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Manajemen Risiko Barang Jaminan Pada Produk Pembiayaan Gadai Emas di BJB Syariah KCP Rawamangun Windy Anis Syafitri; Trisna Wijaya
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2022): Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v3i2.1056

Gold pawn financing is the provision of funds based on an agreement between the bank and other parties with collateral in the form of gold. BJB Syariah KCP Rawamangun still has gold collateral that doesn’t has certificate. Every financing carried out has a level of risk, including the gold pawn financing product. In some situations these risks can make the bank to be collapse, therefore this risk must be managed and controlled. Risk can be managed and controlled by implementing risk management. Based on this background, the formulation of the problem in this study is how the risk management of collateral for gold pawn financing products at BJB Syariah KCP Rawamangun. The purpose of this study was to determine the risk management of collateral on gold pawn financing products at BJB Syariah KCP Rawamangun. The method that used in this reaesearch is descriptive method with a qualitative research. With two data sources, namely primary data sources consisting of Gold Analysts and Operations Supervisors and secondary data sources consisting of supporting documents or books. The data collection techniques that used were observation, interview, and documentation. The research instrument that used was the researcher himself. The data credibility test that used was the triangulation of sources and reference materials. The data analysis technique that used consists of three stages, namely data reduction, data display and conclusions drawing or verification. Based on the results of the research that BJB Syariah KCP Rawamangun in financing gold pawning, there are risks that can come anytime and cannot be predicted, such as the risk of counterfeit gold, the risk of misjudgment, the risk of financing problems, the risk of storage, the risk of theft and the risk of natural disasters. To deal or minimize these risks BJB Syariah KCP Rawamangun implements a risk management system consisting of four stages, namely risk identification, risk measurement, risk monitoring, and risk control.

Pengelolaan Feces Sebagai Pencegahan Penularan Covid-19 Andik Setiyono; Joni Joni; Trisna Wijaya; Rinaldi Rizal Putra
JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) VOL. 5 NOMOR 1 MARET 2021 JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat)
Publisher : Lembaga Publikasi Ilmiah dan Penerbitan (LPIP)

Isu kesehatan di tengah pandemi Covid-19 selalu menjadi bagian yang terus diperhatikan, mengingat semua negara dan masyarakat dunia berusaha untuk memutus rantai penyebaran Covd-19 ini. Salah satu upaya yang dapat dilakukan adalah dengan meningkatkan taraf kesehatan masyarakat, selain membiasakan menggunakan masker dan menjaga jarak, adalah dengan pengelolaan limbah domestik (khususnya feses) yang baik dan tepat. Kecamatan Tawang Kota Tasikmalaya menjadi salah satu kecamatan yang memiliki permasalahan yang sebagian rumah tangganya tidak memiliki pengelolaan feses yang baik. Pendekatan yang digunakan dalam pelaksanaa kegiatan ini adalah partisipatory rural appraisal (PRA), dengan menggunakan metode pelatihan, brainstorming, dan demonstrasi. Dalam pelaksanaannya, masyarakat diberikan edukasi mengenai prinsip pengelolaan feses yang baik tepat, sebagai salah stau pendukung pencegahan penularan Covid-19. Hasil yang diperoleh dari kegiatan pengabdian pada masyarakat ini adalah masyarakat memiliki harapan besar dalam peningkatan sanitasi dan akses kebersihan. Salah satu indikatornya adalah didukung dengan kesiapan warga masyarakat untuk tidak membuang limbah feses ke sungai, dan dialihkan ke septic tank komunal.

