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Journal : Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah

Pengaruh Loan To Deposit Ratio (LDR) Dan Non Perfoming Loan (NPL) Terhadap Harga Saham Pada PT Bank Negara Indonesia (Persero) Tbk Periode 2013-2022 Fadilah, Farah; Muhamad Nurhamdi; Nina Shabrina; Rita Satria
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.732

Abstract

This research aims to determine the effect of Loan to Deposit Ratio (LDR) and Non-Performing Loans (NPL) on stock at PT Bank Negara Indonesia (BNI) Tbk for 2013-2022. This research uses 2 (two) independent variables That is Loan to Deposit Ratio (LDR) and Non Performing Loan (NPL) and 1 (one) dependent variable stock's price. This research is using quantitative methods, data analysis uses descriptive statistical techniques, classical assumption tests, multiple linear regression, hypothesis testing and coefficient of determination. Data processing uses SPPS 26 software. Based on test results on variables with 10 years of data. The Multiple Linear Regression Test Equation is Y = 19,248.185 – 106.314X1 – 1,563.302X2. In the coefficient of determination test, it was found that the influence of LDR and NPL on share prices was 10%, while the remaining 90% was influenced by other factors. Based on the results of the t test, tcount for LDR was 0.612 < ttable 2.365 and the value of Sig. 0.560 > 0.05 means that there is no partial significant influence between LDR on share prices. and NPL tcount of 0.872 < ttable 2.365 and Sig value. 0.412 > 0.05, which means that there is no partial significant influence between NPL on share prices. In the simultaneous test the LDR and NPL variables do not have a significant effect on share prices with Fcount being smaller than Ftable (0.693 < 4.74).
Pengaruh Capital Adequacy Ratio Dan Non Performing Loan Terhadap Return On Asset Pada PT Bank Tabungan Negara (Persero) Tbk Periode 2012-2021 Dilla Setiawati; Nina Shabrina; Muhamad Nurhamdi; Rita Satria
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Maret : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i1.747

Abstract

This research aims to analyze the influence of the Capital Adequacy Ratio and Non-Performing Loans, both partially and simultaneously, on Return on Assets at PT Bank Tabungan Negara Tbk for the 2012-2021 period. This research method uses quantitative methods. The population in this research comes from the financial reports of PT Bank Tabungan Negara Tbk for the period 2012-2021 or for 10 years. The data analysis used includes the classical assumption test, simple linear regression test, multiple linear regression test, coefficient of determination test, partial test and simultaneous test. Data processing uses SPSS 26 software. Based on the t test, it can be seen that the Capital Adequacy Ratio partially influences Return on Assets, this is proven by the results of tcount (3.874) > ttable (2.3060) and the significance level is 0.06. Non-Performing Loans partially have a significant effect on Return on Assets, as evidenced by tcount (5.200) > ttable (2.3060) and a significance level of 0.001. And simultaneously the Capital Adequacy Ratio and Non-Performing Loans have an influence on Return on Assets, this is proven by the Fcount result of 15.980, while the Ftable can be searched for a statistical table of 0.05 and the Ftable is 4.46 (15.980 > 4.46) and the level of significance 0.002. The magnitude of the variable influence value is determined by Adjusted R2 = 0.820 then (KD = R2 x 100% = 0.820 x 100% = 82%).