Articles
<![CDATA[Nazhir Profesional Kunci Kesuksesan Wakaf Produktif ]]>
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah ]]>
Publisher : <![CDATA[IAIN Salatiga ]]>
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DOI: 10.18326/muqtasid.v3i1.91-109
<![CDATA[Nazhir in waqf activities does not constitute as one of its principles (rukn). But, in its execution or implementation of asset management, Nazhir has a central role. The development and decrease of waqf assets management depends on Nazhir. Nazhir has a strategic position and function in the management and development of waqf, therefore, the role of Nazhir is really needed anytime and anywhere. However nowadays there are many Nazhir that can not manage waqf well so a problem of consumptive waqf arises. To solve the problem; consumptive waqf should be changed to productive waqf, individual Nazhir should be changed to institutional Nazhir and traditional Nazhir should be changed to professional Nazhir. Actually professional Nazhir has an obligation to manage and maintain the waqf property. Professional Nazhir that recruited must have the ability of Islamic law, waqf law and modern business management. Thus Nazhir will be able to carry out its duties and obligation in managing waqf optimally in accordance with the expectations of Wakif. In conclusion professional Nazhir must have the capability of: human skill, human technical and human relation]]>
<![CDATA[UPAYA BAZNAS JEPARA DALAM MENANAMKAN KESALEHAN SOSIAL PELAJAR MELALUI PROGRAM PEKAN PEDULI SOSIAL (PPS) ]]>
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ Jurnal Bimas Islam Vol 11 No 4 (2018): Jurnal Bimas Islam 2018 ]]>
Publisher : <![CDATA[Direktorat Jenderal Bimbingan Masyarakat Islam ]]>
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DOI: 10.37302/jbi.v11i4.68
<![CDATA[The teachings of zakat, infaq and alms can form society that has the character to bear, ensure, and love each other. These qualities are the character of caring for others by giving. Charity Week (PPS) is Jepara BAZNAS program whose objects are students. The program aims to train students to care for others. This study aims to determine the implementation of the PPS program and to find out how the efforts of Jepara BAZNAS in instilling students' social charity through the PPS program. The approach used a qualitative approach with observation, interviews, and documentation as a data collection method. Data analysis used an analysis of the Miles and Huberman model. The results of the study show that the implementation of the PPS program began in 2011 and is carried out in the fourth week of August. Students in Jepara from PAUD, kindergarten, elementary / MI level at junior high school / MTs, senior high school / vocational high school / MA are asked to set aside pocket money for a week. Other results show that the Charity Week (PPS) program is an effort of BAZNAS Jepara in instilling student social charity because there is an element of giving and caring in PPS program which are two of the ten indicators of social charity. PPS acquisition has always increased in last three years shows that the spirit of students to give each other always grow. The reason to give is a sense to care for others and they realize that the money they set aside will benefit to the others. Ajaran zakat, infak dan sedekahdapatmembentuk masyarakatmemilikisifatsalingmenanggung,salingmenjamin,dan salingmengasihiantarsesama. Sifat-sifat tersebut merupakan sifat peduli terhadap sesama dengan cara memberi. Pekan Peduli Sosial (PPS) merupakan program BAZNAS Jepara yang objeknya adalah para pelajar. Program tersebut bertujuan melatih pelajar untuk peduli terhadap sesama. Kajian ini bertujuan untuk mengetahui pelaksanaan program PPS dan untuk mengetahui bagaimana upaya BAZNAS Jepara dalam menanamkan kesalehan sosial pelajar melalui progam PPS. Pendekatan yang digunakan adalah pendekatan kualitatif dengan observasi, wawancara, dan dokumentasi sebagai metode pengumpulan data. Analisis data yang dipakai adalah analisis model Miles and Huberman. Hasil kajian menunjukkan bahwa pelaksanaan program PPS dimulai pada tahun 2011 dan dilaksanakan setiap