
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5786

Abstract

The Relationship between K-Popers Boycott Action and Kpop Group Brand Purchase Intention. This study aims to examine the relationship between boycott actions taken by K-pop fans (K-popers). A purposive sampling procedure was used to select 95 respondents for this quantitative study, which focused on K-pop fans aged between 15 and 25 years old. The independent variable is Boycott Action and the dependent variable is Purchase Intention. Measured through survey completion. Using SPSS V.29 for Windows, the data analysis method utilized non-parametric statistics and simple regression tests. This can explain the relevance value of the data based on the findings of the simple linear regression test. The Boycott Action variable affects the Purchase Intention variable, according to the coefficient table which produces a significance value of 0.001 <0.05. The correlation or relationship value (R) of 50% from the output results in a coefficient of determination (R squere) value of 25.6%, The results of this study indicate that boycott action has an impact on consumer intention to buy products from companies that partner with K-pop artists.