ANALISIS MAQASHID SYARIAH PADA PENAMBANGAN PASIR BESI PANTAI CIPATUJAH TASIKMALAYA Trisna Wijaya Joni
Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Vol 7, No 01 (2019): Al-Mashlahah: Jurnal Hukum Islam dan Pranata Sosial Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Falah atau kebahagiaan adalah tujuan dari setiap manusia. Salah satu indikator tercapainya falah adalah terpenuhinya kebutuhan sandang, pangan, dan papan. Dalam upaya mencapai tujuannya tersebut, manusia memanfaatkan alam yang memang sudah diciptakan Allah S.W.T. untuk memenuhi kebutuhannya. Akan tetapi Allah S.W.T. telah menentukan batasan-batasan dalam syariat yang berhubungan dengan upaya manusia dalam mengekplorasi dan mengeksploitasi kekayaan alam, agar upayanya tersebut tidak menimbulkan dampak negatif baik bagi lingkungan maupun pihak yang lain. Salah satu kegiatan eksploitasi sumber daya alam adalah penambangan pasir besi yang berlokasi di wilayah Cipatujah Kabupaten Tasikmalaya. Keberadaan kegiatan penambangan tersebut memiliki dampak positif dan negatif. Penelitian ini bertujuan untuk mengkaji apa dampak positif dan negatif yang ditimbulkan oleh kegiatan penambangan pasir besi di pantai Cipatujah, dengan maqashid syariah sebagai alat analisisnya.

ANALISIS PENERAPAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM PADA PEDAGANG DI PD PASAR TRADISIONAL PANCASILA TASIKMALAYA Nine Haryanti; Trisna Wijaya
JURNAL EKONOMI SYARIAH Vol 4, No 2 (2019)
Publisher : Universitas Siliwangi

The concrete market is a gathering place for buyers and sellers to trade goods that are there. Based on preliminary studies indicated there are some traders who make a deviation in business practices in terms of Islamic business ethics principles. The formulation of this research is about how the application of Islamic business ethics principles to traders in traditional markets Pancasila Tasikmalaya. The purpose of this study is to find out how the application of Islamic business markets Pancasila Tasikmalaya. The research method using the descriptive method of the qualitative. The data source in this study, namely the primary data is interviewed to the relevant parties is traders, buyers and managers of traditional markets Pancasila. While the secondary data are data obtained through reports on traders and PD. Profiles the traditional market of Pancasila. By using data collection techniques in the form of observation, interview, and documentation. While the data analysis techniques using analytical techniques developed by Miles and Huberman, with its stages: data reduction, display data, and conclusion drawing/ verification. Based on the results obtained from traders, buyers, and managers of traditional markets Pancasila shows that the principles of Islamic business ethics basically traders have applied in the activity of buying and selling. However, there are some deviations committed by traders in buying and selling such as, there are still those who neglect prayers, cheating on scales, selling goods below market prices due to tight market prices, less honest traders do not pay the debt to the supplier, doing savings and loan to conventional bank, unclear expiration limits, and there are still processed food products that add formalin and borax.

ANALISIS PENGUKURAN KUALITAS PELAYANAN BANK SYARIAH DENGAN METODE FUZZY-SERVQUAL DIMENSI CARTER Biki Zulfikri Rahmat; Anggita Ardianty; Trisna Wijaya
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10157

This study aims to determine the quality of BJB Syariah services seen from the position of the gap that is formed between customer perceptions and perceptions. Improving service quality is one of the important points as an effort to develop Islamic banking in Indonesia. The method used in this research is a quantitative method with a descriptive-comparative approach. While the measurement method uses the fuzzy-servqual method with CARTER dimensions. The results of the study show that there are still many assessments with a gap between customer perceptions and perceptions that are negative. This shows that the quality of service expected by the client is not in accordance with the quality of service perceived by the client.

ANALISIS PENGUKURAN KUALITAS PELAYANAN BANK SYARIAH DENGAN METODE FUZZY-SERVQUAL DIMENSI CARTER Biki Zulfikri Rahmat; Anggita Ardianty; Trisna Wijaya
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10157

This study aims to determine the quality of BJB Syariah services seen from the position of the gap that is formed between customer perceptions and perceptions. Improving service quality is one of the important points as an effort to develop Islamic banking in Indonesia. The method used in this research is a quantitative method with a descriptive-comparative approach. While the measurement method uses the fuzzy-servqual method with CARTER dimensions. The results of the study show that there are still many assessments with a gap between customer perceptions and perceptions that are negative. This shows that the quality of service expected by the client is not in accordance with the quality of service perceived by the client.

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