tahun di minggu keempat bulan Agustus. Para pelajar Jepara mulai dari tingkat PAUD, TK, SD/MI SMP/MTs, SMA/SMK/MA dan mahasiswa diminta untuk menyisihkan uang saku selama sepekan. Hasil lain menunjukkan bahwa program PPS menjadi upaya BAZNAS Jepara dalam menanamkan kesalehan sosial pelajar dikarenakan di dalam PPS terdapat unsur memberi (giving) dan peduli (caring) yang merupakan dua dari sepuluh indikator kesalehan sosial. Perolehan PPS yang selalu meningkatpada tiga tahun terakhir menunjukkan bahwa semangat suka memberi pelajar selalu tumbuh. Alasan mereka memberi adalah rasa peduli terhadap sesama dan mereka sadar bahwa uang yang mereka sisihkan akan bermanfaat bagi orang lain]]>
<![CDATA[Nazhir Profesional Kunci Kesuksesan Wakaf Produktif ]]>
<![CDATA[Murtadho Ridwan]]>
<![CDATA[ Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2012): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah ]]>
Publisher : <![CDATA[IAIN Salatiga ]]>
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DOI: 10.18326/muqtasid.v3i1.91-109
<![CDATA[Nazhir in waqf activities does not constitute as one of its principles (rukn). But, in its execution or implementation of asset management, Nazhir has a central role. The development and decrease of waqf assets management depends on Nazhir. Nazhir has a strategic position and function in the management and development of waqf, therefore, the role of Nazhir is really needed anytime and anywhere. However nowadays there are many Nazhir that can not manage waqf well so a problem of consumptive waqf arises. To solve the problem; consumptive waqf should be changed to productive waqf, individual Nazhir should be changed to institutional Nazhir and traditional Nazhir should be changed to professional Nazhir. Actually professional Nazhir has an obligation to manage and maintain the waqf property. Professional Nazhir that recruited must have the ability of Islamic law, waqf law and modern business management. Thus Nazhir will be able to carry out its duties and obligation in managing waqf optimally in accordance with the expectations of Wakif. In conclusion professional Nazhir must have the capability of: human skill, human technical and human relation]]>
<![CDATA[Repertoire and Boarding Culture in Arabic Language and Literature at Ma'had Al-Jāmi'ah ]]>
<![CDATA[Nasir, Amin]]>;
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ Arabi : Journal of Arabic Studies Vol. 10 No. 1 (2025) ]]>
Publisher : <![CDATA[IMLA (Arabic Teacher and Lecturer Association of Indonesia) ]]>
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DOI: 10.24865/ajas.v10i1.909
<![CDATA[The repertoire and culture of the dormitory play an important role in shaping language competence and appreciation of Arabic literature in the Ma'had Al-Jami'ah PTKIN environment. This study examines the dynamics of the use of Arabic in daily interactions, academic traditions, and literary activities that develop in the dormitory environment. This study uses a qualitative approach with an ethnographic study method. This study analyzes communication patterns, linguistic adaptation, and internalization of Arabic literary values among students. The results of this study indicate that dormitory culture not only accelerates language acquisition, but also shapes mindsets and aesthetic expressions in literature. The results of this study also confirm that a dormitory-based linguistic ecosystem can create an effective learning environment to improve language proficiency and literary understanding. This study contributes to sociolinguistic research and Arabic language pedagogy, with implications for the development of dormitory-based curriculum for teaching Arabic language and literature at PTKIN.]]>
<![CDATA[PENYELESAIAN SENGKETA PERBANKAN SYARIAH DI INDONESIA ]]>
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ MALIA: Journal of Islamic Banking and Finance Vol 1, No 1 (2017) ]]>
Publisher : <![CDATA[IAIN Kudus ]]>
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DOI: 10.21043/malia.v1i1.3983
