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Journal : Jurnal EK dan BI

P PENINGKATAN KINERJA KEUANGAN LPD DESA ADAT PENGLATAN MELALUI PENGELOLAAN RISIKO KEUANGAN DI MASA PANDEMI COVID-19 Ni Made Wulan Sari Sanjaya; Kadek Purnama Dewi
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 6 No 2 (2023)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v6i2.1194

Abstract

During the Covid-19 pandemic, many LPDs were found to have experienced a decline in assets, even unable to obtain optimal profits. This condition makes the LPD's ability to increase assets lower. Thus, in order to produce optimal assets, management needs to carry out proper risk management. So this research is aimed at analyzing the financial performance of LPD Penglatan Traditional Village through risk management during the Covid-19 pandemic. This type of associative research with a quantitative approach. The data was obtained through the financial reports of the Penglatan Traditional Village LPD. The data analysis technique used is multiple linear regression analysis with the variables tested consisting of two X variables, namely Loan to Deposit Ratio (LDR/X1) and BOPO (X2). Meanwhile, ROA is a Y variable. The results show that there is an significantand positive effect between LDR on ROA. Meanwhile, a significant and negative effect was found between BOPO and ROA..
STRATEGI PENGEMBANGAN AGRO PUNCAK BUKIT CATU BERBASIS AGROWISATA BERKELANJUTAN I Gusti Ketut Adi Winata; I Made Dwita Atmaja; Ni Made Wulan Sari Sanjaya
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 6 No 2 (2023)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v6i2.1193

Abstract

The diversity of tourist attractions in Bali causes competition between tourist attractions to become increasingly fierce, especially in the Tabanan Regency area. Therefore, it is necessary to formulate a strategy for developing Puncak Bukit Catu Agro based on sustainable agrotourism. The objectives of this research include: (1) determining a development strategy for Puncak Bukit Catu Agro based on sustainable agrotourism; (3) determine the priority strategy for the development of Puncak Bukit Catu Agro based on Sustainable Agrotourism. The main method used in this research is the descriptive analysis method. The data collection techniques used in this research are the Interview and Questionnaire Method. The analysis used in this qualitative research is data analysis using an interactive model. Apart from that, SWOT and QSPM matrix analysis is also used in formulating the strategy to be implemented. Agro Puncak Bukit Catu is an agrotourism that has an impact on the development of rural tourism in the village of Bukit Catu. Agrotourism is an economic activity that has potential social, economic and environmental impacts. The qspm matrix shows that the position of Puncak Bukit Catu Agrotourism is in quadrant I. This focuses on product development strategies. This means that Puncak Bukit Catu Agrotourism needs to develop products.