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All Journal Jurnal Ilmiah Mahasiswa Ekonomi Manajemen JMS : Jurnal Manajemen Sinergi EQIEN - JURNAL EKONOMI DAN BISNIS Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmiah Wahana Pendidikan Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Ekonomi, Manajemen, Akuntansi
Hartaty Hadady
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Determinants of Use of the Indonesian Standard Quick Response Code (QRIS) on MSMEs in Ternate City Rheza Pratama; Hartaty Hadady; Muhsin N. Bailusy
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4853

Abstract

This research aims tooanalyze the effect of perceived risk and ease of use8on the decision to transact using QRIS on MSME actors in Ternate City, either partially or simultaneously. This research0is a hypothesis testing research (Hypothesi9testing) which aims to test the hypothesis proposed by the Research Team. The analytical model used in this study is a multiple linear regression equation model to analyze the effect of risk perception and user convenience6on the decision to make payments with2QRIS. Collecting data using a questionnaire with a purposive sampling technique as many as 60 respondents. Risk Perception and User Convenience contributed 72.2% to the decision to transact using QRIS in Ternate City MSME actors, the remaining 27.8% was explained by other variables outside the research model. The results of the t-test concluded that Risk Perception had no significant effect on the decision to transact using QRIS on MSME actors in Ternate City, while User Ease had a positive and significant effect on the decision to transact using QRIS on MSME actors in Ternate City. Based on the Anova Test,f-count value of 52.133 > t-table (2.766), it can be concluded that the variables of Risk Perception and Ease of Use together can influence the decision to transact using QRIS.
Co-Authors Abdul Hadi Sirat Denia Roswita Anisdhita Denia Septiana Wonggo Diah Wahyu Lestari Fadhliah M. Alhadar Fadli Ali Taslim Fadli Halim Fajrul Rahman Bayau Jamiludin Hasan Johan Fahri Lisda Ariani Simabur M Aprialdy Husen Muhsin N Bailusy Nisma Ode Nuhria, Nuhria Rheza Pratama Ririn Ismira Afiyani Kamarullah Rossanto Dwi Handoyo Rusman Soleman, Rusman Satria Tesapati