<![CDATA[The development of sharia banking and finance institutions is so fast,but in terms of laws and regulatory regulations are still left behind. Among the regulations that still need to be addressed is the regulation related to the settlement of dispute sharia banking business. Where in this case there are still juridical problems, namely the dualism of judicial authority in the settlement of Islamic banking disputes. The result of the study shows that the settlement of Islamic banking dispute in Indonesia can be done through two lines, both litigation and nonlitigation channels. Religious Courts are the competent jurisdiction to resolve Islamic banking disputes on litigation channels, while through non-litigation channels can be done through deliberation, banking mediation, shariah arbitration and judiciary within the General Courts. The National Shariah Arbitration Board (BASYARNAS) is the most strategic forum for resolving the dispute over sharia banking because BASYARNAS can resolve disputes quickly, simply, and at a low cost. Keywords:sharia,dispute,jurisdiction,litigation]]>
<![CDATA[ANALISIS IMPLEMENTASI AKUNTANSI SYARIAH DI BMT “X” KUDUS ]]>
<![CDATA[Naimah, Umi Fauzul]]>;
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ IQTISHADIA Vol 7, No 1 (2014): IQTISHADIA ]]>
Publisher : <![CDATA[Ekonomi Syariah IAIN Kudus ]]>
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DOI: 10.21043/iqtishadia.v7i1.1100
<![CDATA[Kajian ini bertujuan untuk mengetahui implementasi akuntansi syariah pada BMT “X” Kudus khususnya dalam laporan keuangannya. Data dihasilkan dari dokumentasi dan dianalisis dengan metode deskriptif, yaitu dengan membandingkan antara implementasi laporan keuangan dengan ketentuan dalam PSAK 101. Hasil kajian menunjukkan bahwa implementasi akutansi syariah dalam penyajian laporan keuangan BMT ‘X’ Kudus belum sepenuhnya sesuai dengan PSAK 101. Hal ini disebabkan karena Neraca BMT ‘X’ Kudus belum memisahkan antara kewajiban dengan Dana Syirkah Temporer (DST). Selain itu BMT ‘X’ Kudus juga masih menggunakan istilah “Laporan Sumber dan Pengggunaan Dana ZIS” dan “Laporan Sumber dan Penggunaan Dana Qardhul Hasan” padahal dalam PSAK 101 istilah tersebut sudah tidak digunakan lagi. BMT ‘X’ Kudus juga tidak mengikutkan catatan atas laporan keuangan dalam laporan keuangannya.Kata Kunci: Akuntansi, BMT, KeuanganANALYSIS OF THE IMPLEMENTATION OF SHARIA ACCOUNTING IN BMT ‘X’ KUDUS. This study aims to determine the implementation sharia accounting in BMT ‘X’ Kudus, especially in its financial statements. Data were generated from document and analyzed with descriptive method, by comparing the implementation of the financial statements with the provisions of PSAK 101. The results showed that the implementation of sharia accounting in preparing the financial statements BMT ‘X’ Kudus is not fully in accordance with PSAK 101. This is caused by the balance of BMT ‘X’ Kudus is not split between liabilities and temporary Syirkah Fund (DST). In addition BMT ‘X’ Kudus also still used the term “source report and uses of ZIS fund” and the “sources report and uses of funds Qardhul Hasan” whereas in PSAK 101 that term is not used anymore. BMT ‘X’ Kudus also does not include the notes to the financial statements in its financial statements.Keywords: Accounting , BMT, Financial]]>
<![CDATA[AL-IJARAH AL-MUTANAQISHAH: AKAD ALTERNATIVE UNTUK PEMBERDAYAAN TANAH WAKAF ]]>
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ EQUILIBRIUM Vol 3, No 1 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i1.1276
<![CDATA[Empowerment is an attempt to bring the results or even greater and better benefits by using the potentials of someone who have the power. The empowerment of the waqf land aims at developing and producing the waqf land in an effort to get the results and benefits of waqf land itself in general accordance with the provisions that have been required Wakif. This article is a literature review that aims to seek alternative contract in empowering waqf land. The results showed that many literature of jurisprudence have set a contract that can be used to empower waqf land. Among the contract is categorized Ijarah contract in the empowerment of traditional endowment. Therefore, if the economic system is more advanced, the Ijarah develop and innovate