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All Journal Al-Muzara'ah Jurnal Ilmiah Multidisiplin Nusantara
Tika Arundina
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Economics, Econometrics & Finance Other

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Driving Factor of Indonesian Muslims' Intention in Household Food Waste Management: Generational Comparison Anggiana Diniary; Kenny Devita Indraswari; Tika Arundina
AL-MUZARA'AH Vol. 12 No. 1 (2024): AL-MUZARA'AH (June 2024)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.12.1.123-136

Abstract

Food waste in Indonesia is predicted to increase if the problems are not taken seriously. The role of food waste management is essential to reduce its effects on the environment, society, and economy. Studies on the driven factor of intention to manage household food waste between generations are still limited. We address this gap by developing a research model with the Theory of Interpersonal Behavior includes economic and religiosity factors to explain food waste management behavioral intention between generations. The result shows that anticipated guilt, sense of community, awareness of consequences, environmental knowledge, financial concern, and religiosity are positively associated with managing food waste in generations Y and Z. However, this study did not find a significant relationship between financial concern and recycling intention. Further, anticipated guilt did not have an impact on the reuse intention of Generation Y, financial concern factor did not significant on the reuse intention of Generation Z, and religiosity did not show an impactful effect on reducing, reusing, and recycling intentions of Generation Z. The findings provide implications for developing strategies to encourage food waste management in Indonesia household.
Analisis Kredit Bermasalah Segmen Usaha Mikro Kecil Dan Menengah (UMKM) Pada Bank Syariah Di Indonesia Vicka Pramudya Putra; Tika Arundina; Resolinda Harly
Jurnal Ilmiah Multidisiplin Nusantara (JIMNU) Vol. 1 No. 2 (2023): JIMNU - JULI
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/jimnu.v1i2.115

Abstract

Risiko kredit merupakan risiko utama yang dihadapi perbankan karena berkaitan dengan bisnis utama perbankan. Dimana kredit bermasalah/ non-performing financing dipakai sebagai proxy dari risiko kredit. Seperti industri perbankan lainnya, dalam menjalankan kegiatannya, bank syariah juga tidak terlepas dari non performing financing atau pembiayaan bermasalah. Risiko kredit pada perbankan syariah patut untuk dikaji lebih lanjut karena perbankan syariah dinilai lebih tangguh dalam menghadapi krisis. Tujuan dari penelitian ini adalah untuk mengkaji risiko kredit pada Perbankan Syariah di Indonesia. Secara khusus, penelitian ini mengkaji risiko kredit dalam Pembiayaan Usaha Mikro Kecil dan Menengah (UMKM). Menggunakan sampel bank syariah di Indonesia, selama periode 2015-2020 dan kami menerapkan teknik data panel. Penelitian ini juga dilatarbelakangi oleh hipotesis bahwa bank-specific dan macroeconomic memengaruhi risiko kredit. Hasil penelitian kami menyatakan bahwa kredit bermasalah pada segmen UMKM di Bank Syariah dipengaruhi oleh faktor spesifik bank. Penelitian kami belum menemukan pengaruh variabel makroekonomi terhadap non-performing financing pada penyaluran pembiayaan UMKM di Bank Syariah.
Co-Authors Anggiana Diniary Dato’ Mohd. Azmi Omar Kenny Devita Indraswari Resolinda Harly Vicka Pramudya Putra