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Pengaruh Risiko Kredit dan Efisiensi Operasional terhadap Kinerja Keuangan pada PT. Bank Sulselbar Romansyah Sahabuddin; Anwar; Dewi Amelia Rahman
Accounting, Accountability, and Organization System (AAOS) Journal Vol. 3 No. 2 (2022): Maret
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Ilmu-ilmu Sosial Universitas Fajar

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Abstract

Pengaruh Risiko Kredit dan Efisiensi Operasional terhadap Kinerja Keuangan pada PT. Bank Sulselbar. Penelitian ini bertujuan untuk mengetahui pengaruh risiko kredit dan efisiensi operasional secara parsial dan simultan terhadap kinerja keuangan. Jenis penelitian yang digunakan adalah deskriptif kuantitatif. Populasi dalam penelitian ini yaitu laporan keuangan PT. Bank Sulselbar. Sampel penelitian adalah laporan keuangan PT. Bank Sulselbar selama 9 (sembilan) periode selama 2012-2020. Teknik Analisa data menggunakan rasio NPL, BOPO, dan ROA. Hasil penelitian menunjukkan bahwa NPL secara parsial berpengaruh positif dan tidak signifikan terhadap ROA, BOPO secara parsial berpengaruh secara negatif dan signifikan terhadap ROA, dan NPL dan BOPO secara simultan berpengaruh signifikan terhadap ROA.
Analisis Financial Distress Pada Perusahaan Sektor Transportasi dan Logistik Yang Terdaftar di Bursa Efek Indonesia Periode 2018-2022 Ananda Putri Rahmadani; Anwar; Andi Mustika Amin; Anwar Ramli; Hety Budiyanti
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 10 No. 1 (2024): Februari 2024
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v10i1.1942

Abstract

Penelitian ini bertujuan untuk mengetahui kondisi financial distress pada perusahaan transportasi dan logistik yang terdaftar di Bursa Efek Indonesia periode 2018-2022 dengan menggunakan metode Altman Z-Score. Penelitian ini bersifat deskriptif kuantitatif. Teknik pengambilan sampel dalam penelitian ini menggunakan purposive sampling, dari 43 populasi yang ada diperoleh 14 sampel untuk penelitian. Sumber data dalam penelitian ini adalah laporan keuangan perusahaan sektor transportasi dan logistik yang dapat diakses dan diunduh dari situs resmi Bursa Efek Indonesia. Hasil penelitian menunjukkan bahwa kondisi financial distress pada perusahaan transportasi dan logistik di Bursa Efek Indonesia periode 2018-2022 relatif rendah. Dari 14 perusahaan yang dianalisis, 4 perusahaan mengalami financial distress, 1 perusahaan berada dalam kondisi grey area dan 9 perusahaan berada dalam kondisi safe zone
OPTIMAL PORTFOLIO FORMATION ANALYSIS USING THE SINGLE INDEX MODEL DURING THE COVID-19 PANDEMIC: A Study on The LQ 45 Index on the Indonesian Stock Exchange (IDX) Rafiana A. S., Andi Besse; Maulana, M. Ikhwan; Anwar; Burhanuddin; Nurman
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 2 No. 3 (2023): MAY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v2i3.625

Abstract

This study aims to determine the optimal portfolio formation using the single index model method on LQ 45 Index stocks for the period from March 2020 to December 2021. The population in this study consists of all company shares included in the LQ 45 Index during the specified period, totaling 45 stocks. A sample of 36 companies was selected using a nonprobability sampling technique with a purposive sampling method. Data collection was carried out using documentation techniques, primarily focusing on collecting closing stock price data. The data analysis process involved collecting the closing stock price data and utilizing the single index model method to identify an optimal portfolio. The results of this study indicate that 18 company shares were included in the optimal portfolio. These companies are ADRO (7.46%), AKRA (14.51%), ANTM (7.97%), ASII (4.42%), BBNI (3.3%), BBTN (1.8%), BMRI (4.55%), CPIN (1.45%), ERAA (11.14%), EXCL (3.19%), INCO (8.55%), INKP (3.98%), ITMG (5.08%), JPFA (4.86%), JSMR (3.37%), KLBF (8.3%), TKIM (1.85%), and TOWR (4.23%). The expected return for the portfolio is 4.38% per month, with a portfolio risk borne by investors of 0.29% per month. The study suggests that constructing a portfolio with the identified stocks can yield favorable returns. However, it is crucial to regularly reassess and adjust portfolios due to changing market conditions and individual risk preferences. The implications highlight the benefits of using the single index model for portfolio formation. By considering the relationship between individual stocks and the LQ 45 Index, investors can make informed decisions to maximize returns while managing risk. These specific stocks can serve as a starting point for further research in portfolio management.
Entrepreneurial Literacy and Organizational Experience On Entrepreneurial Intention Through Entrepreneurial Attitude Ruma, Zainal; Parawansa, Dian Anggraece Sigit; Anwar, Anwar
Integrated Journal of Business and Economics (IJBE) Vol 9, No 4 (2025): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v9i4.1362

Abstract

This research explores the importance of entrepreneurship education in enhancing students’ entrepreneurial intentions and capabilities. This study emphasizes the importance of effective entrepreneurship education that combines theoretical knowledge with practical experience, highlights the relationship between self-efficacy, attitudes towards entrepreneurship, and entrepreneurial intentions and suggests that students with higher self-efficacy are more likely to value and pursue entrepreneurial opportunities. The research approach used was quantitative. We are using sample consisted of 359 respondents who were students who had taken entrepreneurship courses and had entrepreneurial intentions or owned businesses.Data analysis technique used SEM Analysis, which employs a confirmatory model.Furthermore, findings show that participation in entrepreneurship training and literacy programs significantly increases students’ confidence in their entrepreneurial abilities, thereby increasing their intention to start a new venture. The paper concludes that by equipping students with the necessary knowledge and skills, higher education institutions can effectively reduce unemployment rates and contribute to sustainable economic growth through the promotion of entrepreneurship. This study underscores the need for a paradigm shift in how students view entrepreneurship, encouraging them to become job creators rather than job seekers, ultimately leading to a more dynamic and innovative economy.