so that it appears the contract called IMBT (Ijarah Muntahiyah bi Tamlik). In addition there are al-Ijarah contract al-Mutanaqishah that is very suitable for the empowerment of waqf land. The last contract helped Nazhir in capital for the empowerment of waqf land. This is because all the empowerment of waqf land costs will be paid by investors and after the contract is completed, the financiers will transfer ownership of the building to Nazhir. Pemberdayaan adalah suatu usaha untuk mendatangkan hasil atau manfaat yang lebih besar dan lebih baik dengan memanfaatkan potensi yang dimiliki. Pemberdayaan tanah wakaf bertujuan mengembangkan dan memproduktifkan tanah wakaf sebagai upaya mendapatkan hasil dan manfaat tanah wakaf secara umum sesuai dengan ketentuan yang telah disyaratkan Wakif. Artikel ini merupakan kajian pustaka yang bertujuan untuk mencari akad alternative dalam memberdayakan tanah wakaf. hasil kajian menunjukkan bahwa banyak literatur fikih yang sudah menentukan akad-akad yang bisa digunakan untuk memberdayakan tanah wakaf. Di antara akad tersebut adalah Ijarah yang dikategorikan akad tradisional dalam pemberdayaan wakaf. oleh karena system perekonomian yang sudah semakin maju, maka akad Ijarah mengalami pengembangan dan inovasi sehingga muncul akad yang disebut dengan IMBT (Ijarah Muntahiyah bi Tamlik). Selain itu ada akad al-Ijarah al-Mutanaqishah yang sangat cocok untuk pemberdayaan tanah wakaf. Akad yang terakhir ini banyak membantu Nazhir dalam permodalan untuk pemberdayaan tanah wakaf. Ini karena semua biaya pemberdayaan tanah wakaf akan ditanggung oleh pemodal dan setelah akad selesai pemodal akan mengalihkan pemilikan bangunan kepada Nazhir.]]>
<![CDATA[STANDAR UPAH PEKERJA MENURUTSISTEM EKONOMI ISLAM ]]>
<![CDATA[Ridwan, Murtadho]]>
<![CDATA[ EQUILIBRIUM Vol 1, No 2 (2013): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v1i2.217
<![CDATA[This article describes the concept of wages in the Capitalist system, Socialists and Islam. This paper also describes about the role of trade unions in the fight for workers’ rights particularly in the fight for minimum wage levels. This topic is interesting to be studied because there is a fundamental difference between the concept of wages according to Capitalists, Socialists and Islam. In Islam, the worker does not like other production factors in determining wages so that workers can not be treated like any other factor of production which is based on the law of supply and demand. Minimum wage in Islam must satisfy two requirements, that are fair and reasonable terms which are acceptable wage a worker must be able to meet the basic needs of workers and their families. And if the wages paid are not self-sufficient, then Islam categorizes workers in ashanaf are eligible to receive zakat.]]>
<![CDATA[ANTARA WAKAF DAN RIBA ]]>
<![CDATA[Hidayah, Ma'rifatul]]>;
<![CDATA[RIDWAN, MURTADHO]]>
<![CDATA[ ZISWAF Vol 3, No 1 (2016): ZISWAF : Jurnal Zakat dan Wakaf ]]>
Publisher : <![CDATA[UIN Sunan Kudus ]]>
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DOI: 10.21043/ziswaf.v3i1.2287
<![CDATA[God destroyed the usury and fertilize the charity. This is a fragment the meaning of paragraph 276 surat al-Baqarah. In this verse Allah promised to destroy usury and fertilize the charity. Among the types of charity who have the quest reward is waqf. Therefore it can be a solution wafaf destruction of usury on this earth. This article aims to examine the role of endowments in eradicating usury that exist in society. The study, which used is a literature review with given examples of cases in the community. The results of the study concluded that if the waqf property is well managed and in line with sharia, the waqf property can be used to destroy usury. Examples are waqf property used to build traditional market for the provision of modern scales, to assist the capital of the merchants, to create exchange programs dime before the feast, and for other programs. For success, the necessary role in empowering Nazhir waqf property. In addition, the Innovation program created by Nazhir determine the success of the role of waqf property in eliminating usury.]]>
