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PENINGKATKAN PEREKONOMIAN DESA SIDOMULYO KECAMATAN SELOREJO KABUPATEN BLITAR DENGAN MENGEMBANGKAN WIRAUSAHA MENUJU DESA WISATA Moh. Aan Sulton
at-tamkin: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 1 (2019): At-Tamkin - Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/attamkin.v2i1.512

Abstract

Wilayah pedesaan di Indonesia memiliki potensi yang besar dalam hal pariwisata. Pariwisata adalah suatu kegiatan yang secara langsung menyentuh dan melibatkan masyarakat sehingga membawa berbagai dampak terhadap masyarakat setempat, bahkan pariwisata dikatakan mempunyai energy trigger yang luar biasa, yang membuat masyarakat setempat mengalami metamorphose dalam berbagai aspeknya. Desa Sidomulyo adalah desa yang memiliki potensi menjadi desa wisata dan menjadi salah satu destinasi pariwisata di kabupaten Blitar. Desa sidomulyo merupakan desa yang terletak di Kecamatan Selorejo Kabupaten Blitar tepatnya berbatasan langsung dengan Kabupaten Malang. Sebagian besar penduduknya bermata pencaharian sebagai Petani Kopi dan Peternak Kambing. Lahan perkebunan didominasi dengan tanaman kopi. Sedangkan kambing yang ada desa Sidomulyo merupakan kambing kualitas unggul dan yang paling menonjol adalah kambing etawa. Namun dari hasil kopi dan ternak kambing masih belum optimal dalam produksi dan pemasaran. Maka mahasiswa kkn unira yang berada di desa sidomulyo mencoba membantu para petani kopi dan peternak kambing dalam meningkatkan hasil mereka dengan Program Pengembangan Wirausaha menuju Desa Wisata.
ANALISIS IMPLEMENTASI PEMBIAYAAN MURABAHAH DAN PENGARUHNYA TERHADAP KESEJAHTERAAN EKONOMI NASABAH: STUDI PADA BPRS BUMI RINJANI KEPANJEN KANTOR KAS DONOMULYO Ferlina, Dian; Moh. Aan Sulton
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 6 (2025): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i6.4924

Abstract

Financing refers to the disbursement of funds by banks to customers. In Islamic banking, financing takes various forms depending on the contract (akad), one of which is murabahah financing. This study examines the process of murabahah financing, from application and analysis to realization, at BPRS Bumi Rinjani Kepanjen, Donomulyo Branch. The findings indicate that the implementation of murabahah financing in accordance with Sharia principles provides significant benefits to customers, including increased income and business growth. The primary contribution of this financing product is its ability to enhance customers' economic well-being through flexible and Sharia-compliant access to capital. These findings affirm that murabahah financing at BPRS holds great potential as an effective Sharia-based economic empowerment tool for improving the welfare of the Donomulyo village community.
Mekanisme Produk Pembiayaan Mudharabah Terhadap Nasabah Yang Membutuhkan Modal Usaha di BMT UGT Nusantara Cabang Kepanjen Uni Khasanah; Istiqomah Istiqomah; Moh. Aan Sulton
Karya Nyata : Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2024): Juni : Karya Nyata : Jurnal Pengabdian kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karyanyata.v1i2.215

Abstract

development of sharia economics in Indonesia, sharia financial institutions, especially Baitul Maal Wat Tamwil, have the main goal of being able to help and alleviate problems, especially the problem of limited capital based on Sharia principles. Because many entrepreneurs have limited business capital. Therefore, with this research, entrepreneurs who need it will have information about the financing mechanism with a Mudharabah agreement, for those who have limited business capital. BMT UGT Nusantara has several financing products, one of which is the mudharabah contract. Mudharabah financing is an agreement where the shohibul maal provides funds to the mudharib with the profits divided according to the profit sharing and nibah agreed at the beginning of the contract. The mudharabah financing mechanism at BMT UGT Nusantara Kepanjen requires members to fulfill the requirements, then the BMT will carry out analysis and observations to ensure the eligibility of the recipient of the financing, if it has been approved they will inform you of the disbursement of funds and carry out an agreement. When the contract is executed, BMT and the customer enter into an agreement on the division of the ratio and margin. This research uses qualitative methods, with field research and interviews with BMT staff as a means of obtaining information